Civic Intelligence

Deer River Cooperative Credit Union

990 • Fiscal year 2016 • EIN 41-0216120

Jan 01, 2016 to Dec 31, 2016 • Filed on May 10, 2017

Organization ProfileDRCCU.COM

View Organization Page

PO Box 158Deer River, MN 56636

(218) 246-8777

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.92x

Higher debt load relative to assets than 92% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

75th percentile

25.86x

Higher debt load relative to revenue than 75% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

81st percentile

15%

Higher net margin than 81% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

50th percentile

$72,503

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 11.8% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

96th percentile

12%

Faster asset growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

96th percentile

18%

Faster revenue growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$17,162,230

Up $1,775,825 (+12%) from 2015

Net Assets

Up

$1,301,620

Up $93,302 (+7.7%) from 2015

Liabilities

Up

$15,860,610

Up $1,682,523 (+12%) from 2015

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin81st percentile

Revenue

Up

$613,361

Up $92,786 (+18%) from 2015

Expenses

Up

$520,059

Up $57,910 (+13%) from 2015

Net Income

Up

$93,302

Up $34,876 (+60%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $13,656,972Liabilities 2010: $12,439,590Net Assets 2010: $1,217,3822010Assets 2011: $14,055,680Liabilities 2011: $12,907,175Net Assets 2011: $1,148,5052011Assets 2012: $14,507,033Liabilities 2012: $13,369,037Net Assets 2012: $1,137,9962012Assets 2013: $14,273,170Liabilities 2013: $13,151,609Net Assets 2013: $1,121,5612013Assets 2014: $15,222,334Liabilities 2014: $14,072,441Net Assets 2014: $1,149,8932014Assets 2015: $15,386,405Liabilities 2015: $14,178,087Net Assets 2015: $1,208,3182015Assets 2016: $17,162,230Liabilities 2016: $15,860,610Net Assets 2016: $1,301,6202016Assets 2017: $16,509,817Liabilities 2017: $15,075,832Net Assets 2017: $1,433,9852017Assets 2018: $17,851,382Liabilities 2018: $16,276,322Net Assets 2018: $1,575,0602018Assets 2019: $18,522,909Liabilities 2019: $16,803,779Net Assets 2019: $1,719,1302019Assets 2020: $22,873,582Liabilities 2020: $21,054,443Net Assets 2020: $1,819,1392020Assets 2021: $25,319,705Liabilities 2021: $23,371,231Net Assets 2021: $1,948,4742021Assets 2022: $25,924,020Liabilities 2022: $23,812,538Net Assets 2022: $2,111,4822022Assets 2023: $26,505,496Liabilities 2023: $24,208,715Net Assets 2023: $2,296,7812023Assets 2024: $28,452,652Liabilities 2024: $25,907,411Net Assets 2024: $2,545,2412024

Highlighted filing

2016

Assets$17,162,230
Liabilities$15,860,610
Net Assets$1,301,620
Open 2016 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $696,7212010Expenses 2011: $601,3002011Expenses 2012: $500,2372012Revenue 2013: $431,494Expenses 2013: $447,929Net Income 2013: -$16,4352013Revenue 2014: $475,257Expenses 2014: $446,925Net Income 2014: $28,3322014Revenue 2015: $520,575Expenses 2015: $462,149Net Income 2015: $58,4262015Revenue 2016: $613,361Expenses 2016: $520,059Net Income 2016: $93,3022016Revenue 2017: $694,294Expenses 2017: $561,932Net Income 2017: $132,3622017Revenue 2018: $769,889Expenses 2018: $628,804Net Income 2018: $141,0852018Revenue 2019: $835,659Expenses 2019: $692,022Net Income 2019: $143,6372019Revenue 2020: $830,587Expenses 2020: $730,579Net Income 2020: $100,0082020Revenue 2021: $866,534Expenses 2021: $737,197Net Income 2021: $129,3372021Revenue 2022: $903,681Expenses 2022: $740,671Net Income 2022: $163,0102022Revenue 2023: $1,190,897Expenses 2023: $958,098Net Income 2023: $232,7992023Revenue 2024: $1,384,899Expenses 2024: $1,126,682Net Income 2024: $258,2172024

Highlighted filing

2016

Revenue$613,361
Expenses$520,059
Net Income$93,302
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 10, 2017
Return Version
2016v3.0
Gross Receipts
$613,361
Mission and Program Overview

Mission

To service member fo the community for their finanical needs.

