Civic Intelligence

Members 1 St Credit Union

990 • Fiscal year 2014 • EIN 43-6032141

Jan 01, 2014 to Dec 31, 2014 • Filed on Sep 08, 2015

Organization ProfileWWW.SOUTHPOINTECU.COM

View Organization Page

4702 Mattis RoadSt Louis, MO 63128-2822

(314) 487-5628

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

58th percentile

21.26x

Higher debt load relative to revenue than 58% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

84th percentile

17%

Higher net margin than 84% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

50th percentile

$96,223

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 8.8% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

50th percentile

1.6%

Faster asset growth than 50% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

89th percentile

8.4%

Faster revenue growth than 89% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$25,311,666

Up $400,495 (+1.6%) from 2013

Net Assets

Up

$2,096,912

Up $185,295 (+9.7%) from 2013

Liabilities

Up

$23,214,754

Up $215,200 (+0.9%) from 2013

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin84th percentile

Revenue

Up

$1,091,784

Up $84,964 (+8.4%) from 2013

Expenses

Up

$906,489

Up $14,409 (+1.6%) from 2013

Net Income

Up

$185,295

Up $70,555 (+61%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $22,795,627Liabilities 2010: $20,994,810Net Assets 2010: $1,800,8172010Assets 2011: $24,658,595Liabilities 2011: $22,816,280Net Assets 2011: $1,842,3152011Assets 2012: $25,468,813Liabilities 2012: $23,671,936Net Assets 2012: $1,796,8772012Assets 2013: $24,911,171Liabilities 2013: $22,999,554Net Assets 2013: $1,911,6172013Assets 2014: $25,311,666Liabilities 2014: $23,214,754Net Assets 2014: $2,096,9122014Assets 2015: $40,200,635Liabilities 2015: $36,763,231Net Assets 2015: $3,437,4042015Assets 2016: $41,471,768Liabilities 2016: $37,781,683Net Assets 2016: $3,690,0852016Assets 2017: $42,403,448Liabilities 2017: $38,460,529Net Assets 2017: $3,942,9192017Assets 2018: $44,995,937Liabilities 2018: $40,782,683Net Assets 2018: $4,213,2542018Assets 2019: $47,946,298Liabilities 2019: $43,457,228Net Assets 2019: $4,489,0702019Assets 2020: $57,082,521Liabilities 2020: $52,262,330Net Assets 2020: $4,820,1912020Assets 2021: $63,079,165Liabilities 2021: $57,993,682Net Assets 2021: $5,085,4832021Assets 2022: $65,764,659Liabilities 2022: $60,433,367Net Assets 2022: $5,331,2922022Assets 2023: $62,169,706Liabilities 2023: $56,400,422Net Assets 2023: $5,769,2842023Assets 2024: $68,913,881Liabilities 2024: $62,492,420Net Assets 2024: $6,421,4612024

Highlighted filing

2014

Assets$25,311,666
Liabilities$23,214,754
Net Assets$2,096,912
Open 2014 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,188,4452010Expenses 2011: $1,142,4612011Expenses 2012: $1,055,4422012Revenue 2013: $1,006,820Expenses 2013: $892,080Net Income 2013: $114,7402013Revenue 2014: $1,091,784Expenses 2014: $906,489Net Income 2014: $185,2952014Revenue 2015: $1,211,080Expenses 2015: $1,095,906Net Income 2015: $115,1742015Revenue 2016: $1,624,078Expenses 2016: $1,396,397Net Income 2016: $227,6812016Revenue 2017: $1,800,412Expenses 2017: $1,547,578Net Income 2017: $252,8342017Revenue 2018: $1,955,599Expenses 2018: $1,685,264Net Income 2018: $270,3352018Revenue 2019: $2,234,867Expenses 2019: $1,959,051Net Income 2019: $275,8162019Revenue 2020: $2,142,947Expenses 2020: $1,811,826Net Income 2020: $331,1212020Revenue 2021: $2,084,216Expenses 2021: $1,818,924Net Income 2021: $265,2922021Revenue 2022: $2,134,914Expenses 2022: $1,889,105Net Income 2022: $245,8092022Revenue 2023: $2,644,649Expenses 2023: $2,206,657Net Income 2023: $437,9922023Revenue 2024: $3,452,316Expenses 2024: $2,800,139Net Income 2024: $652,1772024

Highlighted filing

2014

Revenue$1,091,784
Expenses$906,489
Net Income$185,295
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Sep 8, 2015
Return Version
2014v5.0
Gross Receipts
$1,091,784
Mission and Program Overview

