Civic Intelligence

Christian Crusaders

990 • Fiscal year 2019 • EIN 42-6005773

Jan 01, 2019 to Dec 31, 2019 • Filed on Aug 18, 2020

7401 University AveCedar Falls, IA 50613-5099

(319) 277-0924

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

40th percentile

0.01x

Higher debt load relative to assets than 40% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

57th percentile

0.05x

Higher debt load relative to revenue than 57% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

2nd percentile

-128%

Higher net margin than 2% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

71st percentile

$59,283

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 32.7% of source-year revenue.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Asset Growth

10th percentile

-19%

Faster asset growth than 10% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

3rd percentile

-68%

Faster revenue growth than 3% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Down

$978,244

Down $224,342 (-19%) from 2018

Net Assets

Down

$969,405

Down $233,181 (-19%) from 2018

Liabilities

Up

$8,839

Up $8,839 from 2018

Revenue

Down

$181,566

Down $383,568 (-68%) from 2018

Expenses

Down

$414,747

Down $8,137 (-1.9%) from 2018

Net Income

Down

-$233,181

Down $375,431 (-264%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,316,447Liabilities 2011: $0Net Assets 2011: $1,316,4472011Assets 2012: $1,521,321Liabilities 2012: $0Net Assets 2012: $1,521,3212012Assets 2013: $1,731,936Liabilities 2013: $0Net Assets 2013: $1,731,9362013Assets 2014: $1,548,231Liabilities 2014: $0Net Assets 2014: $1,548,2312014Assets 2015: $1,361,298Liabilities 2015: $0Net Assets 2015: $1,361,2982015Assets 2016: $1,095,096Liabilities 2016: $0Net Assets 2016: $1,095,0962016Assets 2017: $1,060,336Liabilities 2017: $0Net Assets 2017: $1,060,3362017Assets 2018: $1,202,586Liabilities 2018: $0Net Assets 2018: $1,202,5862018Assets 2019: $978,244Liabilities 2019: $8,839Net Assets 2019: $969,4052019Assets 2020: $972,850Liabilities 2020: $7,538Net Assets 2020: $965,3122020Assets 2021: $877,992Liabilities 2021: $25,920Net Assets 2021: $852,0722021Assets 2022: $811,143Liabilities 2022: $13,791Net Assets 2022: $797,3522022Assets 2023: $561,427Liabilities 2023: $7,554Net Assets 2023: $553,8732023Assets 2024: $468,040Liabilities 2024: $12,847Net Assets 2024: $455,1932024

Highlighted filing

2019

Assets$978,244
Liabilities$8,839
Net Assets$969,405

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $307,7402011Expenses 2012: $321,5642012Revenue 2013: $582,057Expenses 2013: $371,442Net Income 2013: $210,6152013Revenue 2014: $211,943Expenses 2014: $395,503Net Income 2014: -$183,5602014Revenue 2015: $238,584Expenses 2015: $425,517Net Income 2015: -$186,9332015Revenue 2016: $154,036Expenses 2016: $420,238Net Income 2016: -$266,2022016Revenue 2017: $381,931Expenses 2017: $416,691Net Income 2017: -$34,7602017Revenue 2018: $565,134Expenses 2018: $422,884Net Income 2018: $142,2502018Revenue 2019: $181,566Expenses 2019: $414,747Net Income 2019: -$233,1812019Revenue 2020: $399,981Expenses 2020: $404,074Net Income 2020: -$4,0932020Revenue 2021: $305,632Expenses 2021: $418,872Net Income 2021: -$113,2402021Revenue 2022: $332,228Expenses 2022: $386,948Net Income 2022: -$54,7202022Revenue 2023: $147,808Expenses 2023: $391,287Net Income 2023: -$243,4792023Revenue 2024: $192,630Expenses 2024: $291,310Net Income 2024: -$98,6802024

Highlighted filing

2019

Revenue$181,566
Expenses$414,747
Net Income-$233,181
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Aug 18, 2020
Return Version
2019v5.0
Gross Receipts
$853,327
Mission and Program Overview

Mission

Christian radio broadcasts

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$881,790$869,920▼ $11,870
Savings and Temporary Cash Investments$320,796$108,324▼ $212,472
Total Assets$1,202,586$978,244▼ $224,342
Liabilities
Accounts Payable and Accrued Expenses-$8,839-
Total Liabilities$0$8,839▲ $8,839
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,049,908$816,727▼ $233,181
Net Assets With Donor Restrictions$152,678$152,678→ $0
Total Net Assets Fund Balance$1,202,586$969,405▼ $233,181
Total Liabilities and Net Assets / Fund Balance$1,202,586$978,244▼ $224,342

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2019$152,678-▲ $9,644$9,644$152,678
2018$152,678-▲ $5,279$5,279$152,678
2017$152,678-▲ $9,190$9,190$152,678
2016$152,678-▲ $5,454$5,454$152,678
2015$152,678-▲ $6,984$6,984$152,678
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Julie NordstromExec DirectoFT$51,689$7,594$59,283

Board Members and Trustees

NameTitle
Dave ElsePresident
Adrian TalbotBoard Member
Carole HansonBoard Member
Don LilleskovBoard Member
Dr John JorgensenBoard Member
Larry LeutzingerBoard Member
Noreen HermansenBoard Member
Tim BoettgerBoard Member
Matt ReisetterExec Directo
Laurie LarsenSecretary
Jim GerberTreasurer
Dave PletscherVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$114,136
Program Service Revenue
$0
Investment Income
$67,430
Other Revenue
$0
All Other Contributions
$114,136
Change in Net Assets
$-233,181
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$289,940
Salaries, Compensation, and Employee Benefits$124,807
Total Fundraising Expense$5,453
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$11,857$44,462$2,964$59,283
Other Salaries and Wages$38,290$12,764-$51,054
Fees for Services Other$29,093$146$2,489$31,728
Office Expenses-$20,732-$20,732
Fees for Service Investment Mgmnt Fees-$7,764-$7,764
Payroll Taxes-$7,388-$7,388
Other Employee Benefits$5,311$1,771-$7,082
Insurance-$2,704-$2,704
Fees for Services Accounting-$2,690-$2,690
All Other Expenses-$2,252-$2,252
Other Expenses$212,412$1,980-$1,980
Travel-$1,802-$1,802
Total Functional Expenses$296,963$112,331$5,453$414,747
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 15A

The executive director's compensation is reviewed annually by the executive committee of the organization. Any change's to the executive director's compensation is voted on by the executive committee and is documented in the board of minutes.

Form 990, Page 6, Part VI, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Christian Crusaders
EIN
42-6005773
Phone
3192770924
Address
7401 UNIVERSITY AVE, CEDAR FALLS, IA 50613-5099

Signing Officer

Name
Matt Reisetter
Title
Exec Director
Phone
3192770924
Signed
2020-08-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dave Else
Formed
1936
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
2

Preparer

Firm
Carney Alexander Marold & Co Llp
Address
PO BOX 1290, WATERLOO, IA 50704-1290
Preparer
Monica M Haag
Phone
3192333318
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part V, Line 4

The assets held in the endowment fund are permanently restricted. Only the investment income generated from the permanently restricted assets may be used for program-related expenses.

