Civic Intelligence

Minnco Credit Union

990 • Fiscal year 2017 • EIN 41-0174775

Jan 01, 2017 to Dec 31, 2017 • Filed on May 11, 2018

Organization Profileminnco.com

View Organization Page

235 1st Ave WCambridge, MN 55008-1528

(763) 689-1071

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.90x

Higher debt load relative to assets than 58% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

68th percentile

19.46x

Higher debt load relative to revenue than 68% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

89th percentile

24%

Higher net margin than 89% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

25th percentile

$308,449

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

70th percentile

7.9%

Faster asset growth than 70% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

70th percentile

11%

Faster revenue growth than 70% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$280,385,220

Up $20,471,614 (+7.9%) from 2016

Net Assets

Up

$28,511,582

Up $2,973,314 (+12%) from 2016

Liabilities

Up

$251,873,638

Up $17,498,300 (+7.5%) from 2016

Revenue And Expenses
Liabilities / Revenue68th percentileNet Margin89th percentile

Revenue

Up

$12,945,122

Up $1,269,445 (+11%) from 2016

Expenses

Up

$9,872,565

Up $237,639 (+2.5%) from 2016

Net Income

Up

$3,072,557

Up $1,031,806 (+51%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $165,968,238Liabilities 2010: $150,377,537Net Assets 2010: $15,590,7012010Assets 2011: $178,386,797Liabilities 2011: $161,966,594Net Assets 2011: $16,420,2032011Assets 2012: $191,601,013Liabilities 2012: $173,489,246Net Assets 2012: $18,111,7672012Assets 2013: $204,711,057Liabilities 2013: $185,001,799Net Assets 2013: $19,709,2582013Assets 2014: $217,755,888Liabilities 2014: $196,082,427Net Assets 2014: $21,673,4612014Assets 2015: $237,819,119Liabilities 2015: $213,981,126Net Assets 2015: $23,837,9932015Assets 2016: $259,913,606Liabilities 2016: $234,375,338Net Assets 2016: $25,538,2682016Assets 2017: $280,385,220Liabilities 2017: $251,873,638Net Assets 2017: $28,511,5822017Assets 2018: $303,036,852Liabilities 2018: $272,627,288Net Assets 2018: $30,409,5642018Assets 2019: $324,556,258Liabilities 2019: $290,090,179Net Assets 2019: $34,466,0792019Assets 2020: $406,346,048Liabilities 2020: $367,978,705Net Assets 2020: $38,367,3432020Assets 2021: $474,930,178Liabilities 2021: $434,348,588Net Assets 2021: $40,581,5902021Assets 2022: $505,736,590Liabilities 2022: $479,173,398Net Assets 2022: $26,563,1922022Assets 2023: $518,034,003Liabilities 2023: $486,532,951Net Assets 2023: $31,501,0522023Assets 2024: $523,432,126Liabilities 2024: $488,308,460Net Assets 2024: $35,123,6662024

Highlighted filing

2017

Assets$280,385,220
Liabilities$251,873,638
Net Assets$28,511,582
Open 2017 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $11,341,2722010Expenses 2011: $10,539,9012011Expenses 2012: $9,524,1842012Revenue 2013: $10,754,404Expenses 2013: $9,033,134Net Income 2013: $1,721,2702013Revenue 2014: $10,874,743Expenses 2014: $9,144,420Net Income 2014: $1,730,3232014Revenue 2015: $11,167,043Expenses 2015: $8,854,753Net Income 2015: $2,312,2902015Revenue 2016: $11,675,677Expenses 2016: $9,634,926Net Income 2016: $2,040,7512016Revenue 2017: $12,945,122Expenses 2017: $9,872,565Net Income 2017: $3,072,5572017Revenue 2018: $14,022,008Expenses 2018: $11,378,178Net Income 2018: $2,643,8302018Revenue 2019: $14,367,472Expenses 2019: $12,197,463Net Income 2019: $2,170,0092019Revenue 2020: $16,147,841Expenses 2020: $13,731,181Net Income 2020: $2,416,6602020Revenue 2021: $17,267,094Expenses 2021: $12,109,434Net Income 2021: $5,157,6602021Revenue 2022: $18,225,983Expenses 2022: $13,370,723Net Income 2022: $4,855,2602022Revenue 2023: $22,040,179Expenses 2023: $18,958,431Net Income 2023: $3,081,7482023Revenue 2024: $26,953,300Expenses 2024: $24,074,295Net Income 2024: $2,879,0052024

Highlighted filing

2017

Revenue$12,945,122
Expenses$9,872,565
Net Income$3,072,557
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 11, 2018
Return Version
2017v2.0
Gross Receipts
$13,916,127
Mission and Program Overview

