Civic Intelligence

Century Credit Union

990 • Fiscal year 2012 • EIN 43-0704245

Jan 01, 2012 to Dec 31, 2012 • Filed on May 08, 2013

Organization Profilecenturycu.org

View Organization Page

1540 Lemay Ferry63125
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.85x

Higher debt load relative to assets than 18% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

58th percentile

5.6%

Faster asset growth than 58% of similar nonprofits.

2012 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$80,310,390

Up $4,240,834 (+5.6%) from 2011

Net Assets

Up

$11,882,393

Up $1,201,431 (+11%) from 2011

Liabilities

Up

$68,427,997

Up $3,039,403 (+4.6%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$2,532,996

Down $296,937 (-10%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $69,643,090Liabilities 2010: $59,878,527Net Assets 2010: $9,764,5632010Assets 2011: $76,069,556Liabilities 2011: $65,388,594Net Assets 2011: $10,680,9622011Assets 2012: $80,310,390Liabilities 2012: $68,427,997Net Assets 2012: $11,882,3932012Assets 2013: $83,066,194Liabilities 2013: $70,060,743Net Assets 2013: $13,005,4512013Assets 2014: $86,094,708Liabilities 2014: $71,936,018Net Assets 2014: $14,158,6902014Assets 2015: $88,775,967Liabilities 2015: $73,479,820Net Assets 2015: $15,296,1472015Assets 2016: $93,982,757Liabilities 2016: $77,715,910Net Assets 2016: $16,266,8472016Assets 2017: $97,452,677Liabilities 2017: $80,034,408Net Assets 2017: $17,418,2692017Assets 2018: $105,269,832Liabilities 2018: $86,585,151Net Assets 2018: $18,684,6812018Assets 2019: $113,770,232Liabilities 2019: $93,517,398Net Assets 2019: $20,252,8342019Assets 2020: $131,714,569Liabilities 2020: $110,114,250Net Assets 2020: $21,600,3192020Assets 2021: $144,271,305Liabilities 2021: $121,257,001Net Assets 2021: $23,014,3042021Assets 2022: $147,352,731Liabilities 2022: $122,798,901Net Assets 2022: $24,553,8302022Assets 2023: $146,684,463Liabilities 2023: $120,189,893Net Assets 2023: $26,494,5702023Assets 2024: $157,156,821Liabilities 2024: $128,596,323Net Assets 2024: $28,560,4982024

Highlighted filing

2012

Assets$80,310,390
Liabilities$68,427,997
Net Assets$11,882,393
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $2,792,3592010Expenses 2011: $2,829,9332011Expenses 2012: $2,532,9962012Revenue 2013: $3,653,366Expenses 2013: $2,530,308Net Income 2013: $1,123,0582013Revenue 2014: $3,780,569Expenses 2014: $2,627,330Net Income 2014: $1,153,2392014Revenue 2015: $3,906,698Expenses 2015: $2,769,241Net Income 2015: $1,137,4572015Revenue 2016: $4,082,234Expenses 2016: $3,111,534Net Income 2016: $970,7002016Revenue 2017: $4,417,123Expenses 2017: $3,265,701Net Income 2017: $1,151,4222017Revenue 2018: $4,912,367Expenses 2018: $3,649,403Net Income 2018: $1,262,9642018Revenue 2019: $5,529,766Expenses 2019: $3,961,612Net Income 2019: $1,568,1542019Revenue 2020: $5,178,600Expenses 2020: $3,831,115Net Income 2020: $1,347,4852020Revenue 2021: $5,040,098Expenses 2021: $3,626,113Net Income 2021: $1,413,9852021Revenue 2022: $5,465,248Expenses 2022: $3,867,390Net Income 2022: $1,597,8582022Revenue 2023: $7,483,005Expenses 2023: $5,542,265Net Income 2023: $1,940,7402023Revenue 2024: $8,965,898Expenses 2024: $6,899,970Net Income 2024: $2,065,9282024

Highlighted filing

2012

Revenue-
Expenses$2,532,996
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 8, 2013
Return Version
2012v2.0
Gross Receipts
$3,734,427
Mission and Program Overview

Mission

To encourage our memebers to save; and provide loans at reasonable rates, while offering competitive services.

