Civic Intelligence

5 Star Community Credit Union

EIN 42-6063218 • 501(c)14 • Mount Pleasant, IA

View Organization Page

Profile

Operating for the primary purpose of promoting thrift, providing credit at a reasonable rates, and providing others financial services to our members.

100 S Cherry StreetMount Pleasant, IA 52641

www.henrycountycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

0.94x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

17.88x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

33rd percentile

7.6%

Higher net margin than 33% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

70th percentile

3.5%

Faster asset growth than 70% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

15%

Faster revenue growth than 60% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$50,776,023

Up $1,720,785 (+3.5%) from 2023

Liabilities

Up

$47,528,750

Up $1,492,115 (+3.2%) from 2023

Net Assets

Up

$3,247,273

Up $228,670 (+7.6%) from 2023

Operations
Liabilities / Revenue59th percentileNet Margin33rd percentile

Revenue

Up

$2,657,902

Up $354,440 (+15%) from 2023

Expenses

Up

$2,455,509

Up $342,985 (+16%) from 2023

Net Income

Up

$202,393

Up $11,455 (+6.0%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $15,702,714Liabilities 2010: $13,763,866Net Assets 2010: $1,938,8482010Assets 2011: $17,952,388Liabilities 2011: $15,904,778Net Assets 2011: $2,047,6102011Assets 2012: $18,633,755Liabilities 2012: $16,514,384Net Assets 2012: $2,119,3712012Assets 2013: $25,873,985Liabilities 2013: $22,731,972Net Assets 2013: $3,142,0132013Assets 2014: $27,206,995Liabilities 2014: $24,260,002Net Assets 2014: $2,946,9932014Assets 2015: $27,855,061Liabilities 2015: $24,901,050Net Assets 2015: $2,954,0112015Assets 2016: $29,600,678Liabilities 2016: $26,700,284Net Assets 2016: $2,900,3942016Assets 2017: $30,976,555Liabilities 2017: $27,986,409Net Assets 2017: $2,990,1462017Assets 2018: $33,903,257Liabilities 2018: $30,792,436Net Assets 2018: $3,110,8212018Assets 2019: $35,611,728Liabilities 2019: $32,245,546Net Assets 2019: $3,366,1822019Assets 2020: $44,430,956Liabilities 2020: $40,886,216Net Assets 2020: $3,544,7402020Assets 2021: $45,445,883Liabilities 2021: $41,996,178Net Assets 2021: $3,449,7052021Assets 2022: $46,048,402Liabilities 2022: $43,456,993Net Assets 2022: $2,591,4092022Assets 2023: $49,055,238Liabilities 2023: $46,036,635Net Assets 2023: $3,018,6032023Assets 2024: $50,776,023Liabilities 2024: $47,528,750Net Assets 2024: $3,247,2732024

Highlighted filing

2024

Assets$50,776,023
Liabilities$47,528,750
Net Assets$3,247,273
Open 2024 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $1,194,182Expenses 2010: $909,021Net Income 2010: $285,1612010Revenue 2011: $1,135,753Expenses 2011: $1,026,991Net Income 2011: $108,7622011Revenue 2012: $1,130,974Expenses 2012: $1,021,224Net Income 2012: $109,7502012Revenue 2013: $1,115,609Expenses 2013: $1,045,246Net Income 2013: $70,3632013Revenue 2014: $1,205,388Expenses 2014: $1,445,485Net Income 2014: -$240,0972014Revenue 2015: $1,360,020Expenses 2015: $1,338,065Net Income 2015: $21,9552015Revenue 2016: $1,379,280Expenses 2016: $1,350,448Net Income 2016: $28,8322016Revenue 2017: $1,476,888Expenses 2017: $1,440,485Net Income 2017: $36,4032017Revenue 2018: $1,722,229Expenses 2018: $1,591,253Net Income 2018: $130,9762018Revenue 2019: $1,877,024Expenses 2019: $1,670,188Net Income 2019: $206,8362019Revenue 2020: $1,809,929Expenses 2020: $1,703,359Net Income 2020: $106,5702020Revenue 2021: $1,787,150Expenses 2021: $1,724,128Net Income 2021: $63,0222021Revenue 2022: $1,957,816Expenses 2022: $1,763,951Net Income 2022: $193,8652022Revenue 2023: $2,303,462Expenses 2023: $2,112,524Net Income 2023: $190,9382023Revenue 2024: $2,657,902Expenses 2024: $2,455,509Net Income 2024: $202,3932024

Highlighted filing

2024

Revenue$2,657,902
Expenses$2,455,509
Net Income$202,393
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$50,776,023
Liabilities
$47,528,750
Net assets
$3,247,273
Revenue
$2,657,902
Expenses
$2,455,509
Net income
$202,393
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.8$47.5$3.25$2.66$2.46$0.20
2023Summary only. Only limited summary data is available for this year.$49.1$46.0$3.02$2.30$2.11$0.19
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.0$43.5$2.59$1.96$1.76$0.19
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.4$42.0$3.45$1.79$1.72$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.4$40.9$3.54$1.81$1.70$0.11
2019Summary only. Only limited summary data is available for this year.$35.6$32.2$3.37$1.88$1.67$0.21
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.9$30.8$3.11$1.72$1.59$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.0$28.0$2.99$1.48$1.44$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.6$26.7$2.90$1.38$1.35$0.03
2015Detailed filing. Detailed filing data is available for this year.$27.9$24.9$2.95$1.36$1.34$0.02
2014Detailed filing. Detailed filing data is available for this year.$27.2$24.3$2.95$1.21$1.45$0.24
2013Detailed filing. Detailed filing data is available for this year.$25.9$22.7$3.14$1.12$1.05$0.07
2012Summary only. Only limited summary data is available for this year.$18.6$16.5$2.12$1.13$1.02$0.11
2011Summary only. Only limited summary data is available for this year.$18.0$15.9$2.05$1.14$1.03$0.11
2010Summary only. Only limited summary data is available for this year.$15.7$13.8$1.94$1.19$0.91$0.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 17, 2025
Return Version
2024v5.2
Gross Receipts
$2,657,902
Mission and Program Overview

Mission

Operating for the primary purpose of promoting thrift, providing credit at a reasonable rate, and providing others financial services to our members.

Operating for the primary purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$36,398,606$36,780,953▲ $382,347
Investments Other Securities$9,012,872$8,635,159▼ $377,713
Savings and Temporary Cash Investments$2,063,973$3,966,367▲ $1,902,394
Pd in Cap Srpls Land Bldg Eqp Fund$2,752,084$2,872,459▲ $120,375
Cash and Non-Interest-Bearing Accounts$732,223$676,298▼ $55,925
Land, Buildings, and Equipment, Net$662,540$553,195▼ $109,345
Rtn Earn Endowment Incm Other Fnds$266,519$374,814▲ $108,295
Prepaid Expenses and Deferred Charges$46,436$34,823▼ $11,613
Accounts Receivable$10,183$8,411▼ $1,772
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$49,055,238$50,776,023▲ $1,720,785
Other Assets Total$128,405$120,817▼ $7,588
Liabilities
Other Liabilities$44,903,047$46,617,011▲ $1,713,964
Accounts Payable and Accrued Expenses$1,133,588$911,739▼ $221,849
Total Liabilities$46,036,635$47,528,750▲ $1,492,115
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,018,603$3,247,273▲ $228,670
Total Liabilities and Net Assets / Fund Balance$49,055,238$50,776,023▲ $1,720,785

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$413,134$987,470-
Other Land Buildings$61,644$596,965-
Land$74,748--
Equipment$3,669$345,872-
Other Securities$8,635,159--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary GraberCEOFT$124,030$10,278$134,308

Board Members and Trustees

NameTitle
Kevin DameronAudit Committee Chair
Jeff BeaversChairperson
Jill DanielCredit Committee Chair
Ed SeggermanPresident
Chad WhiteVice Chairperson
Kevin WellingtonBoard Member
Marlin FordBoard Member
Rich McnameeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,894,517
Investment Income
$219,639
Other Revenue
$543,746
Change in Net Assets
$202,393
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,747,280
Salaries, Compensation, and Employee Benefits$708,229
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$515,613--$515,613
Other Salaries and Wages$358,480--$358,480
Office Expenses$212,214--$212,214
Information Technology$194,226--$194,226
Other Employee Benefits$167,862--$167,862
Depreciation Depletion$153,275--$153,275
Current Officers, Directors, Trustees, and Key Employees$134,308--$134,308
All Other Expenses$131,763--$131,763
Advertising$77,729--$77,729
Occupancy$42,942--$42,942
Payroll Taxes$38,162--$38,162
Fees for Services Other$27,218--$27,218
Fees for Services Accounting$25,010--$25,010
Other Expenses$21,389--$21,389
Pension Plan Contributions$9,417--$9,417
Fees for Services Legal$9,196--$9,196
Travel$8,022--$8,022
Payments to Affiliates$6,718--$6,718
Conferences and Meetings$4,016--$4,016
Total Functional Expenses$2,455,509$0$0$2,455,509
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$46,617,011
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union with members.”

Form 990, Part VI, Section A, Line 7A

“Members elect board directors.”

Form 990, Part VI, Section A, Line 7B

“Mergers and name changes are subject to member approval.”

Form 990, Part VI, Section B, Line 11B

“THE CEO REVIEWS.”

Form 990, Part VI, Section C, Line 19

“The monthly financial statements are posted monthly in lobby. All other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
5 Star Community Credit Union
EIN
42-6063218
Phone
3193854914
Address
100 S CHERRY STREET, MOUNT PLEASANT, IA 52641

Signing Officer

Name
Mary Graber
Title
CEO
Phone
3193854914
Signed
2025-06-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mary Graber
Formed
1950
Legal Domicile
Ia
Voting Board Members
8
Independent Board Members
8
Employees
11
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING -1.”

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01133588
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0911739
IRS990/AccountsReceivableGrp/BOYAmt010183
IRS990/AccountsReceivableGrp/EOYAmt08411
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0OPERATING FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO OUR MEMBERS.
IRS990/AdvertisingGrp/ProgramServicesAmt077729
IRS990/AdvertisingGrp/TotalAmt077729
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0131763
IRS990/AllOtherExpensesGrp/TotalAmt0131763
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MARY GRABER
IRS990/BooksInCareOfDetail/PhoneNum03193854914
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 S CHERRY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0MOUNT PLEASANT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd052641
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0732223
IRS990/CashNonInterestBearingGrp/EOYAmt0676298
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0134308
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0134308
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt04016
IRS990/ConferencesMeetingsGrp/TotalAmt04016
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0219639
IRS990/CYOtherExpensesAmt01747280
IRS990/CYOtherRevenueAmt0543746
IRS990/CYProgramServiceRevenueAmt01894517
IRS990/CYRevenuesLessExpensesAmt0202393
IRS990/CYSalariesCompEmpBnftPaidAmt0708229
IRS990/CYTotalExpensesAmt02455509
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02657902
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0153275
IRS990/DepreciationDepletionGrp/TotalAmt0153275
IRS990/Desc0THE ORGANIZATION SERVES IT MEMBERS. THE ORGANIZATIONS LARGEST EXPENSE IS DIVIDEND EXPENSE PAID ON SHARE ACCOUNTS. THE ORGANIZATION OFFERS LOANS RANGING FROM SMALL SIGNATURE LOANS UP TO HOME MORTGAGE LOANS. THE ORGANIZATION SERVED APPROXIMATELY 6,300 MEMBERS IN 2024.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt025010
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IRS990/FeesForServicesLegalGrp/ProgramServicesAmt09196
IRS990/FeesForServicesLegalGrp/TotalAmt09196
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt027218
IRS990/FeesForServicesOtherGrp/TotalAmt027218
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt810278
IRS990/Form990PartVIISectionAGrp/PersonNm0JEFF BEAVERS
IRS990/Form990PartVIISectionAGrp/PersonNm1ED SEGGERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2CHAD WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm3RICH MCNAMEE
IRS990/Form990PartVIISectionAGrp/PersonNm4MARLIN FORD
IRS990/Form990PartVIISectionAGrp/PersonNm5KEVIN WELLINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm6KEVIN DAMERON
IRS990/Form990PartVIISectionAGrp/PersonNm7JILL DANIEL
IRS990/Form990PartVIISectionAGrp/PersonNm8MARY GRABER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6AUDIT COMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CREDIT COMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01950
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02657902
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0194226
IRS990/InformationTechnologyGrp/TotalAmt0194226
IRS990/InterestGrp/ProgramServicesAmt0515613
IRS990/InterestGrp/TotalAmt0515613
IRS990/InvestmentIncomeGrp/ExclusionAmt0219639
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0219639
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt09012872
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt08635159
IRS990/IRPDocumentCnt01445
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01930307
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0662540
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0553195
IRS990/LandBldgEquipCostOrOtherBssAmt02483502
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt087164
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt087164
IRS990/MissionDesc0OPERATING FOR THE PRIMARY PURPOSE OF PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, AND PROVIDING OTHER FINANCIAL SERVICES TO OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03018603
IRS990/NetAssetsOrFundBalancesEOYAmt03247273
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt026278
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt042942
IRS990/OccupancyGrp/TotalAmt042942
IRS990/OfficeExpensesGrp/ProgramServicesAmt0212214
IRS990/OfficeExpensesGrp/TotalAmt0212214
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0128405
IRS990/OtherAssetsTotalGrp/EOYAmt0120817
IRS990/OtherChangesInNetAssetsAmt0-1
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0167862
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0167862
IRS990/OtherExpensesGrp/Desc0CARD EXPENSE
IRS990/OtherExpensesGrp/Desc1TAXES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0244110
IRS990/OtherExpensesGrp/ProgramServicesAmt137300
IRS990/OtherExpensesGrp/ProgramServicesAmt236539
IRS990/OtherExpensesGrp/ProgramServicesAmt321389
IRS990/OtherExpensesGrp/TotalAmt0244110
