Civic Intelligence

Illinois Financial Services Association

EIN 36-2420724 • 501(c)6 • Springfield, IL

Profile

Educate, improve & foster understanding of the consumer finance industry. Design programs to increase and share knowledge on consumer financing.

433 W Edwards StSpringfield, IL 62704

www.illinoisfsa.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

47th percentile

-0.4%

Higher net margin than 47% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

96th percentile

92%

Faster asset growth than 96% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

15th percentile

-34%

Faster revenue growth than 15% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$32,748

Down $180 (-0.5%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$32,748

Down $180 (-0.5%) from 2023

Operations
Liabilities / Revenue50th percentileNet Margin47th percentile

Revenue

Down

$45,300

Down $74,700 (-62%) from 2023

Expenses

Down

$45,480

Down $50,491 (-53%) from 2023

Net Income

Down

-$180

Down $24,209 (-101%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $76,916Net Assets 2010: $76,9162010Assets 2011: $95,418Net Assets 2011: $95,4182011Assets 2012: $82,250Net Assets 2012: $82,2502012Assets 2013: $78,217Net Assets 2013: $78,2172013Assets 2014: $74,164Net Assets 2014: $74,1642014Assets 2015: $71,742Net Assets 2015: $71,7422015Assets 2016: $92,845Net Assets 2016: $92,8452016Assets 2017: $92,125Net Assets 2017: $92,1252017Assets 2018: $95,029Net Assets 2018: $95,0292018Assets 2019: $98,908Net Assets 2019: $98,9082019Assets 2020: $103,025Net Assets 2020: $103,0252020Assets 2021: $39,672Net Assets 2021: $39,6722021Assets 2022: $8,899Net Assets 2022: $8,8992022Assets 2023: $32,928Liabilities 2023: $0Net Assets 2023: $32,9282023Assets 2024: $32,748Liabilities 2024: $0Net Assets 2024: $32,7482024

Highlighted filing

2024

Assets$32,748
Liabilities$0
Net Assets$32,748
Open 2024 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $148,153Expenses 2010: $125,630Net Income 2010: $22,5232010Revenue 2011: $145,540Expenses 2011: $127,038Net Income 2011: $18,5022011Revenue 2012: $126,723Expenses 2012: $139,891Net Income 2012: -$13,1682012Revenue 2013: $127,044Expenses 2013: $131,077Net Income 2013: -$4,0332013Revenue 2014: $127,498Expenses 2014: $131,551Net Income 2014: -$4,0532014Revenue 2015: $129,862Expenses 2015: $132,284Net Income 2015: -$2,4222015Revenue 2016: $135,532Expenses 2016: $114,429Net Income 2016: $21,1032016Revenue 2017: $135,574Expenses 2017: $136,294Net Income 2017: -$7202017Revenue 2018: $135,949Expenses 2018: $133,045Net Income 2018: $2,9042018Revenue 2019: $127,534Expenses 2019: $123,655Net Income 2019: $3,8792019Revenue 2020: $119,440Expenses 2020: $115,323Net Income 2020: $4,1172020Revenue 2021: $117,210Expenses 2021: $180,563Net Income 2021: -$63,3532021Revenue 2022: $104,500Expenses 2022: $135,273Net Income 2022: -$30,7732022Revenue 2023: $120,000Expenses 2023: $95,971Net Income 2023: $24,0292023Revenue 2024: $45,300Expenses 2024: $45,480Net Income 2024: -$1802024

Highlighted filing

2024

Revenue$45,300
Expenses$45,480
Net Income-$180
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,748
Liabilities
$0
Net assets
$32,748
Revenue
$45,300
Expenses
$45,480
Net income
-$180
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$0.45$0.45$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$1.20$0.96$0.24
2022Detailed filing. Detailed filing data is available for this year.$0.09$0.09$1.05$1.35$0.31
2021Detailed filing. Detailed filing data is available for this year.$0.40$0.40$1.17$1.81$0.63
2020Detailed filing. Detailed filing data is available for this year.$1.03$1.03$1.19$1.15$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.99$0.99$1.28$1.24$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.95$0.95$1.36$1.33$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.92$0.92$1.36$1.36$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.93$0.93$1.36$1.14$0.21
2015Detailed filing. Detailed filing data is available for this year.$0.72$0.72$1.30$1.32$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.74$0.74$1.27$1.32$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.78$0.78$1.27$1.31$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.82$1.27$1.40$0.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.95$0.95$1.46$1.27$0.19
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.77$0.77$1.48$1.26$0.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$45,300
Mission and Program Overview

Mission

The purpose of the organization is to educate, improve, & foster understanding of the consumer finance industry. Programs are designed to increase & share knowledge on consumer financing.

Educate, improve & foster understanding of the consumer finance industry. Design programs to increase and share knowledge on consumer financing.

Program Services

DescriptionGrantsExpenses
PROVIDE STATE REGULATORY ADVOCACY AND STATE LEGISLATIVE ADVOCACY.$0$0
PROVIDE CONSUMER EDUCATION AND OUTREACH.$0$0
PROMOTE MUTUAL INTERESTS OF MEMBERS ENGAGED IN PROVIDING CONSUMER SERVICES.$0$0
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DENNIS WISESecretary/TreasurerPT$0--
JOHN MARTINEZVice PresidentPT$0--
MARTIN LESSPresidentPT$0--
CURT FIEDLERExecutive DirectorPT$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$42,473
Total Nondeductible Lobbying and Political Cost$42,473
Filing and Contact Details

Filer

Filer Name
Illinois Financial Services Association
EIN
36-2420724
Phone
2177895411
Address
433 W EDWARDS ST, SPRINGFIELD, IL 62704

Signing Officer

Name
Curt Fiedler
Title
Executive Director
Phone
2177895411
Signed
2025-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Kerber Eck & Braeckel Llp
Address
3200 ROBBINS ROAD STE 200A, SPRINGFIELD, IL 62704
Preparer
Casey a Tom
Phone
2177890960
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: business registration. Amount: 5. Description: bank fees. Amount: 60. Total to form 990-ez, line 16: 65.”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CURT FIEDLER
IRS990EZ/BooksInCareOfDetail/PhoneNum02177895411
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0433 W EDWARDS ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd062704
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt032928
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032748
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-180
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt045415
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt032928
IRS990EZ/Form990TotalAssetsGrp/EOYAmt032748
IRS990EZ/GrossReceiptsAmt045300
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt045300
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt032928
IRS990EZ/NetAssetsOrFundBalancesEOYAmt032748
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt032928
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt032748
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DENNIS WISE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN MARTINEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MARTIN LESS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CURT FIEDLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EXECUTIVE DIR.
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt065
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATE, IMPROVE & FOSTER UNDERSTANDING OF THE CONSUMER FINANCE INDUSTRY. DESIGN PROGRAMS TO INCREASE AND SHARE KNOWLEDGE ON CONSUMER FINANCING.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE STATE REGULATORY ADVOCACY AND STATE LEGISLATIVE ADVOCACY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PROVIDE CONSUMER EDUCATION AND OUTREACH.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2PROMOTE MUTUAL INTERESTS OF MEMBERS ENGAGED IN PROVIDING CONSUMER SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt20
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd01
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt045480
IRS990EZ/TotalRevenueAmt045300
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://WWW.ILLINOISFSA.COM/
IRS990ScheduleC/AggregateReportedDuesNtcAmt036240
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/CarriedOverAmt06233
IRS990ScheduleC/DuesAssessmentsAmt045300
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt042473
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt042473
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BUSINESS REGISTRATION. AMOUNT: 5. DESCRIPTION: BANK FEES. AMOUNT: 60. TOTAL TO FORM 990-EZ, LINE 16: 65.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CURT FIEDLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIR.
ReturnHeader/BusinessOfficerGrp/PhoneNum02177895411
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ILLINOIS FINANCIAL SERVICES ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0ILLI
ReturnHeader/Filer/EIN0362420724
ReturnHeader/Filer/PhoneNum02177895411
ReturnHeader/Filer/USAddress/AddressLine1Txt0433 W EDWARDS ST
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062704
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0430352985
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KERBER ECK & BRAECKEL LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03200 ROBBINS ROAD STE 200A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062704
ReturnHeader/PreparerPersonGrp/PhoneNum02177890960
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CASEY A TOM
ReturnHeader/ReturnTs02025-05-14T10:31:58-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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