Civic Intelligence

Electro Savings Credit Union

990 • Fiscal year 2013 • EIN 43-0605018

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 21, 2014

Organization ProfileWWW.ELECTROSAVINGS.COM

View Organization Page

1850 Craigshire Road No 203St Louis, MO 63146

(314) 434-6470

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.91x

Higher debt load relative to assets than 70% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

28th percentile

15.48x

Higher debt load relative to revenue than 28% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

44th percentile

9.2%

Higher net margin than 44% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

63rd percentile

$217,397

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

19th percentile

-0.0%

Faster asset growth than 19% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets70th percentile

Assets

Down

$146,404,420

Down $10,696 (-0.0%) from 2012

Net Assets

Up

$13,047,550

Up $235,096 (+1.8%) from 2012

Liabilities

Down

$133,356,870

Down $245,792 (-0.2%) from 2012

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin44th percentile

Revenue

$8,613,451

No earlier filing loaded for comparison.

Expenses

Down

$7,816,873

Down $565,635 (-6.7%) from 2012

Net Income

$796,578

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $143,886,859Liabilities 2010: $132,409,915Net Assets 2010: $11,476,9442010Assets 2011: $139,467,983Liabilities 2011: $127,254,141Net Assets 2011: $12,213,8422011Assets 2012: $146,415,116Liabilities 2012: $133,602,662Net Assets 2012: $12,812,4542012Assets 2013: $146,404,420Liabilities 2013: $133,356,870Net Assets 2013: $13,047,5502013Assets 2014: $147,607,355Liabilities 2014: $133,835,016Net Assets 2014: $13,772,3392014Assets 2015: $148,882,383Liabilities 2015: $134,511,296Net Assets 2015: $14,371,0872015Assets 2016: $159,307,154Liabilities 2016: $145,132,965Net Assets 2016: $14,174,1892016Assets 2017: $161,389,587Liabilities 2017: $146,988,364Net Assets 2017: $14,401,2232017Assets 2018: $168,410,913Liabilities 2018: $154,511,793Net Assets 2018: $13,899,1202018Assets 2019: $177,091,049Liabilities 2019: $161,637,546Net Assets 2019: $15,453,5032019Assets 2020: $223,844,211Liabilities 2020: $206,711,634Net Assets 2020: $17,132,5772020Assets 2021: $250,400,815Liabilities 2021: $233,234,975Net Assets 2021: $17,165,8402021Assets 2022: $222,732,123Liabilities 2022: $208,357,450Net Assets 2022: $14,374,6732022Assets 2023: $210,183,943Liabilities 2023: $199,485,729Net Assets 2023: $10,698,2142023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$146,404,420
Liabilities$133,356,870
Net Assets$13,047,550
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$10M$0-$10MExpenses 2010: $8,511,0102010Expenses 2011: $8,231,9112011Expenses 2012: $8,382,5082012Revenue 2013: $8,613,451Expenses 2013: $7,816,873Net Income 2013: $796,5782013Revenue 2014: $8,493,669Expenses 2014: $7,697,270Net Income 2014: $796,3992014Revenue 2015: $9,227,442Expenses 2015: $8,404,610Net Income 2015: $822,8322015Revenue 2016: $9,031,586Expenses 2016: $8,573,148Net Income 2016: $458,4382016Revenue 2017: $8,534,218Expenses 2017: $8,385,870Net Income 2017: $148,3482017Revenue 2018: $8,917,385Expenses 2018: $8,593,481Net Income 2018: $323,9042018Revenue 2019: $9,899,667Expenses 2019: $9,240,980Net Income 2019: $658,6872019Revenue 2020: $11,018,535Expenses 2020: $9,927,027Net Income 2020: $1,091,5082020Revenue 2021: $12,131,596Expenses 2021: $11,769,098Net Income 2021: $362,4982021Revenue 2022: $13,380,765Expenses 2022: $14,999,717Net Income 2022: -$1,618,9522022Revenue 2023: $12,489,294Expenses 2023: $16,601,961Net Income 2023: -$4,112,6672023Revenue 2024: $12,719,747Expenses 2024: $14,679,317Net Income 2024: -$1,959,5702024

