Civic Intelligence

Ely Area Credit Union

990 • Fiscal year 2012 • EIN 41-0237440

Jan 01, 2012 to Dec 31, 2012 • Filed on May 06, 2013

2 E Chapman St55731
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.89x

Higher debt load relative to assets than 64% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

9th percentile

-2.5%

Faster asset growth than 9% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$18,045,666

Down $454,084 (-2.5%) from 2011

Net Assets

Up

$2,024,254

Up $105,495 (+5.5%) from 2011

Liabilities

Down

$16,021,412

Down $559,579 (-3.4%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$631,281

Down $33,025 (-5.0%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $18,175,808Liabilities 2010: $16,338,866Net Assets 2010: $1,836,9422010Assets 2011: $18,499,750Liabilities 2011: $16,580,991Net Assets 2011: $1,918,7592011Assets 2012: $18,045,666Liabilities 2012: $16,021,412Net Assets 2012: $2,024,2542012Assets 2013: $19,964,400Liabilities 2013: $17,870,174Net Assets 2013: $2,094,2262013Assets 2014: $20,443,910Liabilities 2014: $18,227,907Net Assets 2014: $2,216,0032014Assets 2015: $22,919,071Liabilities 2015: $87,243Net Assets 2015: $22,831,8282015Assets 2016: $38,443,560Liabilities 2016: $15,363Net Assets 2016: $38,428,1972016Assets 2017: $38,713,785Liabilities 2017: $24,697Net Assets 2017: $38,689,0882017Assets 2018: $43,270,252Liabilities 2018: $42,050Net Assets 2018: $43,228,2022018Assets 2019: $43,758,560Liabilities 2019: $64,579Net Assets 2019: $43,693,9812019Assets 2020: $54,365,317Liabilities 2020: $33,165Net Assets 2020: $54,332,1522020Assets 2021: $63,210,679Liabilities 2021: $43,168Net Assets 2021: $63,167,5112021Assets 2022: $63,688,645Liabilities 2022: $89,235Net Assets 2022: $63,599,4102022Assets 2023: $64,991,016Liabilities 2023: $41,570Net Assets 2023: $64,949,4462023Assets 2024: $67,400,425Liabilities 2024: $62,138Net Assets 2024: $67,338,2872024Assets 2025: $73,171,414Liabilities 2025: $65,964Net Assets 2025: $73,105,4502025

Highlighted filing

2012

Assets$18,045,666
Liabilities$16,021,412
Net Assets$2,024,254

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $849,5522010Expenses 2011: $664,3062011Expenses 2012: $631,2812012Revenue 2013: $727,464Expenses 2013: $657,492Net Income 2013: $69,9722013Revenue 2014: $763,075Expenses 2014: $641,298Net Income 2014: $121,7772014Revenue 2015: $809,302Expenses 2015: $648,161Net Income 2015: $161,1412015Revenue 2016: $1,217,918Expenses 2016: $953,366Net Income 2016: $264,5522016Revenue 2017: $1,387,861Expenses 2017: $1,126,970Net Income 2017: $260,8912017Revenue 2018: $1,602,634Expenses 2018: $1,228,337Net Income 2018: $374,2972018Revenue 2019: $1,798,838Expenses 2019: $1,333,059Net Income 2019: $465,7792019Revenue 2020: $1,790,717Expenses 2020: $1,208,143Net Income 2020: $582,5742020Revenue 2021: $1,880,737Expenses 2021: $1,363,430Net Income 2021: $517,3072021Revenue 2022: $1,866,322Expenses 2022: $1,434,423Net Income 2022: $431,8992022Revenue 2023: $2,330,009Expenses 2023: $1,373,789Net Income 2023: $956,2202023Revenue 2024: $2,947,398Expenses 2024: $1,662,042Net Income 2024: $1,285,3562024Revenue 2025: $3,505,301Expenses 2025: $1,797,104Net Income 2025: $1,708,1972025

Highlighted filing

2012

Revenue-
Expenses$631,281
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 6, 2013
Return Version
2012v2.0
Gross Receipts
$736,776
Mission and Program Overview

Mission

As a member-owned financial cooperative, we will develop and offer competitive product lines that meet members' needs while maintaining asset strength and be a full-service organization that satisfies the needs of the membership.

Major Activities

Activity 2
Dividends paid to the members quarterly on their savings accounts.
Activity 3
Life savings life insurance which provides life insurance protection to the members based on the amount in their savings accounts.
Filing and Contact Details

Filer

EIN
41-0237440
Raw XML AppendixShowing 400 of 511 raw XML fields

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IRS990ScheduleL/LoanTable/PurposeOfLoan5used car
IRS990ScheduleL/LoanTable/PurposeOfLoan6consolidation
IRS990ScheduleL/LoanTable/RelationshipWithOrganization0Board President
IRS990ScheduleL/LoanTable/RelationshipWithOrganization1Board President
IRS990ScheduleL/LoanTable/RelationshipWithOrganization2Board Director
IRS990ScheduleL/LoanTable/RelationshipWithOrganization3Board Director

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$73.2$0.07$73.1$3.51$1.80$1.71
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$67.4$0.06$67.3$2.95$1.66$1.29
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$65.0$0.04$64.9$2.33$1.37$0.96
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.7$0.09$63.6$1.87$1.43$0.43
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$63.2$0.04$63.2$1.88$1.36$0.52
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.4$0.03$54.3$1.79$1.21$0.58
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.8$0.06$43.7$1.80$1.33$0.47
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.3$0.04$43.2$1.60$1.23$0.37
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.7$0.02$38.7$1.39$1.13$0.26
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$38.4$0.02$38.4$1.22$0.95$0.26
2015Detailed filing. Detailed filing data is available for this year.$22.9$0.09$22.8$0.81$0.65$0.16
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.4$18.2$2.22$0.76$0.64$0.12
2013Detailed filing. Detailed filing data is available for this year.$20.0$17.9$2.09$0.73$0.66$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.0$16.0$2.02$0.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.5$16.6$1.92$0.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.2$16.3$1.84$0.85