Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
EIN 41-0537165 • 501(c)15 • Appleton, MN
Profile
The Company provides fire and additional lines insurance coverages to policyholders/members and pays claims on covered policyholder losses
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
69th percentile
Higher net margin than 69% of similar nonprofits.
Top Officer Pay
67th percentile
Higher top officer pay than 67% of similar nonprofits.
Top officer pay equals 17.8% of source-year revenue.
Asset Growth
59th percentile
Faster asset growth than 59% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Using 2023 Form 990 data because the latest 2024 filing does not report standard financial totals.
Assets
Up$1,504,026
Up $115,543 (+8.3%) from 2022
Liabilities
Down$218,068
Down $64,353 (-23%) from 2022
Net Assets
Up$1,285,958
Up $179,896 (+16%) from 2022
Revenue
Up$447,747
Up $18,544 (+4.3%) from 2022
Expenses
Down$267,980
Down $173,354 (-39%) from 2022
Net Income
Up$179,767
Up $191,898 (+1582%) from 2022
Most recent year
2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.
The Company provides fire and additional lines insurance coverages to policyholders/members and pays claims on covered policyholder losses.
The organization writes fire and additional lines of insurance coverages and pays claims on covered policyholder losses per irc section 501c(15).
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $1,118,322 | $1,106,062 | ▼ $12,260 |
| Investments in Publicly Traded Securities | $314,043 | $611,064 | ▲ $297,021 |
| Savings and Temporary Cash Investments | $806,142 | $570,837 | ▼ $235,305 |
| Cash and Non-Interest-Bearing Accounts | $148,537 | $157,982 | ▲ $9,445 |
| Land, Buildings, and Equipment, Net | $29,278 | $36,224 | ▲ $6,946 |
| Pledges and Grants Receivable | $5,677 | $12,376 | ▲ $6,699 |
| Total Assets | $1,303,677 | $1,388,483 | ▲ $84,806 |
| Liabilities | |||
| Deferred Revenue | $163,403 | $148,400 | ▼ $15,003 |
| Accounts Payable and Accrued Expenses | $21,952 | $134,021 | ▲ $112,069 |
| Total Liabilities | $185,355 | $282,421 | ▲ $97,066 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,118,322 | $1,106,062 | ▼ $12,260 |
| Total Liabilities and Net Assets / Fund Balance | $1,303,677 | $1,388,483 | ▲ $84,806 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $33,224 | $14,294 | $47,518 |
| Equipment | - | $21,469 | $21,469 |
| Land | $3,000 | - | $3,000 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Mitchell Gerdes | Manager/trea | FT | $35,790 | $35,790 |
| Richard Ehrenberg | Secretary | - | $1,400 | $1,400 |
| Dan Smith | President | - | $1,250 | $1,250 |
| Galen Gerdes | Director | - | $900 | $900 |
| Jeff Kack | Director | - | $900 | $900 |
| Roger Rheingans | Vice-preside | - | $900 | $900 |
| Line Item | Amount |
|---|---|
| Other Expenses | $134,615 |
| Salaries, Compensation, and Employee Benefits | $68,786 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $237,933 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $41,140 |
| Other Salaries and Wages | - | - | - | $25,080 |
| Office Expenses | - | - | - | $8,119 |
| Fees for Services Accounting | - | - | - | $8,025 |
| Occupancy | - | - | - | $7,493 |
| Insurance | - | - | - | $5,992 |
| Advertising | - | - | - | $3,646 |
| Payroll Taxes | - | - | - | $2,566 |
| Depreciation Depletion | - | - | - | $1,240 |
| Conferences and Meetings | - | - | - | $939 |
| Travel | - | - | - | $608 |
| Other Expenses | - | - | - | $515 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $175 |
| Information Technology | - | - | - | $99 |
| Total Functional Expenses | $0 | $0 | $0 | $441,334 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $441,334 |
| Total Expenses per Audited Statements | $441,334 |
| Total Expenses per Form 990 | $441,334 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Galen gerdes mitchell gerdes director manager father/son”
“The company has policyholders who are also the owners of the company. It is a mutual company.”
“The policyholders/owners elect the board members and officers.”
“The company hires a cpa firm to complete the form 990. When the firm is finished preparing the form, it is reviewed by company management and staff before filing. The form is then filed by company management.”
“The board determines management and staff salaries based on experience and qualifications.”
“Compensation is determined by the number of meetings attended by the board member. The board determines management and staff salaries based on experience and qualifications.”
“Financial and governing documents are available to the public upon request.”
“Change in non-admitted assets -129”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 21952 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 134021 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION WRITES FIRE AND ADDITIONAL LINES OF INSURANCE COVERAGES AND PAYS CLAIMS ON COVERED POLICYHOLDER LOSSES PER IRC SECTION 501C(15). |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3646 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 237933 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MITCHELL GERDES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3202892388 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 36 NORTH MILES STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | APPLETON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 562080092 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 148537 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 157982 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 41140 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 939 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 237933 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 16475 |
| IRS990/CYOtherExpensesAmt | 0 | 134615 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 412728 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -12131 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 68786 |
| IRS990/CYTotalExpensesAmt | 0 | 441334 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 429203 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 163403 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 148400 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1240 |
| IRS990/Desc | 0 | WE HAVE PROVIDED PROPERTY INSURANCE FOR OUR MEMBERS PER SECTION 501(C)(15) NUMBER OF MEMBERS: 468 |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8025 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 175 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MITCHELL GERDES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RICHARD EHRENBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAN SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | GALEN GERDES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JEFF KACK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROGER RHEINGANS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 35790 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 1400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/TREA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE-PRESIDE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1986 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 429203 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 99 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 5992 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 16475 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 16475 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 314043 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 611064 |
| IRS990/IRPDocumentCnt | 0 | 11 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 35763 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 29278 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 36224 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 71987 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE ORGANIZATION WRITES FIRE AND ADDITIONAL LINES OF INSURANCE COVERAGES AND PAYS CLAIMS ON COVERED POLICYHOLDER LOSSES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1118322 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1106062 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 7493 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 8119 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -129 |
| IRS990/OtherExpensesGrp/Desc | 0 | COMMISSIONS |
| IRS990/OtherExpensesGrp/Desc | 1 | DUES & FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | ADJUSTING |
| IRS990/OtherExpensesGrp/Desc | 3 | MAINTENANCE-JANITORIAL |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 76114 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 11285 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10365 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 515 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 25080 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 2566 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 5677 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 12376 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | DAN SMITH |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524126 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PROGRAM SERVICE REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 412728 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 412728 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 74071 |
| IRS990/PYInvestmentIncomeAmt | 0 | 11269 |
| IRS990/PYOtherExpensesAmt | 0 | 125038 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 356963 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 94895 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 74228 |
| IRS990/PYTotalExpensesAmt | 0 | 273337 |
| IRS990/PYTotalRevenueAmt | 0 | 368232 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -12131 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1118322 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1106062 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 806142 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 570837 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 33224 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 14294 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 47518 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 21469 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 21469 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 441334 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3000 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 429203 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 36224 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 441334 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 429203 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 429203 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 441334 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | GALEN GERDES MITCHELL GERDES DIRECTOR MANAGER FATHER/SON |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE COMPANY HAS POLICYHOLDERS WHO ARE ALSO THE OWNERS OF THE COMPANY. IT IS A MUTUAL COMPANY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE POLICYHOLDERS/OWNERS ELECT THE BOARD MEMBERS AND OFFICERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE COMPANY HIRES A CPA FIRM TO COMPLETE THE FORM 990. WHEN THE FIRM IS FINISHED PREPARING THE FORM, IT IS REVIEWED BY COMPANY MANAGEMENT AND STAFF BEFORE FILING. THE FORM IS THEN FILED BY COMPANY MANAGEMENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD DETERMINES MANAGEMENT AND STAFF SALARIES BASED ON EXPERIENCE AND QUALIFICATIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION IS DETERMINED BY THE NUMBER OF MEETINGS ATTENDED BY THE BOARD MEMBER. THE BOARD DETERMINES MANAGEMENT AND STAFF SALARIES BASED ON EXPERIENCE AND QUALIFICATIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL AND GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CHANGE IN NON-ADMITTED ASSETS -129 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | MN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 1303677 |
| IRS990/TotalAssetsEOYAmt | 0 | 1388483 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 1303677 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1388483 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 1 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 441334 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 185355 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 282421 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 185355 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 282421 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1118322 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1106062 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 412728 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 41140 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 16475 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 412728 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 429203 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1303677 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1388483 |
| IRS990/TravelGrp/TotalAmt | 0 | 608 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 36 NORTH MILES STREET |
| IRS990/USAddress/AddressLine2Txt | 0 | PO BOX 92 |
| IRS990/USAddress/CityNm | 0 | APPLETON |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 56208 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAN SMITH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3202892388 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-10-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SHIBLE MUTUAL FIRE INSURANCE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | COMPANY |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SHIB |
| ReturnHeader/Filer/EIN | 0 | 410537165 |
| ReturnHeader/Filer/PhoneNum | 0 | 3202892388 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 36 N MILES ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | APPLETON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 562080092 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470526649 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | DANA F COLE & COMPANY LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 590 SOUTH HIGHWAY 29 SUITE 1 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MONTEVIDEO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 56265 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3202692146 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-10-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES B KNUTSON |
| ReturnHeader/ReturnTs | 0 | 2023-10-30T11:04:58-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | DAN |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | SMITH |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-12-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
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