Highlighted filing

2013

Revenue$8,613,451
Expenses$7,816,873
Net Income$796,578
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 21, 2014
Return Version
2013v3.0
Gross Receipts
$10,747,559
Mission and Program Overview

Mission

The mission of electro savings credit union is to fulfill members' financial needs in a manner which is beneficial to them individually and collectively. This fulfillment will be accomplished by offering savings plans, loan programs, and other services, which are fiscally sound, competitive and innovative within the restraints imposed by good and ethical business practices. Credit union staff will administer the services and programs in a professional, courteous manner. The board of directors will act unselfishly and responsibly in all credit union activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$97,959,134$100,970,727▲ $3,011,593
Investments in Publicly Traded Securities$23,596,631$23,270,667▼ $325,964
Rtn Earn Endowment Incm Other Fnds$12,812,454$13,047,550▲ $235,096
Savings and Temporary Cash Investments$14,313,447$10,076,096▼ $4,237,351
Land, Buildings, and Equipment, Net$5,286,842$5,227,994▼ $58,848
Cash and Non-Interest-Bearing Accounts$1,341,664$1,548,870▲ $207,206
Accounts Receivable$91,963$1,375,980▲ $1,284,017
Prepaid Expenses and Deferred Charges$947,646$1,342,723▲ $395,077
Investments Other Securities-$175,700-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$146,415,116$146,404,420▼ $10,696
Other Assets Total$2,877,789$2,415,663▼ $462,126
Liabilities
Other Liabilities$132,350,841$130,708,778▼ $1,642,063
Accounts Payable and Accrued Expenses$1,251,821$2,648,092▲ $1,396,271
Total Liabilities$133,602,662$133,356,870▼ $245,792
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,812,454$13,047,550▲ $235,096
Total Liabilities and Net Assets / Fund Balance$146,415,116$146,404,420▼ $10,696

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,077,270$1,207,912$4,285,182
Equipment$998,104$2,482,155$3,480,259
Land$1,152,620-$1,152,620
Compensation and Service Providers
Top Officer Pay63rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stanley MoeckliPresidentFT$188,351$29,046$217,397
Eric HardmanVice President - FinanceFT$108,482$42,478$150,960
David MeyerVice President - OperationsFT$92,939$25,612$118,551
Lisa FarnenVice President - MarketingFT$80,254$21,475$101,729

Board Members and Trustees

NameTitle
Michael KnottChairman
Edward HalliburtonVice Chairman
James TelthorstBoard Member
Jessica YoungBoard Member
Robert PetersBoard Member
Wilbon CooperBoard Member
Howard HoemannSecretary
Robert BaileyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,012,955
Investment Income
$583,527
Other Revenue
$16,969
Change in Net Assets
$796,578

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,613,451
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$8,613,451
Total Revenue per Form 990
$8,613,451
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,723,143
Salaries, Compensation, and Employee Benefits$3,083,469
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,034,930
Office Expenses---$1,281,256
Current Officers, Directors, Trustees, and Key Employees---$588,637
Depreciation Depletion---$478,153
Occupancy---$411,766
Advertising---$228,353
Payroll Taxes---$201,244
Other Employee Benefits---$146,633
Information Technology---$124,654
Pension Plan Contributions---$112,025
Other Expenses---$103,681
All Other Expenses---$77,348
Insurance---$66,805
Conferences and Meetings---$57,169
Fees for Services Accounting---$50,031
Fees for Services Other---$48,355
Benefits to Members---$10,261
Travel---$9,361
Fees for Services Legal---$4,766
Interest---$11
Total Functional Expenses$0$0$0$7,816,873

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,816,873
Total Expenses per Audited Statements$7,816,873
Total Expenses per Form 990$7,816,873
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$130,708,778
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes such as changes to the bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11

“The accounting department provides details to the outside accounting firm preparing the form 990 return. The completed return is reviewed by the vice president - finance before filing.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all directors and senior management review the conflict of interest policy and are asked to disclose any interests that could give rise to conflicts. Results are documented in the board minutes.”

Form 990, Part VI, Section B, Line 15A

“An independent third party salary consultant meets with the compensation committee of the board of directors, provides comparative salary survey information, and makes a recommendation on the president's compensation pursuant to a signed employment contract. All other management compensation is determined by the president and is presented as part of the budget package to the board of directors for approval. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

EIN
43-0605018
Phone
3144346470

Signing Officer

Name
Eric Hardman
Title
Vice President - Finance
Phone
3144346470
Signed
2014-11-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stanley Moeckli
Formed
1941
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
92
Volunteers
14

Preparer

Phone
3142058601
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Net change in unrecognized loss on pension plan 212,807.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union provides the "balance fitness financial program" to members as a means of credit counseling and education.”

PART X, LINE 2:

“The credit union is exempt by statute from federal income taxes except for certain products and services which have been deemed by the internal revenue service (irs) to be unrelated to the credit union's exempt purpose. As presented in technical advice memorandums, the net taxable income from these products and services is subject to income taxes under the unrelated business income tax (ubit) regulations. In management's opinion, the credit union has no unrelated taxable business income and no accrual has been recorded. Taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, the estimated liability for any potential tax assessment would not have a material effect on the credit union's financial position or results of operations.”

Raw XML AppendixShowing 400 of 461 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01251821
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02648092
IRS990/AccountsReceivableGrp/BOYAmt091963
IRS990/AccountsReceivableGrp/EOYAmt01375980
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE MISSION OF ELECTRO SAVINGS CREDIT UNION IS TO FULFILL MEMBERS' FINANCIAL NEEDS IN A MANNER WHICH IS BENEFICIAL TO THEM INDIVIDUALLY AND COLLECTIVELY. THIS FULFILLMENT WILL BE ACCOMPLISHED BY OFFERING SAVINGS PLANS, LOAN PROGRAMS, AND OTHER SERVICES, WHICH ARE FISCALLY SOUND, COMPETITIVE AND INNOVATIVE WITHIN THE RESTRAINTS IMPOSED BY GOOD AND ETHICAL BUSINESS PRACTICES. CREDIT UNION STAFF WILL ADMINISTER THE SERVICES AND PROGRAMS IN A PROFESSIONAL, COURTEOUS MANNER. THE BOARD OF DIRECTORS WILL ACT UNSELFISHLY AND RESPONSIBLY IN ALL CREDIT UNION ACTIVITIES.
IRS990/AdvertisingGrp/TotalAmt0228353
IRS990/AllOtherExpensesGrp/TotalAmt077348
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt010261
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10ERIC HARDMAN
IRS990/BooksInCareOfDetail/PhoneNum03144346470
IRS990/BooksInCareOfDetail/USAddress/AddressLine101850 CRAIGSHIRE ROAD NO 203
IRS990/BooksInCareOfDetail/USAddress/City0ST LOUIS
IRS990/BooksInCareOfDetail/USAddress/State0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCode063146
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01341664
IRS990/CashNonInterestBearingGrp/EOYAmt01548870
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0588637
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt057169
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt010261
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0583527
IRS990/CYOtherExpensesAmt04723143
IRS990/CYOtherRevenueAmt016969
IRS990/CYProgramServiceRevenueAmt08012955
IRS990/CYRevenuesLessExpensesAmt0796578
IRS990/CYSalariesCompEmpBnftPaidAmt03083469
IRS990/CYTotalExpensesAmt07816873
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt08613451
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0478153
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 18,835 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt092
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt050031
IRS990/FeesForServicesLegalGrp/TotalAmt04766
IRS990/FeesForServicesOtherGrp/TotalAmt048355
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt816891
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt942117
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1021475
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1125612
IRS990/Form990PartVIISectionAGrp/PersonNm0MICHAEL KNOTT
IRS990/Form990PartVIISectionAGrp/PersonNm1EDWARD HALLIBURTON
IRS990/Form990PartVIISectionAGrp/PersonNm2HOWARD HOEMANN
IRS990/Form990PartVIISectionAGrp/PersonNm3ROBERT BAILEY
IRS990/Form990PartVIISectionAGrp/PersonNm4WILBON COOPER
IRS990/Form990PartVIISectionAGrp/PersonNm5JESSICA YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES TELTHORST
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBERT PETERS
IRS990/Form990PartVIISectionAGrp/PersonNm8STANLEY MOECKLI
IRS990/Form990PartVIISectionAGrp/PersonNm9ERIC HARDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm10LISA FARNEN
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID MEYER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8200506
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9108843
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1080254
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1192939
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE PRESIDENT - FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT - MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE PRESIDENT - OPERATIONS
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01941
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-81629
IRS990/GainOrLossGrp/SecuritiesAmt0101955
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0315535
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01838899
IRS990/GrossReceiptsAmt010747559
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0124654
IRS990/InsuranceGrp/TotalAmt066805
IRS990/InterestGrp/TotalAmt011
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0563201
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0563201
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0175700
IRS990/InvestmentsPubTradedSecGrp/BOYAmt023596631
IRS990/InvestmentsPubTradedSecGrp/EOYAmt023270667
IRS990/IRPDocumentCnt04395
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03690067
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05286842
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05227994
IRS990/LandBldgEquipCostOrOtherBssAmt08918061
IRS990/LegalDomicileStateCd0MO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0397164
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01736944
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF ELECTRO SAVINGS CREDIT UNION IS TO FULFILL MEMBERS' FINANCIAL NEEDS IN A MANNER WHICH IS BENEFICIAL TO THEM INDIVIDUALLY AND COLLECTIVELY. THIS FULFILLMENT WILL BE ACCOMPLISHED BY OFFERING SAVINGS PLANS, LOAN PROGRAMS, AND OTHER SERVICES, WHICH ARE FISCALLY SOUND, COMPETITIVE AND INNOVATIVE WITHIN THE RESTRAINTS IMPOSED BY GOOD AND ETHICAL BUSINESS PRACTICES. CREDIT UNION STAFF WILL ADMINISTER THE SERVICES AND PROGRAMS IN A PROFESSIONAL, COURTEOUS MANNER. THE BOARD OF DIRECTORS WILL ACT UNSELFISHLY AND RESPONSIBLY IN ALL CREDIT UNION ACTIVITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012812454
IRS990/NetAssetsOrFundBalancesEOYAmt013047550
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt020326
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt020326
IRS990/NetUnrelatedBusTxblIncmAmt0-21552
IRS990/NetUnrlzdGainsLossesInvstAmt0-774289
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0411766
IRS990/OfficeExpensesGrp/TotalAmt01281256
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02877789
IRS990/OtherAssetsTotalGrp/EOYAmt02415663
IRS990/OtherChangesInNetAssetsAmt0212807
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0146633
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3NCUSIF ASSESSMENTS
IRS990/OtherExpensesGrp/TotalAmt0825908
IRS990/OtherExpensesGrp/TotalAmt1497205
IRS990/OtherExpensesGrp/TotalAmt2458321
IRS990/OtherExpensesGrp/TotalAmt3103681
IRS990/OtherLiabilitiesGrp/BOYAmt0132350841
IRS990/OtherLiabilitiesGrp/EOYAmt0130708778
IRS990/OtherSalariesAndWagesGrp/TotalAmt02034930
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt097959134
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0100970727
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0201244
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0112025
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0947646
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01342723
IRS990/PrincipalOfficerNm0STANLEY MOECKLI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER FEES
IRS990/ProgramServiceRevenueGrp/Desc3WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05486593
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12494236
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05486593
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12494236
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt224926
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt37200
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt024926
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt17200
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 9,363 LOANS OUTSTANDING TOTALING $102,112,836.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $497,205 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt011015
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt03000
IRS990/PYInvestmentIncomeAmt01074466
IRS990/PYOtherExpensesAmt05135967
IRS990/PYOtherRevenueAmt016674
IRS990/PYProgramServiceRevenueAmt08343786
IRS990/PYRevenuesLessExpensesAmt01052418
IRS990/PYSalariesCompEmpBnftPaidAmt03232526
IRS990/PYTotalExpensesAmt08382508
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09434926
IRS990/ReconcilationRevenueExpnssAmt0796578
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt016969
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt016969
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012812454
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013047550
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014313447
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010076096
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03077270
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01207912
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04285182
IRS990ScheduleD/EquipmentGrp/BookValueAmt0998104
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02482155
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03480259
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07816873
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt01152620
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01152620
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0130708778
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08613451
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION PROVIDES THE "BALANCE FITNESS FINANCIAL PROGRAM" TO MEMBERS AS A MEANS OF CREDIT COUNSELING AND EDUCATION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES EXCEPT FOR CERTAIN PRODUCTS AND SERVICES WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS) TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE. AS PRESENTED IN TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES IS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. IN MANAGEMENT'S OPINION, THE CREDIT UNION HAS NO UNRELATED TAXABLE BUSINESS INCOME AND NO ACCRUAL HAS BEEN RECORDED. TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, THE ESTIMATED LIABILITY FOR ANY POTENTIAL TAX ASSESSMENT WOULD NOT HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05227994
IRS990ScheduleD/TotalExpensesPerForm990Amt07816873
IRS990ScheduleD/TotalLiabilityAmt0130708778
IRS990ScheduleD/TotalRevenuePerForm990Amt08613451
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt08613451
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07816873
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0188351
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1108482
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount09000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09362
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt132258
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt07529
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt19859
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt03155
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt1361
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0STANLEY MOECKLI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ERIC HARDMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VICE PRESIDENT - FINANCE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0217397
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1150960
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0AN INDEPENDENT THIRD PARTY SALARY CONSULTANT MEETS WITH THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES COMPARATIVE SALARY SURVEY INFORMATION, AND MAKES A RECOMMENDATION ON THE PRESIDENT'S COMPENSATION PURSUANT TO A SIGNED EMPLOYMENT CONTRACT. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES SUCH AS CHANGES TO THE BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ACCOUNTING DEPARTMENT PROVIDES DETAILS TO THE OUTSIDE ACCOUNTING FIRM PREPARING THE FORM 990 RETURN. THE COMPLETED RETURN IS REVIEWED BY THE VICE PRESIDENT - FINANCE BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, ALL DIRECTORS AND SENIOR MANAGEMENT REVIEW THE CONFLICT OF INTEREST POLICY AND ARE ASKED TO DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS. RESULTS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5AN INDEPENDENT THIRD PARTY SALARY CONSULTANT MEETS WITH THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES COMPARATIVE SALARY SURVEY INFORMATION, AND MAKES A RECOMMENDATION ON THE PRESIDENT'S COMPENSATION PURSUANT TO A SIGNED EMPLOYMENT CONTRACT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NET CHANGE IN UNRECOGNIZED LOSS ON PENSION PLAN 212,807.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0146415116
IRS990/TotalAssetsEOYAmt0146404420
IRS990/TotalAssetsGrp/BOYAmt0146415116

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$146,404,420
Liabilities
$133,356,870
Net assets
$13,047,550
Revenue
$8,613,451
Expenses
$7,816,873
Net income
$796,578
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$12.7$14.7$1.96
2023Detailed filing. Detailed filing data is available for this year.$210$199$10.7$12.5$16.6$4.11
2022Detailed filing. Detailed filing data is available for this year.$223$208$14.4$13.4$15.0$1.62
2021Detailed filing. Detailed filing data is available for this year.$250$233$17.2$12.1$11.8$0.36
2020Detailed filing. Detailed filing data is available for this year.$224$207$17.1$11.0$9.93$1.09
2019Detailed filing. Detailed filing data is available for this year.$177$162$15.5$9.90$9.24$0.66
2018Detailed filing. Detailed filing data is available for this year.$168$155$13.9$8.92$8.59$0.32
2017Detailed filing. Detailed filing data is available for this year.$161$147$14.4$8.53$8.39$0.15
2016Detailed filing. Detailed filing data is available for this year.$159$145$14.2$9.03$8.57$0.46
2015Detailed filing. Detailed filing data is available for this year.$149$135$14.4$9.23$8.40$0.82
2014Detailed filing. Detailed filing data is available for this year.$148$134$13.8$8.49$7.70$0.80
2013Detailed filing. Detailed filing data is available for this year.$146$133$13.0$8.61$7.82$0.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$146$134$12.8$8.38
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$127$12.2$8.23
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$132$11.5$8.51