Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Sharepoint Credit Union
990 • Fiscal year 2020 • EIN 41-6024250
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.89x
Liabilities / Revenue
61st percentile
Higher debt load relative to revenue than 61% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 5.5% of source-year revenue.
Asset Growth
26th percentile
Faster asset growth than 26% of similar nonprofits.
Revenue Growth
43rd percentile
Faster revenue growth than 43% of similar nonprofits.
Balance Sheet
Assets
Flat$273,724,274
Flat from 2020
Net Assets
Flat$30,428,520
Flat from 2020
Liabilities
Flat$243,295,754
Flat from 2020
Revenue And Expenses
Revenue
Flat$11,851,252
Flat from 2020
Expenses
Flat$11,146,394
Flat from 2020
Net Income
Flat$704,858
Flat from 2020
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Nov 9, 2021
- Return Version
- 2020v4.1
- Gross Receipts
- $11,859,108
Mission and Program Overview
Mission
The credit union's mission is to offer competitive loan and deposit products to our membership to create lifelong financial relationships.
The credit union's mission is to offer low loan rates and competitive deposit rates for our members financial security.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $184,941,499 | $166,270,043 | ▼ $18,671,456 |
| Investments in Publicly Traded Securities | $21,297,118 | $52,786,860 | ▲ $31,489,742 |
| Rtn Earn Endowment Incm Other Fnds | $29,377,279 | $30,428,520 | ▲ $1,051,241 |
| Savings and Temporary Cash Investments | $14,415,031 | $27,754,738 | ▲ $13,339,707 |
| Investments Other Securities | $935,707 | $6,255,707 | ▲ $5,320,000 |
| Land, Buildings, and Equipment, Net | $5,028,882 | $4,789,185 | ▼ $239,697 |
| Cash and Non-Interest-Bearing Accounts | $1,300,160 | $1,270,677 | ▼ $29,483 |
| Prepaid Expenses and Deferred Charges | $466,309 | $537,804 | ▲ $71,495 |
| Accounts Receivable | $383,791 | $485,814 | ▲ $102,023 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $240,631,362 | $273,724,274 | ▲ $33,092,912 |
| Other Assets Total | $11,862,865 | $13,573,446 | ▲ $1,710,581 |
| Liabilities | |||
| Other Liabilities | $208,744,389 | $241,350,295 | ▲ $32,605,906 |
| Accounts Payable and Accrued Expenses | $2,509,694 | $1,945,459 | ▼ $564,235 |
| Total Liabilities | $211,254,083 | $243,295,754 | ▲ $32,041,671 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $29,377,279 | $30,428,520 | ▲ $1,051,241 |
| Total Liabilities and Net Assets / Fund Balance | $240,631,362 | $273,724,274 | ▲ $33,092,912 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,062,465 | $1,008,801 | $4,071,266 |
| Equipment | $478,436 | $2,178,028 | $2,656,464 |
| Land | $1,202,810 | - | $1,202,810 |
| Leasehold Improvements | $45,474 | $36,572 | $82,046 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Phillip Kopischke | CEO | FT | $316,449 | $333,125 | $649,574 |
| Julie Tanner | CFO | FT | $167,193 | $4,753 | $171,946 |
| Kerri Hiniker | Vice President of Lending | FT | $132,649 | $3,751 | $136,400 |
| Jean Drinkwine | Mortgage Loan Officer | FT | $118,136 | $10,912 | $129,048 |
| Brad Huegel | Mortgage Loan Officer | FT | $117,560 | $3,528 | $121,088 |
| Paul Vork | Vice President of Finance/controller | FT | $103,938 | $3,001 | $106,939 |
| Jeffrey Anderson | Vice President of It | FT | $102,824 | $3,008 | $105,832 |
| Todd Corbo | Secretary | - | $3,960 | - | $3,960 |
| Curt Rittenbach | Director (thru August) | - | $3,558 | - | $3,558 |
| Alan Pederson | Director | - | $3,285 | - | $3,285 |
| Gary Hawley | Director | - | $3,105 | - | $3,105 |
| Joseph Budnick | Chair | - | $2,970 | - | $2,970 |
| Nicholas Nelson | Vice Chair | - | $2,790 | - | $2,790 |
| Jean Gallo | Director | - | $1,890 | - | $1,890 |
Board Members and Trustees
| Name | Title |
|---|---|
| Joseph Schmidt | Director |
| Scott Weicht | Director |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $11,055,652
- Investment Income
- $733,440
- Other Revenue
- $62,160
- Change in Net Assets
- $704,858
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $6,666,380 |
| Salaries, Compensation, and Employee Benefits | $4,480,014 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,562,649 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $843,078 |
| Other Employee Benefits | - | - | - | $815,045 |
| All Other Expenses | - | - | - | $715,766 |
| Other Expenses | - | - | - | $578,539 |
| Occupancy | - | - | - | $387,005 |
| Office Expenses | - | - | - | $367,282 |
| Depreciation Depletion | - | - | - | $362,403 |
| Information Technology | - | - | - | $281,025 |
| Payroll Taxes | - | - | - | $259,242 |
| Fees for Services Other | - | - | - | $256,086 |
| Advertising | - | - | - | $212,780 |
| Travel | - | - | - | $45,660 |
| Fees for Services Accounting | - | - | - | $42,000 |
| Fees for Services Legal | - | - | - | $31,793 |
| Insurance | - | - | - | $7,960 |
| Total Functional Expenses | $0 | $0 | $0 | $11,146,394 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Interested-Person Transactions
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Kelli Tanner | Daughter of Julie Tanner (cfo) | Compensation Paid to Daughter of Julie Tanner (cfo) | No | $46,595 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| MEMBERS' SHARE AND DEPOSITS | $241,350,295 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- Yes
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- No
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 2
“Alan pederson and nicholas nelson have a family relationship.”
