Civic Intelligence

Duluth Fire Department Credit Union

990 • Fiscal year 2012 • EIN 41-0226128

Jan 01, 2012 to Dec 31, 2012

Duluth, MN
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.86x

Higher debt load relative to assets than 54% of similar nonprofits.

2012 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

31.09x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $5M-$10M nonprofits • Source year 2012

Net Margin

51st percentile

2.2%

Higher net margin than 51% of similar nonprofits.

2012 filings • $5M-$10M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

76th percentile

5.1%

Faster asset growth than 76% of similar nonprofits.

2012 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2011 to 2012

Revenue Growth

25th percentile

-11%

Faster revenue growth than 25% of similar nonprofits.

2012 filings • $5M-$10M nonprofits • Annualized from 2011 to 2012

Assets

Up

$5,150,976

Up $249,747 (+5.1%) from 2011

Net Assets

Up

$712,563

Up $3,107 (+0.4%) from 2011

Liabilities

Up

$4,438,413

Up $246,640 (+5.9%) from 2011

Revenue

Down

$142,767

Down $17,170 (-11%) from 2011

Expenses

Up

$139,660

Up $1,019 (+0.7%) from 2011

Net Income

Down

$3,107

Down $18,189 (-85%) from 2011

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $4,901,229Liabilities 2011: $4,191,773Net Assets 2011: $709,4562011Assets 2012: $5,150,976Liabilities 2012: $4,438,413Net Assets 2012: $712,5632012Assets 2013: $4,637,924Liabilities 2013: $3,919,765Net Assets 2013: $718,1592013Assets 2014: $4,732,772Liabilities 2014: $4,001,435Net Assets 2014: $731,3372014Assets 2015: $4,843,927Liabilities 2015: $4,094,420Net Assets 2015: $749,5072015Assets 2016: $4,596,792Liabilities 2016: $3,827,222Net Assets 2016: $769,5702016Assets 2017: $4,710,118Liabilities 2017: $3,932,286Net Assets 2017: $777,8322017Assets 2018: $4,993,986Liabilities 2018: $4,169,587Net Assets 2018: $824,3992018Assets 2020: $5,892,202Liabilities 2020: $4,987,170Net Assets 2020: $905,0322020Assets 2021: $6,461,197Liabilities 2021: $5,522,842Net Assets 2021: $938,3552021Assets 2022: $6,193,191Liabilities 2022: $5,201,391Net Assets 2022: $991,8002022Assets 2023: $6,784,363Liabilities 2023: $5,741,836Net Assets 2023: $1,042,5272023Assets 2024: $6,700,661Liabilities 2024: $5,615,928Net Assets 2024: $1,084,7332024

Highlighted filing

2012

Assets$5,150,976
Liabilities$4,438,413
Net Assets$712,563

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0Revenue 2011: $159,937Expenses 2011: $138,641Net Income 2011: $21,2962011Revenue 2012: $142,767Expenses 2012: $139,660Net Income 2012: $3,1072012Revenue 2013: $133,985Expenses 2013: $128,389Net Income 2013: $5,5962013Revenue 2014: $129,843Expenses 2014: $116,665Net Income 2014: $13,1782014Revenue 2015: $129,575Expenses 2015: $111,405Net Income 2015: $18,1702015Revenue 2016: $126,477Expenses 2016: $106,414Net Income 2016: $20,0632016Revenue 2017: $130,866Expenses 2017: $115,773Net Income 2017: $15,0932017Revenue 2018: $158,013Expenses 2018: $111,446Net Income 2018: $46,5672018Revenue 2020: $167,682Expenses 2020: $126,378Net Income 2020: $41,3042020Revenue 2021: $172,462Expenses 2021: $139,139Net Income 2021: $33,3232021Revenue 2022: $177,221Expenses 2022: $123,777Net Income 2022: $53,4442022Revenue 2023: $233,762Expenses 2023: $183,035Net Income 2023: $50,7272023Revenue 2024: $291,735Expenses 2024: $249,529Net Income 2024: $42,2062024

Highlighted filing

2012

Revenue$142,767
Expenses$139,660
Net Income$3,107
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Provide members with the best returns on their investments as well as competitive loan rates by using proceeds to fund these programs.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.70$5.62$1.08$0.29$0.25$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.78$5.74$1.04$0.23$0.18$0.05
2022Detailed filing. Detailed filing data is available for this year.$6.19$5.20$0.99$0.18$0.12$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.46$5.52$0.94$0.17$0.14$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.89$4.99$0.91$0.17$0.13$0.04
2018Summary only. Only limited summary data is available for this year.$4.99$4.17$0.82$0.16$0.11$0.05
2017Summary only. Only limited summary data is available for this year.$4.71$3.93$0.78$0.13$0.12$0.02
2016Summary only. Only limited summary data is available for this year.$4.60$3.83$0.77$0.13$0.11$0.02
2015Summary only. Only limited summary data is available for this year.$4.84$4.09$0.75$0.13$0.11$0.02
2014Summary only. Only limited summary data is available for this year.$4.73$4.00$0.73$0.13$0.12$0.01
2013Summary only. Only limited summary data is available for this year.$4.64$3.92$0.72$0.13$0.13$0.01
2012Summary only. Only limited summary data is available for this year.$5.15$4.44$0.71$0.14$0.14$0.00
2011Summary only. Only limited summary data is available for this year.$4.90$4.19$0.71$0.16$0.14$0.02