Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Star Choice Credit Union
990 • Fiscal year 2015 • EIN 41-0415875
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
41st percentile
Higher debt load relative to revenue than 41% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 5.6% of source-year revenue.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Balance Sheet
Assets
Up$49,187,651
Up $2,058,222 (+4.4%) from 2014
Net Assets
Up$4,278,255
Up $121,191 (+2.9%) from 2014
Liabilities
Up$44,909,396
Up $1,937,031 (+4.5%) from 2014
Revenue And Expenses
Revenue
Down$2,360,340
Down $73,829 (-3.0%) from 2014
Expenses
Down$2,239,149
Down $109,381 (-4.7%) from 2014
Net Income
Up$121,191
Up $35,552 (+42%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2015 to Dec 31, 2015
- Signed
- May 3, 2016
- Return Version
- 2015v2.1
- Gross Receipts
- $2,539,420
Mission and Program Overview
Mission
To conduct the ordinary and necessary business of a credit union involving the receiving of savings of members and lending money to members for provident purposes.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $39,378,240 | $40,784,334 | ▲ $1,406,094 |
| Savings and Temporary Cash Investments | $3,574,403 | $4,416,332 | ▲ $841,929 |
| Rtn Earn Endowment Incm Other Fnds | $4,157,064 | $4,278,255 | ▲ $121,191 |
| Land, Buildings, and Equipment, Net | $2,434,430 | $2,446,187 | ▲ $11,757 |
| Investments Program Related | $433,281 | $433,281 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $400,555 | $387,207 | ▼ $13,348 |
| Prepaid Expenses and Deferred Charges | $80,653 | $152,780 | ▲ $72,127 |
| Accounts Receivable | $13,642 | $13,104 | ▼ $538 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $47,129,429 | $49,187,651 | ▲ $2,058,222 |
| Other Assets Total | $814,225 | $554,426 | ▼ $259,799 |
| Liabilities | |||
| Other Liabilities | $42,773,958 | $44,676,472 | ▲ $1,902,514 |
| Accounts Payable and Accrued Expenses | $194,901 | $231,149 | ▲ $36,248 |
| Escrow Account Liability | $3,506 | $1,775 | ▼ $1,731 |
| Total Liabilities | $42,972,365 | $44,909,396 | ▲ $1,937,031 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,157,064 | $4,278,255 | ▲ $121,191 |
| Total Liabilities and Net Assets / Fund Balance | $47,129,429 | $49,187,651 | ▲ $2,058,222 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,261,427 | $363,434 | $1,624,861 |
| Land | $982,517 | - | $982,517 |
| Equipment | $202,243 | $199,658 | $401,901 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Daniel Christiansen | President | FT | $123,488 | $9,254 | $132,742 |
| Scott Olson | Vice President | FT | $82,499 | $13,500 | $95,999 |
| Greg Jorgensen | CFO | FT | $57,786 | $17,150 | $74,936 |
| Dan Ganley | Board Member | - | $480 | - | $480 |
| Keith Huso | Board Member | - | $480 | - | $480 |
| LIAM O'DEA | Board Member | - | $480 | - | $480 |
| Lindsey Erichsen | Board Member | - | $480 | - | $480 |
| Lynn Lettow | Vice Chair | - | $480 | - | $480 |
| Mary St Mary | Board Member | - | $480 | - | $480 |
| Mike Felien | Chair | - | $480 | - | $480 |
| Teresa Cornellison | Secretary | - | $480 | - | $480 |
| Vanessa Wilson | Board Member | - | $480 | - | $480 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $2,401,631
- Investment Income
- $-41,291
- Other Revenue
- $0
- Change in Net Assets
- $121,191
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,362,600 |
| Salaries, Compensation, and Employee Benefits | $826,897 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $389,165 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $307,997 |
| Information Technology | - | - | - | $184,643 |
| Office Expenses | - | - | - | $118,960 |
| Depreciation Depletion | - | - | - | $98,028 |
| Occupancy | - | - | - | $84,833 |
| Other Employee Benefits | - | - | - | $52,518 |
| Payroll Taxes | - | - | - | $51,865 |
| Benefits to Members | - | - | - | $49,652 |
| Advertising | - | - | - | $41,991 |
| Other Expenses | - | - | - | $27,945 |
| Travel | - | - | - | $27,115 |
| Pension Plan Contributions | - | - | - | $25,352 |
| All Other Expenses | - | - | - | $15,021 |
| Fees for Services Legal | - | - | - | $2,682 |
| Interest | - | - | - | $759 |
| Total Functional Expenses | $0 | $0 | $0 | $2,239,149 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Regular Shares | $16,057,599 |
| Share Drafts | $12,882,206 |
| Money Market Shares | $5,896,509 |
| Share Certificates | $5,555,281 |
| Ira/keogh Accounts | $2,686,107 |
| Other Shares | $1,598,770 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The credit union is comprised of a single class of approximately 6,116 member-owners, each of which has equal rights in ownership, governance and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors”
Form 990, Part VI, Section A, Line 7A
“The member-owners of the credit union have the authority to elect the members of the board of directors and supervisory committee for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of the membership to evaluate the issue and vote to either dismiss or reinstate the board member.”
