Civic Intelligence

Advanced Providers Insurance Risk Retention Group Inc

EIN 20-1095828 • 501(c)15 • Phoenix, AZ

Profile

The company is a risk retention group (rrg) that issues medical professional liability insurance contracts to its member healthcare providers who specialize in geriatric care for home bound patients.

3101 N Central Ave 400Phoenix, AZ 85012

www.apirrg.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.19x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)15 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

2.37x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)15 • $1M-$5M nonprofits • Source year 2024

Net Margin

6th percentile

-80%

Higher net margin than 6% of similar nonprofits.

501(c)15 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

88th percentile

$51,600

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 41.8% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

27th percentile

-1.7%

Faster asset growth than 27% of similar nonprofits.

501(c)15 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

82nd percentile

50%

Faster revenue growth than 82% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$1,506,660

Down $25,761 (-1.7%) from 2023

Liabilities

Up

$293,209

Up $43,997 (+18%) from 2023

Net Assets

Down

$1,213,451

Down $69,758 (-5.4%) from 2023

Revenue

Up

$123,494

Up $41,411 (+50%) from 2023

Expenses

Up

$222,128

Up $100,264 (+82%) from 2023

Net Income

Down

-$98,634

Down $58,853 (-148%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,389,967Liabilities 2011: $19,671Net Assets 2011: $1,370,2962011Assets 2012: $1,594,581Liabilities 2012: $15,195Net Assets 2012: $1,579,3862012Assets 2013: $1,738,707Liabilities 2013: $206,403Net Assets 2013: $1,532,3042013Assets 2014: $1,859,727Liabilities 2014: $164,982Net Assets 2014: $1,694,7452014Assets 2015: $1,500,679Liabilities 2015: $200,095Net Assets 2015: $1,300,5842015Assets 2016: $1,478,868Liabilities 2016: $76,632Net Assets 2016: $1,402,2362016Assets 2017: $1,513,440Liabilities 2017: $78,071Net Assets 2017: $1,435,3692017Assets 2018: $1,512,056Liabilities 2018: $60,788Net Assets 2018: $1,451,2682018Assets 2019: $1,571,511Liabilities 2019: $49,558Net Assets 2019: $1,521,9532019Assets 2020: $1,685,315Liabilities 2020: $322,632Net Assets 2020: $1,362,6832020Assets 2021: $1,682,938Liabilities 2021: $258,306Net Assets 2021: $1,424,6322021Assets 2022: $1,626,164Liabilities 2022: $258,441Net Assets 2022: $1,367,7232022Assets 2023: $1,532,421Liabilities 2023: $249,212Net Assets 2023: $1,283,2092023Assets 2024: $1,506,660Liabilities 2024: $293,209Net Assets 2024: $1,213,4512024

Highlighted filing

2024

Assets$1,506,660
Liabilities$293,209
Net Assets$1,213,451

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $401,496Expenses 2011: $80,863Net Income 2011: $320,6332011Revenue 2012: $438,416Expenses 2012: $88,216Net Income 2012: $350,2002012Revenue 2013: $246,552Expenses 2013: $326,890Net Income 2013: -$80,3382013Revenue 2014: $261,879Expenses 2014: $82,376Net Income 2014: $179,5032014Revenue 2015: $237,163Expenses 2015: $295,410Net Income 2015: -$58,2472015Revenue 2016: -$24,248Expenses 2016: $96,358Net Income 2016: -$120,6062016Revenue 2017: $176,939Expenses 2017: $122,863Net Income 2017: $54,0762017Revenue 2018: $172,954Expenses 2018: $116,225Net Income 2018: $56,7292018Revenue 2019: $165,854Expenses 2019: $132,429Net Income 2019: $33,4252019Revenue 2020: $149,080Expenses 2020: $210,576Net Income 2020: -$61,4962020Revenue 2021: $106,563Expenses 2021: $83,828Net Income 2021: $22,7352021Revenue 2022: $113,021Expenses 2022: $121,491Net Income 2022: -$8,4702022Revenue 2023: $82,083Expenses 2023: $121,864Net Income 2023: -$39,7812023Revenue 2024: $123,494Expenses 2024: $222,128Net Income 2024: -$98,6342024

Highlighted filing

2024

Revenue$123,494
Expenses$222,128
Net Income-$98,634

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.51$0.29$1.21$0.12$0.22$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.53$0.25$1.28$0.08$0.12$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.63$0.26$1.37$0.11$0.12$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.68$0.26$1.42$0.11$0.08$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$0.32$1.36$0.15$0.21$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$0.05$1.52$0.17$0.13$0.03
2018Summary only. Only limited summary data is available for this year.$1.51$0.06$1.45$0.17$0.12$0.06
2017Summary only. Only limited summary data is available for this year.$1.51$0.08$1.44$0.18$0.12$0.05
2016Summary only. Only limited summary data is available for this year.$1.48$0.08$1.40$0.02$0.10$0.12
2015Summary only. Only limited summary data is available for this year.$1.50$0.20$1.30$0.24$0.30$0.06
2014Summary only. Only limited summary data is available for this year.$1.86$0.16$1.69$0.26$0.08$0.18
2013Summary only. Only limited summary data is available for this year.$1.74$0.21$1.53$0.25$0.33$0.08
2012Summary only. Only limited summary data is available for this year.$1.59$0.02$1.58$0.44$0.09$0.35
2011Summary only. Only limited summary data is available for this year.$1.39$0.02$1.37$0.40$0.08$0.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Dec 8, 2025
Return Version
2024v5.2
Gross Receipts
$123,494
Mission and Program Overview

Mission

To provide affordable medical malpractice insurance to medical professionals that provide home health care to the elderly

To provide affordable medical malpractice insurance to medical professionals that make house calls to elderly patients.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,278,334$1,207,951▼ $70,383
Investments in Publicly Traded Securities$856,529$888,282▲ $31,753
Cash and Non-Interest-Bearing Accounts$659,644$596,288▼ $63,356
Loans From Officers Directors$81,700$133,300▲ $51,600
Accounts Receivable$14,438$18,947▲ $4,509
Pd in Cap Srpls Land Bldg Eqp Fund$4,863$5,488▲ $625
Prepaid Expenses and Deferred Charges$1,810$3,143▲ $1,333
Cap Stk Tr Prin Current Funds$12$12→ $0
Total Assets$1,532,421$1,506,660▼ $25,761
Liabilities
Other Liabilities$133,906$133,906→ $0
Deferred Revenue$18,096$13,924▼ $4,172
Accounts Payable and Accrued Expenses$15,510$12,079▼ $3,431
Total Liabilities$249,212$293,209▲ $43,997
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,283,209$1,213,451▼ $69,758
Total Liabilities and Net Assets / Fund Balance$1,532,421$1,506,660▼ $25,761
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Charles MarlinPresident, Treasurer, DirePT$51,600$51,600
Maureen BellDirector-$2,975$2,975
James GordonAssistant Secretary-$1,188$1,188

Board Members and Trustees

NameTitle
Tiffany ReoDirector
Tom PlamondonDirector
Edwin Soler-valcourt MdSecretary, Director
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$72,838
Investment Income
$50,656
Other Revenue
$0
Change in Net Assets
$-98,634
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$159,798
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$62,330
Fees for Services Management---$51,600
Fees for Services Legal---$41,867
Fees for Services Accounting---$35,673
Advertising---$6,000
Fees for Service Investment Mgmnt Fees---$4,649
All Other Expenses---$1,207
Other Expenses---$575
Total Functional Expenses$0$0$0$222,128
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Same PresidentManagement FeesNo$51,600
-Same PresidentCommissionNo$6,454

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$81,700$133,300▲ $51,600
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Amounts Withheld or Retained by Company for Account of Others$133,906
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
Yes
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 1A

At december 31, 2024, the company's board of directors included five individuals as listed on form 990, part vii, page 7, section a. Charles marlin, edwin soler-valcourt m.d., tiffany reo, and tom plamondon had equal voting rights. Maureen bell was a non-voting resident director.

Form 990, Part VI, Section A, Line 3

Gpw & associates entered into a management agreement with apirrg in 2010. Gpw provides consulting, licensing, treasury, accounting, and tax services to apirrg including quarterly naic filings with the arizona doi.

Form 990, Part VI, Section A, Line 6

As an rrg, the company is owned by the member-policyholders. Policyholders are required to purchase voting common stock in the company as part of issuance of the policy.

Form 990, Part VI, Section A, Line 7A

Pursuant to the company's articles and bylaws, directors are elected by the shareholders on an annual basis. Also, all actions taken by the board of directors and officers for the year are ratified by the shareholders at the annual meeting.

Form 990, Part VI, Section B, Line 11B

The form 990 is prepared by gpw and associates, inc. (gpw), the contracted captive manager of the company. Gpw specializes in insurance company accounting and reporting. Financials and tax filings are reviewed and addressed during the annual board meeting.

Form 990, Part VI, Section B, Line 12C

The company is a captive risk retention group regulated by the arizona department of insurance and the national association of insurance commissioners (naic). Financial statements are filed with the state of arizona and the naic on a quarterly and annual basis. Governing documents and conflict of interest statements are also on file with the arizona department of insurance. Information is available to the public through the arizona department of insurance upon request and approval.

Form 990, Part VI, Section C, Line 19

Addressed under explanation for form 990, part vi, section b, line 12c

Form 990, Part VII, Section A, Line 1A

The company paid $58,054 to interstate healthcare for consulting fees and commissions. Interstate healthcare is the underwriting agency responsible for policies issued by the company that is owned by the company's president charles marlin. (also see schedule l)

Filing and Contact Details

Filer

Filer Name
Advanced Providers Insurance Risk
EIN
20-1095828
Phone
6022006900
Address
3101 N CENTRAL AVE 400, PHOENIX, AZ 85012
Doing Business As
Same

Signing Officer

Name
Charles Marlin
Title
President
Phone
6022006900
Signed
2025-12-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charles Marlin
Formed
2004
Legal Domicile
Az
Voting Board Members
5
Independent Board Members
3
Employees
0
Volunteers
0

Preparer

Firm
Gpw and Associates Inc
Address
3101 N CENTRAL AVE, PHOENIX, AZ 85012-2749
Preparer
Maureen Bell
Phone
6022006900
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Effects of policyholder-stockholder additions / cancellations: net effect on capital stock account 1. Net effect on paid-in surplus account 624. Net effect on retained earnings account rounding

Financial Statement Notes

Form 990-schedule D, Part X - Other Liabilities, Line 2

Stock redemption balances payable to former shareholders $133,906

Raw XML Appendix351 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015510
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt012079
IRS990/AccountsReceivableGrp/BOYAmt014438
IRS990/AccountsReceivableGrp/EOYAmt018947
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE AFFORDABLE MEDICAL MALPRACTICE INSURANCE TO MEDICAL PROFESSIONALS THAT MAKE HOUSE CALLS TO ELDERLY PATIENTS.
IRS990/AdvertisingGrp/TotalAmt06000
IRS990/AllOtherExpensesGrp/TotalAmt01207
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BenefitsToMembersGrp/TotalAmt062330
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0GPW AND ASSOCIATES INC
IRS990/BooksInCareOfDetail/PhoneNum06022006900
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03101 N CENTRAL AVE SUITE 400
IRS990/BooksInCareOfDetail/USAddress/CityNm0PHOENIX
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd085012
IRS990/BusinessRlnWith35CtrlEntInd01
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IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt012
IRS990/CashNonInterestBearingGrp/BOYAmt0659644
IRS990/CashNonInterestBearingGrp/EOYAmt0596288
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd01
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
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IRS990/DeferredRevenueGrp/BOYAmt018096
IRS990/DeferredRevenueGrp/EOYAmt013924
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0THE COMPANY PROVIDES MEDICAL MALPRACTICE INSURANCE AT REDUCED PREMIUM RATES TO ITS MEMBER POLICYHOLDERS WHO PROVIDE MEDICAL CARE TO GERIATRIC HOME BOUND PATIENTS. THE COMPANY CURRENTLY HAS 12 POLICIES ISSUED THAT COVER PARTICIPATING PHYSICIANS, PHYSICIAN ASSISTANTS AND NURSE PRACTITIONERS. THROUGH PARTICIPATION IN THE RRG, THE HEALTH CARE PROVIDERS ARE ABLE TO KEEP THEIR PREMIUM RATES LOW ENOUGH TO CONTINUE TO SERVE ELDERLY HOME BOUND PATIENTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/DonorRstrOrQuasiEndowmentsInd00
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IRS990/EmployeeCnt00
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IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0CHARLES MARLIN
IRS990/Form990PartVIISectionAGrp/PersonNm1EDWIN SOLER-VALCOURT MD
IRS990/Form990PartVIISectionAGrp/PersonNm2TIFFANY REO
IRS990/Form990PartVIISectionAGrp/PersonNm3TOM PLAMONDON
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IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES GORDON
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT, TREASURER, DIRE
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY, DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
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IRS990/OtherExpensesGrp/Desc0BOARDS, BUREAUS, AND AS
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IRS990/OtherExpensesGrp/Desc2STATE TAXES, LICENSES,
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IRS990/ProfessionalFundraisingInd00
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IRS990/PYProgramServiceRevenueAmt059302
IRS990/PYRevenuesLessExpensesAmt0-39781
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0121864
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt082083
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-98634
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0123494
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01278334
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01207951
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0133906
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0AMOUNTS WITHHELD OR RETAINED BY COMPANY FOR ACCOUNT OF OTHERS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0STOCK REDEMPTION BALANCES PAYABLE TO FORMER SHAREHOLDERS $133,906
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-SCHEDULE D, PART X - OTHER LIABILITIES, LINE 2
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt0133906
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0IN 2024, JAMES GORDON WAS AN OFFICER AND MAUREEN BELL WAS A DIRECTOR OF ADVANCED PROVIDERS INSURANCE RISK RETENTION GROUP. APIRRG DOES NOT DIRECTLY COMPENSATE JAMES AND MAUREEN FOR THEIR TIME. RATHER, GPW & ASSOCIATES, INC. COMPENSATES JAMES AND MAUREEN FOR THEIR TIME SPENT PERFORMING SERVICES FOR APIRRG. JAMES & MAUREEN WERE EMPLOYEES OF GPW & ASSOCIATES, INC., AN UNRELATED ORGANIZATION WITH A SERVICE AGREEMENT WITH APIRRG TO PERFORM ACCOUNTING, TAX, AND LIMITED TREASURY SERVICES. GPW INVOICED APIRRG FOR JAMES AND MAUREEN'S TIME. APIRRG HAS MAINTAINED A SERVICE AGREEMENT WITH GPW SINCE 2011. IN 2024, GPW INVOICED APIRRG FOR JAMES' TIME AND FOR MAUREEN'S TIME.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VII, SECTION A, LINE 5
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0INTERSTATE HEALTHCARE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt1INTERSTATE HEALTHCARE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SAME PRESIDENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1SAME PRESIDENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt051600
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt16454
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0MANAGEMENT FEES
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1COMMISSION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0133300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BusinessName/BusinessNameLine1Txt0INTERSTATE HEALTHCARE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0MANAGEMENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt091437
