Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
EIN 20-1095828 • 501(c)15 • Phoenix, AZ
Profile
The company is a risk retention group (rrg) that issues medical professional liability insurance contracts to its member healthcare providers who specialize in geriatric care for home bound patients.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
6th percentile
Higher net margin than 6% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 41.8% of source-year revenue.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
82nd percentile
Faster revenue growth than 82% of similar nonprofits.
Assets
Down$1,506,660
Down $25,761 (-1.7%) from 2023
Liabilities
Up$293,209
Up $43,997 (+18%) from 2023
Net Assets
Down$1,213,451
Down $69,758 (-5.4%) from 2023
Revenue
Up$123,494
Up $41,411 (+50%) from 2023
Expenses
Up$222,128
Up $100,264 (+82%) from 2023
Net Income
Down-$98,634
Down $58,853 (-148%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide affordable medical malpractice insurance to medical professionals that provide home health care to the elderly
To provide affordable medical malpractice insurance to medical professionals that make house calls to elderly patients.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $1,278,334 | $1,207,951 | ▼ $70,383 |
| Investments in Publicly Traded Securities | $856,529 | $888,282 | ▲ $31,753 |
| Cash and Non-Interest-Bearing Accounts | $659,644 | $596,288 | ▼ $63,356 |
| Loans From Officers Directors | $81,700 | $133,300 | ▲ $51,600 |
| Accounts Receivable | $14,438 | $18,947 | ▲ $4,509 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $4,863 | $5,488 | ▲ $625 |
| Prepaid Expenses and Deferred Charges | $1,810 | $3,143 | ▲ $1,333 |
| Cap Stk Tr Prin Current Funds | $12 | $12 | → $0 |
| Total Assets | $1,532,421 | $1,506,660 | ▼ $25,761 |
| Liabilities | |||
| Other Liabilities | $133,906 | $133,906 | → $0 |
| Deferred Revenue | $18,096 | $13,924 | ▼ $4,172 |
| Accounts Payable and Accrued Expenses | $15,510 | $12,079 | ▼ $3,431 |
| Total Liabilities | $249,212 | $293,209 | ▲ $43,997 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,283,209 | $1,213,451 | ▼ $69,758 |
| Total Liabilities and Net Assets / Fund Balance | $1,532,421 | $1,506,660 | ▼ $25,761 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Charles Marlin | President, Treasurer, Dire | PT | $51,600 | $51,600 |
| Maureen Bell | Director | - | $2,975 | $2,975 |
| James Gordon | Assistant Secretary | - | $1,188 | $1,188 |
| Name | Title |
|---|---|
| Tiffany Reo | Director |
| Tom Plamondon | Director |
| Edwin Soler-valcourt Md | Secretary, Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $159,798 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $62,330 |
| Fees for Services Management | - | - | - | $51,600 |
| Fees for Services Legal | - | - | - | $41,867 |
| Fees for Services Accounting | - | - | - | $35,673 |
| Advertising | - | - | - | $6,000 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $4,649 |
| All Other Expenses | - | - | - | $1,207 |
| Other Expenses | - | - | - | $575 |
| Total Functional Expenses | $0 | $0 | $0 | $222,128 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| - | Same President | Management Fees | No | $51,600 |
| - | Same President | Commission | No | $6,454 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $81,700 | $133,300 | ▲ $51,600 |
| Liability | Amount |
|---|---|
| Amounts Withheld or Retained by Company for Account of Others | $133,906 |
“At december 31, 2024, the company's board of directors included five individuals as listed on form 990, part vii, page 7, section a. Charles marlin, edwin soler-valcourt m.d., tiffany reo, and tom plamondon had equal voting rights. Maureen bell was a non-voting resident director.”
“Gpw & associates entered into a management agreement with apirrg in 2010. Gpw provides consulting, licensing, treasury, accounting, and tax services to apirrg including quarterly naic filings with the arizona doi.”
“As an rrg, the company is owned by the member-policyholders. Policyholders are required to purchase voting common stock in the company as part of issuance of the policy.”
“Pursuant to the company's articles and bylaws, directors are elected by the shareholders on an annual basis. Also, all actions taken by the board of directors and officers for the year are ratified by the shareholders at the annual meeting.”
“The form 990 is prepared by gpw and associates, inc. (gpw), the contracted captive manager of the company. Gpw specializes in insurance company accounting and reporting. Financials and tax filings are reviewed and addressed during the annual board meeting.”
“The company is a captive risk retention group regulated by the arizona department of insurance and the national association of insurance commissioners (naic). Financial statements are filed with the state of arizona and the naic on a quarterly and annual basis. Governing documents and conflict of interest statements are also on file with the arizona department of insurance. Information is available to the public through the arizona department of insurance upon request and approval.”
“Addressed under explanation for form 990, part vi, section b, line 12c”
“The company paid $58,054 to interstate healthcare for consulting fees and commissions. Interstate healthcare is the underwriting agency responsible for policies issued by the company that is owned by the company's president charles marlin. (also see schedule l)”
“Effects of policyholder-stockholder additions / cancellations: net effect on capital stock account 1. Net effect on paid-in surplus account 624. Net effect on retained earnings account rounding”
“Stock redemption balances payable to former shareholders $133,906”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 15510 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 12079 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 14438 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 18947 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE AFFORDABLE MEDICAL MALPRACTICE INSURANCE TO MEDICAL PROFESSIONALS THAT MAKE HOUSE CALLS TO ELDERLY PATIENTS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6000 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1207 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 62330 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | GPW AND ASSOCIATES INC |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6022006900 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3101 N CENTRAL AVE SUITE 400 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PHOENIX |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AZ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 85012 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 1 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 12 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 12 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 659644 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 596288 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 1 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 62330 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 50656 |
| IRS990/CYOtherExpensesAmt | 0 | 159798 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 72838 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -98634 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 222128 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 123494 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 18096 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 13924 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 1 |
| IRS990/Desc | 0 | THE COMPANY PROVIDES MEDICAL MALPRACTICE INSURANCE AT REDUCED PREMIUM RATES TO ITS MEMBER POLICYHOLDERS WHO PROVIDE MEDICAL CARE TO GERIATRIC HOME BOUND PATIENTS. THE COMPANY CURRENTLY HAS 12 POLICIES ISSUED THAT COVER PARTICIPATING PHYSICIANS, PHYSICIAN ASSISTANTS AND NURSE PRACTITIONERS. THROUGH PARTICIPATION IN THE RRG, THE HEALTH CARE PROVIDERS ARE ABLE TO KEEP THEIR PREMIUM RATES LOW ENOUGH TO CONTINUE TO SERVE ELDERLY HOME BOUND PATIENTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | SAME |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 221553 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 35673 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 41867 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 51600 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 4649 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.05 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHARLES MARLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | EDWIN SOLER-VALCOURT MD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TIFFANY REO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TOM PLAMONDON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MAUREEN BELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JAMES GORDON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 51600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 2975 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 1188 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT, TREASURER, DIRE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY, DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | ASSISTANT SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 2004 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 2003 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2003 |