Form 990, Part VI, Section A, Line 7B
“Any changes to bylaws require approval by membership.”
Form 990, Part VI, Section B, Line 11
“Prior to being filed with the irs, a copy of the irs form 990 and related schedules are reviewed by the president/ceo. Upon completion of the president's review, the forms are reviewed and voted on at the next board meeting.”
Form 990, Part VI, Section B, Line 12C
“Board members and officers annually complete a survey related to loans, business relationships, and family members that could, or do, create a conflict of interest.”
Form 990, Part VI, Section B, Line 15A
“The process used to set the ceo's annual salary is based on a comparison to comparable sized credit unions through use of cuna's annual compensation survey. The process is performed by a subcommittee of the board.”
Form 990, Part VI, Section C, Line 19
“The credit union's financial statements are made available to the public through posting on the ncua website. In addition, these documents are posted in the lobby of the credit union.”
Filing and Contact Details
Filer
- Filer Name
- Star Choice Credit Union
- EIN
- 41-0415875
- Phone
- 6126987233
- Address
- 10750 FRANCE AVENUE SOUTH, BLOOMINGTON, MN 55431
Signing Officer
- Name
- Daniel Christiansen
- Title
- President
- Phone
- 6126987233
- Signed
- 2016-05-03
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Daniel Christiansen
- Formed
- 1931
- Legal Domicile
- Mn
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 18
- Volunteers
- 0
Preparer
- Firm
- Cliftonlarsonallen Llp
- Address
- PO BOX 217, AUSTIN, MN 55912
- Preparer
- Tanya Medgaarden
- Phone
- 5074347000
Supplemental Narrative
Additional Explanations
FORM 990, PART XII, LINE 2A AND 2B:
“As allowed by state regulatory authorities, the audit is done as of june 30. The reporting period for the audit, therefore, does not match the reporting period for the 990.”
FORM 990, PART XII, LINE 2C:
“The supervisory committee oversees the audit and the selection of an independent accountant.”
Financial Statement Notes
PART IV, LINE 2B:
“The credit union services mortgage loans. Custodial escrow balances are maintained in connection with these loans.”
PART X, LINE 2:
“Part x: as allowed by state regulatory authorities, the audit is done as of june 30. The reporting period for the audit, therefore, does not match the reporting period for the 990. Per footnote 1 in the credit union's june 30, 2015 financial statements, the credit union is exempt, under irc 501 (c) (14), from federal and state income taxes. Certain products and services provided by select state chartered credit unions have been deemed by the internal revenue service (irs), in technical advice memorandums (tams) released in 2007, to be unrelated to the specific entity's exempt purpose. As presented in the technical advice memorandums, the net taxable income from these products and services would be subject to income taxes. Credit unions have litigated against the irs positions noted in the tams and have been successful in having courts declare in 2009 and 2010 that revenue from insurance products sold to members, helping them protect their financial wellbeing, qualifies as exempt purpose income, contrary to the irs position in the tams. The credit union has filed tax returns in the past for activities they have deemed taxable and has a minimal net operating loss carryforward as of the 2014 calendar year. The taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the credit union's exempt purpose is not expected to have a material effect on the credit union's financial position or results of operations. The credit union evaluated its tax positions and determined no uncertain tax positions exist as of june 30, 2015 and 2014. The credit union's 2011 through 2014 tax years are open for examination by federal and state taxing authorities.”
