Civic Intelligence

Minnesota Association of Mortgage Brokers

990EZ • Fiscal year 2015 • EIN 41-1711248

Jan 01, 2015 to Dec 31, 2015 • Filed on Mar 03, 2016

Organization ProfileN/A
5200 Willson RoadEdina, MN 55424

(651) 227-1745

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

12th percentile

-20%

Higher net margin than 12% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

6th percentile

-44%

Faster asset growth than 6% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

62nd percentile

6.4%

Faster revenue growth than 62% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$48,689

Down $38,006 (-44%) from 2014

Net Assets

Down

$48,690

Down $38,005 (-44%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin12th percentile

Revenue

Up

$186,118

Up $11,161 (+6.4%) from 2014

Expenses

Up

$224,123

Up $37,899 (+20%) from 2014

Net Income

Down

-$38,005

Down $26,738 (-237%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2011: $75,889Net Assets 2011: $75,8892011Assets 2012: $89,398Liabilities 2012: $2,314Net Assets 2012: $87,0842012Assets 2013: $97,962Liabilities 2013: $0Net Assets 2013: $97,9622013Assets 2014: $86,695Liabilities 2014: $0Net Assets 2014: $86,6952014Assets 2015: $48,689Liabilities 2015: $0Net Assets 2015: $48,6902015Assets 2016: $71,436Liabilities 2016: $1,295Net Assets 2016: $70,1412016Assets 2017: $81,390Liabilities 2017: $54,107Net Assets 2017: $27,2832017Assets 2018: $93,270Liabilities 2018: $26,449Net Assets 2018: $66,8212018Assets 2019: $138,284Liabilities 2019: $52,501Net Assets 2019: $85,7832019Assets 2020: $163,614Liabilities 2020: $62,258Net Assets 2020: $101,3562020Assets 2021: $147,991Liabilities 2021: $60,366Net Assets 2021: $87,6252021Assets 2022: $140,567Liabilities 2022: $51,807Net Assets 2022: $88,7602022Assets 2023: $121,429Liabilities 2023: $45,606Net Assets 2023: $75,8232023Assets 2024: $91,510Liabilities 2024: $32,470Net Assets 2024: $59,0402024

Highlighted filing

2015

Assets$48,689
Liabilities$0
Net Assets$48,690
Open 2015 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $150,900Expenses 2011: $135,706Net Income 2011: $15,1942011Revenue 2012: $157,069Expenses 2012: $145,874Net Income 2012: $11,1952012Revenue 2013: $202,129Expenses 2013: $191,252Net Income 2013: $10,8772013Revenue 2014: $174,957Expenses 2014: $186,224Net Income 2014: -$11,2672014Revenue 2015: $186,118Expenses 2015: $224,123Net Income 2015: -$38,0052015Revenue 2016: $248,773Expenses 2016: $227,321Net Income 2016: $21,4522016Revenue 2017: $186,573Expenses 2017: $229,431Net Income 2017: -$42,8582017Revenue 2018: $244,746Expenses 2018: $205,208Net Income 2018: $39,5382018Revenue 2019: $154,399Expenses 2019: $135,111Net Income 2019: $19,2882019Revenue 2020: $101,420Expenses 2020: $85,847Net Income 2020: $15,5732020Revenue 2021: $115,479Expenses 2021: $128,981Net Income 2021: -$13,5022021Revenue 2022: $138,979Expenses 2022: $137,844Net Income 2022: $1,1352022Revenue 2023: $155,450Expenses 2023: $168,387Net Income 2023: -$12,9372023Revenue 2024: $109,681Expenses 2024: $126,464Net Income 2024: -$16,7832024

Highlighted filing

2015

Revenue$186,118
Expenses$224,123
Net Income-$38,005
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Mar 3, 2016
Return Version
2015v2.0
Gross Receipts
$186,118
Mission and Program Overview

Mission

To promote professionalism among the members and provide ethical and professional standards for mortgage brokers.

Program Services

DescriptionGrantsExpenses
TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS.$224,123-
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
STEVE FURLONGCouncil MemberPT$0--
PAUL SCHUSTERCouncil MemberPT$0--
JIM RYDERCouncil MemberPT$0--
ERIKA KUHLMEYER DRAGICHSecretaryPT$0--
STEVE HAMERSKICouncil MemberPT$0--
SCOTT FLAHERTYPresident ElectPT$0--
BRIAN CALLPresidentPT$0--
ROGER KADLECCouncil MemberPT$0--
CLYDE WAGNERTreasurerPT$0--
PATRICK MARTYNExecutive DirecPT$0--
BRIDGET KENTAssoc Member RePT$0--
Filing and Contact Details