IRS990/OtherExpensesGrp/TotalAmt137300
IRS990/OtherExpensesGrp/TotalAmt236539
IRS990/OtherExpensesGrp/TotalAmt321389
IRS990/OtherLiabilitiesGrp/BOYAmt044903047
IRS990/OtherLiabilitiesGrp/EOYAmt046617011
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0FEES AND CHARGES
IRS990/OtherRevenueMiscGrp/Desc1ATM FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0450156
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0450156
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16426
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt06426
IRS990/OtherRevenueTotalAmt0543746
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0358480
IRS990/OtherSalariesAndWagesGrp/TotalAmt0358480
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt036398606
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt036780953
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt06718
IRS990/PaymentsToAffiliatesGrp/TotalAmt06718
IRS990/PayrollTaxesGrp/ProgramServicesAmt038162
IRS990/PayrollTaxesGrp/TotalAmt038162
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt02752084
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt02872459
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09417
IRS990/PensionPlanContributionsGrp/TotalAmt09417
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt046436
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034823
IRS990/PrincipalOfficerNm0MARY GRABER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01894517
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01894517
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0183553
IRS990/PYOtherExpensesAmt01452727
IRS990/PYOtherRevenueAmt0498793
IRS990/PYProgramServiceRevenueAmt01621116
IRS990/PYRevenuesLessExpensesAmt0190938
IRS990/PYSalariesCompEmpBnftPaidAmt0659797
IRS990/PYTotalExpensesAmt02112524
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02303462
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0202393
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02431837
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0266519
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0374814
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02063973
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03966367
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0413134
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0987470
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01400604
IRS990ScheduleD/EquipmentGrp/BookValueAmt03669
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0345872
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0349541
IRS990ScheduleD/LandGrp/BookValueAmt074748
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt074748
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt061644
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0596965
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0658609
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt046617011
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt08635159
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0553195
IRS990ScheduleD/TotalBookValueSecuritiesAmt08635159
IRS990ScheduleD/TotalLiabilityAmt046617011
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WITH MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT BOARD DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MERGERS AND NAME CHANGES ARE SUBJECT TO MEMBER APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CEO REVIEWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE MONTHLY FINANCIAL STATEMENTS ARE POSTED MONTHLY IN LOBBY. ALL OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt049055238
IRS990/TotalAssetsEOYAmt050776023
IRS990/TotalAssetsGrp/BOYAmt049055238
IRS990/TotalAssetsGrp/EOYAmt050776023
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02455509
IRS990/TotalFunctionalExpensesGrp/TotalAmt02455509
IRS990/TotalGrossUBIAmt06426
IRS990/TotalLiabilitiesBOYAmt046036635
IRS990/TotalLiabilitiesEOYAmt047528750
IRS990/TotalLiabilitiesGrp/BOYAmt046036635
IRS990/TotalLiabilitiesGrp/EOYAmt047528750
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03018603
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03247273
IRS990/TotalOtherCompensationAmt010278
IRS990/TotalProgramServiceExpensesAmt02455509
IRS990/TotalProgramServiceRevenueAmt01894517
IRS990/TotalReportableCompFromOrgAmt0124030
IRS990/TotalRevenueGrp/ExclusionAmt0219639
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02431837
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02657902
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06426
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt049055238
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt050776023
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt08022
IRS990/TravelGrp/TotalAmt08022
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0100 S CHERRY STREET
IRS990/USAddress/CityNm0MOUNT PLEASANT
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd052641
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.5STARCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY GRABER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03193854914
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt05 STAR COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt05STA
ReturnHeader/Filer/EIN0426063218
ReturnHeader/Filer/PhoneNum03193854914
ReturnHeader/Filer/USAddress/AddressLine1Txt0100 S CHERRY STREET
ReturnHeader/Filer/USAddress/CityNm0MOUNT PLEASANT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd052641
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT BELL CPA
ReturnHeader/ReturnTs02025-06-30T09:03:32-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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