Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 6.8% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$30,760,210
Up $651,133 (+2.2%) from 2012
Net Assets
Up$2,801,848
Up $30,548 (+1.1%) from 2012
Liabilities
Up$27,958,362
Up $620,585 (+2.3%) from 2012
Revenue
$1,686,659
No earlier filing loaded for comparison.
Expenses
Up$1,656,111
Up $74,191 (+4.7%) from 2012
Net Income
$30,548
No earlier filing loaded for comparison.
To serve our members' financial needs in a friendly and responsible way.
Cooperative provider of financial services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,611,369 | $16,654,743 | ▲ $2,043,374 |
| Investments Other Securities | $12,442,497 | $9,481,815 | ▼ $2,960,682 |
| Savings and Temporary Cash Investments | $1,542,347 | $3,038,893 | ▲ $1,496,546 |
| Rtn Earn Endowment Incm Other Fnds | $2,771,300 | $2,801,848 | ▲ $30,548 |
| Land, Buildings, and Equipment, Net | $746,576 | $727,977 | ▼ $18,599 |
| Cash and Non-Interest-Bearing Accounts | $352,850 | $334,532 | ▼ $18,318 |
| Prepaid Expenses and Deferred Charges | $78,366 | $76,560 | ▼ $1,806 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $30,109,077 | $30,760,210 | ▲ $651,133 |
| Other Assets Total | $335,072 | $445,690 | ▲ $110,618 |
| Liabilities | |||
| Other Liabilities | $26,934,969 | $27,503,961 | ▲ $568,992 |
| Accounts Payable and Accrued Expenses | $402,808 | $454,401 | ▲ $51,593 |
| Total Liabilities | $27,337,777 | $27,958,362 | ▲ $620,585 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,771,300 | $2,801,848 | ▲ $30,548 |
| Total Liabilities and Net Assets / Fund Balance | $30,109,077 | $30,760,210 | ▲ $651,133 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $495,265 | $176,579 | - |
| Other Land Buildings | $52,901 | $174,725 | - |
| Land | $179,811 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Steven Knudsen | President | FT | $106,230 | $8,666 | $114,896 |
| Lisa Autrey | Vice President | FT | $60,222 | $5,684 | $65,906 |
| Name | Title |
|---|---|
| Larry Horne | Chairman |
| Dayla Bishop Schwartz | Vice Chair |
| Hal Cross | Director |
| Jerry Hunter | Director |
| Kay Burrus | Director |
| Robert West | Director |
| Mary Thompson | Sec/Treas |
| Line Item | Amount |
|---|---|
| Other Expenses | $968,567 |
| Salaries, Compensation, and Employee Benefits | $579,771 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | $268,784 | - | - | $268,784 |
| Other Salaries and Wages | $256,094 | - | - | $256,094 |
| Current Officers, Directors, Trustees, and Key Employees | $180,802 | - | - | $180,802 |
| Information Technology | $146,210 | - | - | $146,210 |
| Benefits to Members | $107,773 | - | - | $107,773 |
| Occupancy | $91,789 | - | - | $91,789 |
| Other Employee Benefits | $80,868 | - | - | $80,868 |
| Advertising | $37,515 | - | - | $37,515 |
| Payroll Taxes | $31,794 | - | - | $31,794 |
| Pension Plan Contributions | $30,213 | - | - | $30,213 |
| Insurance | $28,865 | - | - | $28,865 |
| All Other Expenses | $27,224 | - | - | $27,224 |
| Other Expenses | $21,482 | - | - | $21,482 |
| Fees for Services Accounting | $17,935 | - | - | $17,935 |
| Travel | $8,830 | - | - | $8,830 |
| Interest | $113 | - | - | $113 |
| Total Functional Expenses | $1,656,111 | $0 | $0 | $1,656,111 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Total Shares and Member Deposits | $27,503,961 |
“Employees of City of Independence, MO”
“All of the Board of Directors are elected by a vote of the membership at an annual meeting of the membership held withing the first 180 days of each year.”
“Changes to the credit union bylaws must be approved by a vote of the membership.”