Filer

Filer Name
Minnesota Mortgage Assc Inc
EIN
41-1711248
Phone
6512271745
Address
5200 WILLSON ROAD, EDINA, MN 55424

Signing Officer

Name
Patrick Martyn
Title
Executive Direc
Signed
2016-03-03
Discuss with paid preparer
Yes

Preparer

Firm
Haworth & Company Ltd
Address
7600 Parklawn Ave Ste 450, Edina, MN 55435
Preparer
Kim Brattensborg
Phone
9528208228
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $72234”

Other Expenses.1003

“Information Technology $13263”

Other Expenses.1005

“Travel $784”

Other Expenses.1007

“Conferences, Conventions, and Meetings $26778”

Other Expenses.1012

“Insurance $2833”

Other Expenses.1

“EVENTS $16484”

Other Expenses.2

“FEES $3602”

Other Expenses.3

“PUBLIC RELATIONS $3250”

Other Expenses.4

“DUES $2134”

Other Expenses.5

“TELEPHONE $1592”

Other Expenses.7

“BANK CHARGES $6”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MARTYN SERVICES
IRS990EZ/BooksInCareOfDetail/PhoneNum09523453240
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05200 WILLSON ROAD SUITE 300
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0EDINA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055424
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt086695
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt048689
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-38005
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt056691
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt086695
IRS990EZ/Form990TotalAssetsGrp/EOYAmt048689
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0186118
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt086695
IRS990EZ/NetAssetsOrFundBalancesEOYAmt048690
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt086695
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt048689
IRS990EZ/OccupancyRentUtltsAndMaintAmt024000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt65.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt75.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt85.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt915.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt105.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0STEVE FURLONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PAUL SCHUSTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JIM RYDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ERIKA KUHLMEYER DRAGICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4STEVE HAMERSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SCOTT FLAHERTY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6BRIAN CALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ROGER KADLEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8CLYDE WAGNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9PATRICK MARTYN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10BRIDGET KENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0COUNCIL MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1COUNCIL MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2COUNCIL MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4COUNCIL MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5PRESIDENT ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7COUNCIL MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Executive Direc
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10ASSOC MEMBER RE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0142960
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS.
IRS990EZ/PrintingPublicationsPostageAmt0472
IRS990EZ/ProgramServiceRevenueAmt0186118
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROMOTE PROFESSIONALISM AMONG THE MEMBERS AND PROVIDE ETHICAL AND PROFESSIONAL STANDARDS FOR MORTGAGE BROKERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0224123
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0224123
IRS990EZ/TotalProgramServiceExpensesAmt0224123
IRS990EZ/TotalRevenueAmt0186118
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $72234
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Information Technology $13263
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel $784
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Conferences, Conventions, and Meetings $26778
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $2833
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EVENTS $16484
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FEES $3602
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PUBLIC RELATIONS $3250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DUES $2134
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9TELEPHONE $1592
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BANK CHARGES $6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.7
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PATRICK MARTYN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Direc
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-03-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MINNESOTA MORTGAGE ASSC INC
ReturnHeader/Filer/BusinessNameControlTxt0MINN
ReturnHeader/Filer/EIN0411711248
ReturnHeader/Filer/PhoneNum06512271745
ReturnHeader/Filer/USAddress/AddressLine1Txt05200 WILLSON ROAD
ReturnHeader/Filer/USAddress/CityNm0EDINA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055424
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Haworth & Company Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07600 Parklawn Ave Ste 450
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Edina
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055435
ReturnHeader/PreparerPersonGrp/PhoneNum09528208228
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kim Brattensborg
ReturnHeader/ReturnTs02016-03-03T14:09:51-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,689
Liabilities
$0
Net assets
$48,690
Revenue
$186,118
Expenses
$224,123
Net income
-$38,005
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.32$0.59$1.10$1.26$0.17
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.46$0.76$1.55$1.68$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.41$0.52$0.89$1.39$1.38$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$0.60$0.88$1.15$1.29$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.64$0.62$1.01$1.01$0.86$0.16
2019Summary only. Only limited summary data is available for this year.$1.38$0.53$0.86$1.54$1.35$0.19
2018Summary only. Only limited summary data is available for this year.$0.93$0.26$0.67$2.45$2.05$0.40
2017Summary only. Only limited summary data is available for this year.$0.81$0.54$0.27$1.87$2.29$0.43
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.71$0.01$0.70$2.49$2.27$0.21
2015Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$1.86$2.24$0.38
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.87$0.00$0.87$1.75$1.86$0.11
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$0.98$0.00$0.98$2.02$1.91$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.02$0.87$1.57$1.46$0.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.76$0.76$1.51$1.36$0.15
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits