Civic Intelligence

Epcor

EIN 43-1046942 • 501(c)6 • Kansas City, MO

Profile

Trade association responsible for providing payment systems and risk management education, support and industry leadership. Epcor serves more than 2,300 financial institution and corporate members throughout arkansas, southern illinois, indiana, southwestern iowa, kansas, western kentucky, missouri, nebraska and oklahoma.

5563 NW Barry Road 316Kansas City, MO 64154

na

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.07x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

0.05x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Net Margin

40th percentile

1.9%

Higher net margin than 40% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

38th percentile

2.4%

Faster asset growth than 38% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

9.0%

Faster revenue growth than 60% of similar nonprofits.

501(c)6 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$5,300,315

Up $125,568 (+2.4%) from 2023

Liabilities

Down

$351,640

Down $22,593 (-6.0%) from 2023

Net Assets

Up

$4,948,675

Up $148,161 (+3.1%) from 2023

Revenue

Up

$7,693,607

Up $634,968 (+9.0%) from 2023

Expenses

Up

$7,545,446

Up $1,149,318 (+18%) from 2023

Net Income

Down

$148,161

Down $514,350 (-78%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $2,403,079Liabilities 2011: $48,932Net Assets 2011: $2,354,1472011Assets 2012: $2,543,661Liabilities 2012: $61,131Net Assets 2012: $2,482,5302012Assets 2013: $2,670,413Liabilities 2013: $68,785Net Assets 2013: $2,601,6282013Assets 2014: $2,724,315Liabilities 2014: $94,216Net Assets 2014: $2,630,0992014Assets 2015: $2,951,220Liabilities 2015: $110,177Net Assets 2015: $2,841,0432015Assets 2016: $3,058,219Liabilities 2016: $80,160Net Assets 2016: $2,978,0592016Assets 2017: $3,181,470Liabilities 2017: $155,830Net Assets 2017: $3,025,6402017Assets 2018: $3,179,729Liabilities 2018: $138,370Net Assets 2018: $3,041,3592018Assets 2019: $2,713,581Liabilities 2019: $82,069Net Assets 2019: $2,631,5122019Assets 2020: $2,784,644Liabilities 2020: $41,435Net Assets 2020: $2,743,2092020Assets 2021: $3,952,055Liabilities 2021: $109,927Net Assets 2021: $3,842,1282021Assets 2022: $4,418,086Liabilities 2022: $280,083Net Assets 2022: $4,138,0032022Assets 2023: $5,174,747Liabilities 2023: $374,233Net Assets 2023: $4,800,5142023Assets 2024: $5,300,315Liabilities 2024: $351,640Net Assets 2024: $4,948,6752024

Highlighted filing

2024

Assets$5,300,315
Liabilities$351,640
Net Assets$4,948,675

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $4,085,280Expenses 2011: $3,972,031Net Income 2011: $113,2492011Revenue 2012: $4,177,308Expenses 2012: $4,048,925Net Income 2012: $128,3832012Revenue 2013: $4,294,422Expenses 2013: $4,175,324Net Income 2013: $119,0982013Revenue 2014: $4,302,722Expenses 2014: $4,274,251Net Income 2014: $28,4712014Revenue 2015: $4,691,450Expenses 2015: $4,480,506Net Income 2015: $210,9442015Revenue 2016: $4,683,941Expenses 2016: $4,546,925Net Income 2016: $137,0162016Revenue 2017: $4,717,614Expenses 2017: $4,670,033Net Income 2017: $47,5812017Revenue 2018: $4,753,180Expenses 2018: $4,737,461Net Income 2018: $15,7192018Revenue 2019: $4,980,129Expenses 2019: $5,389,975Net Income 2019: -$409,8462019Revenue 2020: $5,194,210Expenses 2020: $5,082,513Net Income 2020: $111,6972020Revenue 2021: $5,917,299Expenses 2021: $4,818,380Net Income 2021: $1,098,9192021Revenue 2022: $6,202,831Expenses 2022: $5,906,955Net Income 2022: $295,8762022Revenue 2023: $7,058,639Expenses 2023: $6,396,128Net Income 2023: $662,5112023Revenue 2024: $7,693,607Expenses 2024: $7,545,446Net Income 2024: $148,1612024

