Civic Intelligence

St James Caring Center

EIN 43-1843295 • 501(c)3 • Saint James, MO

Profile

Provide assistance to the needy

113 West EldonSaint James, MO 65559

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

34th percentile

0.01x

Higher debt load relative to assets than 34% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

48th percentile

0.06x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

23rd percentile

-9.1%

Higher net margin than 23% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

33rd percentile

-1.9%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-37%

Faster revenue growth than 8% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,501,862

Down $49,297 (-1.9%) from 2023

Liabilities

Down

$31,512

Down $3,923 (-11%) from 2023

Net Assets

Down

$2,470,350

Down $45,374 (-1.8%) from 2023

Revenue

Down

$496,502

Down $292,834 (-37%) from 2023

Expenses

Down

$541,876

Down $119,739 (-18%) from 2023

Net Income

Down

-$45,374

Down $173,095 (-136%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,206,909Liabilities 2011: $2,105Net Assets 2011: $1,204,8042011Assets 2012: $1,183,055Liabilities 2012: $2,120Net Assets 2012: $1,180,9352012Assets 2013: $1,226,959Liabilities 2013: $2,779Net Assets 2013: $1,224,1802013Assets 2014: $1,245,754Liabilities 2014: $2,483Net Assets 2014: $1,243,2712014Assets 2015: $1,255,772Liabilities 2015: $5,821Net Assets 2015: $1,249,9512015Assets 2016: $1,726,538Liabilities 2016: $5,925Net Assets 2016: $1,720,6132016Assets 2017: $1,668,455Liabilities 2017: $3,572Net Assets 2017: $1,664,8832017Assets 2018: $1,814,335Liabilities 2018: $3,490Net Assets 2018: $1,810,8452018Assets 2019: $1,539,839Liabilities 2019: $2,536Net Assets 2019: $1,537,3032019Assets 2020: $1,722,540Liabilities 2020: $0Net Assets 2020: $1,722,5402020Assets 2021: $2,656,146Liabilities 2021: $0Net Assets 2021: $2,656,1462021Assets 2022: $2,422,102Liabilities 2022: $34,099Net Assets 2022: $2,388,0032022Assets 2023: $2,551,159Liabilities 2023: $35,435Net Assets 2023: $2,515,7242023Assets 2024: $2,501,862Liabilities 2024: $31,512Net Assets 2024: $2,470,3502024

Highlighted filing

2024

Assets$2,501,862
Liabilities$31,512
Net Assets$2,470,350

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2011: $766,7992011Revenue 2012: $873,166Expenses 2012: $897,035Net Income 2012: -$23,8692012Revenue 2013: $936,810Expenses 2013: $893,573Net Income 2013: $43,2372013Revenue 2014: $1,092,473Expenses 2014: $1,073,382Net Income 2014: $19,0912014Revenue 2015: $1,208,115Expenses 2015: $1,202,075Net Income 2015: $6,0402015Revenue 2016: $1,696,085Expenses 2016: $1,225,423Net Income 2016: $470,6622016Revenue 2017: $985,998Expenses 2017: $1,041,728Net Income 2017: -$55,7302017Revenue 2018: $1,110,060Expenses 2018: $1,035,839Net Income 2018: $74,2212018Revenue 2019: $330,679Expenses 2019: $415,284Net Income 2019: -$84,6052019Revenue 2020: $480,673Expenses 2020: $432,866Net Income 2020: $47,8072020Revenue 2021: $1,065,599Expenses 2021: $371,928Net Income 2021: $693,6712021Revenue 2022: $599,595Expenses 2022: $480,396Net Income 2022: $119,1992022Revenue 2023: $789,336Expenses 2023: $661,615Net Income 2023: $127,7212023Revenue 2024: $496,502Expenses 2024: $541,876Net Income 2024: -$45,3742024

Highlighted filing

2024

Revenue$496,502
Expenses$541,876
Net Income-$45,374

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.50$0.03$2.47$0.50$0.54$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.55$0.04$2.52$0.79$0.66$0.13
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.42$0.03$2.39$0.60$0.48$0.12
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.66$0.00$2.66$1.07$0.37$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.72$0.00$1.72$0.48$0.43$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.54$0.00$1.54$0.33$0.42$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.81$0.00$1.81$1.11$1.04$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.67$0.00$1.66$0.99$1.04$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.73$0.01$1.72$1.70$1.23$0.47
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$0.01$1.25$1.21$1.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.24$1.09$1.07$0.02
2013Detailed filing. Detailed filing data is available for this year.$1.23$0.00$1.22$0.94$0.89$0.04
2012Summary only. Only limited summary data is available for this year.$1.18$0.00$1.18$0.87$0.90$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$0.00$1.20$0.77
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 1, 2025
Return Version
2024v5.2
Gross Receipts
$679,051
Mission and Program Overview

Mission

Provide assistance to needy

Provide assistance to the needy

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,955,067$2,006,157▲ $51,090
Savings and Temporary Cash Investments$228,334$304,928▲ $76,594
Other Notes and Loans Receivable, Net$160,420$160,420→ $0
Cash and Non-Interest-Bearing Accounts$207,338$30,357▼ $176,981
Total Assets$2,551,159$2,501,862▼ $49,297
Liabilities
Accounts Payable and Accrued Expenses$35,435$31,512▼ $3,923
Total Liabilities$35,435$31,512▼ $3,923
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,515,724$2,470,350▼ $45,374
Total Net Assets Fund Balance$2,515,724$2,470,350▼ $45,374
Total Liabilities and Net Assets / Fund Balance$2,551,159$2,501,862▼ $49,297

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,916,741$1,009,023-
Land$89,416--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Judy CavenderPresident
Verna BrandVice President
Jenna DavisDirector
Jim FlemingDirector
Marsha WaymanDirector
Nancy MontgomeryDirector
Suzi SpeasDirector
Tracy EdwardsDirector
Paige EissingerSecretary
Peter FreibergTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$58,823
Program Service Revenue
$32,416
Investment Income
$0
Other Revenue
$405,263
All Other Contributions
$52,050
Change in Net Assets
$-45,374
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$299,604
Salaries, Compensation, and Employee Benefits$242,272
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$160,644-$160,644
Depreciation Depletion$95,424--$95,424
Current Officers, Directors, Trustees, and Key Employees-$62,804-$62,804
Insurance-$50,024-$50,024
Office Expenses$41,747--$41,747
Occupancy$36,581--$36,581
Other Expenses-$28,220-$28,220
Payroll Taxes-$17,094-$17,094
Fees for Services Accounting-$10,335-$10,335
Fees for Services Other$5,125--$5,125
Advertising$4,446--$4,446
Other Employee Benefits$1,730--$1,730
Total Functional Expenses$185,053$356,823$0$541,876
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

Line 1a: all members are the governing body.

Conflict of interest policy compliance Part VI line 12C

Line 12c: the organization has established a conflict of intere3st policy which is provided to all board members and employees.

CEO executive director top management comp Part VI line 15A

Line 15a: board approves compensation of the excutive director on annual basis.

Other officer or key employee compensation Part VI line 15B

Line 15b: board approves compensation annually for executive director and all employees.

Governing documents etc available to public Part VI line 19

Line 11b: copy of form 990 was provided to all members of its governing body.

