Civic Intelligence

Together Credit Union

990 • Fiscal year 2016 • EIN 43-0160998

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 10, 2017

Organization Profilewww.abecu.org

View Organization Page

1001 Lynch StreetSaint Louis, MO 63118-1818

(314) 771-7700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.90x

Higher debt load relative to assets than 51% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Liabilities / Revenue

28th percentile

17.64x

Higher debt load relative to revenue than 28% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Net Margin

32nd percentile

14%

Higher net margin than 32% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Top Officer Pay

67th percentile

$1,051,880

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2016 filings • 501(c)14 • $1B+ nonprofits • Source year 2016

Asset Growth

8th percentile

4.3%

Faster asset growth than 8% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Revenue Growth

17th percentile

5.3%

Faster revenue growth than 17% of similar nonprofits.

2016 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$1,619,024,984

Up $66,505,997 (+4.3%) from 2015

Net Assets

Up

$168,800,439

Up $12,375,103 (+7.9%) from 2015

Liabilities

Up

$1,450,224,545

Up $54,130,894 (+3.9%) from 2015

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin32nd percentile

Revenue

Up

$82,213,869

Up $4,170,843 (+5.3%) from 2015

Expenses

Down

$70,475,354

Down $691,482 (-1.0%) from 2015

Net Income

Up

$11,738,515

Up $4,862,325 (+71%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $1,276,258,233Liabilities 2010: $1,164,406,459Net Assets 2010: $111,851,7742010Assets 2011: $1,322,978,801Liabilities 2011: $1,205,549,780Net Assets 2011: $117,429,0212011Assets 2012: $1,395,672,429Liabilities 2012: $1,265,092,351Net Assets 2012: $130,580,0782012Assets 2013: $1,412,554,632Liabilities 2013: $1,276,145,343Net Assets 2013: $136,409,2892013Assets 2014: $1,448,392,932Liabilities 2014: $1,303,924,905Net Assets 2014: $144,468,0272014Assets 2015: $1,552,518,987Liabilities 2015: $1,396,093,651Net Assets 2015: $156,425,3362015Assets 2016: $1,619,024,984Liabilities 2016: $1,450,224,545Net Assets 2016: $168,800,4392016Assets 2017: $1,661,974,372Liabilities 2017: $1,504,234,164Net Assets 2017: $157,740,2082017Assets 2019: $1,825,507,133Liabilities 2019: $1,637,592,474Net Assets 2019: $187,914,6592019Assets 2020: $2,107,521,700Liabilities 2020: $1,904,270,282Net Assets 2020: $203,251,4182020Assets 2021: $2,310,446,798Liabilities 2021: $2,092,542,241Net Assets 2021: $217,904,5572021Assets 2022: $2,446,406,107Liabilities 2022: $2,255,490,599Net Assets 2022: $190,915,5082022Assets 2023: $2,417,889,259Liabilities 2023: $2,216,522,080Net Assets 2023: $201,367,1792023Assets 2024: $2,526,424,909Liabilities 2024: $2,315,552,289Net Assets 2024: $210,872,6202024

Highlighted filing

2016

Assets$1,619,024,984
Liabilities$1,450,224,545
Net Assets$168,800,439
Open 2016 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0-$50MExpenses 2010: $67,952,1422010Expenses 2011: $67,793,4012011Expenses 2012: $66,622,3402012Revenue 2013: $74,340,430Expenses 2013: $64,700,037Net Income 2013: $9,640,3932013Revenue 2014: $75,638,941Expenses 2014: $67,891,650Net Income 2014: $7,747,2912014Revenue 2015: $78,043,026Expenses 2015: $71,166,836Net Income 2015: $6,876,1902015Revenue 2016: $82,213,869Expenses 2016: $70,475,354Net Income 2016: $11,738,5152016Revenue 2017: $85,674,955Expenses 2017: $98,789,412Net Income 2017: -$13,114,4572017Revenue 2019: $109,073,449Expenses 2019: $94,556,170Net Income 2019: $14,517,2792019Revenue 2020: $109,407,246Expenses 2020: $95,580,383Net Income 2020: $13,826,8632020Revenue 2021: $107,418,867Expenses 2021: $86,638,223Net Income 2021: $20,780,6442021Revenue 2022: $110,258,983Expenses 2022: $102,394,402Net Income 2022: $7,864,5812022Revenue 2023: $135,539,350Expenses 2023: $129,554,257Net Income 2023: $5,985,0932023Revenue 2024: $158,756,041Expenses 2024: $152,262,812Net Income 2024: $6,493,2292024

Highlighted filing

2016

Revenue$82,213,869
Expenses$70,475,354
Net Income$11,738,515
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 10, 2017
Return Version
2016v3.0
Gross Receipts
$82,213,869
Mission and Program Overview

Mission

All activities pertain to a state-chartered credit union that provides deposit and lending services to its membership which approximates 136,000

All activities pertain to a state chartered Credit Union that provides deposit and lending services to its members, which are approximately 124,781.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,208,835,331$1,333,550,329▲ $124,714,998
Investments in Publicly Traded Securities$238,120,126$178,808,938▼ $59,311,188
Rtn Earn Endowment Incm Other Fnds$156,425,336$168,800,439▲ $12,375,103
Land, Buildings, and Equipment, Net$42,717,550$41,755,595▼ $961,955
Prepaid Expenses and Deferred Charges$13,676,040$14,965,852▲ $1,289,812
Cash and Non-Interest-Bearing Accounts$7,099,211$7,296,186▲ $196,975
Savings and Temporary Cash Investments$5,605,803$4,927,842▼ $677,961
Accounts Receivable$4,431,822$4,897,149▲ $465,327
Receivables From Officers Etc$2,276,516$2,833,500▲ $556,984
Receivable From Disqualified Prsn$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,552,518,987$1,619,024,984▲ $66,505,997
Other Assets Total$29,756,588$29,989,593▲ $233,005
Liabilities
Other Liabilities$1,370,678,311$1,416,902,554▲ $46,224,243
Mortgage Notes Payable Secured by Investment Property$15,000,000$21,000,000▲ $6,000,000
Accounts Payable and Accrued Expenses$9,719,881$11,776,497▲ $2,056,616
Deferred Revenue$695,459$545,494▼ $149,965
Total Liabilities$1,396,093,651$1,450,224,545▲ $54,130,894
Net Assets / Fund Balance
Total Net Assets Fund Balance$156,425,336$168,800,439▲ $12,375,103
Total Liabilities and Net Assets / Fund Balance$1,552,518,987$1,619,024,984▲ $66,505,997

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$22,554,170$12,771,662$35,325,832
Equipment$4,856,772$14,511,400$19,368,172
Land$14,069,032-$14,069,032
Leasehold Improvements$275,621$850,672$1,126,293
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert McKayPresident/CEOFT$522,943$528,936$1,051,879
Ron KampwerthCFOFT$270,049$228,291$498,340
DoughertyCLOFT$236,993$108,442$345,435
Pier AlsupSVPFT$176,070$51,404$227,474
Adrianne ThompsonSVPFT$172,146$39,444$211,590
J CurdtVPFT$159,616$48,419$208,035
AbshearMloFT$180,818$22,053$202,871
E SmithVPFT$135,184$49,168$184,352
Imo-MoffittMloFT$152,739$24,417$177,156
SheahanVPFT$157,855$15,641$173,496
DicusVPFT$127,341$45,769$173,110
K KallemeierMloFT$156,114$12,044$168,158
D TateAvpFT$125,670$37,539$163,209
S GardnerMloFT$138,363$15,017$153,380
M TornatoreVPFT$130,620$22,039$152,659
T SottileMloFT$134,927$13,209$148,136
SewellVPFT$106,079$36,842$142,921
CottonVPFT$113,884$28,646$142,530
BrunoVPFT$107,324$32,831$140,155
J HuxleyCROFT$130,808$3,664$134,472
J SchrothVPFT$105,889$21,147$127,036
L HoldrenManagerFT$108,964$15,313$124,277
C KlugesherzDealer RepFT$102,427$10,908$113,335
F KuhnBoard Member-$5,911-$5,911
S StobbsBoard Member-$1,984-$1,984
J FugelBoard Member-$750-$750
R KrausBoard Member-$638-$638

Board Members and Trustees

NameTitle
A DierkesBoard Member
B TuffliBoard Member
J KnapperBoard Member
M ChapmanBoard Member
M HarrisBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$78,678,782
Investment Income
$2,924,944
Other Revenue
$610,143
Change in Net Assets
$11,738,515

Audited Revenue Reconciliation

Revenue per Audited Statements
$82,213,869
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$82,213,869
Total Revenue per Form 990
$82,213,869
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$42,766,461
Salaries, Compensation, and Employee Benefits$27,708,893
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$16,275,415
Interest---$6,719,496
Office Expenses---$6,162,486
Other Employee Benefits---$4,504,605
Other Salaries and Wages---$3,762,106
Depreciation Depletion---$3,200,497
Information Technology---$3,188,383
All Other Expenses---$2,609,836
Occupancy---$2,076,878
Pension Plan Contributions---$1,715,955
Payroll Taxes---$1,450,812
Advertising---$1,287,755
Other Expenses---$638,877
Fees for Services Management---$392,701
Travel---$344,662
Conferences and Meetings---$344,661
Insurance---$286,979
Fees for Services Accounting---$235,845
Fees for Services Legal---$114,421
Total Functional Expenses$0$0$0$70,475,354

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$70,475,354
Total Expenses per Audited Statements$70,475,354
Total Expenses per Form 990$70,475,354
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,276,516$2,833,500▲ $556,984
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Money Market accounts$584,337,542
Savings accounts$268,459,567
Checking accounts$228,552,419
Certificates of Deposit$196,287,140
IRA accounts$139,265,886
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union has approximately 124,781 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected positions that are voted on by the general membership at the Annual Membership Meeting.”

Form 990, Part VI, Section B, Line 11B

“The IRS Form 990 is completed and then reviewed by two Sr Vice Presidents before submitting.”

Form 990, Part VI, Section B, Line 12C

“Our internal auditors review on a regular basis for compliance with company policies and regulations, as does the State and Federal examiners.”

Form 990, Part VI, Section B, Line 15

“We have an independent third party review all job grades and job descriptions to determine compensation and it is also compared to peer data from like size organizations.”

Form 990, Part VI, Section C, Line 19

“The Form 990 is available to the public upon written request.”

Filing and Contact Details

Filer

Filer Name
Anheuser-Busch Employees' Credit Union
EIN
43-0160998
Phone
3147717700
Address
1001 Lynch Street, Saint Louis, MO 63118-1818