To service members of the community for their financial needs

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$8,866,019$9,923,315▲ $1,057,296
Savings and Temporary Cash Investments$5,010,644$5,415,448▲ $404,804
Rtn Earn Endowment Incm Other Fnds$1,208,318$1,301,620▲ $93,302
Receivables From Officers Etc$310,771$427,160▲ $116,389
Cash and Non-Interest-Bearing Accounts$290,654$403,223▲ $112,569
Land, Buildings, and Equipment, Net$294,139$334,392▲ $40,253
Prepaid Expenses and Deferred Charges$28,485$18,677▼ $9,808
Total Assets$15,386,405$17,162,230▲ $1,775,825
Other Assets Total$585,693$640,015▲ $54,322
Liabilities
Other Liabilities$14,152,950$15,823,966▲ $1,671,016
Accounts Payable and Accrued Expenses$25,137$36,644▲ $11,507
Total Liabilities$14,178,087$15,860,610▲ $1,682,523
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,208,318$1,301,620▲ $93,302
Total Liabilities and Net Assets / Fund Balance$15,386,405$17,162,230▲ $1,775,825

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$192,043$9,121-
Land$48,032--
Equipment$94,317$14,896-
Other Assets Org$450,253--
Compensation and Service Providers
Top Officer Pay50th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Mary GoggleyePresidentFT$72,503$72,503
Maureen ReuterSupervisory Committee-$590$590
Patricia OelkersSupervisory Committee-$460$460
Barbara GundersonBoard Member-$410$410
Michael NynasBoard Member-$410$410
Victor WilliamsSupervisory Committee-$390$390
Nicole OsseBoard Member-$380$380
Charles IsaacsBoard President-$295$295
Larry NixonBoard Sec-$215$215
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$565,951
Investment Income
$47,410
Other Revenue
$0
Change in Net Assets
$93,302
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$265,504
Other Expenses$217,209
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$101,010
Office Expenses---$89,919
Current Officers, Directors, Trustees, and Key Employees---$75,653
Other Employee Benefits---$64,014
Information Technology---$40,577
Benefits to Members---$37,346
Depreciation Depletion---$24,017
Occupancy---$22,547
Insurance---$18,349
Payroll Taxes---$12,693
Pension Plan Contributions---$12,134
Fees for Services Accounting---$8,366
Advertising---$6,850
Other Expenses---$4,808
Fees for Services Legal---$1,267
Travel---$435
Conferences and Meetings---$54
Interest---$44
Total Functional Expenses$0$0$0$520,059
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$310,771$427,160▲ $116,389
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savings$10,841,963
Checking$3,474,519
Cert of Deposits$958,487
Iras$520,159
Ira Cert of Deposits$28,838
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 11B

“Reviewed at board meeting and supervisory meeting”

Part VI Line 19

“Policy's are available upon request”

Part VI Line 19

“Financial statement is displayed in the lobby each month”

Filing and Contact Details

Filer

Filer Name
Deer River Cooperative Credit Union
EIN
41-0216120
In Care Of
% MARY GOGGLEYE
Phone
2182468777
Address
PO BOX 158, DEER RIVER, MN 56636

Signing Officer

Name
Mary Goggleye
Title
President
Phone
2182468777
Signed
2017-05-10

Organization Details

Principal Officer
Mary L Goggleye
Formed
1938
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
0
Employees
5
Supplemental Narrative

Additional Explanations

Part V Line 3B

“WILL FILE MAY 15, 2017”

III

“Monthly financial statement is located in the lobby”

VII Section B

“We do not have any independent contractors”

VI Line 11B

“Reviewed at board meetings and supervisory meeting”

