Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
990 • Fiscal year 2019 • EIN 39-6264347
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
84th percentile
Higher debt load relative to revenue than 84% of similar nonprofits.
Net Margin
92nd percentile
Higher net margin than 92% of similar nonprofits.
Top Officer Pay
37th percentile
Higher top officer pay than 37% of similar nonprofits.
Top officer pay equals 0.6% of source-year revenue.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Assets
Up$3,412,730,212
Up $295,298,964 (+9.5%) from 2018
Net Assets
Up$438,429,004
Up $33,583,562 (+8.3%) from 2018
Liabilities
Up$2,974,301,208
Up $261,715,402 (+9.6%) from 2018
Revenue
Up$141,751,455
Up $15,738,510 (+12%) from 2018
Expenses
Up$102,929,505
Up $17,995,431 (+21%) from 2018
Net Income
Down$38,821,950
Down $2,256,921 (-5.5%) from 2018
Our mission is to be our members' primary financial services provider.
Community first credit union provides high quality, competitive financial products and services which anticipate and exceed our members' needs. We intend to be the primary financial organization for our members by earning and maintaining their trust, by maintaining a balance between sound growth, earnings and reserves, by providing a challenging and rewarding environment for our employees and by contributing to the social and economic well-being of the communities we serve.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $2,499,192,161 | $2,613,188,492 | ▲ $113,996,331 |
| Investments Program Related | $473,310,609 | $623,372,825 | ▲ $150,062,216 |
| Rtn Earn Endowment Incm Other Fnds | $404,845,442 | $438,429,004 | ▲ $33,583,562 |
| Land, Buildings, and Equipment, Net | $74,324,610 | $74,300,670 | ▼ $23,940 |
| Cash and Non-Interest-Bearing Accounts | $31,035,597 | $50,435,030 | ▲ $19,399,433 |
| Prepaid Expenses and Deferred Charges | $20,085,711 | $31,233,427 | ▲ $11,147,716 |
| Accounts Receivable | $222,354 | $248,596 | ▲ $26,242 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $3,117,431,248 | $3,412,730,212 | ▲ $295,298,964 |
| Other Assets Total | $19,260,206 | $19,951,172 | ▲ $690,966 |
| Liabilities | |||
| Other Liabilities | $2,630,921,734 | $2,942,426,170 | ▲ $311,504,436 |
| Mortgage Notes Payable Secured by Investment Property | $50,000,000 | $0 | ▼ $50,000,000 |
| Accounts Payable and Accrued Expenses | $31,664,072 | $31,875,038 | ▲ $210,966 |
| Total Liabilities | $2,712,585,806 | $2,974,301,208 | ▲ $261,715,402 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $404,845,442 | $438,429,004 | ▲ $33,583,562 |
| Total Liabilities and Net Assets / Fund Balance | $3,117,431,248 | $3,412,730,212 | ▲ $295,298,964 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $47,099,034 | $14,519,798 | $61,618,832 |
| Equipment | $12,990,624 | $22,230,734 | $35,221,358 |
| Land | $13,703,474 | - | $13,703,474 |
| Leasehold Improvements | $382,752 | $264,566 | $647,318 |
| Other Land Buildings | $124,786 | $166,613 | $291,399 |
| Investment Program Related Org | $623,372,825 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Catherine J Tierney | CEO/president/treasurer | FT | $574,745 | $271,009 | $845,754 |
| Timothy Sciborski | Chief Lending Officer | FT | $219,160 | $171,423 | $390,583 |
| Mary J Sullivan | SVP Special Projects | FT | $257,353 | $113,096 | $370,449 |
| Scott Steinfort | Chief Technology Officer | FT | $239,553 | $117,267 | $356,820 |
| Jeffrey Schweitzer | SVP Facilities & Purchasing | FT | $168,852 | $140,520 | $309,372 |
