Civic Intelligence

Minnesota Automobile Insurance Plan

990EZ • Fiscal year 2014 • EIN 41-6037496

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 15, 2015

Organization Profilewww.aipso.com/mn
c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919-4932

(401) 946-2310

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.06x

Higher debt load relative to assets than 68% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

72nd percentile

0.05x

Higher debt load relative to revenue than 72% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

86th percentile

22%

Higher net margin than 86% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$300

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.4% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

14th percentile

-22%

Faster asset growth than 14% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

21st percentile

-14%

Faster revenue growth than 21% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets68th percentile

Assets

Flat

$70,302

Flat from 2014

Net Assets

$66,085

No earlier filing loaded for comparison.

Liabilities

Flat

$4,217

Flat from 2014

Revenue And Expenses
Liabilities / Revenue72nd percentileNet Margin86th percentile

Revenue

Flat

$78,621

Flat from 2014

Expenses

Flat

$61,039

Flat from 2014

Net Income

Flat

$17,582

Flat from 2014

Historical Trend

Balance Sheet Trend

Asset Growth14th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100KAssets 2010: $33,345Liabilities 2010: $2,075Net Assets 2010: $31,2702010Assets 2011: $30,835Liabilities 2011: $5,973Net Assets 2011: $24,8622011Assets 2012: $34,782Liabilities 2012: $6,394Net Assets 2012: $28,3882012Assets 2013: $90,336Liabilities 2013: $9,220Net Assets 2013: $81,1162013Assets 2014: $70,302Liabilities 2014: $4,217Net Assets 2014: $66,0852014Assets 2014: $70,302Liabilities 2014: $4,2172014Assets 2015: $132,632Liabilities 2015: $59,8602015Assets 2016: $145,613Liabilities 2016: $62,711Net Assets 2016: $82,9022016Assets 2017: $163,327Liabilities 2017: $74,4302017Assets 2018: $145,690Liabilities 2018: $65,829Net Assets 2018: $79,8612018Assets 2019: $187,671Liabilities 2019: $73,620Net Assets 2019: $114,0512019Assets 2020: $83,218Liabilities 2020: $98,553Net Assets 2020: -$15,3352020

Highlighted filing

2014

Assets$70,302
Liabilities$4,217
Net Assets$66,085
Open 2014 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2010: $87,977Expenses 2010: $79,001Net Income 2010: $8,9762010Revenue 2011: $88,238Expenses 2011: $76,832Net Income 2011: $11,4062011Revenue 2012: $85,873Expenses 2012: $75,052Net Income 2012: $10,8212012Revenue 2013: $90,964Expenses 2013: $80,484Net Income 2013: $10,4802013Revenue 2014: $78,621Expenses 2014: $61,039Net Income 2014: $17,5822014Revenue 2014: $78,621Expenses 2014: $61,039Net Income 2014: $17,5822014Revenue 2015: $86,351Expenses 2015: $69,440Net Income 2015: $16,9112015Revenue 2016: $77,950Expenses 2016: $63,559Net Income 2016: $14,3912016Revenue 2017: $81,212Expenses 2017: $72,640Net Income 2017: $8,5722017Revenue 2018: $72,478Expenses 2018: $41,668Net Income 2018: $30,8102018Revenue 2019: $75,721Expenses 2019: $58,972Net Income 2019: $16,7492019Revenue 2020: $5,619Expenses 2020: $126,546Net Income 2020: -$120,9272020

Highlighted filing

2014

Revenue$78,621
Expenses$61,039
Net Income$17,582
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 15, 2015
Return Version
2014v5.0
Gross Receipts
$78,621
Mission and Program Overview

Mission

see note below

Program Services

DescriptionGrantsExpenses
To make motor vehicle insurance available to those persons not able to obtain coverage in the voluntary market.--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
WILLIAM HARPERGov Comm Member-$300-$300
FEDERICK RAMOSGov Comm Member-$200-$200
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
Filing and Contact Details

Filer

Filer Name
Minnesota Automobile Insurance Plan
EIN
41-6037496
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919-4932

Signing Officer

Name
David Maynard
Title
Accounting Manager
Phone
4019462310
Signed
2015-04-15
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Insurance 183. Travel 2126. Bank charges 429. Bad debt 299. Miscellaneous 109.”

Form 990EZ, Part I, Line 20

“Reapportionment of prior year's surplus -1234. Reallocation adjustment -3777. Pension-related changes other than net periodic cost -27602.”

Form 990EZ, Part II, Line 24

“Accounts receivable net 5058. 4810. Prepaid pension 75756. 59098.”

Form 990EZ, Part II, Line 26

“Accounts payable & accrued expenses 9220. 4217.”

Raw XML Appendix114 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 Central Avenue
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Johnston
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0029194932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt09522
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt06394
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt017582
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt018075
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt090336
IRS990EZ/Form990TotalAssetsGrp/EOYAmt070302
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt078621
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt078621
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt081116
IRS990EZ/NetAssetsOrFundBalancesEOYAmt066085
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt081116
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt066085
IRS990EZ/OccupancyRentUtltsAndMaintAmt01105
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Employers Mutual Companies
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt1Farmers Insurance Group
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt2State Farm Mut Auto Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt3Austin Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5300
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0FEDERICK RAMOS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1WILLIAM HARPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Gov Comm Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt080814
IRS990EZ/OtherAssetsTotalDetail/EOYAmt063908
IRS990EZ/OtherChangesInNetAssetsAmt0-32613
IRS990EZ/OtherExpensesTotalAmt03146
IRS990EZ/PrimaryExemptPurposeTxt0see note below
IRS990EZ/PrintingPublicationsPostageAmt0887
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To make motor vehicle insurance available to those persons not able to obtain coverage in the voluntary market.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt037826
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt09220
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt04217
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt061039
IRS990EZ/TotalRevenueAmt078621
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/mn
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INSURANCE 183. TRAVEL 2126. BANK CHARGES 429. BAD DEBT 299. MISCELLANEOUS 109.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REAPPORTIONMENT OF PRIOR YEAR'S SURPLUS -1234. REALLOCATION ADJUSTMENT -3777. PENSION-RELATED CHANGES OTHER THAN NET PERIODIC COST -27602.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE NET 5058. 4810. PREPAID PENSION 75756. 59098.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE & ACCRUED EXPENSES 9220. 4217.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID MAYNARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACCOUNTING MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MINNESOTA AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0MINN
ReturnHeader/Filer/EIN0416037496
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0029194932
ReturnHeader/ReturnTs02015-08-14T05:21:35-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$70,302
Liabilities
$4,217
Net assets
$66,085
Revenue
$78,621
Expenses
$61,039
Net income
$17,582
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.83$0.99$0.15$0.06$1.27$1.21
2019Detailed filing. Detailed filing data is available for this year.$1.88$0.74$1.14$0.76$0.59$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.46$0.66$0.80$0.72$0.42$0.31
2017Summary only. Only limited summary data is available for this year.$1.63$0.74$0.81$0.73$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.46$0.63$0.83$0.78$0.64$0.14
2015Summary only. Only limited summary data is available for this year.$1.33$0.60$0.86$0.69$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.70$0.04$0.66$0.79$0.61$0.18
2014Summary only. Only limited summary data is available for this year.$0.70$0.04$0.79$0.61$0.18
2013Detailed filing. Detailed filing data is available for this year.$0.90$0.09$0.81$0.91$0.80$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.06$0.28$0.86$0.75$0.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.31$0.06$0.25$0.88$0.77$0.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.33$0.02$0.31$0.88$0.79$0.09