Signing Officer

Name
Ron Kampwerth
Title
CFO
Phone
3146579400
Signed
2017-08-10

Organization Details

Formed
1939
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
462
Volunteers
13
Raw XML AppendixShowing 400 of 1,380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1945769
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2028646
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2132831
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2321147
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IRS990/Form990PartVIISectionAGrp/PersonNm0F Kuhn
IRS990/Form990PartVIISectionAGrp/PersonNm1J Knapper
IRS990/Form990PartVIISectionAGrp/PersonNm2J Fugel
IRS990/Form990PartVIISectionAGrp/PersonNm3B Tuffli
IRS990/Form990PartVIISectionAGrp/PersonNm4A Dierkes
IRS990/Form990PartVIISectionAGrp/PersonNm5M Chapman
IRS990/Form990PartVIISectionAGrp/PersonNm6S Stobbs
IRS990/Form990PartVIISectionAGrp/PersonNm7R Kraus
IRS990/Form990PartVIISectionAGrp/PersonNm8M Harris
IRS990/Form990PartVIISectionAGrp/PersonNm9Ron Kampwerth
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert McKay
IRS990/Form990PartVIISectionAGrp/PersonNm11Dougherty
IRS990/Form990PartVIISectionAGrp/PersonNm12J Huxley
IRS990/Form990PartVIISectionAGrp/PersonNm13Pier Alsup
IRS990/Form990PartVIISectionAGrp/PersonNm14J Curdt
IRS990/Form990PartVIISectionAGrp/PersonNm15Adrianne Thompson
IRS990/Form990PartVIISectionAGrp/PersonNm16M Tornatore
IRS990/Form990PartVIISectionAGrp/PersonNm17E Smith
IRS990/Form990PartVIISectionAGrp/PersonNm18Sheahan
IRS990/Form990PartVIISectionAGrp/PersonNm19Dicus
IRS990/Form990PartVIISectionAGrp/PersonNm20Cotton
IRS990/Form990PartVIISectionAGrp/PersonNm21Bruno
IRS990/Form990PartVIISectionAGrp/PersonNm22Sewell
IRS990/Form990PartVIISectionAGrp/PersonNm23J Schroth
IRS990/Form990PartVIISectionAGrp/PersonNm24D Tate
IRS990/Form990PartVIISectionAGrp/PersonNm25Imo-Moffitt
IRS990/Form990PartVIISectionAGrp/PersonNm26Abshear
IRS990/Form990PartVIISectionAGrp/PersonNm27K Kallemeier
IRS990/Form990PartVIISectionAGrp/PersonNm28S Gardner
IRS990/Form990PartVIISectionAGrp/PersonNm29T Sottile
IRS990/Form990PartVIISectionAGrp/PersonNm30L Holdren
IRS990/Form990PartVIISectionAGrp/PersonNm31C Klugesherz
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt05911
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18157855
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20113884
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24125670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt25152739
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt26180818
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt27156114
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt28138363
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt29134927
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30108964
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31102427
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt310
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP
IRS990/Form990PartVIISectionAGrp/TitleTxt24AVP
IRS990/Form990PartVIISectionAGrp/TitleTxt25MLO
IRS990/Form990PartVIISectionAGrp/TitleTxt26MLO
IRS990/Form990PartVIISectionAGrp/TitleTxt27MLO
IRS990/Form990PartVIISectionAGrp/TitleTxt28MLO
IRS990/Form990PartVIISectionAGrp/TitleTxt29MLO
IRS990/Form990PartVIISectionAGrp/TitleTxt30Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt31Dealer Rep
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt082213869
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
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IRS990/IndivRcvdGreaterThan100KCnt023
IRS990/IndoorTanningServicesInd00
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IRS990/InformationTechnologyGrp/TotalAmt03188383
IRS990/InsuranceGrp/TotalAmt0286979
IRS990/InterestGrp/TotalAmt06719496
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt041755595
IRS990/LandBldgEquipCostOrOtherBssAmt069889329
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IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
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IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0All activities pertain to a State Chartered Credit Union that provides deposit and lending services to its members, which are approximately 124,781.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt015000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt021000000
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IRS990/NetAssetsOrFundBalancesEOYAmt0168800439
IRS990/NetUnrelatedBusTxblIncmAmt012958
IRS990/NetUnrlzdGainsLossesInvstAmt0636588
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02076878
IRS990/OfficeExpensesGrp/TotalAmt06162486
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt029756588
IRS990/OtherAssetsTotalGrp/EOYAmt029989593
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04504605
IRS990/OtherExpensesGrp/Desc0Provision for loan losses
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2ATM expenses
IRS990/OtherExpensesGrp/TotalAmt07960000
IRS990/OtherExpensesGrp/TotalAmt17202984
IRS990/OtherExpensesGrp/TotalAmt2638877

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,619,024,984
Liabilities
$1,450,224,545
Net assets
$168,800,439
Revenue
$82,213,869
Expenses
$70,475,354
Net income
$11,738,515
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2,526$2,316$211$159$152$6.49
2023Detailed filing. Detailed filing data is available for this year.$2,418$2,217$201$136$130$5.99
2022Detailed filing. Detailed filing data is available for this year.$2,446$2,255$191$110$102$7.86
2021Detailed filing. Detailed filing data is available for this year.$2,310$2,093$218$107$86.6$20.8
2020Detailed filing. Detailed filing data is available for this year.$2,108$1,904$203$109$95.6$13.8
2019Detailed filing. Detailed filing data is available for this year.$1,826$1,638$188$109$94.6$14.5
2017Detailed filing. Detailed filing data is available for this year.$1,662$1,504$158$85.7$98.8$13.1
2016Detailed filing. Detailed filing data is available for this year.$1,619$1,450$169$82.2$70.5$11.7
2015Detailed filing. Detailed filing data is available for this year.$1,553$1,396$156$78.0$71.2$6.88
2014Detailed filing. Detailed filing data is available for this year.$1,448$1,304$144$75.6$67.9$7.75
2013Detailed filing. Detailed filing data is available for this year.$1,413$1,276$136$74.3$64.7$9.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,396$1,265$131$66.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,323$1,206$117$67.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,276$1,164$112$68.0