Major Activities

Activity 2
As a financial cooperative we are able to return profits to our members in the form of higher savings and certificate rates which allows them to earn more interest on their deposits.
Activity 3
As a financial cooperative we are able to return profits to our members in the form of lower fees on services which allows them to save more money that they can deposit into their savings.
Filing and Contact Details

Filer

EIN
43-0704245
Raw XML AppendixShowing 400 of 503 raw XML fields

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IRS990ScheduleL/LoanTable/WrittenAgreement51
IRS990ScheduleL/TotalBalanceDue084829
IRS990ScheduleO/GeneralExplanation/Explanation0THE CREDIT UNION HAS MEMBERS THAT MUST MEET CERTAIN FIELD OF MEMBERSHIP REQUIREMENTS TO JOIN.
IRS990ScheduleO/GeneralExplanation/Explanation1EACH YEAR AT THE ANNUAL MEETING OF MEMBERS, THE MEMBERSHIP ELECTS DIRECTORS TO SERVE 3 YEAR TERMS OF OFFICE
IRS990ScheduleO/GeneralExplanation/Explanation2ONLY MINOR ISSUES RELATING TO CERTAIN BYLAWS AND MERGERS WOULD BE APPROVED BY THE MEMBERS
IRS990ScheduleO/GeneralExplanation/Explanation3THE 990 FORM IS PREPARED BY THE PRESIDENT AND REVIEWED BY THE VICE PRESIDENT. THE BOARD OF DIRECTORS DO NOT USUALLY REVIEW THESE REPORTS
IRS990ScheduleO/GeneralExplanation/Explanation4THE CREDIT UNION MONITORS ANY AND ALL ACTIVITY THAT WOULD BE CONSIDERED A CONFLICT OF INTEREST AMONG EMPLOYEES AND DIRECTORS OR MANAGEMENT
IRS990ScheduleO/GeneralExplanation/Explanation5ALL EMPLOYEES ARE REVIEWED ANNUALLY FOR PERFORMANCE AND SCORED FOR SALARY ADJUSTMENTS. A TABLE IS ESTABLISHED BASED ON INDUSTRY AVERAGES AND THE COLA RATE AT THE TIME
IRS990ScheduleO/GeneralExplanation/Explanation6BY NOTIFICATION ON THE LOBBY BULLETIN BOARD WE ARE ABLE TO LET MEMBERS KNOW THAT THE FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. WE ALSO DISCLOSE FINANCIAL STATEMENTS AT OUR ANNUAL MEETING AND THEY ARE AVAILABLE ON THE NCUA.GOV WEBSITE FOR PUBLIC VIEWING.
IRS990ScheduleO/GeneralExplanation/Identifier0F990_P06_S0A_L06
IRS990ScheduleO/GeneralExplanation/Identifier1F990_P06_S0A_L07a
IRS990ScheduleO/GeneralExplanation/Identifier2F990_P06_S0A_L07b
IRS990ScheduleO/GeneralExplanation/Identifier3F990_P06_S0B_L11b

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$80,310,390
Liabilities
$68,427,997
Net assets
$11,882,393
Revenue
-
Expenses
$2,532,996
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$157$129$28.6$8.97$6.90$2.07
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$147$120$26.5$7.48$5.54$1.94
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$147$123$24.6$5.47$3.87$1.60
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$144$121$23.0$5.04$3.63$1.41
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$132$110$21.6$5.18$3.83$1.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$114$93.5$20.3$5.53$3.96$1.57
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$86.6$18.7$4.91$3.65$1.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.5$80.0$17.4$4.42$3.27$1.15
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.0$77.7$16.3$4.08$3.11$0.97
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$88.8$73.5$15.3$3.91$2.77$1.14
2014Detailed filing. Detailed filing data is available for this year.$86.1$71.9$14.2$3.78$2.63$1.15
2013Detailed filing. Detailed filing data is available for this year.$83.1$70.1$13.0$3.65$2.53$1.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$80.3$68.4$11.9$2.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$76.1$65.4$10.7$2.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.6$59.9$9.76$2.79