Civic Intelligence

St. Joseph Community Chorus Inc.

990EZ • Fiscal year 2020 • EIN 43-1432689

Jul 01, 2019 to Jun 30, 2020 • Filed on Oct 27, 2020

Organization Profile
4525 Downs DriveSaint Joseph, MO 64507

(816) 390-8396

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

65th percentile

16%

Higher net margin than 65% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

65th percentile

17%

Faster asset growth than 65% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

75th percentile

12%

Faster revenue growth than 75% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$76,831

Up $11,273 (+17%) from 2019

Net Assets

Up

$76,831

Up $11,273 (+17%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin65th percentile

Revenue

Up

$69,593

Up $7,612 (+12%) from 2019

Expenses

Down

$58,320

Down $2,297 (-3.8%) from 2019

Net Income

Up

$11,273

Up $9,909 (+726%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2012: $32,808Liabilities 2012: $0Net Assets 2012: $32,8082012Assets 2013: $33,627Liabilities 2013: $0Net Assets 2013: $33,6272013Assets 2014: $29,545Liabilities 2014: $0Net Assets 2014: $29,5452014Assets 2015: $28,924Liabilities 2015: $0Net Assets 2015: $28,9242015Assets 2016: $27,807Liabilities 2016: $0Net Assets 2016: $27,8072016Assets 2017: $62,211Liabilities 2017: $0Net Assets 2017: $62,2112017Assets 2018: $65,194Liabilities 2018: $02018Assets 2019: $65,558Liabilities 2019: $0Net Assets 2019: $65,5582019Assets 2020: $76,831Liabilities 2020: $0Net Assets 2020: $76,8312020Assets 2021: $95,441Liabilities 2021: $0Net Assets 2021: $95,4412021Assets 2022: $81,482Liabilities 2022: $02022Assets 2023: $86,486Liabilities 2023: $0Net Assets 2023: $86,4862023Assets 2024: $78,662Liabilities 2024: $02024Assets 2025: $102,561Liabilities 2025: $0Net Assets 2025: $102,5612025

Highlighted filing

2020

Assets$76,831
Liabilities$0
Net Assets$76,831
Open 2020 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $51,087Expenses 2012: $54,228Net Income 2012: -$3,1412012Revenue 2013: $51,989Expenses 2013: $51,170Net Income 2013: $8192013Revenue 2014: $55,502Expenses 2014: $59,584Net Income 2014: -$4,0822014Revenue 2015: $54,903Expenses 2015: $55,524Net Income 2015: -$6212015Revenue 2016: $44,530Expenses 2016: $45,647Net Income 2016: -$1,1172016Revenue 2017: $80,189Expenses 2017: $52,860Net Income 2017: $27,3292017Revenue 2018: $56,979Expenses 2018: $53,996Net Income 2018: $2,9832018Revenue 2019: $61,981Expenses 2019: $60,617Net Income 2019: $1,3642019Revenue 2020: $69,593Expenses 2020: $58,320Net Income 2020: $11,2732020Revenue 2021: $41,873Expenses 2021: $23,263Net Income 2021: $18,6102021Revenue 2022: $45,391Expenses 2022: $45,449Net Income 2022: -$582022Revenue 2023: $80,842Expenses 2023: $75,838Net Income 2023: $5,0042023Revenue 2024: $67,847Expenses 2024: $75,671Net Income 2024: -$7,8242024Revenue 2025: $108,821Expenses 2025: $90,780Net Income 2025: $18,0412025

Highlighted filing

2020

Revenue$69,593
Expenses$58,320
Net Income$11,273
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Oct 27, 2020
Return Version
2019v5.1
Gross Receipts
$69,593
Mission and Program Overview

Mission

Presentation of choral music

Program Services

DescriptionGrantsExpenses
PRESENTATION OF CHORAL MUSIC THROUGH QUALITYPERFORMANCE AND MUSIC SELECTION--
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PAMELA MILLERPresident-$0--
GREG DIXONVice President-$0--
KAREN JENSENSecretary-$0--
JOHN COOLTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
St Joseph Community Chorus Inc
EIN
43-1432689
Address
4525 DOWNS DRIVE, SAINT JOSEPH, MO 64507

Signing Officer

Name
John E Cool
Title
Treasurer
Phone
8163908396
Signed
2020-10-27
Discuss with paid preparer
Yes

Preparer

Firm
Cameron Financial Services Inc
Address
121 WEST THIRD STREET, Cameron, MO 64429
Preparer
James C Mckinley
Phone
8166323786
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description amountother income 19,920”

