Civic Intelligence

Upper Midwest Automated Clearing House Association Inc

990 • Fiscal year 2013 • EIN 41-1380160

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 14, 2014

Organization ProfileWWW.UMACHA.ORG
7100 Northland CircleBrooklyn Park, MN 55428

(763) 549-7000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

10th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

10th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Net Margin

71st percentile

8.7%

Higher net margin than 71% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

75th percentile

$209,375

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 11.8% of source-year revenue.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2013

Asset Growth

68th percentile

11%

Faster asset growth than 68% of similar nonprofits.

2013 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets10th percentile

Assets

Up

$1,602,055

Up $153,825 (+11%) from 2012

Net Assets

Up

$1,602,055

Up $153,825 (+11%) from 2012

Liabilities

Flat

$0

Flat from 2012

Revenue And Expenses
Liabilities / Revenue10th percentileNet Margin71st percentile

Revenue

$1,769,176

No earlier filing loaded for comparison.

Expenses

Up

$1,615,351

Up $69,550 (+4.5%) from 2012

Net Income

$153,825

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth68th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2011: $1,332,117Liabilities 2011: $0Net Assets 2011: $1,332,1172011Assets 2012: $1,448,230Liabilities 2012: $0Net Assets 2012: $1,448,2302012Assets 2013: $1,602,055Liabilities 2013: $0Net Assets 2013: $1,602,0552013Assets 2014: $1,719,679Liabilities 2014: $0Net Assets 2014: $1,719,6792014Assets 2015: $1,989,023Liabilities 2015: $59,517Net Assets 2015: $1,929,5062015Assets 2016: $2,011,524Liabilities 2016: $74,328Net Assets 2016: $1,937,1962016Assets 2017: $1,926,403Liabilities 2017: $58,806Net Assets 2017: $1,867,5972017Assets 2018: $1,818,022Liabilities 2018: $45,563Net Assets 2018: $1,772,4592018Assets 2019: $1,574,386Liabilities 2019: $38,486Net Assets 2019: $1,535,9002019Assets 2020: $1,756,038Liabilities 2020: $48,430Net Assets 2020: $1,707,6082020Assets 2021: $1,779,481Liabilities 2021: $77,200Net Assets 2021: $1,702,2812021Assets 2022: $1,795,616Liabilities 2022: $206,701Net Assets 2022: $1,588,9152022Assets 2023: $1,676,029Liabilities 2023: $193,865Net Assets 2023: $1,482,1642023Assets 2024: $1,617,026Liabilities 2024: $163,458Net Assets 2024: $1,453,5682024

Highlighted filing

2013

Assets$1,602,055
Liabilities$0
Net Assets$1,602,055
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $1,480,4752011Expenses 2012: $1,545,8012012Revenue 2013: $1,769,176Expenses 2013: $1,615,351Net Income 2013: $153,8252013Revenue 2014: $1,838,320Expenses 2014: $1,720,696Net Income 2014: $117,6242014Revenue 2015: $2,039,720Expenses 2015: $1,916,328Net Income 2015: $123,3922015Revenue 2016: $2,131,455Expenses 2016: $2,094,953Net Income 2016: $36,5022016Revenue 2017: $2,093,704Expenses 2017: $2,134,491Net Income 2017: -$40,7872017Revenue 2018: $2,147,743Expenses 2018: $2,242,881Net Income 2018: -$95,1382018Revenue 2019: $2,173,259Expenses 2019: $2,409,818Net Income 2019: -$236,5592019Revenue 2020: $2,149,944Expenses 2020: $1,978,236Net Income 2020: $171,7082020Revenue 2021: $2,212,998Expenses 2021: $2,218,325Net Income 2021: -$5,3272021Revenue 2022: $2,344,181Expenses 2022: $2,457,547Net Income 2022: -$113,3662022Revenue 2023: $2,476,766Expenses 2023: $2,583,517Net Income 2023: -$106,7512023Revenue 2024: $2,649,490Expenses 2024: $2,678,086Net Income 2024: -$28,5962024

Highlighted filing

2013

Revenue$1,769,176
Expenses$1,615,351
Net Income$153,825
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 14, 2014
Return Version
2013v3.1
Gross Receipts
$1,769,176
Mission and Program Overview

Mission

Support members and other stakeholders using electronic payments through educations, marketing, operational and compliance support, with a particular emphasis on the automated clearing house network.

Help the banking industry and other interested stakeholders in the 9th federal reserve district to generate, process, post, and manage the process of electronic entries to consumer and business accounts.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,335,353$1,390,740▲ $55,387
Cash and Non-Interest-Bearing Accounts$51,444$124,178▲ $72,734
Land, Buildings, and Equipment, Net$61,433$87,137▲ $25,704
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$1,448,230$1,602,055▲ $153,825
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$1,448,230$1,602,055▲ $153,825
Total Net Assets Fund Balance$1,448,230$1,602,055▲ $153,825
Total Liabilities and Net Assets / Fund Balance$1,448,230$1,602,055▲ $153,825

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$87,137$51,008$138,145
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Fred LaingPresidentFT$166,918$42,457$209,375

Board Members and Trustees

NameTitle
Dennes FeterlChairman
Bonnie PetersonFin Comm Chair
Jeff GleasonVice President
Angie WanzekDirector
Bill FuchsDirector
Chris GermannDirector
Ira FrericksDirector
Joe HerslipDirector
Ken KirbyDirector
Lisa KnickelDirector
Margaret NielsonDirector
Michael BilskiDirector
Shelly DollDirector
Sue BaierDirector
Tim KeeganDirector
Chuck MonroeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$844,107
Program Service Revenue
$919,683
Investment Income
$5,386
Other Revenue
$0
Change in Net Assets
$153,825

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,769,176
Total Revenue per Audited Statements
$1,769,176
Total Revenue per Form 990
$1,769,176
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$864,701
Other Expenses$750,650
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$443,490$62,912-$506,402
Conferences and Meetings$235,668--$235,668
Current Officers, Directors, Trustees, and Key Employees$79,773$88,345-$168,118
Occupancy$112,716$28,177-$140,893
Other Employee Benefits$65,384$16,346-$81,730
Travel$63,130--$63,130
Payroll Taxes$45,195$11,299-$56,494
Pension Plan Contributions$41,566$10,391-$51,957
Office Expenses$29,199$7,300-$36,499
Depreciation Depletion$22,412$5,602-$28,014
Other Expenses$19,962$70,080-$19,962
Fees for Services Accounting$6,245$11,554-$17,799
Insurance$5,569$5,568-$11,137
Advertising$9,110--$9,110
Information Technology$6,272$1,568-$7,840
Total Functional Expenses$1,296,209$319,142$0$1,615,351

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,615,351
Total Expenses per Audited Statements$1,615,351
Total Expenses per Form 990$1,615,351
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Umacha is a trade organization for the banking industry. Members are financial institutions who use electronic payment systems (ach, rdc check imaging).”

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“The board of directors are elected from the membership with each member getting one vote.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“All governance decisions are made by the board of directors. Any decisions made by the executive committee are approved by the board.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The form #990 is shared with the board prior to filing.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Board members are required to review and sign off on the conflict of interest policy yearly. The board is reminded that the policy is in effect at every meeting.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The association has a compensation study completed every 2-3 years. That data is used to determine annual salaries and benefits. Those studies include both national data, local data, and information from similar associations”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“SAME CRITERIA AS 15A”

Form 990, Part VI, Line 18: Explanation of Other Means Forms Available For Public Inspection

“The governing documents and financial statements are available to any individual or entity upon written request.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“No documents available to the public”

Filing and Contact Details

Filer

EIN
41-1380160
Phone
7635497000

Signing Officer

Name
Fred Laing
Title
President
Signed
2014-08-14
Discuss with paid preparer
Yes

Organization Details

Legal Domicile
Mn
Voting Board Members
16
Independent Board Members
16
Employees
11

Preparer

Preparer
Michael G Kissell CPA
Phone
7635330340
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12FIN COMM CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt13Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt14Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt15Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt16President
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01769176
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt016
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01568
IRS990/InformationTechnologyGrp/ProgramServicesAmt06272
IRS990/InformationTechnologyGrp/TotalAmt07840
IRS990/InsuranceGrp/ManagementAndGeneralAmt05568
IRS990/InsuranceGrp/ProgramServicesAmt05569
IRS990/InsuranceGrp/TotalAmt011137
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt05386
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05386
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt051008
IRS990/LandBldgEquipBasisNetGrp/BOYAmt061433
IRS990/LandBldgEquipBasisNetGrp/EOYAmt087137
IRS990/LandBldgEquipCostOrOtherBssAmt0138145
IRS990/LegalDomicileStateCd0MN
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0844107
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0UMACHA'S MISSION IS TO SUPPORT OUR MEMBERS AND OTHER STAKEHOLDERS IN PAYMENT SYSTEM PARTICIPATION THROUGH EDUCATION, TRAINING, MARKETING, OPERATIONAL SUPPORT, INFORMATION DISSEMINATION, AND CONSULTING WITH EMPHASIS ON THE ACH NETWORK.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01448230
IRS990/NetAssetsOrFundBalancesEOYAmt01602055
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt028177
IRS990/OccupancyGrp/ProgramServicesAmt0112716
IRS990/OccupancyGrp/TotalAmt0140893
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07300
IRS990/OfficeExpensesGrp/ProgramServicesAmt029199
IRS990/OfficeExpensesGrp/TotalAmt036499
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt016346
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt065384
IRS990/OtherEmployeeBenefitsGrp/TotalAmt081730
IRS990/OtherExpensesGrp/Desc0MATERIALS
IRS990/OtherExpensesGrp/Desc1NACHA DUES
IRS990/OtherExpensesGrp/Desc2RULES
IRS990/OtherExpensesGrp/Desc3POSTAGE/PRINTING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt070080
IRS990/OtherExpensesGrp/ProgramServicesAmt082497
IRS990/OtherExpensesGrp/ProgramServicesAmt128021
IRS990/OtherExpensesGrp/ProgramServicesAmt219962
IRS990/OtherExpensesGrp/TotalAmt082497
IRS990/OtherExpensesGrp/TotalAmt170080
IRS990/OtherExpensesGrp/TotalAmt228021
IRS990/OtherExpensesGrp/TotalAmt319962
IRS990/OtherInd0X
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt062912
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0443490
IRS990/OtherSalariesAndWagesGrp/TotalAmt0506402
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt011299
IRS990/PayrollTaxesGrp/ProgramServicesAmt045195
IRS990/PayrollTaxesGrp/TotalAmt056494
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt010391
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt041566
IRS990/PensionPlanContributionsGrp/TotalAmt051957
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0ANNUAL CONFERENCE
IRS990/ProgramServiceRevenueGrp/Desc1COMPLIANCE SERVICES
IRS990/ProgramServiceRevenueGrp/Desc2ON SITE TRAINING
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4SEMINARS & EDUCATION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0138985
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1406880
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt224636
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33275
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4345907
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0138985
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1406880
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt224636
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33275
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4345907
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0891874
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt06693
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0762226
IRS990/PYProgramServiceRevenueAmt0763347
IRS990/PYRevenuesLessExpensesAmt0116113
IRS990/PYSalariesCompEmpBnftPaidAmt0783575
IRS990/PYTotalExpensesAmt01545801
IRS990/PYTotalRevenueAmt01661914
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0153825
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01335353
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01390740
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/ExpensesSubtotalAmt01615351
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt087137
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt051008
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0138145
IRS990ScheduleD/RevenueSubtotalAmt01769176
IRS990ScheduleD/TotalBookValueLandBuildingsAmt087137
IRS990ScheduleD/TotalExpensesPerForm990Amt01615351
IRS990ScheduleD/TotalRevenuePerForm990Amt01769176
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01769176
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01615351
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0166918
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount016000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt026457
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0FRED LAING
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0209375
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0UMACHA IS A TRADE ORGANIZATION FOR THE BANKING INDUSTRY. MEMBERS ARE FINANCIAL INSTITUTIONS WHO USE ELECTRONIC PAYMENT SYSTEMS (ACH, RDC CHECK IMAGING).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED FROM THE MEMBERSHIP WITH EACH MEMBER GETTING ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL GOVERNANCE DECISIONS ARE MADE BY THE BOARD OF DIRECTORS. ANY DECISIONS MADE BY THE EXECUTIVE COMMITTEE ARE APPROVED BY THE BOARD.

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,602,055
Liabilities
$0
Net assets
$1,602,055
Revenue
$1,769,176
Expenses
$1,615,351
Net income
$153,825
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.62$0.16$1.45$2.65$2.68$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.68$0.19$1.48$2.48$2.58$0.11
2022Detailed filing. Detailed filing data is available for this year.$1.80$0.21$1.59$2.34$2.46$0.11
2021Detailed filing. Detailed filing data is available for this year.$1.78$0.08$1.70$2.21$2.22$0.01
2020Detailed filing. Detailed filing data is available for this year.$1.76$0.05$1.71$2.15$1.98$0.17
2019Detailed filing. Detailed filing data is available for this year.$1.57$0.04$1.54$2.17$2.41$0.24
2018Detailed filing. Detailed filing data is available for this year.$1.82$0.05$1.77$2.15$2.24$0.10
2017Detailed filing. Detailed filing data is available for this year.$1.93$0.06$1.87$2.09$2.13$0.04
2016Detailed filing. Detailed filing data is available for this year.$2.01$0.07$1.94$2.13$2.09$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.99$0.06$1.93$2.04$1.92$0.12
2014Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$1.84$1.72$0.12
2013Detailed filing. Detailed filing data is available for this year.$1.60$0.00$1.60$1.77$1.62$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.45$0.00$1.45$1.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.33$0.00$1.33$1.48