Civic Intelligence

Lutheran Financial Managers Association

EIN 41-1828403 • 501(c)6 • Sioux Falls, SD

Profile

Professional Association

3400 S Pennant PlaceSioux Falls, SD 57110

lfma.info

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

75th percentile

15%

Higher net margin than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$500

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

91st percentile

48%

Faster asset growth than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

24th percentile

-22%

Faster revenue growth than 24% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$20,623

Up $6,646 (+48%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$20,623

Up $6,646 (+48%) from 2024

Operations
Liabilities / Revenue51st percentileNet Margin75th percentile

Revenue

Down

$45,307

Down $12,824 (-22%) from 2024

Expenses

Down

$38,661

Down $11,341 (-23%) from 2024

Net Income

Down

$6,646

Down $1,483 (-18%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth91st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0-$10KAssets 2010: $20,419Liabilities 2010: $0Net Assets 2010: $20,4192010Assets 2011: $23,047Liabilities 2011: $2,051Net Assets 2011: $20,9962011Assets 2012: $24,012Liabilities 2012: $3,500Net Assets 2012: $20,5122012Assets 2013: $21,477Liabilities 2013: $2,000Net Assets 2013: $19,4772013Assets 2014: $18,459Liabilities 2014: $0Net Assets 2014: $18,4592014Assets 2015: $10,825Liabilities 2015: $0Net Assets 2015: $10,8252015Assets 2016: $16,308Liabilities 2016: $0Net Assets 2016: $16,3082016Assets 2017: $15,432Liabilities 2017: $0Net Assets 2017: $15,4322017Assets 2018: $11,634Liabilities 2018: $0Net Assets 2018: $11,6342018Assets 2019: $20,126Liabilities 2019: $13,356Net Assets 2019: $6,7702019Assets 2020: $4,569Liabilities 2020: $8,906Net Assets 2020: -$4,3372020Assets 2021: $4,596Liabilities 2021: $7,406Net Assets 2021: -$2,8102021Assets 2022: $28,449Liabilities 2022: $0Net Assets 2022: $28,4492022Assets 2023: $5,848Liabilities 2023: $0Net Assets 2023: $5,8482023Assets 2024: $13,977Liabilities 2024: $0Net Assets 2024: $13,9772024Assets 2025: $20,623Liabilities 2025: $0Net Assets 2025: $20,6232025

Highlighted filing

2025

Assets$20,623
Liabilities$0
Net Assets$20,623
Open 2025 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $35,258Expenses 2010: $48,826Net Income 2010: -$13,5682010Revenue 2011: $42,539Expenses 2011: $41,962Net Income 2011: $5772011Revenue 2012: $42,261Expenses 2012: $42,745Net Income 2012: -$4842012Revenue 2013: $43,028Expenses 2013: $44,062Net Income 2013: -$1,0342013Revenue 2014: $31,954Expenses 2014: $32,973Net Income 2014: -$1,0192014Revenue 2015: $34,563Expenses 2015: $34,743Net Income 2015: -$1802015Revenue 2016: $34,136Expenses 2016: $36,107Net Income 2016: -$1,9712016Revenue 2017: $36,133Expenses 2017: $37,009Net Income 2017: -$8762017Revenue 2018: $31,468Expenses 2018: $35,266Net Income 2018: -$3,7982018Revenue 2019: $31,480Expenses 2019: $36,343Net Income 2019: -$4,8632019Revenue 2020: $55Expenses 2020: $11,162Net Income 2020: -$11,1072020Revenue 2021: $55,693Expenses 2021: $54,918Net Income 2021: $7752021Revenue 2022: $45,873Expenses 2022: $14,614Net Income 2022: $31,2592022Revenue 2023: $5,994Expenses 2023: $28,595Net Income 2023: -$22,6012023Revenue 2024: $58,131Expenses 2024: $50,002Net Income 2024: $8,1292024Revenue 2025: $45,307Expenses 2025: $38,661Net Income 2025: $6,6462025

Highlighted filing

2025

Revenue$45,307
Expenses$38,661
Net Income$6,646
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$20,623
Liabilities
$0
Net assets
$20,623
Revenue
$45,307
Expenses
$38,661
Net income
$6,646
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$20.6$0.00$20.6$45.3$38.7$6.65
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.0$0.00$14.0$58.1$50.0$8.13
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.85$0.00$5.85$5.99$28.6$22.6
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.4$0.00$28.4$45.9$14.6$31.3
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.60$7.41$2.81$55.7$54.9$0.78
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.57$8.91$4.34$0.06$11.2$11.1
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.1$13.4$6.77$31.5$36.3$4.86
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.6$0.00$11.6$31.5$35.3$3.80
2017Detailed filing. Detailed filing data is available for this year.$15.4$0.00$15.4$36.1$37.0$0.88
2016Detailed filing. Detailed filing data is available for this year.$16.3$0.00$16.3$34.1$36.1$1.97
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$0.00$10.8$34.6$34.7$0.18
2014Detailed filing. Detailed filing data is available for this year.$18.5$0.00$18.5$32.0$33.0$1.02
2013Detailed filing. Detailed filing data is available for this year.$21.5$2.00$19.5$43.0$44.1$1.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.0$3.50$20.5$42.3$42.7$0.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.0$2.05$21.0$42.5$42.0$0.58
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.4$0.00$20.4$35.3$48.8$13.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 6, 2026
Return Version
2025v4.0
Gross Receipts
$45,307
Mission and Program Overview

Mission

Professional Association

Provide esucational conference for cfo's of social ministry organizations

Program Services

DescriptionGrantsExpenses
PROVIDED ONE EDUCATIONAL CONFERENCE AVAILABLE TO ANY SOCIAL MINISTRY ORGANIZATION AFFILIATED WITH LUTHERAN SERVICES IN AMERICA. No conference was held in 2022 due to a hurricane in Florida during the scheduled event--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
J C WilliamsDirector-$0$500$500
Ken RichmondDirector-$0$500$500
Nicholas LeeChair-$0$500$500
RAY RAWLINSDirector-$0--
MARYOM McLOUDDirector-$0--
Leslie MasonTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Lutheran Financial Managers Association
EIN
41-1828403
Phone
6053512441
Address
3400 S PENNANT PLACE, SIOUX FALLS, SD 57110

Signing Officer

Name
Steve Anderson
Title
Coordinator
Phone
6053512441
Signed
2026-03-06
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^CONFERENCE TRAVEL;1432|CONFERENCE EXPENSE;21727|COORDINATION TRAVEL RELATED;5502^Total;28661^”

Raw XML Appendix129 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0STEVE ANDERSON
IRS990EZ/BooksInCareOfDetail/PhoneNum06053512441
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03400 S PENNANT PLACE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SIOUX FALLS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd057110
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt013977
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt020623
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt027500
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt06646
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt010000
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt013977
IRS990EZ/Form990TotalAssetsGrp/EOYAmt020623
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt045307
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt077
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt017730
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt013977
IRS990EZ/NetAssetsOrFundBalancesEOYAmt020623
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt013977
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt020623
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt0500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt4500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt5500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0J C Williams
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RAY RAWLINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MARYOM McLOUD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Leslie Mason
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Ken Richmond
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Nicholas Lee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CHAIR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt028661
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE ESUCATIONAL CONFERENCE FOR CFO'S OF SOCIAL MINISTRY ORGANIZATIONS
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDED ONE EDUCATIONAL CONFERENCE AVAILABLE TO ANY SOCIAL MINISTRY ORGANIZATION AFFILIATED WITH LUTHERAN SERVICES IN AMERICA. No conference was held in 2022 due to a hurricane in Florida during the scheduled event
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt038661
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt045307
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0LFMA.INFO
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^CONFERENCE TRAVEL;1432|CONFERENCE EXPENSE;21727|COORDINATION TRAVEL RELATED;5502^Total;28661^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Steve Anderson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Coordinator
ReturnHeader/BusinessOfficerGrp/PhoneNum06053512441
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LUTHERAN FINANCIAL MANAGERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0LUTH
ReturnHeader/Filer/EIN0411828403
ReturnHeader/Filer/PhoneNum06053512441
ReturnHeader/Filer/USAddress/AddressLine1Txt03400 S PENNANT PLACE
ReturnHeader/Filer/USAddress/CityNm0SIOUX FALLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SD
ReturnHeader/Filer/USAddress/ZIPCd057110
ReturnHeader/ReturnTs02026-03-06T08:50:28-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits