Civic Intelligence

Worzalla Publishing Emplscredit Un

990 • Fiscal year 2010 • EIN 39-6092106

Jan 01, 2010 to Dec 31, 2010 • Filed on Aug 11, 2011

Organization Profilewww.wpecu.com
3535 Jefferson Street54481
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.82x

Higher debt load relative to assets than 44% of similar nonprofits.

2010 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets44th percentile

Assets

$1,392,259

No earlier filing loaded for comparison.

Net Assets

$251,148

No earlier filing loaded for comparison.

Liabilities

$1,141,111

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$33,513

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,392,259Liabilities 2010: $1,141,111Net Assets 2010: $251,1482010Assets 2011: $1,383,743Liabilities 2011: $1,135,275Net Assets 2011: $248,4682011Assets 2012: $1,283,597Liabilities 2012: $1,035,110Net Assets 2012: $248,4872012Assets 2013: $1,248,718Liabilities 2013: $1,000,226Net Assets 2013: $248,4922013Assets 2014: $1,222,392Liabilities 2014: $973,888Net Assets 2014: $248,5042014Assets 2015: $1,169,698Liabilities 2015: $921,188Net Assets 2015: $248,5102015Assets 2016: $1,095,475Liabilities 2016: $846,946Net Assets 2016: $248,5292016Assets 2017: $1,107,244Liabilities 2017: $858,711Net Assets 2017: $248,5332017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2010

Assets$1,392,259
Liabilities$1,141,111
Net Assets$251,148
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50K-$100KExpenses 2010: $33,5132010Expenses 2011: $30,7112011Expenses 2012: $25,5242012Revenue 2013: $20,994Expenses 2013: $20,989Net Income 2013: $52013Revenue 2014: $18,629Expenses 2014: $18,617Net Income 2014: $122014Revenue 2015: $16,977Expenses 2015: $16,971Net Income 2015: $62015Revenue 2016: $17,467Expenses 2016: $17,448Net Income 2016: $192016Revenue 2017: $18,389Expenses 2017: $18,385Net Income 2017: $42017Revenue 2018: $5,279Expenses 2018: $85,288Net Income 2018: -$80,0092018

Highlighted filing

2010

Revenue-
Expenses$33,513
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Aug 11, 2011
Return Version
2010v3.4
Gross Receipts
$32,077
Mission and Program Overview

Mission

None

Major Activities

Activity 2
We funded 17 loans during 2010 As of 123110 we had 36 consumer loans
Filing and Contact Details