Raw XML AppendixShowing 400 of 405 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 194901 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 231149 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 13642 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 13104 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO CONDUCT THE ORDINARY AND NECESSARY BUSINESS OF A CREDIT UNION INVOLVING THE RECEIVING OF SAVINGS OF MEMBERS AND LENDING MONEY TO MEMBERS FOR PROVIDENT PURPOSES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 41991 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15021 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 49652 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | GREG JORGENSEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9526987233 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10750 FRANCE AVE SOUTH |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BLOOMINGTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55431 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 400555 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 387207 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 307997 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 49652 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | -41291 |
| IRS990/CYOtherExpensesAmt | 0 | 1362600 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2401631 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 121191 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 826897 |
| IRS990/CYTotalExpensesAmt | 0 | 2239149 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2360340 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 98028 |
| IRS990/Desc | 0 | DIVIDENDS PAID TO APPROXIMATELY 6,116 MEMBERS ON APPROXIMATELY 6,116 ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 18 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 3506 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 1775 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 2682 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 9254 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 17150 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 13500 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MIKE FELIEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LIAM O'DEA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAN GANLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TERESA CORNELLISON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEITH HUSO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARY ST MARY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LINDSEY ERICHSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | VANESSA WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LYNN LETTOW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DANIEL CHRISTIANSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | GREG JORGENSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SCOTT OLSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 480 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 123488 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 57786 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 82499 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1931 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -61428 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 117652 |
| IRS990/GrossReceiptsAmt | 0 | 2539420 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 184643 |
| IRS990/InterestGrp/TotalAmt | 0 | 759 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 20137 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 20137 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 433281 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 433281 |
| IRS990/IRPDocumentCnt | 0 | 817 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 563092 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2434430 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2446187 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3009279 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 179080 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE LENDING, SAVING AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKETPLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNERS". |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4157064 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4278255 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -61428 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -61428 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -885 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 84833 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 118960 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 814225 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 554426 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 52518 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROFESSIONAL AND OUTSID |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING/EXAMINATION E |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 369152 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 200300 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 191171 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 27945 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 42773958 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 44676472 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 389165 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 39378240 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 40784334 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 51865 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 25352 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 80653 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 152780 |
| IRS990/PrincipalOfficerNm | 0 | DANIEL CHRISTIANSEN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1817345 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 374239 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 204111 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1817345 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 374239 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 210047 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5936 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PROTFOLIO FOR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS AND IN PERSON AT THE CREDIT UNION OFFICES. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 59973 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 14360 |
| IRS990/PYOtherExpensesAmt | 0 | 1441529 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2419809 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 85639 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 847028 |