Description of other expenses Part I line 16

“Description amountdues and subscriptions 560scholarships 5,160insurance 707paypal processing 35concert expense 10,833office supplies 483marketing and advertising 9,565hospitality 595”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOHN COOL
IRS990EZ/BooksInCareOfDetail/PhoneNum08163908396
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04525 DOWNS DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAINT JOSEPH
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd064507
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt065558
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt076831
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt038276
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011273
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0950
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt065558
IRS990EZ/Form990TotalAssetsGrp/EOYAmt076831
IRS990EZ/GrossReceiptsAmt069593
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt03330
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt065558
IRS990EZ/NetAssetsOrFundBalancesEOYAmt076831
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt065558
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt076831
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PAMELA MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GREG DIXON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KAREN JENSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOHN COOL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt027938
IRS990EZ/OtherRevenueTotalAmt019920
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PRESENTATION OF CHORAL MUSIC
IRS990EZ/PrintingPublicationsPostageAmt04189
IRS990EZ/ProgramServiceRevenueAmt08067
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PRESENTATION OF CHORAL MUSIC THROUGH QUALITYPERFORMANCE AND MUSIC SELECTION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt025243
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt058320
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt069593
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt041606
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt045294
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt045222
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt067404
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt031556
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0231082
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt05772
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02762
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0874
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt032
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt09440
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt08067
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt010642
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt08691
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt08023
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt012256
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt047679
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt0181
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt0382
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt0640
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt01203
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt05772
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02762
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0874
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt032
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt09440
IRS990ScheduleA/InvestmentIncomeCYPct00.03000
IRS990ScheduleA/InvestmentIncomePYPct00.03000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt0123
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt046
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0169
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.96680
IRS990ScheduleA/PublicSupportPY509Pct00.96720
IRS990ScheduleA/PublicSupportTotal509Amt0279964
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt049673
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt055936
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt054094
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt075809
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt044452
IRS990ScheduleA/Total509Grp/TotalAmt0279964
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt049673
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt061708
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt056979
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt076683
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt044530
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0289573
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTOTHER INCOME 19,920
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTDUES AND SUBSCRIPTIONS 560SCHOLARSHIPS 5,160INSURANCE 707PAYPAL PROCESSING 35CONCERT EXPENSE 10,833OFFICE SUPPLIES 483MARKETING AND ADVERTISING 9,565HOSPITALITY 595
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN E COOL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08163908396
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST JOSEPH COMMUNITY CHORUS INC
ReturnHeader/Filer/BusinessNameControlTxt0STJO
ReturnHeader/Filer/EIN0431432689
ReturnHeader/Filer/USAddress/AddressLine1Txt04525 DOWNS DRIVE
ReturnHeader/Filer/USAddress/CityNm0SAINT JOSEPH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd064507
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0D925E9B74B8AF57C1CD16D3710DF7561432EEDCA
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0D925E9B74B8AF57C1CD16D3710DF7561432EEDCA
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId04306382020301lxgakvf
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02020-10-27
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0104.37.160.236
ReturnHeader/FilingSecurityInformation/IPDt02020-10-27
ReturnHeader/FilingSecurityInformation/IPTm016:00:57
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202124608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CAMERON FINANCIAL SERVICES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0121 WEST THIRD STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cameron
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd064429
ReturnHeader/PreparerPersonGrp/PhoneNum08166323786
ReturnHeader/PreparerPersonGrp/PreparationDt02020-10-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMES C MCKINLEY
ReturnHeader/ReturnTs02020-10-27T15:59:52-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-07-01
ReturnHeader/TaxPeriodEndDt02020-06-30
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$76,831
Liabilities
$0
Net assets
$76,831
Revenue
$69,593
Expenses
$58,320
Net income
$11,273
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.03$0.00$1.03$1.09$0.91$0.18
2024Summary only. Only limited summary data is available for this year.$0.79$0.00$0.68$0.76$0.08
2023Detailed filing. Detailed filing data is available for this year.$0.86$0.00$0.86$0.81$0.76$0.05
2022Summary only. Only limited summary data is available for this year.$0.81$0.00$0.45$0.45$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.95$0.00$0.95$0.42$0.23$0.19
2020Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$0.70$0.58$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.66$0.00$0.66$0.62$0.61$0.01
2018Summary only. Only limited summary data is available for this year.$0.65$0.00$0.57$0.54$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.62$0.00$0.62$0.80$0.53$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.28$0.00$0.28$0.45$0.46$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.29$0.55$0.56$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.56$0.60$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.34$0.00$0.34$0.52$0.51$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.33$0.00$0.33$0.51$0.54$0.03