Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Liabilities / Revenue
94th percentile
Higher debt load relative to revenue than 94% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Up$178,003
Up $8,131 (+4.8%) from 2024
Net Assets
Up$138,878
Up $8,131 (+6.2%) from 2024
Liabilities
Flat$39,125
Flat from 2024
Revenue
Up$84,606
Up $6,464 (+8.3%) from 2024
Expenses
Up$76,475
Up $9,764 (+15%) from 2024
Net Income
Down$8,131
Down $3,300 (-29%) from 2024
The association shall strive to provide professional fellowship by dedicating its activities to furthering the highest degree of ethical service to the insuring public. The association will support the strictest adherence to the integrity of its members as professional insurance agents. We will promote professional conduct and protect the legislative interest of our members through awareness and understanding of the issues facing the independent contractor insurance agents.
| Description | Grants | Expenses |
|---|---|---|
| THE NAAFA OFFICE PROVIDES ENCOURAGEMENT TO INSURANCE AGENTS AS THEY TRANSITION FROM SELLING INSURANCE EXCLUSIVELY FOR ONE COMPANY TO SELLING INSURANCE FOR MANY COMPANIES, OR, AS THEY TRANSITION FROM EMPLOYMENT TO RETIREMENT. NAAFA MAINTAINS AND CONTINUES TO DEVELOP A LIBRARY OF INFORMATION AND DOCUMENTS DESIGNED TO ASSIST INSURANCE AGENTS WITH THE CHALLENGES THEY FACE DURING THESE OFTEN DIFFICULT TRANSITION PERIODS. | - | - |
| NAAFA PROVIDES A PLACE OF MORAL SUPPORT AND COMRADERY FOR CAPTIVE AND INDEPENDENT INSURANCE AGENTS. NAAFA PROVIDES A WEBSITE WITH HELPFUL INFORMATION REGARDING THE INSURANCE INDUSTRY, FOCUSING ON THE INTERESTS OF THE CAPTIVE AND/OR INDEPENDENT AGENT. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| HARRIET STAHL | Treasurer | - | $0 | - | - |
| BUDDY COX | President | - | $0 | - | - |
| PAT KOCIAN | Secretary | - | $0 | - | - |
| MARK HILL | Vice Preside | - | $0 | - | - |
“Advertising 3,850 total 3,850”
“Expenses office supplies 1,818 phone 1,196 misc 183 affinipay fees 552 bank charges 503 database & website 6,101 parking 10 meeting exp 270 insurance 3,157 total 13,790”
“Unsecured notes and loans payable 39,125 39,125”
“The association shall strive to provide professional fellowship by dedicating its activities to furthering the highest degree of ethical service to the insuring public. The association will support the strictest adherence to the integrity of its members as professional insurance agents. We will promote professional conduct and protect the legislative interest of our members through awareness and understanding of the issues facing the independent contractor insurance agents.”
“The naafa office provides encouragement to insurance agents as they transition from selling insurance exclusively for one company to selling insurance for many companies, or, as they transition from employment to retirement. Naafa maintains and continues to develop a library of information and documents designed to assist insurance agents with the challenges they face during these often difficult transition periods.”
“Naafa provides a place of moral support and comradery for captive and independent insurance agents. Naafa provides a website with helpful information regarding the insurance industry, focusing on the interests of the captive and/or independent agent.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | HARRIET STAHL |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7632080924 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 578 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | PO BOX 578 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CIRCLE PINES |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55014 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 169872 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 178003 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 73082 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 8131 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 43335 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 169872 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 178003 |
| IRS990EZ/GrossReceiptsAmt | 0 | 84606 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 7674 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 130747 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 138878 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 130747 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 138878 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | HARRIET STAHL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | BUDDY COX |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | PAT KOCIAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MARK HILL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | VICE PRESIDE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | true |
| IRS990EZ/OrganizationHadUBIInd | 0 | true |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 13790 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 3850 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ASSOCIATION SHALL STRIVE TO PROVIDE PROFESSIONAL FELLOWSHIP BY DEDICATING ITS ACTIVITIES TO FURTHERING THE HIGHEST DEGREE OF ETHICAL SERVICE TO THE INSURING PUBLIC. THE ASSOCIATION WILL SUPPORT THE STRICTEST ADHERENCE TO THE INTEGRITY OF ITS MEMBERS AS PROFESSIONAL INSURANCE AGENTS. WE WILL PROMOTE PROFESSIONAL CONDUCT AND PROTECT THE LEGISLATIVE INTEREST OF OUR MEMBERS THROUGH AWARENESS AND UNDERSTANDING OF THE ISSUES FACING THE INDEPENDENT CONTRACTOR INSURANCE AGENTS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 19350 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE NAAFA OFFICE PROVIDES ENCOURAGEMENT TO INSURANCE AGENTS AS THEY TRANSITION FROM SELLING INSURANCE EXCLUSIVELY FOR ONE COMPANY TO SELLING INSURANCE FOR MANY COMPANIES, OR, AS THEY TRANSITION FROM EMPLOYMENT TO RETIREMENT. NAAFA MAINTAINS AND CONTINUES TO DEVELOP A LIBRARY OF INFORMATION AND DOCUMENTS DESIGNED TO ASSIST INSURANCE AGENTS WITH THE CHALLENGES THEY FACE DURING THESE OFTEN DIFFICULT TRANSITION PERIODS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | NAAFA PROVIDES A PLACE OF MORAL SUPPORT AND COMRADERY FOR CAPTIVE AND INDEPENDENT INSURANCE AGENTS. NAAFA PROVIDES A WEBSITE WITH HELPFUL INFORMATION REGARDING THE INSURANCE INDUSTRY, FOCUSING ON THE INTERESTS OF THE CAPTIVE AND/OR INDEPENDENT AGENT. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MN |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 39125 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 39125 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 76475 |
| IRS990EZ/TotalRevenueAmt | 0 | 84606 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.NAAFA.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ADVERTISING 3,850 TOTAL 3,850 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES OFFICE SUPPLIES 1,818 PHONE 1,196 MISC 183 AFFINIPAY FEES 552 BANK CHARGES 503 DATABASE & WEBSITE 6,101 PARKING 10 MEETING EXP 270 INSURANCE 3,157 TOTAL 13,790 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | UNSECURED NOTES AND LOANS PAYABLE 39,125 39,125 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ASSOCIATION SHALL STRIVE TO PROVIDE PROFESSIONAL FELLOWSHIP BY DEDICATING ITS ACTIVITIES TO FURTHERING THE HIGHEST DEGREE OF ETHICAL SERVICE TO THE INSURING PUBLIC. THE ASSOCIATION WILL SUPPORT THE STRICTEST ADHERENCE TO THE INTEGRITY OF ITS MEMBERS AS PROFESSIONAL INSURANCE AGENTS. WE WILL PROMOTE PROFESSIONAL CONDUCT AND PROTECT THE LEGISLATIVE INTEREST OF OUR MEMBERS THROUGH AWARENESS AND UNDERSTANDING OF THE ISSUES FACING THE INDEPENDENT CONTRACTOR INSURANCE AGENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE NAAFA OFFICE PROVIDES ENCOURAGEMENT TO INSURANCE AGENTS AS THEY TRANSITION FROM SELLING INSURANCE EXCLUSIVELY FOR ONE COMPANY TO SELLING INSURANCE FOR MANY COMPANIES, OR, AS THEY TRANSITION FROM EMPLOYMENT TO RETIREMENT. NAAFA MAINTAINS AND CONTINUES TO DEVELOP A LIBRARY OF INFORMATION AND DOCUMENTS DESIGNED TO ASSIST INSURANCE AGENTS WITH THE CHALLENGES THEY FACE DURING THESE OFTEN DIFFICULT TRANSITION PERIODS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NAAFA PROVIDES A PLACE OF MORAL SUPPORT AND COMRADERY FOR CAPTIVE AND INDEPENDENT INSURANCE AGENTS. NAAFA PROVIDES A WEBSITE WITH HELPFUL INFORMATION REGARDING THE INSURANCE INDUSTRY, FOCUSING ON THE INTERESTS OF THE CAPTIVE AND/OR INDEPENDENT AGENT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III, LINE 28 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 29 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HARRIET STAHL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7632080924 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NAAFA INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NAAF |
| ReturnHeader/Filer/EIN | 0 | 411690649 |
| ReturnHeader/Filer/PhoneNum | 0 | 7632080924 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 578 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CIRCLE PINES |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55014 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 204028013 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HAGA KOMMER LTD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 8338 HIGHWAY 65 NE SUITE A |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SPRING LAKE PARK |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 55432 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2183464200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARY KATE KELLEY-SCHEIDLER JD EA |
| ReturnHeader/ReturnTs | 0 | 2025-11-14T15:34:29-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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Displayed year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
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