VI Line 19

“Policy's are available upon request”

VI Line 19

“Financial statement in displayed in lobby each month”

Raw XML AppendixShowing 400 of 477 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt048032
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt048032
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0160916
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11862
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt226984
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3450253
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0EMPLOYEE LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1ACCD INVESTMENT INTEREST
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCD INTEREST ON LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3COOP OWNED LIFE INSURANCE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt010841963
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13474519
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2520159
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3958487
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt428838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERT OF DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA CERT OF DEPOSITS
IRS990ScheduleD/Section170hRqrStsfdInd0false
IRS990ScheduleD/SolicitedAssetsSaleInd0false
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0334392
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0640015
IRS990ScheduleD/TotalLiabilityAmt015823966
IRS990ScheduleD/WrittenPolicyMonitoringInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd1false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd2false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd3false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd4false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd5false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd6false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd7false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd8false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd9false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd0false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd1false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd2false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd3false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd4false
IRS990ScheduleL/DisqualifiedPersonExBnftTrGrp/TransactionCorrectedInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05676
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt18961
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt213366
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt340928
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4166419
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt59781
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt658410
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt762294
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt822531
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt938794
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0CONS DEBT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CAR/CAMPE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4REAL ESTA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6REAL ESTA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7BOAT VEHI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9REAL ESTA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt08166
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt118600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt238600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt351776
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt4176800
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt518500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt660000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt782514
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt825723
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt947000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0VICTOR WILLIA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1LARRY NIXON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2CHARLES ISAAC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3MARY GOGGLEYE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MARY GOGGLEYE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5MAUREEN REUTE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6NICOLE OSSE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7NICOLE OSSE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8BARBARA GUNDE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9CHARLES ISAAC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0SV COMM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5SV COMM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9BOD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9false
IRS990ScheduleL/TotalBalanceDueAmt0427160
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0WILL FILE MAY 15, 2017
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED AT BOARD MEETING AND SUPERVISORY MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2POLICY'S ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FINANCIAL STATEMENT IS DISPLAYED IN THE LOBBY EACH MONTH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MONTHLY FINANCIAL STATEMENT IS LOCATED IN THE LOBBY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5WE DO NOT HAVE ANY INDEPENDENT CONTRACTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6REVIEWED AT BOARD MEETINGS AND SUPERVISORY MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7POLICY'S ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FINANCIAL STATEMENT IN DISPLAYED IN LOBBY EACH MONTH
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part V Line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 11b

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,162,230
Liabilities
$15,860,610
Net assets
$1,301,620
Revenue
$613,361
Expenses
$520,059
Net income
$93,302
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$28.5$25.9$2.55$1.38$1.13$0.26
2023Detailed filing. Detailed filing data is available for this year.$26.5$24.2$2.30$1.19$0.96$0.23
2022Detailed filing. Detailed filing data is available for this year.$25.9$23.8$2.11$0.90$0.74$0.16
2021Detailed filing. Detailed filing data is available for this year.$25.3$23.4$1.95$0.87$0.74$0.13
2020Detailed filing. Detailed filing data is available for this year.$22.9$21.1$1.82$0.83$0.73$0.10
2019Detailed filing. Detailed filing data is available for this year.$18.5$16.8$1.72$0.84$0.69$0.14
2018Detailed filing. Detailed filing data is available for this year.$17.9$16.3$1.58$0.77$0.63$0.14
2017Detailed filing. Detailed filing data is available for this year.$16.5$15.1$1.43$0.69$0.56$0.13
2016Detailed filing. Detailed filing data is available for this year.$17.2$15.9$1.30$0.61$0.52$0.09
2015Detailed filing. Detailed filing data is available for this year.$15.4$14.2$1.21$0.52$0.46$0.06
2014Detailed filing. Detailed filing data is available for this year.$15.2$14.1$1.15$0.48$0.45$0.03
2013Detailed filing. Detailed filing data is available for this year.$14.3$13.2$1.12$0.43$0.45$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.5$13.4$1.14$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.1$12.9$1.15$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$12.4$1.22$0.70