Civic Intelligence

Underwriting Executive Council

990EZ • Fiscal year 2024 • EIN 42-1255899

Jan 01, 2024 to Dec 31, 2024 • Filed on Apr 15, 2025

Organization Profile
c/o Melissa Hilvers 115 Douglas DrOttoville, OH 45876

(800) 786-9144

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

45th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

11th percentile

-32%

Higher net margin than 11% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

37th percentile

-4.6%

Faster asset growth than 37% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

84th percentile

34%

Faster revenue growth than 84% of similar nonprofits.

2024 filings • 501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets45th percentile

Assets

Down

$50,477

Down $5,027 (-9.1%) from 2022

Net Assets

Down

$50,477

Down $5,027 (-9.1%) from 2022

Liabilities

Flat

$0

Flat from 2022

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin11th percentile

Revenue

Up

$100,238

Up $44,760 (+81%) from 2022

Expenses

Up

$132,567

Up $55,056 (+71%) from 2022

Net Income

Down

-$32,329

Down $10,296 (-47%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2011: $59,154Liabilities 2011: $02011Assets 2012: $65,949Liabilities 2012: $02012Assets 2013: $67,674Liabilities 2013: $02013Assets 2014: $56,070Liabilities 2014: $02014Assets 2015: $51,572Liabilities 2015: $02015Assets 2016: $39,984Liabilities 2016: $02016Assets 2017: $21,871Liabilities 2017: $02017Assets 2018: $64,979Liabilities 2018: $02018Assets 2019: $60,607Liabilities 2019: $02019Assets 2020: $86,813Liabilities 2020: $02020Assets 2021: $79,554Liabilities 2021: $02021Assets 2022: $55,504Liabilities 2022: $0Net Assets 2022: $55,5042022Assets 2024: $50,477Liabilities 2024: $0Net Assets 2024: $50,4772024

Highlighted filing

2024

Assets$50,477
Liabilities$0
Net Assets$50,477
Open 2024 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $72,348Expenses 2011: $64,023Net Income 2011: $8,3252011Revenue 2012: $77,250Expenses 2012: $70,455Net Income 2012: $6,7952012Revenue 2013: $76,218Expenses 2013: $76,030Net Income 2013: $1882013Revenue 2014: $77,953Expenses 2014: $88,020Net Income 2014: -$10,0672014Revenue 2015: $79,733Expenses 2015: $84,230Net Income 2015: -$4,4972015Revenue 2016: $81,210Expenses 2016: $92,799Net Income 2016: -$11,5892016Revenue 2017: $92,787Expenses 2017: $110,900Net Income 2017: -$18,1132017Revenue 2018: $84,182Expenses 2018: $63,679Net Income 2018: $20,5032018Revenue 2019: $75,984Expenses 2019: $108,228Net Income 2019: -$32,2442019Revenue 2020: $35,743Expenses 2020: $9,537Net Income 2020: $26,2062020Revenue 2021: $388Expenses 2021: $7,648Net Income 2021: -$7,2602021Revenue 2022: $55,478Expenses 2022: $77,511Net Income 2022: -$22,0332022Revenue 2024: $100,238Expenses 2024: $132,567Net Income 2024: -$32,3292024

Highlighted filing

2024

Revenue$100,238
Expenses$132,567
Net Income-$32,329
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 15, 2025
Return Version
2024v5.0
Gross Receipts
$100,238
Mission and Program Overview

Mission

Education and Training

Program Services

DescriptionGrantsExpenses
Two meetings were held in 2024. Spring meeting was held May 8-10 in Williamsburg, VA with 67 members and prospective members in attendance plus two speakers. Topics presented: State of the P&C Insurance Industry and a Nation Builder Speaker. Fall meeting was held November 13-15 in San Antonio, TX with 57 members and prospective members in attendance plus two speakers. Topics presented: ChatGPT, Generative AI, and the Impact on Modern Insurance and The Politics and Policy of Legal System Abuse.--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Melissa HilversSecretary/Treasurer-$0--
Scott FigginsPast President-$0--
Mike BauerPresident/Vice President-$0--
Dennis SaldanaProgram Manager-$0--
Michelle SchweizerMember At Large-$0--
Pam WeissMember At Large-$0--
Filing and Contact Details

Filer

Filer Name
Underwriting Executive Council
EIN
42-1255899
Phone
8007869144
Address
c/o Melissa Hilvers 115 Douglas Dr, Ottoville, OH 45876

Signing Officer

Name
Melissa Hilvers
Title
Treasurer/Secretary
Phone
8007869144
Signed
2025-04-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Business Insurance $1,192 Directors and Officers Insurance $1,180 Cvent $4,691 Statutory Representation Fee $175”

Raw XML Appendix133 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/AddressChangeInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt0115284
IRS990EZ/BooksInCareOfDetail/PersonNm0Melissa Hilvers
IRS990EZ/BooksInCareOfDetail/PhoneNum08007869144
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0115 Douglas Dr
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0PO Box 412
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Ottoville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045876
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt082806
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt050477
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-32329
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt09684
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt082806
IRS990EZ/Form990TotalAssetsGrp/EOYAmt050477
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0100238
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0129
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt0100109
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt082806
IRS990EZ/NetAssetsOrFundBalancesEOYAmt050477
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt082806
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt050477
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Melissa Hilvers
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Scott Figgins
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Mike Bauer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Dennis Saldana
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Michelle Schweizer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Pam Weiss
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Secretary/Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2President/Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Program Manager
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Member at Large
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Member at Large
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt07238
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Education and Training
IRS990EZ/PrintingPublicationsPostageAmt0361
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Two meetings were held in 2024. Spring meeting was held May 8-10 in Williamsburg, VA with 67 members and prospective members in attendance plus two speakers. Topics presented: State of the P&C Insurance Industry and a Nation Builder Speaker. Fall meeting was held November 13-15 in San Antonio, TX with 57 members and prospective members in attendance plus two speakers. Topics presented: ChatGPT, Generative AI, and the Impact on Modern Insurance and The Politics and Policy of Legal System Abuse.
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IN
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0132567
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0100238
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Business Insurance $1,192 Directors and Officers Insurance $1,180 Cvent $4,691 Statutory Representation Fee $175
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Melissa Hilvers
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer/Secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum08007869144
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNDERWRITING EXECUTIVE COUNCIL
ReturnHeader/Filer/BusinessNameControlTxt0UNDE
ReturnHeader/Filer/EIN0421255899
ReturnHeader/Filer/PhoneNum08007869144
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o Melissa Hilvers 115 Douglas Dr
ReturnHeader/Filer/USAddress/CityNm0Ottoville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045876
ReturnHeader/Form8822BAttachedInd0X
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/ReturnTs02025-04-22T12:39:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$50,477
Liabilities
$0
Net assets
$50,477
Revenue
$100,238
Expenses
$132,567
Net income
-$32,329
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$1.00$1.33$0.32
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.00$0.56$0.55$0.78$0.22
2021Summary only. Only limited summary data is available for this year.$0.80$0.00$0.00$0.08$0.07
2020Summary only. Only limited summary data is available for this year.$0.87$0.00$0.36$0.10$0.26
2019Summary only. Only limited summary data is available for this year.$0.61$0.00$0.76$1.08$0.32
2018Summary only. Only limited summary data is available for this year.$0.65$0.00$0.84$0.64$0.21
2017Summary only. Only limited summary data is available for this year.$0.22$0.00$0.93$1.11$0.18
2016Summary only. Only limited summary data is available for this year.$0.40$0.00$0.81$0.93$0.12
2015Summary only. Only limited summary data is available for this year.$0.52$0.00$0.80$0.84$0.04
2014Summary only. Only limited summary data is available for this year.$0.56$0.00$0.78$0.88$0.10
2013Summary only. Only limited summary data is available for this year.$0.68$0.00$0.76$0.76$0.00
2012Summary only. Only limited summary data is available for this year.$0.66$0.00$0.77$0.70$0.07
2011Summary only. Only limited summary data is available for this year.$0.59$0.00$0.72$0.64$0.08