Filing and Contact Details

Filer

Filer Name
St James Caring Center
EIN
43-1843295
In Care Of
% NANCY MONTGOMERY
Phone
5732652047
Address
113 WEST ELDON, SAINT JAMES, MO 65559
Doing Business As
St James Caring Center

Signing Officer

Name
Nancy Montgomery
Title
Director
Phone
5732652047
Signed
2025-09-01
Discuss with paid preparer
No

Organization Details

Formed
1975
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
14
Volunteers
6

Preparer

Firm
David R Crain LLC
Address
PO Box 276, Saint James, MO 65559
Preparer
David R Crain
Phone
5732618771
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

Adjustment to reconcile net assets from prior period to current period was entered to misc expense as a negative adjustment - see part ix, line 24d - subsequent to tying out fixed asset depreciation. The expense adjustment is 2407 -- considered mostly due to rounding; pass due to materiality since the reconciling adjustment illustrates nicely the consistency of cash and depredciatiioj flowthru from prior year to current year

List of other expenses Part IX line 24E

Truck fuel and maintenance 4321 bank service charges 463 equipment maintenance and repairs 16297 insurance package 35085 storage rent 892 yop professional services 5540 other expense 551

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1BUILDING MAINTENANCE
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt128220
IRS990/OtherExpensesGrp/TotalAmt027702
IRS990/OtherExpensesGrp/TotalAmt128220
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
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IRS990/OtherRevenueTotalAmt04176
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0160644
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01065599
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt033832
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01842263
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt054
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 1A: ALL MEMBERS ARE THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1LINE 12C: THE ORGANIZATION HAS ESTABLISHED A CONFLICT OF INTERE3ST POLICY WHICH IS PROVIDED TO ALL BOARD MEMBERS AND EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2LINE 15A: BOARD APPROVES COMPENSATION OF THE EXCUTIVE DIRECTOR ON ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LINE 15B: BOARD APPROVES COMPENSATION ANNUALLY FOR EXECUTIVE DIRECTOR AND ALL EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LINE 11B: COPY OF FORM 990 WAS PROVIDED TO ALL MEMBERS OF ITS GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ADJUSTMENT TO RECONCILE NET ASSETS FROM PRIOR PERIOD TO CURRENT PERIOD WAS ENTERED TO MISC EXPENSE AS A NEGATIVE ADJUSTMENT - SEE PART IX, LINE 24D - SUBSEQUENT TO TYING OUT FIXED ASSET DEPRECIATION. THE EXPENSE ADJUSTMENT IS 2407 -- CONSIDERED MOSTLY DUE TO ROUNDING; PASS DUE TO MATERIALITY SINCE THE RECONCILING ADJUSTMENT ILLUSTRATES NICELY THE CONSISTENCY OF CASH AND DEPREDCIATIIOJ FLOWTHRU FROM PRIOR YEAR TO CURRENT YEAR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TRUCK FUEL AND MAINTENANCE 4321 BANK SERVICE CHARGES 463 EQUIPMENT MAINTENANCE AND REPAIRS 16297 INSURANCE PACKAGE 35085 STORAGE RENT 892 YOP PROFESSIONAL SERVICES 5540 OTHER EXPENSE 551
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other expenses Part IX line 24e
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0185053
IRS990/TotalFunctionalExpensesGrp/TotalAmt0541876
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt035435
IRS990/TotalLiabilitiesEOYAmt031512
IRS990/TotalLiabilitiesGrp/BOYAmt035435
IRS990/TotalLiabilitiesGrp/EOYAmt031512
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02470350
IRS990/TotalOtherCompensationAmt00
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IRS990/TotalReportableCompFromOrgAmt00
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IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0437679
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0496502
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02501862
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IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0NANCY MONTGOMERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05732652047
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST JAMES CARING CENTER
ReturnHeader/Filer/BusinessNameControlTxt0STJA
ReturnHeader/Filer/EIN0431843295
ReturnHeader/Filer/InCareOfNm0% NANCY MONTGOMERY
ReturnHeader/Filer/PhoneNum05732652047
ReturnHeader/Filer/USAddress/AddressLine1Txt0113 WEST ELDON
ReturnHeader/Filer/USAddress/CityNm0SAINT JAMES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065559
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0David R Crain LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 276
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Saint James
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065559
ReturnHeader/PreparerPersonGrp/PhoneNum05732618771
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID R CRAIN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-23T11:40:09-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01

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