Mission

To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,311,777$17,502,319▲ $2,190,542
Savings and Temporary Cash Investments$8,604,502$6,834,240▼ $1,770,262
Rtn Earn Endowment Incm Other Fnds$1,911,617$2,096,912▲ $185,295
Cash and Non-Interest-Bearing Accounts$176,742$186,229▲ $9,487
Land, Buildings, and Equipment, Net$53,009$58,299▲ $5,290
Investments Other Securities$30,600$29,900▼ $700
Prepaid Expenses and Deferred Charges$28,819$28,018▼ $801
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$24,911,171$25,311,666▲ $400,495
Other Assets Total$705,722$672,661▼ $33,061
Liabilities
Other Liabilities$22,970,880$23,185,803▲ $214,923
Accounts Payable and Accrued Expenses$23,237$25,246▲ $2,009
Escrow Account Liability$5,437$3,705▼ $1,732
Total Liabilities$22,999,554$23,214,754▲ $215,200
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,911,617$2,096,912▲ $185,295
Total Liabilities and Net Assets / Fund Balance$24,911,171$25,311,666▲ $400,495

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$36,594$222,725$259,319
Buildings$10,520$115,612$126,132
Land$11,185-$11,185
Compensation and Service Providers
Top Officer Pay50th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian EyestonePresidentFT$87,310$8,913$96,223

Board Members and Trustees

NameTitle
Michael LehmanChairman
Colin McpherronVice Chairman
James SpellmanDirector
Karol CollinsDirector
Matthew BarnhartDirector
Rob PostDirector
Nicholas RibaudoSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,018,534
Investment Income
$70,913
Other Revenue
$2,337
Change in Net Assets
$185,295
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$548,268
Salaries, Compensation, and Employee Benefits$358,221
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$206,499
Office Expenses---$155,669
Current Officers, Directors, Trustees, and Key Employees---$96,223
Information Technology---$95,598
All Other Expenses---$26,144
Payroll Taxes---$25,475
Other Employee Benefits---$24,444
Advertising---$23,410
Occupancy---$23,102
Insurance---$20,282
Depreciation Depletion---$19,554
Other Expenses---$18,479
Fees for Services Accounting---$14,379
Conferences and Meetings---$5,812
Pension Plan Contributions---$5,580
Fees for Services Other---$3,591
Fees for Services Legal---$1,142
Total Functional Expenses$0$0$0$906,489
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$23,185,803
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11

“The president gathers the information for the outside accounting firm to prepare the form 990 return. Upon completion, the president reviews the completed 990 before presenting it to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all officers, directors, and committee members are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15A

“The personnel committee of the board of directors reviews and approves the president's compensation. All other employees' compensation is determined by the president and is included in the budget presented to the board for approval. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted monthly in the credit union lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Southpointe Credit Union
EIN
43-6032141
Phone
3144875628
Address
4702 MATTIS ROAD, ST LOUIS, MO 63128-2822

Signing Officer

Name
Brian Eyestone
Title
President
Phone
3144875628
Signed
2015-09-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Eyestone
Formed
1951
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
8
Volunteers
11

Preparer

Firm
Stephen Lang & Associates LLC
Address
14323 S OUTER 40 STE N205, CHESTERFIELD, MO 63017
Phone
3142058601
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

“In 2014, the credit union began offering mobile banking allowing members to access their online account through the telephone or other mobile device.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans.”

Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt025246
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/TotalAmt023410
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IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/PhoneNum03144875628
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04702 MATTIS ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0ST LOUIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
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IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 2,523 MEMBERS.
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IRS990/EscrowAccountLiabilityGrp/EOYAmt03705
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IRS990/FederalGrantAuditRequiredInd00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm2NICHOLAS RIBAUDO
IRS990/Form990PartVIISectionAGrp/PersonNm3MATTHEW BARNHART
IRS990/Form990PartVIISectionAGrp/PersonNm4KAROL COLLINS
IRS990/Form990PartVIISectionAGrp/PersonNm5ROB POST
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES SPELLMAN
IRS990/Form990PartVIISectionAGrp/PersonNm7BRIAN EYESTONE
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
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IRS990/InfoInScheduleOPartVIInd0X
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IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
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IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01911617
IRS990/NetAssetsOrFundBalancesEOYAmt02096912
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
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IRS990/OfficeExpensesGrp/TotalAmt0155669
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt0672661
IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2ASSOCIATION FEES
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
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IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
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IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt028819
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IRS990/PrincipalOfficerNm0BRIAN EYESTONE
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM FEES
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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0314
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2014, THERE WERE 1,702 LOANS OUTSTANDING TOTALING $17,529,781.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $37,070 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01006820
IRS990/ReconcilationRevenueExpnssAmt0185295
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt02337
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt02337
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01911617
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02096912
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08604502
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06834240
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt010520
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0115612
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0126132
IRS990ScheduleD/EquipmentGrp/BookValueAmt036594
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0222725
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0259319
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt011185
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt011185
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023185803
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt058299
IRS990ScheduleD/TotalLiabilityAmt023185803
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IN 2014, THE CREDIT UNION BEGAN OFFERING MOBILE BANKING ALLOWING MEMBERS TO ACCESS THEIR ONLINE ACCOUNT THROUGH THE TELEPHONE OR OTHER MOBILE DEVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT GATHERS THE INFORMATION FOR THE OUTSIDE ACCOUNTING FIRM TO PREPARE THE FORM 990 RETURN. UPON COMPLETION, THE PRESIDENT REVIEWS THE COMPLETED 990 BEFORE PRESENTING IT TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S COMPENSATION. ALL OTHER EMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS INCLUDED IN THE BUDGET PRESENTED TO THE BOARD FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART III, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd01
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt024911171
IRS990/TotalAssetsEOYAmt025311666
IRS990/TotalAssetsGrp/BOYAmt024911171
IRS990/TotalAssetsGrp/EOYAmt025311666
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/TotalAmt0906489
IRS990/TotalGrossUBIAmt0314
IRS990/TotalLiabilitiesBOYAmt022999554
IRS990/TotalLiabilitiesEOYAmt023214754
IRS990/TotalLiabilitiesGrp/BOYAmt022999554
IRS990/TotalLiabilitiesGrp/EOYAmt023214754
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01911617
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02096912
IRS990/TotalOtherCompensationAmt08913
IRS990/TotalProgramServiceRevenueAmt01018534
IRS990/TotalReportableCompFromOrgAmt087310
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01091470
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01091784
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0314
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt024911171
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt025311666
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04702 MATTIS ROAD
IRS990/USAddress/CityNm0ST LOUIS
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0631282822
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SOUTHPOINTECU.COM
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN EYESTONE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03144875628
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-09-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTHPOINTE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0436032141
ReturnHeader/Filer/PhoneNum03144875628
ReturnHeader/Filer/USAddress/AddressLine1Txt04702 MATTIS ROAD
ReturnHeader/Filer/USAddress/CityNm0ST LOUIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0631282822
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431887384
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STEPHEN LANG & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt014323 S OUTER 40 STE N205
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHESTERFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd063017
ReturnHeader/PreparerPersonGrp/PhoneNum03142058601
ReturnHeader/ReturnTs02015-09-08T12:02:57-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$25,311,666
Liabilities
$23,214,754
Net assets
$2,096,912
Revenue
$1,091,784
Expenses
$906,489
Net income
$185,295
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.9$62.5$6.42$3.45$2.80$0.65
2023Detailed filing. Detailed filing data is available for this year.$62.2$56.4$5.77$2.64$2.21$0.44
2022Detailed filing. Detailed filing data is available for this year.$65.8$60.4$5.33$2.13$1.89$0.25
2021Detailed filing. Detailed filing data is available for this year.$63.1$58.0$5.09$2.08$1.82$0.27
2020Detailed filing. Detailed filing data is available for this year.$57.1$52.3$4.82$2.14$1.81$0.33
2019Detailed filing. Detailed filing data is available for this year.$47.9$43.5$4.49$2.23$1.96$0.28
2018Detailed filing. Detailed filing data is available for this year.$45.0$40.8$4.21$1.96$1.69$0.27
2017Detailed filing. Detailed filing data is available for this year.$42.4$38.5$3.94$1.80$1.55$0.25
2016Detailed filing. Detailed filing data is available for this year.$41.5$37.8$3.69$1.62$1.40$0.23
2015Detailed filing. Detailed filing data is available for this year.$40.2$36.8$3.44$1.21$1.10$0.12
2014Detailed filing. Detailed filing data is available for this year.$25.3$23.2$2.10$1.09$0.91$0.19
2013Detailed filing. Detailed filing data is available for this year.$24.9$23.0$1.91$1.01$0.89$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.5$23.7$1.80$1.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.7$22.8$1.84$1.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.8$21.0$1.80$1.19