Highlighted filing

2024

Revenue$7,693,607
Expenses$7,545,446
Net Income$148,161

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.30$0.35$4.95$7.69$7.55$0.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.17$0.37$4.80$7.06$6.40$0.66
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.42$0.28$4.14$6.20$5.91$0.30
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.95$0.11$3.84$5.92$4.82$1.10
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.78$0.04$2.74$5.19$5.08$0.11
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.71$0.08$2.63$4.98$5.39$0.41
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.18$0.14$3.04$4.75$4.74$0.02
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.18$0.16$3.03$4.72$4.67$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.06$0.08$2.98$4.68$4.55$0.14
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.95$0.11$2.84$4.69$4.48$0.21
2014Detailed filing. Detailed filing data is available for this year.$2.72$0.09$2.63$4.30$4.27$0.03
2013Detailed filing. Detailed filing data is available for this year.$2.67$0.07$2.60$4.29$4.18$0.12
2012Summary only. Only limited summary data is available for this year.$2.54$0.06$2.48$4.18$4.05$0.13
2011Summary only. Only limited summary data is available for this year.$2.40$0.05$2.35$4.09$3.97$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$7,693,607
Mission and Program Overview

Mission

Trade association responsible for providing payment systems and risk management education, support and industry leadership. Epcor serves more than 2,300 financial institution and corporate members throughout arkansas, illinois, indiana, iowa, kansas, kentucky, missouri, nebraska, oklahoma, ohio, pennsylvania and west virginia.

Provide payments expertise through education, advice, and member representation.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$4,800,514$4,948,675▲ $148,161
Savings and Temporary Cash Investments$4,534,444$4,035,484▼ $498,960
Cash and Non-Interest-Bearing Accounts$359,701$624,108▲ $264,407
Land, Buildings, and Equipment, Net$102,037$521,416▲ $419,379
Prepaid Expenses and Deferred Charges$178,565$119,307▼ $59,258
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,174,747$5,300,315▲ $125,568
Liabilities
Deferred Revenue$374,233$351,640▼ $22,593
Total Liabilities$374,233$351,640▼ $22,593
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,800,514$4,948,675▲ $148,161
Total Liabilities and Net Assets / Fund Balance$5,174,747$5,300,315▲ $125,568

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$491,996$207,239$699,235
Equipment$29,420$126,069$155,489
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nicole PayneVP, Advisory ServicesFT$171,529$63,126$234,655
Chris RichardsonCFOFT$164,530$67,328$231,858
Susan DoyleFormer President & CEOFT$188,245$18,028$206,273
James CarrickVP, EducationFT$131,421$52,854$184,275
Brandie ThackerPresident & CEOFT$108,296$69,419$177,715
Brian DaoVP, Member EngagementFT$131,475$33,658$165,133
Jennifer KlineAudit Services DirectorFT$113,697$38,776$152,473
Shelly SippleCertifications & Cont. Ed. Senior DirectorFT$120,709$25,378$146,087
Matthew WadeAdvisory Services Senior ManagerFT$117,257$23,619$140,876
Kristel GoinsVP, Marketing & CommunicationsFT$108,026$32,353$140,379
Amy DonaghueAdvisory Services DirectorFT$115,141$24,812$139,953
Marcela CauthonOn-demand Education Senior DirectorFT$112,766$24,421$137,187
Mackenzie BozarthExecutive AssistantFT$69,161-$69,161

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,745,332
Investment Income
$200,422
Other Revenue
$747,853
Change in Net Assets
$148,161

Audited Revenue Reconciliation

Revenue per Audited Statements
$7,693,607
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$7,693,607
Total Revenue per Form 990
$7,693,607
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,124,758
Other Expenses$2,420,688
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,139,797
Current Officers, Directors, Trustees, and Key Employees---$2,126,025
Information Technology---$511,471
Conferences and Meetings---$492,380
Other Employee Benefits---$413,803
All Other Expenses---$308,415
Payroll Taxes---$291,331
Pension Plan Contributions---$153,802
Other Expenses---$116,045
Occupancy---$113,694
Advertising---$100,320
Depreciation Depletion---$50,217
Insurance---$27,161
Total Functional Expenses$0$0$0$7,545,446

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,545,446
Total Expenses per Audited Statements$7,545,446
Total Expenses per Form 990$7,545,446
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The members of the organization are banks, credit unions and thrifts.

Form 990, Part VI, Section A, Line 7A

The members elect the board of directors.

Form 990, Part VI, Section A, Line 7B

Decisions of the governing body are subject to approval by the members.

Form 990, Part VI, Section B, Line 11B

A copy of the form 990 is made available to the audit committee for review.

Form 990, Part VI, Section B, Line 12C

The organization requires disclosure of conflicts of interest at board meetings.

Form 990, Part VI, Section B, Line 15

The organization uses a comparability study to determine range of compensation, and the bod executive committee reviews and determines executive compensation.