| Laurie Butz | SVP Org. Development, Investments | FT | $196,753 | $89,407 | $286,160 |
| Timothy Hoff | SVP Business Services | FT | $192,548 | $79,046 | $271,594 |
| Jessica Brown | Chief Financial Officer | FT | $227,580 | $29,109 | $256,689 |
| Amanda Secor | Chief of Staff | FT | $164,436 | $84,501 | $248,937 |
| Kristy Hesse | Chief Human Resources Officer | FT | $184,825 | $21,707 | $206,532 |
| Name | Title |
|---|---|
| Daniel Ferris | Chairperson |
| Kathryn Sieman | Vice-chair |
| Dean Hawkinson | Board Member |
| Dr Susan May | Board Member |
| Jay Fulkerson | Board Member |
| Monica Hilt | Board Member |
| Sara Micheletti | Board Member |
| David Peperkorn | Secretary |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Data Processing | 75 REMITTANCE DRIVE SUITE 6962, Chicago, IL 60675 | $4,484,499 |
| Burton Karstedt INC | Advertising | 2336 HIGHPOINT DR, Lindenhurst, IL 60046 | $1,903,452 |
| Partners In Leadership LLC | Consulting | PO BOX 776246, Chicago, IL 60677 | $377,319 |
| Optiv Security INC | Maintenance Services | PO BOX 28216 NETWORK PLACE, Chicago, IL 60673 | $377,195 |
| Infoimage INC | Mailing Service | 141 JEFFERSON DRIVE, Menlo Park, CA 94025 | $346,233 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $33,532,879 |
| Other Expenses | $31,433,679 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $37,962,947 |
| Other Salaries and Wages | - | - | - | $25,417,152 |
| Office Expenses | - | - | - | $7,801,779 |
| Depreciation Depletion | - | - | - | $4,968,030 |
| Information Technology | - | - | - | $3,523,354 |
| Advertising | - | - | - | $2,851,541 |
| Other Employee Benefits | - | - | - | $2,754,476 |
| Occupancy | - | - | - | $2,301,244 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $2,220,295 |
| Payroll Taxes | - | - | - | $1,987,289 |
| Pension Plan Contributions | - | - | - | $1,153,667 |
| Other Expenses | - | - | - | $635,715 |
| Conferences and Meetings | - | - | - | $612,091 |
| Insurance | - | - | - | $340,832 |
| Travel | - | - | - | $317,591 |
| Fees for Services Accounting | - | - | - | $216,625 |
| Fees for Services Legal | - | - | - | $211,132 |
| Interest | - | - | - | $124,907 |
| Total Functional Expenses | $0 | $0 | $0 | $102,929,505 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Accounts | $2,942,426,170 |
“Members of the credit union.”
“Each member owner has one vote to elect one or more directors of the governing body.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined by the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e. Ncua, wisconsin office of credit unions).”
“The form 990 is reviewed by ceo and presented to the board of directors.”
“Board of directors completes a conflict of interest questionnaire annually.”
“The compensation committee used an outside compensation consultant for ceo and key employee compensation. The compensation consultant works directly with the compensation committee of the board of directors. The deliberation and decisions for setting compensations are documented as appropriate. This process was last conducted in 2019.”
“Financial statements are reviewed by the board of directors monthly and an annual report is available to membership each year. The organization does not make its governing documents available to the public.”
“Other comprehensive income -5,238,388.”
“Audited financial statements: the organization has an audit performed each year as of september 30th. This question is being answered 'no' only because the reporting period for the annual audit does not match the december 31st reporting period for the form 990.”
“A financial audit is performed annually along with internal audits which are performed throughout the year. The audit plan and actual audit reports are reviewed with the audit committee of the board of directors.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 31664072 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 31875038 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 222354 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 248596 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | COMMUNITY FIRST CREDIT UNION PROVIDES HIGH QUALITY, COMPETITIVE FINANCIAL PRODUCTS AND SERVICES WHICH ANTICIPATE AND EXCEED OUR MEMBERS' NEEDS. WE INTEND TO BE THE PRIMARY FINANCIAL ORGANIZATION FOR OUR MEMBERS BY EARNING AND MAINTAINING THEIR TRUST, BY MAINTAINING A BALANCE BETWEEN SOUND GROWTH, EARNINGS AND RESERVES, BY PROVIDING A CHALLENGING AND REWARDING ENVIRONMENT FOR OUR EMPLOYEES AND BY CONTRIBUTING TO THE SOCIAL AND ECONOMIC WELL-BEING OF THE COMMUNITIES WE SERVE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2851541 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 37962947 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CATHERINE J TIERNEY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9208307200 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1575 DRESANG WAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEENAH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54956 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 31035597 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 50435030 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 20 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 2220295 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 612091 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 4484499 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 1903452 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 377319 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 377195 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 346233 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 75 REMITTANCE DRIVE SUITE 6962 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 2336 HIGHPOINT DR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 776246 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 28216 NETWORK PLACE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 141 JEFFERSON DRIVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | LINDENHURST |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | CHICAGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | MENLO PARK |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 60675 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 60046 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 60677 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 60673 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 94025 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | BURTON KARSTEDT INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | PARTNERS IN LEADERSHIP LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | OPTIV SECURITY INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | INFOIMAGE INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ADVERTISING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CONSULTING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | MAINTENANCE SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MAILING SERVICE |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 37962947 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 11618738 |
| IRS990/CYOtherExpensesAmt | 0 | 31433679 |
| IRS990/CYOtherRevenueAmt | 0 | -45834 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 130178551 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 38821950 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 33532879 |
| IRS990/CYTotalExpensesAmt | 0 | 102929505 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 141751455 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4968030 |
| IRS990/Desc | 0 | PROVIDED FINANCIAL SERVICES TO 139,822 MEMBER OWNERS IN 2019. FUNDED 22,232 LOANS TO THESE MEMBERS IN 2019 FOR $1,059,910,279. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 716 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 216625 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 211132 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 106625 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 135250 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 50306 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 59780 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 15049 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 5066 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 105655 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 48151 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 46687 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 49301 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CATHERINE J TIERNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DANIEL FERRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KATHRYN SIEMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DAVID PEPERKORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DEAN HAWKINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DR SUSAN MAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SARA MICHELETTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JAY FULKERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MONICA HILT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | TIMOTHY SCIBORSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MARY J SULLIVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SCOTT STEINFORT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KRISTY HESSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | JESSICA BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | JEFFREY SCHWEITZER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LAURIE BUTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | TIMOTHY HOFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | AMANDA SECOR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 739129 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 255333 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 320143 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 297040 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 191483 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 251623 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 203717 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 238009 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 224907 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 199636 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/PRESIDENT/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CHIEF LENDING OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP SPECIAL PROJECTS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CHIEF TECHNOLOGY OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CHIEF HUMAN RESOURCES OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CHIEF FINANCIAL OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP FACILITIES & PURCHASING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP ORG. DEVELOPMENT, INVESTMENTS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | SVP BUSINESS SERVICES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | CHIEF OF STAFF |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -68427 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 185162 |
| IRS990/GrossReceiptsAmt | 0 | 142077878 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 27000 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 10 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 3523354 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 340832 |
| IRS990/InterestGrp/TotalAmt | 0 | 124907 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 11687165 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 11687165 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 473310609 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 623372825 |
| IRS990/IRPDocumentCnt | 0 | 154880 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 37181711 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 74324610 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 74300670 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 111482381 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 253589 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 72834 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE PROVIDE FINANCIAL, INSURANCE, INVESTMENT SERVICES AND EDUCATION FOR OUR MEMBERS AND FOR THE COMMUNITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 50000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 404845442 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 438429004 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -68427 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -68427 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | -45834 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | -45834 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2301244 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 7801779 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 19260206 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 19951172 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -5238388 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2754476 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | PUBLIC RELATIONS |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4213670 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1809254 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1505914 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 635715 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 2630921734 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 2942426170 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 25417152 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 2499192161 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 2613188492 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 1987289 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 1153667 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 20085711 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 31233427 |
| IRS990/PrincipalOfficerNm | 0 | CATHERINE J TIERNEY |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES & SERVICE CHGS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 100689725 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 20062128 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 9345406 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 100689725 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 20077847 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 9410979 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 15719 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 65573 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 23434352 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 7842702 |
| IRS990/PYOtherExpensesAmt | 0 | 29665007 |
| IRS990/PYOtherRevenueAmt | 0 | -35203 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 118205446 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 41078871 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 31834715 |
| IRS990/PYTotalExpensesAmt | 0 | 84934074 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 126012945 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 38821950 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | -45834 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 404845442 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 438429004 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 47099034 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 14519798 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 61618832 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12990624 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 22230734 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 35221358 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 623372825 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS - PROGRAM RELATED |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 13703474 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 13703474 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 382752 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 264566 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 647318 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 124786 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 166613 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 291399 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 2942426170 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 74300670 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 623372825 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 2942426170 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 574745 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 219160 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.