“The tax return is presented to the Board of Directors at a regularly scheduled meeting prior to filing.”
“Any potential conflicts would be presented to the Board of Directors before any action would be taken.”
“This information provided only upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 402808 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 454401 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Cooperative provider of financial services |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 37515 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 37515 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 27224 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 27224 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 107773 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 107773 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Steve Knudsen |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8162522415 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2550 S M-291 Hwy |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Independence |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 64057 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 352850 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 334532 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 180802 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 180802 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 107773 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 968567 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1686659 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 30548 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 579771 |
| IRS990/CYTotalExpensesAmt | 0 | 1656111 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1686659 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | Voluntary, cooperative, non-profit credit union incorporated under Missouri statutes for the purposes of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, providing for the mutual benefit and general welfare of its members with the earnings, savings, benefits and services being distributed to its members, for financial and financially-related services, and for an opportunity for its members to improve their economic and social conditions. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 17935 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17935 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 8666 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 5684 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Larry Horne |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Dayla Bishop Schwartz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Mary Thompson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Robert West |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Kay Burrus |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jerry Hunter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Hal Cross |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Steven Knudsen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Lisa Autrey |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 106230 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 60222 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Sec/Treas |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Vice President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1686659 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 146210 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 146210 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 28865 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 28865 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 113 |
| IRS990/InterestGrp/TotalAmt | 0 | 113 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 12442497 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 9481815 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 679 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 351304 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 746576 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 727977 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1079281 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Cooperative provider of financial services |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2771300 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2801848 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 91789 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 91789 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 268784 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 268784 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 335072 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 445690 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 80868 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 80868 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Loss on sale of repossessions |
| IRS990/OtherExpensesGrp/Desc | 3 | Association Dues |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 214666 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 56268 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 48886 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 21482 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 214666 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 56268 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 48886 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21482 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 26934969 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27503961 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 256094 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 256094 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14611369 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16654743 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 31794 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 31794 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 30213 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 30213 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 78366 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 76560 |
| IRS990/PrincipalOfficerNm | 0 | Steven Knudsen |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Interest on Investments |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 251857 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 109770 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1156701 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 168331 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 251857 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 109770 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1156701 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 168331 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 144373 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 902770 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1638789 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 56869 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 534777 |
| IRS990/PYTotalExpensesAmt | 0 | 1581920 |
| IRS990/PYTotalRevenueAmt | 0 | 1638789 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 30548 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
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| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2801848 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1542347 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3038893 |
| IRS990/ScheduleBRequiredInd | 0 | false |
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| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 176579 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 671844 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 179811 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 179811 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 52901 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 174725 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 227626 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27503961 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Total Shares and Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 727977 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 9481815 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27503961 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Employees of City of Independence, MO |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | All of the Board of Directors are elected by a vote of the membership at an annual meeting of the membership held withing the first 180 days of each year. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Changes to the credit union bylaws must be approved by a vote of the membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The tax return is presented to the Board of Directors at a regularly scheduled meeting prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Any potential conflicts would be presented to the Board of Directors before any action would be taken. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | This information provided only upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 30760210 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 30109077 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 30760210 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1656111 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1656111 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27337777 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 27958362 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 27337777 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 27958362 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2771300 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2801848 |
| IRS990/TotalOtherCompensationAmt | 0 | 14350 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1686659 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166452 |
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| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1686659 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 30109077 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 30760210 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 8830 |
| IRS990/TravelGrp/TotalAmt | 0 | 8830 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 2550 S M-291 Hwy |
| IRS990/USAddress/City | 0 | Independence |
| IRS990/USAddress/State | 0 | MO |
| IRS990/USAddress/ZIPCode | 0 | 64057 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | city-cu.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Steve Knudsen |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | City Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CITY |
| ReturnHeader/Filer/EIN | 0 | 430822402 |
| ReturnHeader/Filer/PhoneNum | 0 | 8162522415 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2550 S M-291 Hwy |
| ReturnHeader/Filer/USAddress/City | 0 | Independence |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 64057 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.