Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
EIN 41-1711248 • 501(c)6 • Plymouth, MN
Profile
To promote professionalism among the members and provide ethical and professional standards for mortgage brokers.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
25th percentile
Higher net margin than 25% of similar nonprofits.
Top Officer Pay
80th percentile
Higher top officer pay than 80% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Assets
Down$91,510
Down $29,919 (-25%) from 2023
Liabilities
Down$32,470
Down $13,136 (-29%) from 2023
Net Assets
Down$59,040
Down $16,783 (-22%) from 2023
Revenue
Down$109,681
Down $45,769 (-29%) from 2023
Expenses
Down$126,464
Down $41,923 (-25%) from 2023
Net Income
Down-$16,783
Down $3,846 (-30%) from 2023
Most recent year
2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.
To promote professionalism among the members and provide ethical and professional standards for mortgage brokers.
| Description | Grants | Expenses |
|---|---|---|
| TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Julia Koski | President | PT | $0 | - | - |
| James Essen | Pres Elect | PT | $0 | - | - |
| Steve Rice | Treasurer | PT | $0 | - | - |
| Mike Elwell | Secretary | PT | $0 | - | - |
| Sarah Johanns | Director | PT | $0 | - | - |
| Scott Flaherty | Director | PT | $0 | - | - |
| George Masmanides | Director | PT | $0 | - | - |
| Jeff Zajac | Director | PT | $0 | - | - |
| Paul Schuster | Director | PT | $0 | - | - |
| Erich Mische | Director | PT | $0 | - | - |
| Trevor Enroth | Director | PT | $0 | - | - |
“other $8551”
“Information Technology $7313”
“Travel $310”
“Insurance $2681”
“Food & Beverage $17486”
“Facility Rental $9246”
“Bank & credit card fees $4385”
“Dues and Subscriptions $3008”
“Awards/Prizes/Gifts $1894”
“Philanthropic $1600”
“Supplies $1277”
“Miscellaneous $630”
“Equipment Rental $376”
“Speaker $250”
“Marketing $105”
“Prepaid Expenses and Deferred Charges - Beginning $2162 Prepaid Expenses and Deferred Charges - Ending $7966”
“Accounts Payable and Accrued Expenses - Beginning $17922 Accounts Payable and Accrued Expenses - Ending $6915”
“Deferred Revenue - Beginning $42444 Deferred Revenue - Ending $44892”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JAFFE MANAGEMENT |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9522523573 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10700 W HIGHWAY 55 STE 275 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | PLYMOUTH |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 554416162 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 145829 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 132601 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 1135 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 85177 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 147991 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 140567 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 138979 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 76397 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 87625 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 88760 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 87625 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 88760 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Julia Koski |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | James Essen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Steve Rice |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Mike Elwell |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Sarah Johanns |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Scott Flaherty |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | George Masmanides |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | Jeff Zajac |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | Paul Schuster |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | Erich Mische |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | Trevor Enroth |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Pres elect |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2162 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 7966 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 50561 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 8551 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2106 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 54031 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | true |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 60366 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 51807 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 137844 |
| IRS990EZ/TotalRevenueAmt | 0 | 138979 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleC/AgreeCarryoverPriorYearInd | 0 | false |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | false |
| IRS990ScheduleC/OnlyInHouseLobbyingInd | 0 | true |
| IRS990ScheduleC/SubstantiallyAllDuesNondedInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | other $8551 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Information Technology $7313 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Travel $310 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $2681 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Food & Beverage $17486 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Facility Rental $9246 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Bank & credit card fees $4385 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Dues and Subscriptions $3008 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Awards/Prizes/Gifts $1894 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Philanthropic $1600 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Supplies $1277 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Miscellaneous $630 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Equipment Rental $376 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | Speaker $250 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Marketing $105 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Prepaid Expenses and Deferred Charges - Beginning $2162 Prepaid Expenses and Deferred Charges - Ending $7966 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Accounts Payable and Accrued Expenses - Beginning $17922 Accounts Payable and Accrued Expenses - Ending $6915 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Deferred Revenue - Beginning $42444 Deferred Revenue - Ending $44892 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Revenue.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1003 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Expenses.12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Other Assets.1011 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Total Liabilities.1003 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | James Essen |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Current President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MINNESOTA MORTGAGE ASSC INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MINN |
| ReturnHeader/Filer/EIN | 0 | 411711248 |
| ReturnHeader/Filer/PhoneNum | 0 | 9522523573 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 10700 W HIGHWAY 55 275 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | PLYMOUTH |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55441 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 362716239 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BARNES GIVENS & BARNES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 200 E Evergreen Ave STE 117 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Mount Prospect |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60056 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2247642442 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | William J Barnes |
| ReturnHeader/ReturnTs | 0 | 2023-11-15T09:47:21-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | James |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | Essen |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
No mirrored PDF or thumbnail assets are attached yet.