Form 990, Part VI, Section C, Line 18

The organization makes its form 990 available upon request from chris richardson at 816-474-5630.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request from chris richardson at 816-474-5630.

Filing and Contact Details

Filer

Filer Name
Epcor
EIN
43-1046942
Phone
8164745630
Address
5563 NW BARRY ROAD 316, KANSAS CITY, MO 64154

Signing Officer

Name
Chris Richardson CPA
Title
CFO
Phone
8164745630
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Chris Richardson CPA
Formed
1974
Legal Domicile
Mo
Voting Board Members
16
Independent Board Members
16
Employees
42
Volunteers
18

Preparer

Firm
Creative Planning Tax LLC
Address
5454 W 110TH STREET, OVERLAND PARK, KS 66211
Preparer
Nicole D Dobson CPA
Phone
8165259699
Supplemental Narrative

Additional Explanations

Form 990 Election

Section 1.263(a)-1(f) de minimis safe harbor election epcor 5563 nw barry road, #316 kansas city, mo 64154 employer identification number: 43-1046942 for the year ending december 31, 2024 epcor is making the de minimis safe harbor election under reg. Sec. 1.263(a)-1(f).

Raw XML AppendixShowing 400 of 623 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE PAYMENTS EXPERTISE THROUGH EDUCATION, ADVICE, AND MEMBER REPRESENTATION.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt0100320
IRS990/AllOtherExpensesGrp/TotalAmt0308415
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CHRIS RICHARDSON
IRS990/BooksInCareOfDetail/PhoneNum08164745630
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05563 NW BARRY ROAD 316
IRS990/BooksInCareOfDetail/USAddress/CityNm0KANSAS CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd064154
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0359701
IRS990/CashNonInterestBearingGrp/EOYAmt0624108
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02126025
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0492380
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0200422
IRS990/CYOtherExpensesAmt02420688
IRS990/CYOtherRevenueAmt0747853
IRS990/CYProgramServiceRevenueAmt06745332
IRS990/CYRevenuesLessExpensesAmt0148161
IRS990/CYSalariesCompEmpBnftPaidAmt05124758
IRS990/CYTotalExpensesAmt07545446
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt07693607
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0374233
IRS990/DeferredRevenueGrp/EOYAmt0351640
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt050217
IRS990/Desc0EPCOR SERVES MORE THAN 1,800 FINANCIAL INSTITUTIONS THROUGH CONFERENCES, SEMINARS, AND WORKSHOPS ON ELECTRONIC TRANSACTIONS BETWEEN FINANCIAL INSTITUTIONS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt042
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt037.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt137.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt237.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt337.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt437.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt537.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt637.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt737.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt837.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt937.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1037.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1137.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1237.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt191.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt201.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt211.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt221.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt231.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt241.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt251.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt261.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt271.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt281.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt025518
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt143160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt242866
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt314211
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt432353
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt524421
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt624374
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt725378
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt823619
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt924812
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1037330
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1117949
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt260
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt270
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt280
IRS990/Form990PartVIISectionAGrp/PersonNm0JENNIFER KLINE
IRS990/Form990PartVIISectionAGrp/PersonNm1NICOLE PAYNE
IRS990/Form990PartVIISectionAGrp/PersonNm2CHRIS RICHARDSON
IRS990/Form990PartVIISectionAGrp/PersonNm3BRIAN DAO
IRS990/Form990PartVIISectionAGrp/PersonNm4KRISTEL GOINS
IRS990/Form990PartVIISectionAGrp/PersonNm5MARCELA CAUTHON
IRS990/Form990PartVIISectionAGrp/PersonNm6BRANDIE THACKER
IRS990/Form990PartVIISectionAGrp/PersonNm7SHELLY SIPPLE
IRS990/Form990PartVIISectionAGrp/PersonNm8MATTHEW WADE
IRS990/Form990PartVIISectionAGrp/PersonNm9AMY DONAGHUE
IRS990/Form990PartVIISectionAGrp/PersonNm10JAMES CARRICK
IRS990/Form990PartVIISectionAGrp/PersonNm11SUSAN DOYLE
IRS990/Form990PartVIISectionAGrp/PersonNm12MACKENZIE BOZARTH
IRS990/Form990PartVIISectionAGrp/PersonNm13PAULA BARRINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm14TAMMY CANTRELL
IRS990/Form990PartVIISectionAGrp/PersonNm15KAY DUGGER
IRS990/Form990PartVIISectionAGrp/PersonNm16DENISE DEROUSSE
IRS990/Form990PartVIISectionAGrp/PersonNm17LARRY D TAFT
IRS990/Form990PartVIISectionAGrp/PersonNm18MICHAEL DEBROECK
IRS990/Form990PartVIISectionAGrp/PersonNm19CHERYL KENDRICK
IRS990/Form990PartVIISectionAGrp/PersonNm20SUZY MORRIS
IRS990/Form990PartVIISectionAGrp/PersonNm21CHRISTINE BLAKE
IRS990/Form990PartVIISectionAGrp/PersonNm22BETH CRONENWETH
IRS990/Form990PartVIISectionAGrp/PersonNm23BARRY GIDEON
IRS990/Form990PartVIISectionAGrp/PersonNm24ERICA HASKINS
IRS990/Form990PartVIISectionAGrp/PersonNm25KATHERINE MITCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm26MARLENE BARKHEIMER
IRS990/Form990PartVIISectionAGrp/PersonNm27TRISTAN THOMPSON
IRS990/Form990PartVIISectionAGrp/PersonNm28CHRIS HAWK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0126955
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1191495
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2188992
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3150922
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4108026
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5112766
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6153341
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7120709
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8117257
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9115141
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10146945
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11188324
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1269161
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/TitleTxt0AUDIT SERVICES DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VP, ADVISORY SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt2CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP, MEMBER ENGAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP, MARKETING & COMMUNICATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt5ON-DEMAND EDUCATION SENIOR DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt7CERTIFICATIONS & CONT. ED. SENIOR DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8ADVISORY SERVICES SENIOR MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt9ADVISORY SERVICES DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP, EDUCATION
IRS990/Form990PartVIISectionAGrp/TitleTxt11FORMER PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE ASSISTANT
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt28SECRETARY/TREASURER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01974
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt07693607
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt016
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0511471
IRS990/InsuranceGrp/TotalAmt027161
IRS990/InvestmentIncomeGrp/ExclusionAmt0200422
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0200422
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0333308
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0102037
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0521416
IRS990/LandBldgEquipCostOrOtherBssAmt0854724
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDE PAYMENTS EXPERTISE THROUGH EDUCATION, ADVICE, AND MEMBER REPRESENTATION. EPCOR SERVES MORE THAN 1,800 MEMBER BANKS, CREDIT UNIONS, THRIFTS AND AFFILIATED ORGANIZATIONS LOCATED IN ARKANSAS, INDIANA, KANSAS, KENTUCKY, MISSOURI, NEBRASKA, OKLAHOMA, OHIO, ILLINOIS, IOWA, PENNSYLVANIA, AND WEST VIRGINIA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04800514
IRS990/NetAssetsOrFundBalancesEOYAmt04948675
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0113694
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0413803
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/Desc1MEMBERSHIP MATERIALS
IRS990/OtherExpensesGrp/Desc2NACHA DUES
IRS990/OtherExpensesGrp/Desc3EPCOR BOARD/COMMITTEES
IRS990/OtherExpensesGrp/TotalAmt0396683
IRS990/OtherExpensesGrp/TotalAmt1184212
IRS990/OtherExpensesGrp/TotalAmt2120090
IRS990/OtherExpensesGrp/TotalAmt3116045
IRS990/OtherRevenueMiscGrp/BusinessCd0561499
IRS990/OtherRevenueMiscGrp/BusinessCd1561499
IRS990/OtherRevenueMiscGrp/Desc0SALE OF MATERIALS
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0680163
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt167690
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0680163
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt167690
IRS990/OtherRevenueTotalAmt0747853
IRS990/OtherSalariesAndWagesGrp/TotalAmt02139797
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0291331
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0153802
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0178565
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0119307
IRS990/PrincipalOfficerNm0CHRIS RICHARDSON CPA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0561499
IRS990/ProgramServiceRevenueGrp/BusinessCd1561499
IRS990/ProgramServiceRevenueGrp/BusinessCd2561499
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER SERVICES
IRS990/ProgramServiceRevenueGrp/Desc1ADVISORY SERVICES
IRS990/ProgramServiceRevenueGrp/Desc2EDUCATION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03527953
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11626929
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21590450
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03527953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11626929
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21590450
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt056158
IRS990/PYOtherExpensesAmt01834551
IRS990/PYOtherRevenueAmt0802955
IRS990/PYProgramServiceRevenueAmt06199526
IRS990/PYRevenuesLessExpensesAmt0662511
IRS990/PYSalariesCompEmpBnftPaidAmt04561577
IRS990/PYTotalExpensesAmt06396128
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07058639
IRS990/ReconcilationRevenueExpnssAmt0148161
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04800514
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04948675
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04534444
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04035484
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt029420
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0126069
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0155489
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07545446

Document Assets

No mirrored PDF or thumbnail assets are attached yet.