| IRS990/GrossReceiptsAmt | 0 | 123494 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 3 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 48653 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 48653 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 856529 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 888282 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | AZ |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 81700 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 133300 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE COMPANY IS A RISK RETENTION GROUP (RRG) THAT ISSUES MEDICAL PROFESSIONAL LIABILITY INSURANCE CONTRACTS TO ITS MEMBER HEALTHCARE PROVIDERS WHO SPECIALIZE IN GERIATRIC CARE FOR HOME BOUND PATIENTS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1283209 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1213451 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2003 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 2003 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 28251 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 625 |
| IRS990/OtherExpensesGrp/Desc | 0 | BOARDS, BUREAUS, AND AS |
| IRS990/OtherExpensesGrp/Desc | 1 | NON-EMPLOYEE AGENT COMM |
| IRS990/OtherExpensesGrp/Desc | 2 | STATE TAXES, LICENSES, |
| IRS990/OtherExpensesGrp/Desc | 3 | PENALTIES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 10000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6454 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1773 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 575 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 133906 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 133906 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 4863 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 5488 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1810 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 3143 |
| IRS990/PrincipalOfficerNm | 0 | CHARLES MARLIN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524126 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CASUALTY INSURANCE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 72838 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 72838 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 25000 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 22781 |
| IRS990/PYOtherExpensesAmt | 0 | 96864 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 59302 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -39781 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/PYTotalExpensesAmt | 0 | 121864 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 82083 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -98634 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 123494 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1278334 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1207951 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 133906 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | AMOUNTS WITHHELD OR RETAINED BY COMPANY FOR ACCOUNT OF OTHERS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | STOCK REDEMPTION BALANCES PAYABLE TO FORMER SHAREHOLDERS $133,906 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-SCHEDULE D, PART X - OTHER LIABILITIES, LINE 2 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 133906 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | IN 2024, JAMES GORDON WAS AN OFFICER AND MAUREEN BELL WAS A DIRECTOR OF ADVANCED PROVIDERS INSURANCE RISK RETENTION GROUP. APIRRG DOES NOT DIRECTLY COMPENSATE JAMES AND MAUREEN FOR THEIR TIME. RATHER, GPW & ASSOCIATES, INC. COMPENSATES JAMES AND MAUREEN FOR THEIR TIME SPENT PERFORMING SERVICES FOR APIRRG. JAMES & MAUREEN WERE EMPLOYEES OF GPW & ASSOCIATES, INC., AN UNRELATED ORGANIZATION WITH A SERVICE AGREEMENT WITH APIRRG TO PERFORM ACCOUNTING, TAX, AND LIMITED TREASURY SERVICES. GPW INVOICED APIRRG FOR JAMES AND MAUREEN'S TIME. APIRRG HAS MAINTAINED A SERVICE AGREEMENT WITH GPW SINCE 2011. IN 2024, GPW INVOICED APIRRG FOR JAMES' TIME AND FOR MAUREEN'S TIME. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VII, SECTION A, LINE 5 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt | 0 | INTERSTATE HEALTHCARE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt | 1 | INTERSTATE HEALTHCARE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | SAME PRESIDENT |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 1 | SAME PRESIDENT |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 1 | 0 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 0 | 51600 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 1 | 6454 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | MANAGEMENT FEES |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 1 | COMMISSION |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 133300 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt | 0 | INTERSTATE HEALTHCARE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MANAGEMENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 91437 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRESIDENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | 0 |
| IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt | 0 | INTERSTATE HEALTHCARE PROVIDES POLICY ISSUANCE AND UNDERWRITING SERVICES FOR THE COMPANY. CHARLES MARLIN IS THE PRESIDENT AND OWNER OF INTERSTATE HEALTHCARE. THE STOCKHOLDERS OF THE COMPANY ELECTED MR. MARLIN TO THE BOARD OF DIRECTORS AND THE BOARD OF DIRECTORS SUBSEQUENTLY ELECTED MR. MARLIN PRESIDENT DUE TO HIS VAST EXPERIENCE IN THE INSURANCE INDUSTRY. |
| IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, SCHEDULE L, PART IV, LINES 1&2 |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 133300 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AT DECEMBER 31, 2024, THE COMPANY'S BOARD OF DIRECTORS INCLUDED FIVE INDIVIDUALS AS LISTED ON FORM 990, PART VII, PAGE 7, SECTION A. CHARLES MARLIN, EDWIN SOLER-VALCOURT M.D., TIFFANY REO, AND TOM PLAMONDON HAD EQUAL VOTING RIGHTS. MAUREEN BELL WAS A NON-VOTING RESIDENT DIRECTOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | GPW & ASSOCIATES ENTERED INTO A MANAGEMENT AGREEMENT WITH APIRRG IN 2010. GPW PROVIDES CONSULTING, LICENSING, TREASURY, ACCOUNTING, AND TAX SERVICES TO APIRRG INCLUDING QUARTERLY NAIC FILINGS WITH THE ARIZONA DOI. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | AS AN RRG, THE COMPANY IS OWNED BY THE MEMBER-POLICYHOLDERS. POLICYHOLDERS ARE REQUIRED TO PURCHASE VOTING COMMON STOCK IN THE COMPANY AS PART OF ISSUANCE OF THE POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PURSUANT TO THE COMPANY'S ARTICLES AND BYLAWS, DIRECTORS ARE ELECTED BY THE SHAREHOLDERS ON AN ANNUAL BASIS. ALSO, ALL ACTIONS TAKEN BY THE BOARD OF DIRECTORS AND OFFICERS FOR THE YEAR ARE RATIFIED BY THE SHAREHOLDERS AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE FORM 990 IS PREPARED BY GPW AND ASSOCIATES, INC. (GPW), THE CONTRACTED CAPTIVE MANAGER OF THE COMPANY. GPW SPECIALIZES IN INSURANCE COMPANY ACCOUNTING AND REPORTING. FINANCIALS AND TAX FILINGS ARE REVIEWED AND ADDRESSED DURING THE ANNUAL BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPANY IS A CAPTIVE RISK RETENTION GROUP REGULATED BY THE ARIZONA DEPARTMENT OF INSURANCE AND THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC). FINANCIAL STATEMENTS ARE FILED WITH THE STATE OF ARIZONA AND THE NAIC ON A QUARTERLY AND ANNUAL BASIS. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST STATEMENTS ARE ALSO ON FILE WITH THE ARIZONA DEPARTMENT OF INSURANCE. INFORMATION IS AVAILABLE TO THE PUBLIC THROUGH THE ARIZONA DEPARTMENT OF INSURANCE UPON REQUEST AND APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | ADDRESSED UNDER EXPLANATION FOR FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE COMPANY PAID $58,054 TO INTERSTATE HEALTHCARE FOR CONSULTING FEES AND COMMISSIONS. INTERSTATE HEALTHCARE IS THE UNDERWRITING AGENCY RESPONSIBLE FOR POLICIES ISSUED BY THE COMPANY THAT IS OWNED BY THE COMPANY'S PRESIDENT CHARLES MARLIN. (ALSO SEE SCHEDULE L) |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | EFFECTS OF POLICYHOLDER-STOCKHOLDER ADDITIONS / CANCELLATIONS: NET EFFECT ON CAPITAL STOCK ACCOUNT 1. NET EFFECT ON PAID-IN SURPLUS ACCOUNT 624. NET EFFECT ON RETAINED EARNINGS ACCOUNT ROUNDING |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 1A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART VII, SECTION A, LINE 1A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 1506660 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1506660 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 222128 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 249212 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 293209 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 249212 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 293209 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1213451 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 221553 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 72838 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 55763 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
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| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 123494 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1532421 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1506660 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3101 N CENTRAL AVE 400 |
| IRS990/USAddress/CityNm | 0 | PHOENIX |
| IRS990/USAddress/StateAbbreviationCd | 0 | AZ |
| IRS990/USAddress/ZIPCd | 0 | 85012 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 3 |
| IRS990/WebsiteAddressTxt | 0 | WWW.APIRRG.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHARLES MARLIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6022006900 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-12-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ADVANCED PROVIDERS INSURANCE RISK |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | RETENTION GROUP INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ADVA |
| ReturnHeader/Filer/EIN | 0 | 201095828 |
| ReturnHeader/Filer/PhoneNum | 0 | 6022006900 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3101 N CENTRAL AVE 400 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | PHOENIX |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AZ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 85012 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 860918908 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GPW AND ASSOCIATES INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3101 N CENTRAL AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PHOENIX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | AZ |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 850122749 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6022006900 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-12-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MAUREEN BELL |
| ReturnHeader/ReturnTs | 0 | 2025-12-09T17:10:33-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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