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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0ESTATE GIFT 3,963 ESTATE GIFT 2,616 ESTATE GIFT 4,660
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt1OTHER INCOME 959
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SUPPORTING SCHEDULE
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc1PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0102897
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0105506
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0109160
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0103294
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0117064
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0537921
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt030801
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt027730
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt025489
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt027702
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt033767
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0145489
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0946
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt013
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0959
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.77310
IRS990ScheduleA/PublicSupportPY170Pct00.76020
IRS990ScheduleA/PublicSupportTotal170Amt0529108
IRS990ScheduleA/SubstantialContributorsTotAmt08813
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0102897
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0105506
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0109160
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0103294
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0117064
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0537921
IRS990ScheduleA/TotalSupportAmt0684369
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/CYEndwmtFundGrp/BeginningYearBalanceAmt0152678
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt0152678
IRS990ScheduleD/CYEndwmtFundGrp/InvestmentEarningsOrLossesAmt09644
IRS990ScheduleD/CYEndwmtFundGrp/OtherExpendituresAmt09644
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/BeginningYearBalanceAmt0152678
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/EndYearBalanceAmt0152678
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt05279
IRS990ScheduleD/CYMinus1YrEndwmtFundGrp/OtherExpendituresAmt05279
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/BeginningYearBalanceAmt0152678
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/EndYearBalanceAmt0152678
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt09190
IRS990ScheduleD/CYMinus2YrEndwmtFundGrp/OtherExpendituresAmt09190
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/BeginningYearBalanceAmt0152678
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/EndYearBalanceAmt0152678
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt05454
IRS990ScheduleD/CYMinus3YrEndwmtFundGrp/OtherExpendituresAmt05454
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/BeginningYearBalanceAmt0152678
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/EndYearBalanceAmt0152678
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/InvestmentEarningsOrLossesAmt06984
IRS990ScheduleD/CYMinus4YrEndwmtFundGrp/OtherExpendituresAmt06984
IRS990ScheduleD/EndowmentsHeldRelatedOrgInd0false
IRS990ScheduleD/EndowmentsHeldUnrelatedOrgInd0false
IRS990ScheduleD/PrmnntEndowmentBalanceEOYPct01.00000
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ASSETS HELD IN THE ENDOWMENT FUND ARE PERMANENTLY RESTRICTED. ONLY THE INVESTMENT INCOME GENERATED FROM THE PERMANENTLY RESTRICTED ASSETS MAY BE USED FOR PROGRAM-RELATED EXPENSES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART V, LINE 4
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED ANNUALLY BY THE EXECUTIVE COMMITTEE OF THE ORGANIZATION. ANY CHANGE'S TO THE EXECUTIVE DIRECTOR'S COMPENSATION IS VOTED ON BY THE EXECUTIVE COMMITTEE AND IS DOCUMENTED IN THE BOARD OF MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01202586
IRS990/TotalAssetsEOYAmt0978244
IRS990/TotalAssetsGrp/BOYAmt01202586
IRS990/TotalAssetsGrp/EOYAmt0978244
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0114136
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt05453
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0112331
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0296963
IRS990/TotalFunctionalExpensesGrp/TotalAmt0414747
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt08839
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt08839
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01202586
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0969405
IRS990/TotalOtherCompensationAmt07594
IRS990/TotalProgramServiceExpensesAmt0296963
IRS990/TotalReportableCompFromOrgAmt051689
IRS990/TotalRevenueGrp/ExclusionAmt067430
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0181566
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01202586
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0978244
IRS990/TravelGrp/ManagementAndGeneralAmt01802
IRS990/TravelGrp/TotalAmt01802
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt07401 UNIVERSITY AVE
IRS990/USAddress/CityNm0CEDAR FALLS
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd0506135099
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.CHRISTIANCRUSADERS.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-11-19 02:30:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MATT REISETTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXEC DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03192770924
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-08-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHRISTIAN CRUSADERS
ReturnHeader/Filer/BusinessNameControlTxt0CHRI
ReturnHeader/Filer/EIN0426005773
ReturnHeader/Filer/PhoneNum03192770924
ReturnHeader/Filer/USAddress/AddressLine1Txt07401 UNIVERSITY AVE

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.01$0.46$0.19$0.29$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.01$0.55$0.15$0.39$0.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.81$0.01$0.80$0.33$0.39$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$0.03$0.85$0.31$0.42$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.97$0.01$0.97$0.40$0.40$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.98$0.01$0.97$0.18$0.41$0.23
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.00$1.20$0.57$0.42$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.00$1.06$0.38$0.42$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.10$0.00$1.10$0.15$0.42$0.27
2015Detailed filing. Detailed filing data is available for this year.$1.36$0.00$1.36$0.24$0.43$0.19
2014Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$0.21$0.40$0.18
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.73$0.00$1.73$0.58$0.37$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.00$1.52$0.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.32$0.00$1.32$0.31