Filer

EIN
39-6092106
Raw XML Appendix295 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity2/Description0We funded 17 loans during 2010 As of 123110 we had 36 consumer loans
IRS990/ActivityOrMissionDescription0None
IRS990/AllOtherExpenses/Total01697
IRS990/BenefitsPaidToMembersCY00
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IRS990/ChangesToOrganizingDocs0false
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IRS990/Description0We have deposit transaction and investment accounts with 309 members at 123110 During 2010 we opened 11 new deposit transaction and investment accounts
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IRS990/Form990PartVIISectionA/NamePerson0Angela Brasel
IRS990/Form990PartVIISectionA/NamePerson1Cynthia Maher
IRS990/Form990PartVIISectionA/NamePerson2Donald Prince Jr
IRS990/Form990PartVIISectionA/NamePerson3Jason Planer
IRS990/Form990PartVIISectionA/NamePerson4Robert Mocadlo
IRS990/Form990PartVIISectionA/NamePerson5Michael Tans
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IRS990/Form990PartVIISectionA/Title0Secretary
IRS990/Form990PartVIISectionA/Title1Chair
IRS990/Form990PartVIISectionA/Title2Treasurer
IRS990/Form990PartVIISectionA/Title3Director
IRS990/Form990PartVIISectionA/Title4Vice-Chair
IRS990/Form990PartVIISectionA/Title5President
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IRS990/FSAudited0false
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IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts032077
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total01461
IRS990/Insurance/Total01740
IRS990/InvestmentIncomeCurrentYear017449
IRS990/InvestmentIncome/ExclusionAmount017449
IRS990/InvestmentIncomePriorYear022544
IRS990/InvestmentIncome/TotalRevenueColumn017449
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsProgramRelated/BOY011611
IRS990/InvestmentsProgramRelated/EOY012149
IRS990/LandBldgEquipmentAccumDeprec02500
IRS990/LandBuildingsEquipmentBasis02500
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0None
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0Michael Tans
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY0252584
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IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith1096067
IRS990/NumberIndependentVotingMembers05
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfEmployees03
IRS990/NumberW2GIncluded00
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IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear023229
IRS990/OtherExpensesCurrentYear017972
IRS990/OtherExpenses/Description0Dividends on Shares
IRS990/OtherExpenses/Description1Loan Servicing Expense
IRS990/OtherExpenses/Description2Member InsNCUSIF
IRS990/OtherExpenses/Description3Association Dues
IRS990/OtherExpenses/Total03176
IRS990/OtherExpenses/Total11080
IRS990/OtherExpenses/Total23559
IRS990/OtherExpenses/Total31920
IRS990/OtherLiabilities/BOY01214924
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IRS990/OtherNotesLoansReceivableNet/BOY0272067
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IRS990/OtherRevenueCurrentYear00
IRS990/OtherSalariesAndWages/Total08498
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total01163
IRS990/PoliticalActivities0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenueCY014628
IRS990/ProgramServiceRevenue/Description0Interest on Loans
IRS990/ProgramServiceRevenue/Description1Other Income
IRS990/ProgramServiceRevenuePriorYear016315
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome013815
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IRS990/ProgramServiceRevenue/TotalRevenueColumn013815
IRS990/ProgramServiceRevenue/TotalRevenueColumn1813
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0-1436
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
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IRS990/RetainedEarningsEndowmentEtc/BOY0252584
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IRS990ScheduleD/InvestmentsProgramRelated/Description0NCUA Capitalization
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IRS990ScheduleD/OtherLiabilities/Description0Share & Deposits
IRS990ScheduleD/TotalOfAmounts01134319
IRS990ScheduleD/TotalOfBookValueProgramRelated012149
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0Family Relationship - Donald Prince Treasurer and Cheryl Prince Bookkeeper are spouses
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation4It is brought to a board meeting for the board to review
IRS990ScheduleO/GeneralExplanation/Explanation5If regulations change we amend policy to remain compliant
IRS990ScheduleO/GeneralExplanation/Explanation6Compensaton for the president is discussed and decided on during the reorganizational meeting
IRS990ScheduleO/GeneralExplanation/Explanation7Compensaton recommendations for the other employees is brought to the board by the president and decided on during a board meeting
IRS990ScheduleO/GeneralExplanation/Explanation8Upon request
IRS990ScheduleO/GeneralExplanation/Identifier001. Officer, directors, etc. family relationship (Part VI, line 2)
IRS990ScheduleO/GeneralExplanation/Identifier102. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier203. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier304. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier405. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier506. Conflict of interest policy compliance (Part VI, line 12c)
IRS990ScheduleO/GeneralExplanation/Identifier607. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier708. Other officer or key employee compensation (Part VI, line 15b
IRS990ScheduleO/GeneralExplanation/Identifier809. Governing documents, etc, available to public (Part VI, line 19)
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IRS990/TheBooksAreInCareOf/AddressUS/AddressLine103535 Jefferson Street
IRS990/TheBooksAreInCareOf/AddressUS/City0Stevens Point
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IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode054481
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IRS990/UponRequest0X
IRS990/WebSite0www.wpecu.com
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01966
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0396092106
ReturnHeader/Filer/Name/BusinessNameLine10Worzalla Publishing EmplsCredit Un
ReturnHeader/Filer/NameControl0WORZ
ReturnHeader/Filer/USAddress/AddressLine103535 Jefferson Street
ReturnHeader/Filer/USAddress/City0Stevens Point
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054481
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02011-08-11
ReturnHeader/Officer/Name0Michael Tans
ReturnHeader/Officer/Phone07153449600
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-08-12
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-08-12T17:50:46-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,392,259
Liabilities
$1,141,111
Net assets
$251,148
Revenue
-
Expenses
$33,513
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.01$0.09$0.08
2017Detailed filing. Detailed filing data is available for this year.$1.11$0.86$0.25$0.02$0.02$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.10$0.85$0.25$0.02$0.02$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.17$0.92$0.25$0.02$0.02$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.22$0.97$0.25$0.02$0.02$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.25$1.00$0.25$0.02$0.02$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$1.04$0.25$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.38$1.14$0.25$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.39$1.14$0.25$0.03