Civic Intelligence

Together Credit Union

990 • Fiscal year 2014 • EIN 43-0160998

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 11, 2015

Organization Profilewww.abecu.org

View Organization Page

1001 Lynch StreetSaint Louis, MO 63118-1818

(314) 771-7700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.90x

Higher debt load relative to assets than 66% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Liabilities / Revenue

25th percentile

17.24x

Higher debt load relative to revenue than 25% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Net Margin

10th percentile

10%

Higher net margin than 10% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Top Officer Pay

48th percentile

$751,703

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Asset Growth

17th percentile

2.5%

Faster asset growth than 17% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Revenue Growth

39th percentile

1.7%

Faster revenue growth than 39% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$1,448,392,932

Up $35,838,300 (+2.5%) from 2013

Net Assets

Up

$144,468,027

Up $8,058,738 (+5.9%) from 2013

Liabilities

Up

$1,303,924,905

Up $27,779,562 (+2.2%) from 2013

Revenue And Expenses
Liabilities / Revenue25th percentileNet Margin10th percentile

Revenue

Up

$75,638,941

Up $1,298,511 (+1.7%) from 2013

Expenses

Up

$67,891,650

Up $3,191,613 (+4.9%) from 2013

Net Income

Down

$7,747,291

Down $1,893,102 (-20%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth17th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0B$2.0B$1.0B$0Assets 2010: $1,276,258,233Liabilities 2010: $1,164,406,459Net Assets 2010: $111,851,7742010Assets 2011: $1,322,978,801Liabilities 2011: $1,205,549,780Net Assets 2011: $117,429,0212011Assets 2012: $1,395,672,429Liabilities 2012: $1,265,092,351Net Assets 2012: $130,580,0782012Assets 2013: $1,412,554,632Liabilities 2013: $1,276,145,343Net Assets 2013: $136,409,2892013Assets 2014: $1,448,392,932Liabilities 2014: $1,303,924,905Net Assets 2014: $144,468,0272014Assets 2015: $1,552,518,987Liabilities 2015: $1,396,093,651Net Assets 2015: $156,425,3362015Assets 2016: $1,619,024,984Liabilities 2016: $1,450,224,545Net Assets 2016: $168,800,4392016Assets 2017: $1,661,974,372Liabilities 2017: $1,504,234,164Net Assets 2017: $157,740,2082017Assets 2019: $1,825,507,133Liabilities 2019: $1,637,592,474Net Assets 2019: $187,914,6592019Assets 2020: $2,107,521,700Liabilities 2020: $1,904,270,282Net Assets 2020: $203,251,4182020Assets 2021: $2,310,446,798Liabilities 2021: $2,092,542,241Net Assets 2021: $217,904,5572021Assets 2022: $2,446,406,107Liabilities 2022: $2,255,490,599Net Assets 2022: $190,915,5082022Assets 2023: $2,417,889,259Liabilities 2023: $2,216,522,080Net Assets 2023: $201,367,1792023Assets 2024: $2,526,424,909Liabilities 2024: $2,315,552,289Net Assets 2024: $210,872,6202024

Highlighted filing

2014

Assets$1,448,392,932
Liabilities$1,303,924,905
Net Assets$144,468,027
Open 2014 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0-$50MExpenses 2010: $67,952,1422010Expenses 2011: $67,793,4012011Expenses 2012: $66,622,3402012Revenue 2013: $74,340,430Expenses 2013: $64,700,037Net Income 2013: $9,640,3932013Revenue 2014: $75,638,941Expenses 2014: $67,891,650Net Income 2014: $7,747,2912014Revenue 2015: $78,043,026Expenses 2015: $71,166,836Net Income 2015: $6,876,1902015Revenue 2016: $82,213,869Expenses 2016: $70,475,354Net Income 2016: $11,738,5152016Revenue 2017: $85,674,955Expenses 2017: $98,789,412Net Income 2017: -$13,114,4572017Revenue 2019: $109,073,449Expenses 2019: $94,556,170Net Income 2019: $14,517,2792019Revenue 2020: $109,407,246Expenses 2020: $95,580,383Net Income 2020: $13,826,8632020Revenue 2021: $107,418,867Expenses 2021: $86,638,223Net Income 2021: $20,780,6442021Revenue 2022: $110,258,983Expenses 2022: $102,394,402Net Income 2022: $7,864,5812022Revenue 2023: $135,539,350Expenses 2023: $129,554,257Net Income 2023: $5,985,0932023Revenue 2024: $158,756,041Expenses 2024: $152,262,812Net Income 2024: $6,493,2292024

Highlighted filing

2014

Revenue$75,638,941
Expenses$67,891,650
Net Income$7,747,291
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 11, 2015
Return Version
2014v5.0
Gross Receipts
$75,638,941
Mission and Program Overview

Mission

All activities pertain to a State Chartered Credit Union that provides deposit and lending services to its members, which are approximately 114,741.

All activities pertain to a state chartered Credit Union that provides deposit and lending services to its members, which are approximately 116,053.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,055,325,343$1,147,885,758▲ $92,560,415
Investments in Publicly Traded Securities$257,495,565$192,703,620▼ $64,791,945
Rtn Earn Endowment Incm Other Fnds$136,409,289$144,468,027▲ $8,058,738
Land, Buildings, and Equipment, Net$34,958,210$41,119,787▲ $6,161,577
Prepaid Expenses and Deferred Charges$10,676,922$13,552,901▲ $2,875,979
Cash and Non-Interest-Bearing Accounts$6,413,349$6,620,816▲ $207,467
Savings and Temporary Cash Investments$6,333,875$5,771,032▼ $562,843
Accounts Receivable$2,288,291$4,048,007▲ $1,759,716
Receivables From Officers Etc$1,359,795$1,716,310▲ $356,515
Receivable From Disqualified Prsn$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,412,554,632$1,448,392,932▲ $35,838,300
Other Assets Total$37,703,282$34,974,701▼ $2,728,581
Liabilities
Other Liabilities$1,252,078,845$1,272,494,361▲ $20,415,516
Mortgage Notes Payable Secured by Investment Property$15,000,000$20,000,000▲ $5,000,000
Accounts Payable and Accrued Expenses$8,573,907$10,561,628▲ $1,987,721
Deferred Revenue$492,591$868,916▲ $376,325
Total Liabilities$1,276,145,343$1,303,924,905▲ $27,779,562
Net Assets / Fund Balance
Total Net Assets Fund Balance$136,409,289$144,468,027▲ $8,058,738
Total Liabilities and Net Assets / Fund Balance$1,412,554,632$1,448,392,932▲ $35,838,300

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$23,024,891$11,308,818$34,333,709
Equipment$3,995,380$12,080,934$16,076,314
Land$14,092,650-$14,092,650
Leasehold Improvements$6,866$835,465$842,331
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
J David OsbornPresident/CEOFT$558,306$193,397$751,703
Ron KampwerthCFOFT$219,222$138,200$357,422
Daniel VoglerSr Vice PresidentFT$290,838$64,026$354,864
J FoxSr Vice PresidentFT$202,012$102,749$304,761
James BarrettSr Vice PresidentFT$191,581$95,507$287,088
Pier AlsupSr Vice PresidentFT$157,524$48,998$206,522
J CurdtVPFT$148,201$45,065$193,266
Adrianne ThompsonVPFT$145,812$34,840$180,652
DicusVPFT$120,816$43,584$164,400
E SmithVPFT$117,638$43,545$161,183
D TateVPFT$123,515$34,192$157,707
M TornatoreVPFT$124,177$23,534$147,711
SheahanVPFT$128,510$17,478$145,988
CottonVPFT$107,538$26,181$133,719
F KuhnBoard Member-$1,935-$1,935
H MilesBoard Member-$1,445-$1,445
A DierkesBoard Member-$1,086-$1,086
R KrausBoard Member-$792-$792
S StobbsBoard Member-$739-$739

Board Members and Trustees

NameTitle
J FugelBoard Member
J KnapperBoard Member
M ChapmanBoard Member
M HarrisBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$71,368,601
Investment Income
$3,304,819
Other Revenue
$965,521
Change in Net Assets
$7,747,291

Audited Revenue Reconciliation

Revenue per Audited Statements
$75,638,941
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$75,638,941
Total Revenue per Form 990
$75,638,941
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$44,340,427
Salaries, Compensation, and Employee Benefits$23,551,223
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$14,182,162
Interest---$6,909,696
Office Expenses---$5,675,131
Other Employee Benefits---$3,350,932
Information Technology---$3,270,913
Current Officers, Directors, Trustees, and Key Employees---$2,635,689
Depreciation Depletion---$2,587,219
Pension Plan Contributions---$2,105,277
Occupancy---$1,790,395
All Other Expenses---$1,660,825
Payroll Taxes---$1,277,163
Advertising---$1,264,347
Insurance---$939,158
Other Expenses---$514,769
Conferences and Meetings---$254,743
Travel---$254,743
Fees for Services Management---$250,221
Fees for Services Accounting---$236,360
Fees for Services Legal---$74,417
Total Functional Expenses$0$0$0$67,891,650

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$67,891,650
Total Expenses per Audited Statements$67,891,650
Total Expenses per Form 990$67,891,650
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,359,795$1,716,310▲ $356,515
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Daily Interest Fund$531,271,411
Certificates of Deposit$211,562,034
Savings accounts$204,472,018
Checking accounts$176,605,661
IRA accounts$148,583,237
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has approximately 116,053 members”

Form 990, Part VI, Section A, Line 7A

“The Board of Directors are elected positions that are voted on by the general membership each year at the Annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The governing body needs membership approval for certain decisions and/or changes to the bylaws of the organization.”

Form 990, Part VI, Section B, Line 11B

“The Form 990 is completed and reviewed by two Sr. Vice Presidents.”

Form 990, Part VI, Section B, Line 12C

“Our internal auditors review on a regular basis for compliance with company policies, as does the State and Federal examiners.”

Form 990, Part VI, Section B, Line 15

“We have an independent third party review of all job grades and job descriptions to determine compensation and it is also compared to peer data from like size organizations.”

Form 990, Part VI, Section C, Line 19

“The Form 990 is available to the public upon written request.”

Filing and Contact Details

Filer

Filer Name
Anheuser-Busch Employees' Credit Union
EIN
43-0160998
Phone
3147717700
Address
1001 Lynch Street, Saint Louis, MO 63118-1818

Signing Officer

Name
Ron Kampwerth
Title
CFO
Phone
3146579400
Signed
2015-08-11

Organization Details

Formed
1939
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
428
Volunteers
13
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“This is the net unrealized loss on our pension plan”

Raw XML AppendixShowing 400 of 1,135 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm3H Miles
IRS990/Form990PartVIISectionAGrp/PersonNm4A Dierkes
IRS990/Form990PartVIISectionAGrp/PersonNm5M Chapman
IRS990/Form990PartVIISectionAGrp/PersonNm6S Stobbs
IRS990/Form990PartVIISectionAGrp/PersonNm7R Kraus
IRS990/Form990PartVIISectionAGrp/PersonNm8M Harris
IRS990/Form990PartVIISectionAGrp/PersonNm9Ron Kampwerth
IRS990/Form990PartVIISectionAGrp/PersonNm10J David Osborn
IRS990/Form990PartVIISectionAGrp/PersonNm11Daniel Vogler
IRS990/Form990PartVIISectionAGrp/PersonNm12James Barrett
IRS990/Form990PartVIISectionAGrp/PersonNm13Pier Alsup
IRS990/Form990PartVIISectionAGrp/PersonNm14J Curdt
IRS990/Form990PartVIISectionAGrp/PersonNm15Adrianne Thompson
IRS990/Form990PartVIISectionAGrp/PersonNm16D Tate
IRS990/Form990PartVIISectionAGrp/PersonNm17J Fox
IRS990/Form990PartVIISectionAGrp/PersonNm18M Tornatore
IRS990/Form990PartVIISectionAGrp/PersonNm19E Smith
IRS990/Form990PartVIISectionAGrp/PersonNm20Sheahan
IRS990/Form990PartVIISectionAGrp/PersonNm21Dicus
IRS990/Form990PartVIISectionAGrp/PersonNm22Cotton
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01935
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31445
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt41086
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6739
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7792
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9219222
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10558306
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11290838
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12191581
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13157524
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14148201
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15145812
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16123515
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17202012
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18124177
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19117638
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20128510
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21120816
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22107538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11Sr Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt12Sr Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt13Sr Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP
IRS990/Form990PartVIISectionAGrp/TitleTxt17Sr Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt075638941
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt014
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03270913
IRS990/InsuranceGrp/TotalAmt0939158
IRS990/InterestGrp/TotalAmt06909696
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03304819
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03304819
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0257495565
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0192703620
IRS990/IRPDocumentCnt032514
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt024225217
IRS990/LandBldgEquipBasisNetGrp/BOYAmt034958210
IRS990/LandBldgEquipBasisNetGrp/EOYAmt041119787
IRS990/LandBldgEquipCostOrOtherBssAmt065345004
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0965521
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0965521
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0All activities pertain to a State Chartered Credit Union that provides deposit and lending services to its members, which are approximately 116,053.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt015000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt020000000
IRS990/NetAssetsOrFundBalancesBOYAmt0136409289
IRS990/NetAssetsOrFundBalancesEOYAmt0144468027
IRS990/NetUnrelatedBusTxblIncmAmt03420
IRS990/NetUnrlzdGainsLossesInvstAmt02334366
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01790395
IRS990/OfficeExpensesGrp/TotalAmt05675131
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt037703282
IRS990/OtherAssetsTotalGrp/EOYAmt034974701
IRS990/OtherChangesInNetAssetsAmt0-2022919
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03350932
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2ATM Expenses
IRS990/OtherExpensesGrp/TotalAmt012162500
IRS990/OtherExpensesGrp/TotalAmt16494990
IRS990/OtherExpensesGrp/TotalAmt2514769
IRS990/OtherLiabilitiesGrp/BOYAmt01252078845
IRS990/OtherLiabilitiesGrp/EOYAmt01272494361
IRS990/OtherRevenueTotalAmt0965521
IRS990/OtherSalariesAndWagesGrp/TotalAmt014182162
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01055325343
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01147885758
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01277163
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02105277
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010676922
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013552901
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Anheuser-Busch Employees' Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Income from fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt054360100
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt116775075
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt054360100
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt117008501
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1233426
IRS990/ProgSrvcAccomActy2Grp/Desc0Service fees
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt015266411
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt017008501
IRS990/ProgSrvcAccomActy3Grp/Desc0Investments
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02966324
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt03304819
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Misc
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0866628
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0965521
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04867741
IRS990/PYOtherExpensesAmt041664817
IRS990/PYOtherRevenueAmt01536703
IRS990/PYProgramServiceRevenueAmt067935986

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,448,392,932
Liabilities
$1,303,924,905
Net assets
$144,468,027
Revenue
$75,638,941
Expenses
$67,891,650
Net income
$7,747,291
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2,526$2,316$211$159$152$6.49
2023Detailed filing. Detailed filing data is available for this year.$2,418$2,217$201$136$130$5.99
2022Detailed filing. Detailed filing data is available for this year.$2,446$2,255$191$110$102$7.86
2021Detailed filing. Detailed filing data is available for this year.$2,310$2,093$218$107$86.6$20.8
2020Detailed filing. Detailed filing data is available for this year.$2,108$1,904$203$109$95.6$13.8
2019Detailed filing. Detailed filing data is available for this year.$1,826$1,638$188$109$94.6$14.5
2017Detailed filing. Detailed filing data is available for this year.$1,662$1,504$158$85.7$98.8$13.1
2016Detailed filing. Detailed filing data is available for this year.$1,619$1,450$169$82.2$70.5$11.7
2015Detailed filing. Detailed filing data is available for this year.$1,553$1,396$156$78.0$71.2$6.88
2014Detailed filing. Detailed filing data is available for this year.$1,448$1,304$144$75.6$67.9$7.75
2013Detailed filing. Detailed filing data is available for this year.$1,413$1,276$136$74.3$64.7$9.64
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,396$1,265$131$66.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,323$1,206$117$67.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,276$1,164$112$68.0