Civic Intelligence

Cold Spring Area Chamber of Commerce

990EZ • Fiscal year 2025 • EIN 41-1593789

Jan 01, 2025 to Dec 31, 2025 • Filed on Mar 13, 2026

Organization Profile
20 Red River Ave S Ste 110Cold Spring, MN 56320

(320) 685-4186

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Higher debt load relative to assets than 57% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

58th percentile

0.00x

Higher debt load relative to revenue than 58% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

80th percentile

20%

Higher net margin than 80% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

76th percentile

17%

Faster asset growth than 76% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

66th percentile

10.0%

Faster revenue growth than 66% of similar nonprofits.

2025 filings • 501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

$73,397

No earlier filing loaded for comparison.

Net Assets

$73,142

No earlier filing loaded for comparison.

Liabilities

$255

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue58th percentileNet Margin80th percentile

Revenue

$62,589

No earlier filing loaded for comparison.

Expenses

$50,230

No earlier filing loaded for comparison.

Net Income

$12,359

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2010: $15,837Liabilities 2010: $1,328Net Assets 2010: $14,5092010Assets 2019: $36,614Liabilities 2019: $980Net Assets 2019: $35,6342019Assets 2021: $47,472Liabilities 2021: $1,023Net Assets 2021: $46,4492021Assets 2022: $56,514Liabilities 2022: $1,070Net Assets 2022: $55,4442022Assets 2023: $61,701Liabilities 2023: $8,9242023Assets 2025: $73,397Liabilities 2025: $255Net Assets 2025: $73,1422025

Highlighted filing

2025

Assets$73,397
Liabilities$255
Net Assets$73,142
Open 2025 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2010: $22,142Expenses 2010: $26,360Net Income 2010: -$4,2182010Revenue 2019: $31,954Expenses 2019: $28,866Net Income 2019: $3,0882019Revenue 2021: $45,359Expenses 2021: $34,303Net Income 2021: $11,0562021Revenue 2022: $45,537Expenses 2022: $36,542Net Income 2022: $8,9952022Revenue 2023: $42,449Expenses 2023: $44,900Net Income 2023: -$2,4512023Revenue 2025: $62,589Expenses 2025: $50,230Net Income 2025: $12,3592025

Highlighted filing

2025

Revenue$62,589
Expenses$50,230
Net Income$12,359
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 13, 2026
Return Version
2025v4.0
Gross Receipts
$94,238
Mission and Program Overview

Mission

Promote cold spring community

Program Services

DescriptionGrantsExpenses
THE CHAMBER HELD CITY WIDE PROMOTIONS INCLUDING A GOLF TOURNAMENT, A BUSINESS SHOWCASE, DINNERS AND A CHRISTMAS PARTY-$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
NATE GUETTERPresident-$0--
Filing and Contact Details

Filer

Filer Name
Cold Spring Chamber of Commerce
EIN
41-1593789
In Care Of
% NATE GUETTER
Phone
3206854186
Address
20 RED RIVER AVE S STE 110, COLD SPRING, MN 56320

Signing Officer

Name
Nate Guetter
Title
President
Phone
3206854186
Signed
2026-03-13
Discuss with paid preparer
No

Preparer

Firm
Daniel Schleper CPA PSC
Address
PO Box 475, Cold Spring, MN 56320
Preparer
Daniel Schleper CPA
Phone
3206858634
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountADVERTISING 215DUES 858INSURANCE 3,152MISC 1,806SUPPLIES 875”

Other changes in net assets or fund balances Part I line 20

“Description AmountCHANGE IN VALUE OF INVESTMENTS 217”

Description of other assets Part II line 24

“Category Beginning of Year End of YearPREPAID INSURANCE 83 207”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearACC PR TAX AND DIR DEP 1,929 255”

Raw XML Appendix101 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0DAN SCHLEPER CPA
IRS990EZ/BooksInCareOfDetail/PhoneNum03206858634
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt016 NORTH 3RD AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0COLD SPRING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd056320
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt062412
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt073190
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt012359
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03925
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt062495
IRS990EZ/Form990TotalAssetsGrp/EOYAmt073397
IRS990EZ/FundraisingGrossIncomeAmt055466
IRS990EZ/GrossReceiptsAmt094238
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02843
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt035929
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED ACCRUAL
IRS990EZ/NetAssetsOrFundBalancesBOYAmt060566
IRS990EZ/NetAssetsOrFundBalancesEOYAmt073142
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt060566
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt073142
IRS990EZ/OccupancyRentUtltsAndMaintAmt05386
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NATE GUETTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt083
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0207
IRS990EZ/OtherChangesInNetAssetsAmt0217
IRS990EZ/OtherExpensesTotalAmt06906
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE COLD SPRING COMMUNITY
IRS990EZ/PrintingPublicationsPostageAmt0334
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE CHAMBER HELD CITY WIDE PROMOTIONS INCLUDING A GOLF TOURNAMENT, A BUSINESS SHOWCASE, DINNERS AND A CHRISTMAS PARTY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt033679
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt031649
IRS990EZ/SpecialEventsNetIncomeLossAmt023817
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01929
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0255
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt050230
IRS990EZ/TotalRevenueAmt062589
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountADVERTISING 215DUES 858INSURANCE 3,152MISC 1,806SUPPLIES 875
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountCHANGE IN VALUE OF INVESTMENTS 217
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearPREPAID INSURANCE 83 207
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of YearACC PR TAX AND DIR DEP 1,929 255
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0NATE GUETTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03206854186
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COLD SPRING CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0COLD
ReturnHeader/Filer/EIN0411593789
ReturnHeader/Filer/InCareOfNm0% NATE GUETTER
ReturnHeader/Filer/PhoneNum03206854186
ReturnHeader/Filer/USAddress/AddressLine1Txt020 RED RIVER AVE S STE 110
ReturnHeader/Filer/USAddress/CityNm0COLD SPRING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd056320
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0274396326
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Daniel Schleper CPA PSC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 475
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cold Spring
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd056320
ReturnHeader/PreparerPersonGrp/PhoneNum03206858634
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL SCHLEPER CPA
ReturnHeader/ReturnTs02026-03-13T16:31:11-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$73,397
Liabilities
$255
Net assets
$73,142
Revenue
$62,589
Expenses
$50,230
Net income
$12,359
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$73.4$0.26$73.1$62.6$50.2$12.4
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.7$8.92$42.4$44.9$2.45
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$56.5$1.07$55.4$45.5$36.5$9.00
2021Detailed filing. Detailed filing data is available for this year.$47.5$1.02$46.4$45.4$34.3$11.1
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.6$0.98$35.6$32.0$28.9$3.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$1.33$14.5$22.1$26.4$4.22