Civic Intelligence

Middletown Chamber of Commerce Inc

EIN 47-1095416 • 501(c)6 • Louisville, KY

Profile

Chamber of Commerce

P O Box 43546Louisville, KY 40253

middletownchamberky.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.07x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

67th percentile

0.03x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

40th percentile

-4.5%

Higher net margin than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

39th percentile

-8.4%

Faster asset growth than 39% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

89th percentile

47%

Faster revenue growth than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets71st percentile

Assets

Down

$72,800

Down $6,660 (-8.4%) from 2024

Liabilities

Up

$5,093

Up $1,292 (+34%) from 2024

Net Assets

Down

$67,707

Down $7,952 (-11%) from 2024

Operations
Liabilities / Revenue67th percentileNet Margin40th percentile

Revenue

Up

$178,248

Up $56,791 (+47%) from 2024

Expenses

Up

$186,200

Up $68,095 (+58%) from 2024

Net Income

Down

-$7,952

Down $11,304 (-337%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2015: $18,174Liabilities 2015: $1,601Net Assets 2015: $16,5732015Assets 2016: $41,980Liabilities 2016: $2,369Net Assets 2016: $39,6112016Assets 2019: $47,208Liabilities 2019: $4,007Net Assets 2019: $43,2012019Assets 2020: $81,987Liabilities 2020: $638Net Assets 2020: $81,3492020Assets 2021: $111,294Liabilities 2021: $1,393Net Assets 2021: $109,9012021Assets 2022: $114,829Liabilities 2022: $3,943Net Assets 2022: $110,8862022Assets 2023: $76,964Liabilities 2023: $4,651Net Assets 2023: $72,3132023Assets 2024: $79,460Liabilities 2024: $3,801Net Assets 2024: $75,6592024Assets 2025: $72,800Liabilities 2025: $5,093Net Assets 2025: $67,7072025

Highlighted filing

2025

Assets$72,800
Liabilities$5,093
Net Assets$67,707
Open 2025 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2015: $76,616Expenses 2015: $60,043Net Income 2015: $16,5732015Revenue 2016: $84,584Expenses 2016: $61,546Net Income 2016: $23,0382016Revenue 2019: $122,509Expenses 2019: $117,205Net Income 2019: $5,3042019Revenue 2020: $140,744Expenses 2020: $102,456Net Income 2020: $38,2882020Revenue 2021: $132,538Expenses 2021: $103,986Net Income 2021: $28,5522021Revenue 2022: $124,716Expenses 2022: $111,778Net Income 2022: $12,9382022Revenue 2023: $86,420Expenses 2023: $124,993Net Income 2023: -$38,5732023Revenue 2024: $121,457Expenses 2024: $118,105Net Income 2024: $3,3522024Revenue 2025: $178,248Expenses 2025: $186,200Net Income 2025: -$7,9522025

Highlighted filing

2025

Revenue$178,248
Expenses$186,200
Net Income-$7,952
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$72,800
Liabilities
$5,093
Net assets
$67,707
Revenue
$178,248
Expenses
$186,200
Net income
-$7,952
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.73$0.05$0.68$1.78$1.86$0.08
2024Detailed filing. Detailed filing data is available for this year.$0.79$0.04$0.76$1.21$1.18$0.03
2023Detailed filing. Detailed filing data is available for this year.$0.77$0.05$0.72$0.86$1.25$0.39
2022Detailed filing. Detailed filing data is available for this year.$1.15$0.04$1.11$1.25$1.12$0.13
2021Detailed filing. Detailed filing data is available for this year.$1.11$0.01$1.10$1.33$1.04$0.29
2020Detailed filing. Detailed filing data is available for this year.$0.82$0.01$0.81$1.41$1.02$0.38
2019Detailed filing. Detailed filing data is available for this year.$0.47$0.04$0.43$1.23$1.17$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.42$0.02$0.40$0.85$0.62$0.23
2015Detailed filing. Detailed filing data is available for this year.$0.18$0.02$0.17$0.77$0.60$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 10, 2025
Return Version
2024v5.2
Gross Receipts
$178,248
Mission and Program Overview

Mission

Chamber of Commerce

Program Services

DescriptionGrantsExpenses
THE CHAMBER SHALL BE NON-PROFIT (AS DEFINED IN SECTION 501(C)(6)OF THE INTERNALREVENUE CODE, (AS AMENDED), NON-PARTISAN, NON-SECTARIAN AND NON-POLITICAL ANDSHALL ABIDE BY ALL L-$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jennifer NeilExecutive Director-$0--
Thomas StonePresident-$0--
Tyra AndersonVice President-$0--
Warren LesserTreasurer-$0--
Andy BaldwinSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Middletown Chamber of Commerce Inc
EIN
47-1095416
In Care Of
% Jennifer Neil
Address
P O Box 43546, Louisville, KY 40253

Signing Officer

Name
Jennifer Neil
Title
Executive Director
Phone
5022450404
Signed
2025-12-10
Discuss with paid preparer
No

Preparer

Firm
Associates in Accounting CPA
Address
9405 Mill Brook Road Suite 102, Louisville, KY 40223
Preparer
Rick Fields
Phone
5024518678
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountCommission 280”

Description of other expenses Part I line 16

“Description AmountExpenses - Special Events 37,359Interest Expense 151Leads/Networking Expense 180License fee 75QB Payment Fees 659Reimbursement 86Rembursement - Mileage 22Dues Subscription 3,149Telephone 5,415IT Support 4,112General Liability Insurance 72Advertising Expense 7,467Education Expense 899Website Expense 2,073”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearStock Yard CC 2,423 4,878Dues Paid In Advance 175 0Payroll Liability 1,203 215”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JENNIFER NEIL
IRS990EZ/BooksInCareOfDetail/PhoneNum05022450404
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011803 OLD SHELBYVILLE ROAD MIDDLE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Louisville
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd040243
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt079460
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt072800
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7952
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06933
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt079460
IRS990EZ/Form990TotalAssetsGrp/EOYAmt072800
IRS990EZ/GrossReceiptsAmt0178248
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02046
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0173922
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt075659
IRS990EZ/NetAssetsOrFundBalancesEOYAmt067707
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt075659
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt067707
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jennifer Neil
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Thomas Stone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tyra Anderson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Warren Lesser
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Andy Baldwin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt061719
IRS990EZ/OtherRevenueTotalAmt0280
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CHAMBER OF COMMERCE
IRS990EZ/PrintingPublicationsPostageAmt022585
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE CHAMBER SHALL BE NON-PROFIT (AS DEFINED IN SECTION 501(C)(6)OF THE INTERNALREVENUE CODE, (AS AMENDED), NON-PARTISAN, NON-SECTARIAN AND NON-POLITICAL ANDSHALL ABIDE BY ALL L
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt094963
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt03801
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt05093
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0186200
IRS990EZ/TotalRevenueAmt0178248
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountCommission 280
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountExpenses - Special Events 37,359Interest Expense 151Leads/Networking Expense 180License fee 75QB Payment Fees 659Reimbursement 86Rembursement - Mileage 22Dues Subscription 3,149Telephone 5,415IT Support 4,112General Liability Insurance 72Advertising Expense 7,467Education Expense 899Website Expense 2,073
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearStock Yard CC 2,423 4,878Dues Paid In Advance 175 0Payroll Liability 1,203 215
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER NEIL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05022450404
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Middletown Chamber of Commerce Inc
ReturnHeader/Filer/BusinessNameControlTxt0MIDD
ReturnHeader/Filer/EIN0471095416
ReturnHeader/Filer/InCareOfNm0% Jennifer Neil
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O Box 43546
ReturnHeader/Filer/USAddress/CityNm0Louisville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd040253
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0203160966
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Associates in Accounting CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09405 Mill Brook Road Suite 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Louisville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040223
ReturnHeader/PreparerPersonGrp/PhoneNum05024518678
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICK FIELDS
ReturnHeader/ReturnTs02025-12-16T11:51:36-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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