Mission

state chartered credit union - nurturing relationships . . . exceeding expectations

state chartered credit union to promote thrift and to provide source of credit for 27,204 members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$150,143,561$162,647,862▲ $12,504,301
Savings and Temporary Cash Investments$92,799,043$101,332,941▲ $8,533,898
Rtn Earn Endowment Incm Other Fnds$25,538,268$28,511,582▲ $2,973,314
Land, Buildings, and Equipment, Net$6,163,171$6,341,914▲ $178,743
Cash and Non-Interest-Bearing Accounts$3,415,460$2,844,033▼ $571,427
Accounts Receivable$1,246,897$880,645▼ $366,252
Prepaid Expenses and Deferred Charges$189,265$239,449▲ $50,184
Pledges and Grants Receivable$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$259,913,606$280,385,220▲ $20,471,614
Other Assets Total$5,956,209$6,098,376▲ $142,167
Liabilities
Other Liabilities$231,763,767$247,486,795▲ $15,723,028
Accounts Payable and Accrued Expenses$2,611,571$4,386,843▲ $1,775,272
Total Liabilities$234,375,338$251,873,638▲ $17,498,300
Net Assets / Fund Balance
Total Net Assets Fund Balance$25,538,268$28,511,582▲ $2,973,314
Total Liabilities and Net Assets / Fund Balance$259,913,606$280,385,220▲ $20,471,614

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,050,720$1,927,956$4,978,676
Equipment$630,110$3,735,817$4,365,927
Land$2,647,707-$2,647,707
Leasehold Improvements$1,187$259,919$261,106
Other Land Buildings$12,190$71,112$83,302
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Doug HallstromPresidentFT$221,892$44,670$266,562
Chris DanielsVice President, CFOFT$98,903$26,200$125,103
Jerry SchleicherChairperson-$590-$590
Lewis LeasureBoard Member-$590-$590
Kory EricksonBoard Member-$560-$560
Wayne AndersonBoard Member-$530-$530
Nicole KlanderudBoard Member-$420-$420
Marlin AndersonBoard Member-$370-$370
Dave MaurerBoard Member-$360-$360
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,361,038
Investment Income
$1,584,084
Other Revenue
$0
Change in Net Assets
$3,072,557

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,945,122
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$12,945,122
Total Revenue per Form 990
$12,945,122
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,330,791
Salaries, Compensation, and Employee Benefits$4,541,774
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,239,931$746,644$0$2,986,575
Office Expenses$1,250,427$312,607$0$1,563,034
Interest$824,858$0$0$824,858
Other Employee Benefits$148,550$445,650$0$594,200
Other Expenses$487,402$0$0$487,402
Current Officers, Directors, Trustees, and Key Employees$113,773$341,319$0$455,092
Information Technology$334,127$83,532$0$417,659
Occupancy$333,688$83,422$0$417,110
Depreciation Depletion$253,066$63,266$0$316,332
Pension Plan Contributions$190,481$63,493$0$253,974
Payroll Taxes$62,983$188,950$0$251,933
Advertising$108,083$27,021$0$135,104
All Other Expenses$105,422$26,356$0$131,778
Payments to Affiliates$38,234$9,559$0$47,793
Fees for Services Accounting$32,190$8,047$0$40,237
Conferences and Meetings$7,363$29,451$0$36,814
Travel$16,514$16,515$0$33,029
Total Functional Expenses$7,358,084$2,514,481$0$9,872,565

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$9,872,565
Total Expenses per Audited Statements$9,872,565
Total Expenses per Form 990$9,872,565
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
member share accounts make up the 247,486,795$247,486,795
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“As a credit union, we are member owned and have 27,204 members as of 12/31/17.”

Form 990, Part VI, Section A, Line 7A

“The membership elects board members at the annual meeting.”

Form 990, Part VI, Section A, Line 9

“Doug Hallstrom 236 2nd Ave SW Cambridge MN 55008 Jerry Schleicher 35152 Hastings St NE Cambridge MN 55008 Kory Erickson 474 329th Ave NW Cambridge MN 55008 Marlin Anderson 1176 120th Ave Ogilvie MN 56358 Wayne Anderson 27383 Roanoke St NW Isanti MN 55040 Nicole Klanderud 41097 Poor Farm Rd North Branch MN 55056 Dave Maurer 31930 Quincy Ct NE Cambridge MN 55008 Lewis Leasure 822 Dellwood St Cambridge MN 55008”

Form 990, Part VI, Section B, Line 11B

“The 990 is prepared by the accountant and then reviewed by the Vice President of Finance.”

Form 990, Part VI, Section C, Line 19

“Minnco Credit Union discloses governing documents and financial statements to the public at the annual meeting and upon request.”

Filing and Contact Details

Filer

Filer Name
Minnco Credit Union
EIN
41-0174775
Phone
7636891071
Address
235 1st Ave W, Cambridge, MN 55008-1528

Signing Officer

Name
Maureen Daehn
Title
Vice President of Finance
Phone
7636891071
Signed
2018-05-11

Organization Details

Principal Officer
Doug Hallstrom
Formed
1935
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
107
Volunteers
7
Raw XML AppendixShowing 400 of 649 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt083532
IRS990/InformationTechnologyGrp/ProgramServicesAmt0334127
IRS990/InformationTechnologyGrp/TotalAmt0417659
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0824858
IRS990/InterestGrp/TotalAmt0824858
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt01742401
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01742401
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt06189
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05994804
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06163171
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06341914
IRS990/LandBldgEquipCostOrOtherBssAmt012336718
IRS990/LegalDomicileStateCd0MN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0971005
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0state chartered credit union - nurturing relationships . . . exceeding expectations
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt025538268
IRS990/NetAssetsOrFundBalancesEOYAmt028511582
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-158317
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-158317
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-255546
IRS990/NetUnrlzdGainsLossesInvstAmt0-99243
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt083422
IRS990/OccupancyGrp/ProgramServicesAmt0333688
IRS990/OccupancyGrp/TotalAmt0417110
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0312607
IRS990/OfficeExpensesGrp/ProgramServicesAmt01250427
IRS990/OfficeExpensesGrp/TotalAmt01563034
IRS990/OfficerMailingAddressInd01
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05956209
IRS990/OtherAssetsTotalGrp/EOYAmt06098376
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0445650
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0148550
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0594200
IRS990/OtherExpensesGrp/Desc0Loan Services
IRS990/OtherExpensesGrp/Desc1Professional & Outside Services
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt168649
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt0536395
IRS990/OtherExpensesGrp/ProgramServicesAmt1274597
IRS990/OtherExpensesGrp/ProgramServicesAmt2487402
IRS990/OtherExpensesGrp/TotalAmt0536395
IRS990/OtherExpensesGrp/TotalAmt1343246
IRS990/OtherExpensesGrp/TotalAmt2487402
IRS990/OtherLiabilitiesGrp/BOYAmt0231763767
IRS990/OtherLiabilitiesGrp/EOYAmt0247486795
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0746644
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02239931
IRS990/OtherSalariesAndWagesGrp/TotalAmt02986575
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0150143561
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0162647862
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt09559
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt038234
IRS990/PaymentsToAffiliatesGrp/TotalAmt047793
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0188950
IRS990/PayrollTaxesGrp/ProgramServicesAmt062983
IRS990/PayrollTaxesGrp/TotalAmt0251933
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt063493
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0190481
IRS990/PensionPlanContributionsGrp/TotalAmt0253974
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0189265
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0239449
IRS990/PrincipalOfficerNm0Doug Hallstrom
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Service fees on accounts
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06283794
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14092437
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06283794
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14188475
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt196038
IRS990/ProgSrvcAccomActy2Grp/Desc0Organization provided account-level services in exchange for fees.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02207425
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt03883537
IRS990/ProgSrvcAccomActy3Grp/Desc0Organization collected premiums from members for credit protection and earned revenue based on member visa activity.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0367904
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0647256
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Investments
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0367905
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0647256
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01276391
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt05342532
IRS990/PYOtherRevenueAmt011398
IRS990/PYProgramServiceRevenueAmt010387888

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$280,385,220
Liabilities
$251,873,638
Net assets
$28,511,582
Revenue
$12,945,122
Expenses
$9,872,565
Net income
$3,072,557
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$523$488$35.1$27.0$24.1$2.88
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$518$487$31.5$22.0$19.0$3.08
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$506$479$26.6$18.2$13.4$4.86
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$475$434$40.6$17.3$12.1$5.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$406$368$38.4$16.1$13.7$2.42
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$325$290$34.5$14.4$12.2$2.17
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$303$273$30.4$14.0$11.4$2.64
2017Detailed filing. Detailed filing data is available for this year.$280$252$28.5$12.9$9.87$3.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$260$234$25.5$11.7$9.63$2.04
2015Detailed filing. Detailed filing data is available for this year.$238$214$23.8$11.2$8.85$2.31
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$218$196$21.7$10.9$9.14$1.73
2013Detailed filing. Detailed filing data is available for this year.$205$185$19.7$10.8$9.03$1.72
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$192$173$18.1$9.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$178$162$16.4$10.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$166$150$15.6$11.3