| IRS990/PYTotalExpensesAmt | 0 | 2348530 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2434169 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 121191 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4157064 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4278255 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3574403 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4416332 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1261427 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 363434 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1624861 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 202243 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 199658 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 401901 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 982517 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 982517 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12882206 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 16057599 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 5896509 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 5555281 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 2686107 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 1598770 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | MONEY MARKET SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA/KEOGH ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | OTHER SHARES |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION SERVICES MORTGAGE LOANS. CUSTODIAL ESCROW BALANCES ARE MAINTAINED IN CONNECTION WITH THESE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | PART X: AS ALLOWED BY STATE REGULATORY AUTHORITIES, THE AUDIT IS DONE AS OF JUNE 30. THE REPORTING PERIOD FOR THE AUDIT, THEREFORE, DOES NOT MATCH THE REPORTING PERIOD FOR THE 990. PER FOOTNOTE 1 IN THE CREDIT UNION'S JUNE 30, 2015 FINANCIAL STATEMENTS, THE CREDIT UNION IS EXEMPT, UNDER IRC 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. CERTAIN PRODUCTS AND SERVICES PROVIDED BY SELECT STATE CHARTERED CREDIT UNIONS HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS (TAMS) RELEASED IN 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES WOULD BE SUBJECT TO INCOME TAXES. CREDIT UNIONS HAVE LITIGATED AGAINST THE IRS POSITIONS NOTED IN THE TAMS AND HAVE BEEN SUCCESSFUL IN HAVING COURTS DECLARE IN 2009 AND 2010 THAT REVENUE FROM INSURANCE PRODUCTS SOLD TO MEMBERS, HELPING THEM PROTECT THEIR FINANCIAL WELLBEING, QUALIFIES AS EXEMPT PURPOSE INCOME, CONTRARY TO THE IRS POSITION IN THE TAMS. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES THEY HAVE DEEMED TAXABLE AND HAS A MINIMAL NET OPERATING LOSS CARRYFORWARD AS OF THE 2014 CALENDAR YEAR. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF JUNE 30, 2015 AND 2014. THE CREDIT UNION'S 2011 THROUGH 2014 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2446187 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 44676472 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 6,116 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. IF DEEMED APPROPRIATE, THE SUPERVISORY COMMITTEE CAN SUSPEND BOARD MEMBERS AND CAN CALL A SPECIAL MEETING OF THE MEMBERSHIP TO EVALUATE THE ISSUE AND VOTE TO EITHER DISMISS OR REINSTATE THE BOARD MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CHANGES TO BYLAWS REQUIRE APPROVAL BY MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PRIOR TO BEING FILED WITH THE IRS, A COPY OF THE IRS FORM 990 AND RELATED SCHEDULES ARE REVIEWED BY THE PRESIDENT/CEO. UPON COMPLETION OF THE PRESIDENT'S REVIEW, THE FORMS ARE REVIEWED AND VOTED ON AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS AND OFFICERS ANNUALLY COMPLETE A SURVEY RELATED TO LOANS, BUSINESS RELATIONSHIPS, AND FAMILY MEMBERS THAT COULD, OR DO, CREATE A CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PROCESS USED TO SET THE CEO'S ANNUAL SALARY IS BASED ON A COMPARISON TO COMPARABLE SIZED CREDIT UNIONS THROUGH USE OF CUNA'S ANNUAL COMPENSATION SURVEY. THE PROCESS IS PERFORMED BY A SUBCOMMITTEE OF THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION'S FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC THROUGH POSTING ON THE NCUA WEBSITE. IN ADDITION, THESE DOCUMENTS ARE POSTED IN THE LOBBY OF THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | AS ALLOWED BY STATE REGULATORY AUTHORITIES, THE AUDIT IS DONE AS OF JUNE 30. THE REPORTING PERIOD FOR THE AUDIT, THEREFORE, DOES NOT MATCH THE REPORTING PERIOD FOR THE 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE SUPERVISORY COMMITTEE OVERSEES THE AUDIT AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XII, LINE 2A AND 2B: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII, LINE 2C: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 47129429 |
| IRS990/TotalAssetsEOYAmt | 0 | 49187651 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 47129429 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 49187651 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 18 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2239149 |
| IRS990/TotalGrossUBIAmt | 0 | 5936 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 42972365 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 44909396 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 42972365 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 44909396 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4157064 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4278255 |
| IRS990/TotalOtherCompensationAmt | 0 | 39904 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2401631 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 268093 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | -41291 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2395695 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2360340 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5936 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 47129429 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 49187651 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 27115 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 10750 FRANCE AVENUE SOUTH |
| IRS990/USAddress/CityNm | 0 | BLOOMINGTON |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 55431 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.STARCHOICECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DANIEL CHRISTIANSEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6126987233 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | STAR CHOICE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STAR |
| ReturnHeader/Filer/EIN | 0 | 410415875 |
| ReturnHeader/Filer/PhoneNum | 0 | 6126987233 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 10750 FRANCE AVENUE SOUTH |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BLOOMINGTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55431 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 410746749 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CLIFTONLARSONALLEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 217 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | AUSTIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 55912 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5074347000 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | TANYA MEDGAARDEN |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $49,187,651
- Liabilities
- $44,909,396
- Net assets
- $4,278,255
- Revenue
- $2,360,340
- Expenses
- $2,239,149
- Net income
- $121,191