Form 990, Part VI, Section A, Line 6
“The credit union is comprised of a single class of approximately 23,000 member-owners, each of which has equal rights in ownership, governance, and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors.”
Form 990, Part VI, Section A, Line 7A
“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote. The board of directors appoint volunteers to serve on the supervisory committee, which is vested with monitoring safety and soundship of the organization. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of the membership to evaluate the issue and vote to either dismiss or reinstate the board member.”
Form 990, Part VI, Section A, Line 7B
“Changes to the governing documents (bylaws) must be approved by the member-owners after they have been approved by the board of directors and the regulatory agency. Approval occurs when at least 50% of the member-owners vote to approve.”
Form 990, Part VI, Section B, Line 11B
“The accounting staff prepares the necessary documents for the completion of the 990. Prior to being filed with the irs, a member of senior management reviews the return for accuracy.”
Form 990, Part VI, Section B, Line 15A
“The ceo's compensation is determined by the executive committee of the board. They use comparable industry data produced by cuna to determine the pay range. Performance is documented on an annual review form completed by all board directors. Other key officers are reviewed on an annual basis by the ceo. Pay ranges are determined by industry salary surveys.”
Form 990, Part VI, Section C, Line 19
“Financial statements are posted in the credit union's lobbies. Other documents are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Sharepoint Credit Union
- EIN
- 41-6024250
- Phone
- 9529300700
- Address
- 5300 HYLAND GREENS DRIVE, BLOOMINGTON, MN 55437
Signing Officer
- Name
- Julie a Tanner
- Title
- CFO
- Phone
- 9529300700
- Signed
- 2021-11-09
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Phillip Kopischke
- Formed
- 1933
- Legal Domicile
- Mn
- Voting Board Members
- 8
- Independent Board Members
- 8
- Employees
- 90
- Volunteers
- 11
Preparer
- Firm
- Wipfli Llp
- Address
- PO BOX 8010, WAUSAU, WI 54402-8010
- Preparer
- Mary a Coates CPA
- Phone
- 7158453111
Supplemental Narrative
Financial Statement Notes
PART X, LINE 2:
“The credit union may recognize a liability for unrecognized tax benefits from uncertain tax positions. Unrecognized tax benefits represent the differences between a tax position taken or expected to be taken in a tax return and the benefit recognized and measured in the financial statement. Interest and penalties related to unrecognized tax benefits are classified as income tax expense.”
Raw XML AppendixShowing 400 of 471 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2509694 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1945459 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 383791 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 485814 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE CREDIT UNION'S MISSION IS TO OFFER LOW LOAN RATES AND COMPETITIVE DEPOSIT RATES FOR OUR MEMBERS FINANCIAL SECURITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 212780 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 715766 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JULIE TANNER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9529300700 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 5300 HYLAND GREENS DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BLOOMINGTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55437 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1300160 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1270677 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 843078 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 733440 |
| IRS990/CYOtherExpensesAmt | 0 | 6666380 |
| IRS990/CYOtherRevenueAmt | 0 | 62160 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 11055652 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 704858 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 4480014 |
| IRS990/CYTotalExpensesAmt | 0 | 11146394 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 11851252 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 362403 |
| IRS990/Desc | 0 | DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 23,000 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 20,000 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 90 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 42000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 31793 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 256086 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
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| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 3528 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 3001 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 3008 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 12194 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 4753 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JEFFREY ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PHILLIP KOPISCHKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JULIE TANNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JOSEPH BUDNICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | NICHOLAS NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | TODD CORBO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JEAN GALLO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | GARY HAWLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ALAN PEDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | CURT RITTENBACH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | JOSEPH SCHMIDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | SCOTT WEICHT |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 102824 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 637380 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 167193 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 2970 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 3960 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 1890 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 3285 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 3558 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE PRESIDENT OF LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MORTGAGE LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | MORTGAGE LOAN OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE PRESIDENT OF FINANCE/CONTROLLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE PRESIDENT OF IT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR (THRU AUGUST) |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -7856 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 11859108 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 62160 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 281025 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7960 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 741296 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 741296 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 935707 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 6255707 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 21297118 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 52786860 |
| IRS990/IRPDocumentCnt | 0 | 8000 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
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| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4789185 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8012586 |
| IRS990/LegalDomicileStateCd | 0 | MN |
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| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION'S MISSION IS TO OFFER COMPETITIVE LOAN AND DEPOSIT PRODUCTS TO OUR MEMBERSHIP TO CREATE LIFELONG FINANCIAL RELATIONSHIPS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 30428520 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -7856 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -7856 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 62160 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 62160 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
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| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 367282 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 13573446 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 815045 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON MEMBER SHA |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | DEBIT & CREDIT CARD EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1385389 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1014406 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 978286 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 578539 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 208744389 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 241350295 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2562649 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 184941499 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 166270043 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 259242 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 466309 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 537804 |
| IRS990/PrincipalOfficerNm | 0 | PHILLIP KOPISCHKE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7510916 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3536451 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7510916 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3544736 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8285 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS, AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN PERSON AT THE CREDIT UNION OFFICES. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1400784 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 648955 |
| IRS990/PYOtherExpensesAmt | 0 | 4912528 |
| IRS990/PYOtherRevenueAmt | 0 | 60096 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 11365823 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1234843 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 4526719 |
| IRS990/PYTotalExpensesAmt | 0 | 10840031 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 12074874 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 704858 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 62160 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 29377279 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 30428520 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14415031 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 27754738 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3062465 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1008801 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4071266 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 478436 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2178028 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2656464 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1202810 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1202810 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 45474 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 36572 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 82046 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 241350295 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARE AND DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MAY RECOGNIZE A LIABILITY FOR UNRECOGNIZED TAX BENEFITS FROM UNCERTAIN TAX POSITIONS. UNRECOGNIZED TAX BENEFITS REPRESENT THE DIFFERENCES BETWEEN A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN AND THE BENEFIT RECOGNIZED AND MEASURED IN THE FINANCIAL STATEMENT. INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS ARE CLASSIFIED AS INCOME TAX EXPENSE. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4789185 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 241350295 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 316449 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 167193 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 337620 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 8345 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 4465 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 3849 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 288 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 320931 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | PHILLIP KOPISCHKE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | JULIE TANNER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CFO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 649574 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 171946 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | PHILLIP KOPISHCKE PARTICIPATED IN A 457F NON-QUALIFIED RETIREMENT PLAN: PHILLIP KOPISHCKE RECEIVED A PAYOUT OF $337,620 FROM HIS 457F PLAN DURING 2020. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | KELLI TANNER |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | DAUGHTER OF JULIE TANNER (CFO) |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 0 | 46595 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | COMPENSATION PAID TO DAUGHTER OF JULIE TANNER (CFO) |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALAN PEDERSON AND NICHOLAS NELSON HAVE A FAMILY RELATIONSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 23,000 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE, AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. THE BOARD OF DIRECTORS APPOINT VOLUNTEERS TO SERVE ON THE SUPERVISORY COMMITTEE, WHICH IS VESTED WITH MONITORING SAFETY AND SOUNDSHIP OF THE ORGANIZATION. IF DEEMED APPROPRIATE, THE SUPERVISORY COMMITTEE CAN SUSPEND BOARD MEMBERS AND CAN CALL A SPECIAL MEETING OF THE MEMBERSHIP TO EVALUATE THE ISSUE AND VOTE TO EITHER DISMISS OR REINSTATE THE BOARD MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CHANGES TO THE GOVERNING DOCUMENTS (BYLAWS) MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY. APPROVAL OCCURS WHEN AT LEAST 50% OF THE MEMBER-OWNERS VOTE TO APPROVE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ACCOUNTING STAFF PREPARES THE NECESSARY DOCUMENTS FOR THE COMPLETION OF THE 990. PRIOR TO BEING FILED WITH THE IRS, A MEMBER OF SENIOR MANAGEMENT REVIEWS THE RETURN FOR ACCURACY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE CEO'S COMPENSATION IS DETERMINED BY THE EXECUTIVE COMMITTEE OF THE BOARD. THEY USE COMPARABLE INDUSTRY DATA PRODUCED BY CUNA TO DETERMINE THE PAY RANGE. PERFORMANCE IS DOCUMENTED ON AN ANNUAL REVIEW FORM COMPLETED BY ALL BOARD DIRECTORS. OTHER KEY OFFICERS ARE REVIEWED ON AN ANNUAL BASIS BY THE CEO. PAY RANGES ARE DETERMINED BY INDUSTRY SALARY SURVEYS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBIES. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $273,724,274
- Liabilities
- $243,295,754
- Net assets
- $30,428,520
- Revenue
- $11,851,252
- Expenses
- $11,146,394
- Net income
- $704,858