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd00
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0INTERSTATE HEALTHCARE PROVIDES POLICY ISSUANCE AND UNDERWRITING SERVICES FOR THE COMPANY. CHARLES MARLIN IS THE PRESIDENT AND OWNER OF INTERSTATE HEALTHCARE. THE STOCKHOLDERS OF THE COMPANY ELECTED MR. MARLIN TO THE BOARD OF DIRECTORS AND THE BOARD OF DIRECTORS SUBSEQUENTLY ELECTED MR. MARLIN PRESIDENT DUE TO HIS VAST EXPERIENCE IN THE INSURANCE INDUSTRY.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, SCHEDULE L, PART IV, LINES 1&2
IRS990ScheduleL/TotalBalanceDueAmt0133300
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AT DECEMBER 31, 2024, THE COMPANY'S BOARD OF DIRECTORS INCLUDED FIVE INDIVIDUALS AS LISTED ON FORM 990, PART VII, PAGE 7, SECTION A. CHARLES MARLIN, EDWIN SOLER-VALCOURT M.D., TIFFANY REO, AND TOM PLAMONDON HAD EQUAL VOTING RIGHTS. MAUREEN BELL WAS A NON-VOTING RESIDENT DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GPW & ASSOCIATES ENTERED INTO A MANAGEMENT AGREEMENT WITH APIRRG IN 2010. GPW PROVIDES CONSULTING, LICENSING, TREASURY, ACCOUNTING, AND TAX SERVICES TO APIRRG INCLUDING QUARTERLY NAIC FILINGS WITH THE ARIZONA DOI.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AS AN RRG, THE COMPANY IS OWNED BY THE MEMBER-POLICYHOLDERS. POLICYHOLDERS ARE REQUIRED TO PURCHASE VOTING COMMON STOCK IN THE COMPANY AS PART OF ISSUANCE OF THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PURSUANT TO THE COMPANY'S ARTICLES AND BYLAWS, DIRECTORS ARE ELECTED BY THE SHAREHOLDERS ON AN ANNUAL BASIS. ALSO, ALL ACTIONS TAKEN BY THE BOARD OF DIRECTORS AND OFFICERS FOR THE YEAR ARE RATIFIED BY THE SHAREHOLDERS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS PREPARED BY GPW AND ASSOCIATES, INC. (GPW), THE CONTRACTED CAPTIVE MANAGER OF THE COMPANY. GPW SPECIALIZES IN INSURANCE COMPANY ACCOUNTING AND REPORTING. FINANCIALS AND TAX FILINGS ARE REVIEWED AND ADDRESSED DURING THE ANNUAL BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPANY IS A CAPTIVE RISK RETENTION GROUP REGULATED BY THE ARIZONA DEPARTMENT OF INSURANCE AND THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC). FINANCIAL STATEMENTS ARE FILED WITH THE STATE OF ARIZONA AND THE NAIC ON A QUARTERLY AND ANNUAL BASIS. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST STATEMENTS ARE ALSO ON FILE WITH THE ARIZONA DEPARTMENT OF INSURANCE. INFORMATION IS AVAILABLE TO THE PUBLIC THROUGH THE ARIZONA DEPARTMENT OF INSURANCE UPON REQUEST AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ADDRESSED UNDER EXPLANATION FOR FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE COMPANY PAID $58,054 TO INTERSTATE HEALTHCARE FOR CONSULTING FEES AND COMMISSIONS. INTERSTATE HEALTHCARE IS THE UNDERWRITING AGENCY RESPONSIBLE FOR POLICIES ISSUED BY THE COMPANY THAT IS OWNED BY THE COMPANY'S PRESIDENT CHARLES MARLIN. (ALSO SEE SCHEDULE L)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8EFFECTS OF POLICYHOLDER-STOCKHOLDER ADDITIONS / CANCELLATIONS: NET EFFECT ON CAPITAL STOCK ACCOUNT 1. NET EFFECT ON PAID-IN SURPLUS ACCOUNT 624. NET EFFECT ON RETAINED EARNINGS ACCOUNT ROUNDING
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 1A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VII, SECTION A, LINE 1A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01532421
IRS990/TotalAssetsEOYAmt01506660
IRS990/TotalAssetsGrp/BOYAmt01532421
IRS990/TotalAssetsGrp/EOYAmt01506660
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0222128
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0249212
IRS990/TotalLiabilitiesEOYAmt0293209
IRS990/TotalLiabilitiesGrp/BOYAmt0249212
IRS990/TotalLiabilitiesGrp/EOYAmt0293209
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01283209
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01213451
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0221553
IRS990/TotalProgramServiceRevenueAmt072838
IRS990/TotalReportableCompFromOrgAmt055763
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0123494
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0123494
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01532421
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01506660
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03101 N CENTRAL AVE 400
IRS990/USAddress/CityNm0PHOENIX
IRS990/USAddress/StateAbbreviationCd0AZ
IRS990/USAddress/ZIPCd085012
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0WWW.APIRRG.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES MARLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06022006900
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ADVANCED PROVIDERS INSURANCE RISK
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0RETENTION GROUP INC
ReturnHeader/Filer/BusinessNameControlTxt0ADVA
ReturnHeader/Filer/EIN0201095828
ReturnHeader/Filer/PhoneNum06022006900
ReturnHeader/Filer/USAddress/AddressLine1Txt03101 N CENTRAL AVE 400
ReturnHeader/Filer/USAddress/CityNm0PHOENIX
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AZ
ReturnHeader/Filer/USAddress/ZIPCd085012
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0860918908
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GPW AND ASSOCIATES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03101 N CENTRAL AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PHOENIX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AZ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0850122749
ReturnHeader/PreparerPersonGrp/PhoneNum06022006900
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MAUREEN BELL
ReturnHeader/ReturnTs02025-12-09T17:10:33-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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