Civic Intelligence

Midland Credit Union

990 • Fiscal year 2024 • EIN 42-0816632

Jan 01, 2024 to Dec 31, 2024 • Filed on May 28, 2025

Organization ProfileWWW.MIDLANDCU.ORG

View Organization Page

2891 106th StreetUrbandale, IA 50322

(515) 278-1994

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.89x

Higher debt load relative to assets than 67% of similar nonprofits.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

38th percentile

14.57x

Higher debt load relative to revenue than 38% of similar nonprofits.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

43rd percentile

9.2%

Higher net margin than 43% of similar nonprofits.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

86th percentile

$236,946

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

99th percentile

19%

Faster asset growth than 99% of similar nonprofits.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

27%

Faster revenue growth than 92% of similar nonprofits.

2024 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$96,595,408

Up $15,625,529 (+19%) from 2023

Net Assets

Up

$10,533,353

Up $1,678,784 (+19%) from 2023

Liabilities

Up

$86,062,055

Up $13,946,745 (+19%) from 2023

Revenue And Expenses
Liabilities / Revenue38th percentileNet Margin43rd percentile

Revenue

Up

$5,908,169

Up $1,248,246 (+27%) from 2023

Expenses

Up

$5,364,662

Up $909,266 (+20%) from 2023

Net Income

Up

$543,507

Up $338,980 (+166%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $34,908,231Liabilities 2010: $29,223,104Net Assets 2010: $5,685,1272010Assets 2012: $39,377,789Liabilities 2012: $33,548,607Net Assets 2012: $5,829,1822012Assets 2013: $41,720,304Liabilities 2013: $35,497,108Net Assets 2013: $6,223,1962013Assets 2014: $44,047,408Liabilities 2014: $37,677,903Net Assets 2014: $6,369,5052014Assets 2015: $47,403,096Liabilities 2015: $40,882,347Net Assets 2015: $6,520,7492015Assets 2016: $50,874,813Liabilities 2016: $44,177,117Net Assets 2016: $6,697,6962016Assets 2017: $52,229,958Liabilities 2017: $45,209,396Net Assets 2017: $7,020,5622017Assets 2018: $53,202,747Liabilities 2018: $46,073,297Net Assets 2018: $7,129,4502018Assets 2019: $54,333,029Liabilities 2019: $47,027,626Net Assets 2019: $7,305,4032019Assets 2020: $62,441,065Liabilities 2020: $54,991,524Net Assets 2020: $7,449,5412020Assets 2021: $71,007,624Liabilities 2021: $63,293,078Net Assets 2021: $7,714,5462021Assets 2022: $76,091,305Liabilities 2022: $68,317,220Net Assets 2022: $7,774,0852022Assets 2023: $80,969,879Liabilities 2023: $72,115,310Net Assets 2023: $8,854,5692023Assets 2024: $96,595,408Liabilities 2024: $86,062,055Net Assets 2024: $10,533,3532024

Highlighted filing

2024

Assets$96,595,408
Liabilities$86,062,055
Net Assets$10,533,353
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,015,4252010Expenses 2012: $1,994,0982012Revenue 2013: $2,157,604Expenses 2013: $1,994,416Net Income 2013: $163,1882013Revenue 2014: $2,109,649Expenses 2014: $1,963,340Net Income 2014: $146,3092014Revenue 2015: $2,271,472Expenses 2015: $2,120,228Net Income 2015: $151,2442015Revenue 2016: $2,303,229Expenses 2016: $2,126,282Net Income 2016: $176,9472016Revenue 2017: $2,773,647Expenses 2017: $2,450,780Net Income 2017: $322,8672017Revenue 2018: $2,919,135Expenses 2018: $2,810,247Net Income 2018: $108,8882018Revenue 2019: $2,981,206Expenses 2019: $2,784,043Net Income 2019: $197,1632019Revenue 2020: $2,953,085Expenses 2020: $2,808,947Net Income 2020: $144,1382020Revenue 2021: $3,069,905Expenses 2021: $2,804,900Net Income 2021: $265,0052021Revenue 2022: $3,470,213Expenses 2022: $3,410,674Net Income 2022: $59,5392022Revenue 2023: $4,659,923Expenses 2023: $4,455,396Net Income 2023: $204,5272023Revenue 2024: $5,908,169Expenses 2024: $5,364,662Net Income 2024: $543,5072024

