Civic Intelligence

Cold Spring Area Chamber of Commerce

EIN 41-1593789 • 501(c)6 • Cold Spring, MN

Profile

Promote cold spring community

20 Red River Ave S Ste 110Cold Spring, MN 56320
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.00x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

55th percentile

0.00x

Higher debt load relative to revenue than 55% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

80th percentile

20%

Higher net margin than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

78th percentile

17%

Faster asset growth than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

67th percentile

10.0%

Faster revenue growth than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets53rd percentile

Using 2023 Form 990EZ data because the latest 2024 filing does not report standard financial totals.

Assets

Up

$61,701

Up $5,187 (+9.2%) from 2022

Liabilities

Up

$8,924

Up $7,854 (+734%) from 2022

Net Assets

-

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue55th percentileNet Margin80th percentile

Revenue

Down

$42,449

Down $3,088 (-6.8%) from 2022

Expenses

Up

$44,900

Up $8,358 (+23%) from 2022

Net Income

Down

-$2,451

Down $11,446 (-127%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2010: $15,837Liabilities 2010: $1,328Net Assets 2010: $14,5092010Assets 2019: $36,614Liabilities 2019: $980Net Assets 2019: $35,6342019Assets 2021: $47,472Liabilities 2021: $1,023Net Assets 2021: $46,4492021Assets 2022: $56,514Liabilities 2022: $1,070Net Assets 2022: $55,4442022Assets 2023: $61,701Liabilities 2023: $8,9242023

Latest loaded filing

2023

Assets$61,701
Liabilities$8,924
Net Assets-
Open 2023 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $22,142Expenses 2010: $26,360Net Income 2010: -$4,2182010Revenue 2019: $31,954Expenses 2019: $28,866Net Income 2019: $3,0882019Revenue 2021: $45,359Expenses 2021: $34,303Net Income 2021: $11,0562021Revenue 2022: $45,537Expenses 2022: $36,542Net Income 2022: $8,9952022Revenue 2023: $42,449Expenses 2023: $44,900Net Income 2023: -$2,4512023

Latest loaded filing

2023

Revenue$42,449
Expenses$44,900
Net Income-$2,451
Open 2023 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.7$8.92$42.4$44.9$2.45
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$56.5$1.07$55.4$45.5$36.5$9.00
2021Detailed filing. Detailed filing data is available for this year.$47.5$1.02$46.4$45.4$34.3$11.1
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.6$0.98$35.6$32.0$28.9$3.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$1.33$14.5$22.1$26.4$4.22
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Apr 7, 2022
Return Version
2021v4.1
Gross Receipts
$62,710
Mission and Program Overview

Mission

Promote cold spring community

Program Services

DescriptionGrantsExpenses
THE CHAMBER HELD CITY WIDE PROMOTIONS INCLUDING A GOLF TOURNAMENT, A BUSINESS SHOWCASE, DINNERS AND A CHRISTMAS PARTY--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ZACHARY STUDANSKIPresident-$0--
Filing and Contact Details

Filer

Filer Name
Cold Spring Chamber of Commerce
EIN
41-1593789
Address
20 RED RIVER AVE S STE 110, COLD SPRING, MN 56320

Signing Officer

Name
Zachary Studanski
Title
President
Phone
3206854186
Signed
2022-04-07
Discuss with paid preparer
No

Preparer

Firm
Daniel Schleper CPA PSC
Address
PO Box 475, Cold Spring, MN 56320
Preparer
Daniel Schleper CPA
Phone
3206858634
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountSBA LOAN FORGIVENESS 3,896”

Description of other expenses Part I line 16

“Description AmountADVERTISING 711DUES 761INSURANCE 1,789MISC 236SUPPLIES 145INTEREST 33”

Description of other assets Part II line 24

“Category Beginning of Year End of YearPREPAID INSURANCE 70 70EQUIPMENT 145 0”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearACCRUED PAYROLL TAX 1,012 1,023”

Raw XML Appendix110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0DAN SCHLEPER CPA
IRS990EZ/BooksInCareOfDetail/PhoneNum03206858634
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt016 NORTH 3RD AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0COLD SPRING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd056320
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036190
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt047402
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01267
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011056
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02865
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt036405
IRS990EZ/Form990TotalAssetsGrp/EOYAmt047472
IRS990EZ/FundraisingGrossIncomeAmt029942
IRS990EZ/GrossReceiptsAmt062710
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt030
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt027575
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED ACCRU
IRS990EZ/NetAssetsOrFundBalancesBOYAmt035393
IRS990EZ/NetAssetsOrFundBalancesEOYAmt046449
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt035393
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt046449
IRS990EZ/OccupancyRentUtltsAndMaintAmt05078
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ZACHARY STUDANSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0215
IRS990EZ/OtherAssetsTotalDetail/EOYAmt070
IRS990EZ/OtherExpensesTotalAmt03675
IRS990EZ/OtherRevenueTotalAmt03896
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE COLD SPRING COMMUNITY
IRS990EZ/PrintingPublicationsPostageAmt0728
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE CHAMBER HELD CITY WIDE PROMOTIONS INCLUDING A GOLF TOURNAMENT, A BUSINESS SHOWCASE, DINNERS AND A CHRISTMAS PARTY
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt021957
IRS990EZ/SpecialEventsDirectExpensesAmt017351
IRS990EZ/SpecialEventsNetIncomeLossAmt012591
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01012
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01023
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt034303
IRS990EZ/TotalRevenueAmt045359
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/LicensedStatesCd0MN
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountSBA LOAN FORGIVENESS 3,896
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountADVERTISING 711DUES 761INSURANCE 1,789MISC 236SUPPLIES 145INTEREST 33
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearPREPAID INSURANCE 70 70EQUIPMENT 145 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of YearACCRUED PAYROLL TAX 1,012 1,023
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0ZACHARY STUDANSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03206854186
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-04-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COLD SPRING CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0COLD
ReturnHeader/Filer/EIN0411593789
ReturnHeader/Filer/USAddress/AddressLine1Txt020 RED RIVER AVE S STE 110
ReturnHeader/Filer/USAddress/CityNm0COLD SPRING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd056320
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0274396326
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Daniel Schleper CPA PSC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 475
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cold Spring
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd056320
ReturnHeader/PreparerPersonGrp/PhoneNum03206858634
ReturnHeader/PreparerPersonGrp/PreparationDt02022-04-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Daniel Schleper CPA
ReturnHeader/ReturnTs02022-04-07T17:30:40-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ZACHARY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STUDANSKI
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits