Civic Intelligence

North Star Credit Union

990 • Fiscal year 2012 • EIN 41-0789207

Jan 01, 2012 to Dec 31, 2012 • Filed on Apr 25, 2013

24 South River Street55723-1058
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.91x

Higher debt load relative to assets than 79% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

99th percentile

18%

Faster asset growth than 99% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$27,605,783

Up $4,215,482 (+18%) from 2011

Net Assets

Up

$2,479,681

Up $354,280 (+17%) from 2011

Liabilities

Up

$25,126,102

Up $3,861,202 (+18%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,080,319

Down $2,843 (-0.3%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $23,025,639Liabilities 2010: $21,125,603Net Assets 2010: $1,900,0362010Assets 2011: $23,390,301Liabilities 2011: $21,264,900Net Assets 2011: $2,125,4012011Assets 2012: $27,605,783Liabilities 2012: $25,126,102Net Assets 2012: $2,479,6812012Assets 2013: $28,319,954Liabilities 2013: $25,498,219Net Assets 2013: $2,821,7352013Assets 2014: $30,152,823Liabilities 2014: $26,979,512Net Assets 2014: $3,173,3112014Assets 2015: $35,184,098Liabilities 2015: $31,640,101Net Assets 2015: $3,543,9972015Assets 2016: $37,284,331Liabilities 2016: $33,374,618Net Assets 2016: $3,909,7132016Assets 2017: $45,175,698Liabilities 2017: $40,468,429Net Assets 2017: $4,707,2692017Assets 2018: $54,435,415Liabilities 2018: $48,791,223Net Assets 2018: $5,644,1922018Assets 2019: $59,776,837Liabilities 2019: $53,521,962Net Assets 2019: $6,254,8752019Assets 2020: $70,279,609Liabilities 2020: $63,401,036Net Assets 2020: $6,878,5732020Assets 2021: $84,380,411Liabilities 2021: $76,422,652Net Assets 2021: $7,957,7592021Assets 2022: $90,931,796Liabilities 2022: $82,312,935Net Assets 2022: $8,618,8612022Assets 2023: $97,170,448Liabilities 2023: $87,832,606Net Assets 2023: $9,337,8422023Assets 2024: $105,276,923Liabilities 2024: $96,060,382Net Assets 2024: $9,216,5412024

Highlighted filing

2012

Assets$27,605,783
Liabilities$25,126,102
Net Assets$2,479,681

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,044,8112010Expenses 2011: $1,083,1622011Expenses 2012: $1,080,3192012Revenue 2013: $1,483,855Expenses 2013: $1,141,801Net Income 2013: $342,0542013Revenue 2014: $1,528,833Expenses 2014: $1,177,257Net Income 2014: $351,5762014Revenue 2015: $1,808,413Expenses 2015: $1,428,725Net Income 2015: $379,6882015Revenue 2016: $1,984,422Expenses 2016: $1,618,707Net Income 2016: $365,7152016Revenue 2017: $2,234,546Expenses 2017: $2,001,984Net Income 2017: $232,5622017Revenue 2018: $2,858,324Expenses 2018: $2,671,818Net Income 2018: $186,5062018Revenue 2019: $3,388,642Expenses 2019: $2,783,169Net Income 2019: $605,4732019Revenue 2020: $3,725,903Expenses 2020: $3,101,445Net Income 2020: $624,4582020Revenue 2021: $4,205,366Expenses 2021: $3,124,660Net Income 2021: $1,080,7062021Revenue 2022: $4,235,366Expenses 2022: $3,574,264Net Income 2022: $661,1022022Revenue 2023: $5,369,459Expenses 2023: $4,650,478Net Income 2023: $718,9812023Revenue 2024: $5,959,335Expenses 2024: $6,080,636Net Income 2024: -$121,3012024

Highlighted filing

2012

Revenue-
Expenses$1,080,319
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 25, 2013
Return Version
2012v2.0
Gross Receipts
$1,468,599
Mission and Program Overview

Mission

Credit Union The Cook Area Credit Union provides safe, high quality financial services to meet the needs of our communities and member-owners, enhancing their financial education and well-being, while maintaining the strength of the credit union.

Major Activities

Activity 2
Dividens/interest paid on members accounts total of 2856 members, membership program, general/email/other
Activity 3
Cost of annual meeting for 2856 members, mutual memberships, benefit programs
Filing and Contact Details

Filer

EIN
41-0789207
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IRS990ScheduleL/LoanTable/BalanceDue1528036
IRS990ScheduleL/LoanTable/BalanceDue1618070
IRS990ScheduleL/LoanTable/BalanceDue179523
IRS990ScheduleL/LoanTable/BalanceDue1838151
IRS990ScheduleL/LoanTable/BalanceDue1923652
IRS990ScheduleL/LoanTable/BalanceDue207978
IRS990ScheduleL/LoanTable/BalanceDue2111558
IRS990ScheduleL/LoanTable/BalanceDue2215570
IRS990ScheduleL/LoanTable/BalanceDue236653
IRS990ScheduleL/LoanTable/Default00
IRS990ScheduleL/LoanTable/Default10

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$96.1$9.22$5.96$6.08$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.2$87.8$9.34$5.37$4.65$0.72
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.9$82.3$8.62$4.24$3.57$0.66
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$84.4$76.4$7.96$4.21$3.12$1.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.3$63.4$6.88$3.73$3.10$0.62
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.8$53.5$6.25$3.39$2.78$0.61
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.4$48.8$5.64$2.86$2.67$0.19
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.2$40.5$4.71$2.23$2.00$0.23
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.3$33.4$3.91$1.98$1.62$0.37
2015Summary only. Only limited summary data is available for this year.$35.2$31.6$3.54$1.81$1.43$0.38
2014Detailed filing. Detailed filing data is available for this year.$30.2$27.0$3.17$1.53$1.18$0.35
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$28.3$25.5$2.82$1.48$1.14$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.6$25.1$2.48$1.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$21.3$2.13$1.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.0$21.1$1.90$1.04