Highlighted filing

2024

Revenue$5,908,169
Expenses$5,364,662
Net Income$543,507
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 28, 2025
Return Version
2024v5.1
Gross Receipts
$5,908,169
Mission and Program Overview

Mission

People helping people; low cost loans, low cost shares and share drafts, certificates of deposit with rates above banks.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$54,999,340$61,266,607▲ $6,267,267
Savings and Temporary Cash Investments$6,701,449$15,904,229▲ $9,202,780
Investments Program Related$13,590,581$13,949,786▲ $359,205
Rtn Earn Endowment Incm Other Fnds$5,352,332$6,539,016▲ $1,186,684
Pd in Cap Srpls Land Bldg Eqp Fund$3,502,237$3,994,337▲ $492,100
Land, Buildings, and Equipment, Net$2,033,140$2,065,197▲ $32,057
Cash and Non-Interest-Bearing Accounts$442,918$527,851▲ $84,933
Prepaid Expenses and Deferred Charges$184,213$270,709▲ $86,496
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$80,969,879$96,595,408▲ $15,625,529
Other Assets Total$3,018,238$2,611,029▼ $407,209
Liabilities
Other Liabilities$68,795,788$81,914,276▲ $13,118,488
Accounts Payable and Accrued Expenses$3,319,522$4,147,779▲ $828,257
Total Liabilities$72,115,310$86,062,055▲ $13,946,745
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,854,569$10,533,353▲ $1,678,784
Total Liabilities and Net Assets / Fund Balance$80,969,879$96,595,408▲ $15,625,529

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,037,379$802,710$1,840,089
Equipment$342,818$609,511$952,329
Land$685,000-$685,000
Leasehold Improvements$0$125,639$125,639
Investment Program Related Org$4,030,000--
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Randy HassCEOFT$198,326$38,620$236,946
Mindy CooperCFOFT$147,787$31,648$179,435

Board Members and Trustees

NameTitle
Linda GastAudit Committee Chair
Frank WimlerChair
Steven CorreaCredit Committee Chair
Ryan BhattacharyyaVice Chairman
Troy WhiteBoard CFO
Eric WilliamsDirector
John ColbyDirector
Kim KnollDirector
Tiffany MenkeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,644,018
Investment Income
$1,134,460
Other Revenue
$129,691
Change in Net Assets
$543,507

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,908,169
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$5,908,169
Total Revenue per Form 990
$5,908,169
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,773,534
Salaries, Compensation, and Employee Benefits$1,591,128
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,063,585--$1,063,585
Other Salaries and Wages$1,028,946--$1,028,946
All Other Expenses$467,179--$467,179
Current Officers, Directors, Trustees, and Key Employees$416,381--$416,381
Other Expenses$415,729--$415,729
Office Expenses$322,738--$322,738
Occupancy$192,373--$192,373
Information Technology$168,954--$168,954
Depreciation Depletion$166,396--$166,396
Advertising$158,414--$158,414
Fees for Services Legal$94,798--$94,798
Other Employee Benefits$89,048--$89,048
Conferences and Meetings$63,457--$63,457
Pension Plan Contributions$56,753--$56,753
Insurance$33,148--$33,148
Travel$21,688--$21,688
Fees for Services Accounting$16,840--$16,840
Payments to Affiliates$3,765--$3,765
Total Functional Expenses$5,364,662$0$0$5,364,662

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,364,662
Total Expenses per Audited Statements$5,364,662
Total Expenses per Form 990$5,364,662
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$81,914,276
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Midland credit union is supported by members.”

Form 990, Part VI, Section A, Line 7A

“The members of the organization have the right to vote for one or more members of the governing body at annual meetings.”

Form 990, Part VI, Section A, Line 7B

“Changes to the bylaws are at times approved by the members either at the annual meeting or special meetings held.”

Form 990, Part VI, Section B, Line 11B

“The ceo works closely with the auditors in providing the necessary financial information to prepare a financial audit. The tax return is based upon the audited financial statements. Upon completion of the 990 return the ceo will do a thorough review and sign.”

Form 990, Part VI, Section B, Line 15

“Midland credit union's compensation program consists of these steps: 1) an outside service provides the organization with survey that is used as a benchmark for their entire organization 2)compensation for ceo is approved by the board 3)compensation for the rest of the staff is set by the ceo within the board approved budget. Through the entire process there is contemporaneous substaniation of the deliberation and decision.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobbies. The organization's governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Midland Credit Union
EIN
42-0816632
Phone
5152781994
Address
2891 106TH STREET, URBANDALE, IA 50322

Signing Officer

Name
Mindy Cooper
Title
CFO
Phone
5152781994
Signed
2025-05-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mindy Cooper
Formed
1933
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
24
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Equity acquired from merger with united credit union (ein:42-0796971) 1,135,278. Rounding -1.”

FORM 990, PART XII, LINE 2C, EXPLANATION: AUDIT COMMITTEE

“Midland credit union has an audit committee that overseas the audit process and selection of its auditors. The audit committee will also review the issued audited financial statements with the auditor upon completion.”

FORM 990, PART XI, LINE 9, EXPLANATION: CHANGES IN NET ASSETS

“Effective may 1, 2024 united credit union (ein:42-0796971) merged with midland credit union. All assets, liabilities and equity was assumed by the continuing credit union: midland credit union.”

Financial Statement Notes

PART X, LINE 2:

“In accordance with accounting for uncertainty in income taxes under the income taxes topic of the fasb asc the credit union recognizes any uncertain tax benefits if such benefits are a result of a tax position that is more likely than not sustainable upon examination by federal or state tax authorities. When an uncertain benefit is determined to be more likely than not sustained, the credit union values the position, for financial statement purposes, of the largest amount of the tax benefit that is more than 50% likely of being realized upon resolution of the benefit. For any tax positions taken that do not meet the more likely than not criteria, the credit union establishes a tax reserve for 100% of the position taken.”

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IRS990/IRPDocumentCnt01641
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01537860
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02033140
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02065197
IRS990/LandBldgEquipCostOrOtherBssAmt03603057
IRS990/LegalDomicileStateCd0IA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PEOPLE HELPING PEOPLE; LOW COST LOANS, LOW COST SHARES AND SHARE DRAFTS, CERTIFICATES OF DEPOSIT WITH RATES ABOVE BANKS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08854569
IRS990/NetAssetsOrFundBalancesEOYAmt010533353
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt046132
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt046132
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0192373
IRS990/OccupancyGrp/TotalAmt0192373
IRS990/OfficeExpensesGrp/ProgramServicesAmt0322738
IRS990/OfficeExpensesGrp/TotalAmt0322738
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03018238
IRS990/OtherAssetsTotalGrp/EOYAmt02611029
IRS990/OtherChangesInNetAssetsAmt01135277
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt089048
IRS990/OtherEmployeeBenefitsGrp/TotalAmt089048
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT/CREDIT CARD EXPEN
IRS990/OtherExpensesGrp/ProgramServicesAmt0584470
IRS990/OtherExpensesGrp/ProgramServicesAmt1415729
IRS990/OtherExpensesGrp/TotalAmt0584470
IRS990/OtherExpensesGrp/TotalAmt1415729
IRS990/OtherLiabilitiesGrp/BOYAmt068795788
IRS990/OtherLiabilitiesGrp/EOYAmt081914276
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/Desc1ATM FEES
IRS990/OtherRevenueMiscGrp/Desc2ATM FEES - NON MEMBER
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0107934
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt16191
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0109623
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16191
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt21464
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt01689
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt11464
IRS990/OtherRevenueTotalAmt0117278
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01028946
IRS990/OtherSalariesAndWagesGrp/TotalAmt01028946
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt054999340
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt061266607
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt03765
IRS990/PaymentsToAffiliatesGrp/TotalAmt03765
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt03502237
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt03994337
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt056753
IRS990/PensionPlanContributionsGrp/TotalAmt056753
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0184213
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0270709
IRS990/PrincipalOfficerNm0MINDY COOPER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1CREDIT CARD FEES
IRS990/ProgramServiceRevenueGrp/Desc2NSF CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3DEBT PROTECTION
IRS990/ProgramServiceRevenueGrp/Desc4SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03771949
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1509384
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2169687
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3114406
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt452404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03771949
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1509384
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2169687
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3114406
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt452404
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0576583
IRS990/PYOtherExpensesAmt03138663
IRS990/PYOtherRevenueAmt050861
IRS990/PYProgramServiceRevenueAmt04032479
IRS990/PYRevenuesLessExpensesAmt0204527
IRS990/PYSalariesCompEmpBnftPaidAmt01316733
IRS990/PYTotalExpensesAmt04455396
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04659923
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0543507
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt04804275
IRS990/RoyaltiesRevenueGrp/ExclusionAmt012413
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt012413
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05352332
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06539016
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06701449
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015904229
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01037379
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0802710
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01840089
IRS990ScheduleD/EquipmentGrp/BookValueAmt0342818
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0609511
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0952329
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05364662
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01150000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt18586186
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2183600
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt34030000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCB RESERVE 12 MONTH CERTIFICATE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1BANK & CREDIT UNION CERTIFICATES OF DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3EMPLOYEE BENEFIT INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0685000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0685000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0125639
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0125639
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt081914276
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05908169
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IN ACCORDANCE WITH ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES UNDER THE INCOME TAXES TOPIC OF THE FASB ASC THE CREDIT UNION RECOGNIZES ANY UNCERTAIN TAX BENEFITS IF SUCH BENEFITS ARE A RESULT OF A TAX POSITION THAT IS MORE LIKELY THAN NOT SUSTAINABLE UPON EXAMINATION BY FEDERAL OR STATE TAX AUTHORITIES. WHEN AN UNCERTAIN BENEFIT IS DETERMINED TO BE MORE LIKELY THAN NOT SUSTAINED, THE CREDIT UNION VALUES THE POSITION, FOR FINANCIAL STATEMENT PURPOSES, OF THE LARGEST AMOUNT OF THE TAX BENEFIT THAT IS MORE THAN 50% LIKELY OF BEING REALIZED UPON RESOLUTION OF THE BENEFIT. FOR ANY TAX POSITIONS TAKEN THAT DO NOT MEET THE MORE LIKELY THAN NOT CRITERIA, THE CREDIT UNION ESTABLISHES A TAX RESERVE FOR 100% OF THE POSITION TAKEN.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02065197
IRS990ScheduleD/TotalBookValueProgramRltdAmt013949786
IRS990ScheduleD/TotalExpensesPerForm990Amt05364662
IRS990ScheduleD/TotalLiabilityAmt081914276
IRS990ScheduleD/TotalRevenuePerForm990Amt05908169
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05908169
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05364662
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0198326
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1147787
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount08000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount15000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt024022
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt116741
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt06598
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt19907
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RANDY HASS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MINDY COOPER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0236946
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1179435
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00

Document Assets

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Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$96,595,408
Liabilities
$86,062,055
Net assets
$10,533,353
Revenue
$5,908,169
Expenses
$5,364,662
Net income
$543,507
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$96.6$86.1$10.5$5.91$5.36$0.54
2023Detailed filing. Detailed filing data is available for this year.$81.0$72.1$8.85$4.66$4.46$0.20
2022Detailed filing. Detailed filing data is available for this year.$76.1$68.3$7.77$3.47$3.41$0.06
2021Detailed filing. Detailed filing data is available for this year.$71.0$63.3$7.71$3.07$2.80$0.27
2020Detailed filing. Detailed filing data is available for this year.$62.4$55.0$7.45$2.95$2.81$0.14
2019Detailed filing. Detailed filing data is available for this year.$54.3$47.0$7.31$2.98$2.78$0.20
2018Detailed filing. Detailed filing data is available for this year.$53.2$46.1$7.13$2.92$2.81$0.11
2017Detailed filing. Detailed filing data is available for this year.$52.2$45.2$7.02$2.77$2.45$0.32
2016Detailed filing. Detailed filing data is available for this year.$50.9$44.2$6.70$2.30$2.13$0.18
2015Detailed filing. Detailed filing data is available for this year.$47.4$40.9$6.52$2.27$2.12$0.15
2014Detailed filing. Detailed filing data is available for this year.$44.0$37.7$6.37$2.11$1.96$0.15
2013Detailed filing. Detailed filing data is available for this year.$41.7$35.5$6.22$2.16$1.99$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.4$33.5$5.83$1.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.9$29.2$5.69$2.02