Civic Intelligence

Blackhawk Community Credit Union

990 • Fiscal year 2017 • EIN 39-6086299

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 30, 2018

Organization ProfileWWW.BHCCU.ORG

View Organization Page

2640 W Court Street/PO Box 5366Janesville, WI 53547-1366

(608) 755-6065

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

73rd percentile

20.19x

Higher debt load relative to revenue than 73% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

20th percentile

7.2%

Higher net margin than 20% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

48th percentile

$392,265

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

85th percentile

11%

Faster asset growth than 85% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

56th percentile

8.9%

Faster revenue growth than 56% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$506,926,965

Up $50,967,190 (+11%) from 2016

Net Assets

Up

$40,376,993

Up $4,399,597 (+12%) from 2016

Liabilities

Up

$466,549,972

Up $46,567,593 (+11%) from 2016

Revenue And Expenses
Liabilities / Revenue73rd percentileNet Margin20th percentile

Revenue

Up

$23,104,917

Up $1,894,851 (+8.9%) from 2016

Expenses

Up

$21,439,012

Up $3,208,964 (+18%) from 2016

Net Income

Down

$1,665,905

Down $1,314,113 (-44%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0B$500M$0Assets 2010: $322,331,978Liabilities 2010: $295,812,309Net Assets 2010: $26,519,6692010Assets 2011: $340,608,133Liabilities 2011: $315,851,801Net Assets 2011: $24,756,3322011Assets 2012: $361,518,345Liabilities 2012: $336,238,027Net Assets 2012: $25,280,3182012Assets 2013: $373,037,999Liabilities 2013: $348,358,285Net Assets 2013: $24,679,7142013Assets 2014: $389,173,944Liabilities 2014: $359,067,046Net Assets 2014: $30,106,8982014Assets 2015: $419,195,213Liabilities 2015: $385,947,739Net Assets 2015: $33,247,4742015Assets 2016: $455,959,775Liabilities 2016: $419,982,379Net Assets 2016: $35,977,3962016Assets 2017: $506,926,965Liabilities 2017: $466,549,972Net Assets 2017: $40,376,9932017Assets 2018: $605,879,643Liabilities 2018: $562,973,718Net Assets 2018: $42,905,9252018Assets 2019: $619,876,636Liabilities 2019: $570,283,725Net Assets 2019: $49,592,9112019Assets 2020: $753,202,837Liabilities 2020: $697,899,054Net Assets 2020: $55,303,7832020Assets 2021: $849,706,137Liabilities 2021: $785,670,059Net Assets 2021: $64,036,0782021Assets 2022: $819,730,736Liabilities 2022: $758,837,096Net Assets 2022: $60,893,6402022Assets 2023: $814,064,230Liabilities 2023: $735,207,770Net Assets 2023: $78,856,4602023Assets 2024: $867,486,017Liabilities 2024: $778,810,575Net Assets 2024: $88,675,4422024

Highlighted filing

2017

Assets$506,926,965
Liabilities$466,549,972
Net Assets$40,376,993
Open 2017 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $21,973,3392010Expenses 2011: $23,594,1802011Expenses 2012: $21,116,8782012Revenue 2013: $20,741,975Expenses 2013: $20,050,394Net Income 2013: $691,5812013Revenue 2014: $18,729,911Expenses 2014: $15,244,763Net Income 2014: $3,485,1482014Revenue 2015: $20,514,555Expenses 2015: $16,159,659Net Income 2015: $4,354,8962015Revenue 2016: $21,210,066Expenses 2016: $18,230,048Net Income 2016: $2,980,0182016Revenue 2017: $23,104,917Expenses 2017: $21,439,012Net Income 2017: $1,665,9052017Revenue 2018: $27,488,341Expenses 2018: $24,605,262Net Income 2018: $2,883,0792018Revenue 2019: $30,788,069Expenses 2019: $28,076,898Net Income 2019: $2,711,1712019Revenue 2020: $31,688,982Expenses 2020: $25,444,148Net Income 2020: $6,244,8342020Revenue 2021: $33,256,046Expenses 2021: $24,209,544Net Income 2021: $9,046,5022021Revenue 2022: $34,765,516Expenses 2022: $24,036,578Net Income 2022: $10,728,9382022Revenue 2023: $44,630,547Expenses 2023: $31,409,593Net Income 2023: $13,220,9542023Revenue 2024: $46,312,579Expenses 2024: $39,163,083Net Income 2024: $7,149,4962024

Highlighted filing

2017

Revenue$23,104,917
Expenses$21,439,012
Net Income$1,665,905
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 30, 2018
Return Version
2017v2.3
Gross Receipts
$23,338,333
Mission and Program Overview

Mission

We are a community chartered not-for-profit, cooperative financial institution formed to help our membership save, borrow, and obtain financial services. We place our attention squarely on serving our memberships' best interests, not on maximizing profits. We are among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions.

Blackhawk community credit union is a state chartered credit union in wisconsin organized for the purpose of providing deposit accounts, loan accounts, and transaction services to its members. Our mission is to provide straightforward and helpful financial management tools through personalized service that promotes and supports our members' financial well-being.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$327,780,261$339,579,806▲ $11,799,545
Investments in Publicly Traded Securities$60,518,979$104,480,363▲ $43,961,384
Rtn Earn Endowment Incm Other Fnds$35,977,396$40,376,993▲ $4,399,597
Land, Buildings, and Equipment, Net$13,859,418$18,073,628▲ $4,214,210
Investments Other Securities$12,095,905$16,700,263▲ $4,604,358
Savings and Temporary Cash Investments$26,703,125$9,915,969▼ $16,787,156
Cash and Non-Interest-Bearing Accounts$4,954,718$6,236,655▲ $1,281,937
Accounts Receivable$999,149$1,243,182▲ $244,033
Prepaid Expenses and Deferred Charges$869,160$824,852▼ $44,308
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$455,959,775$506,926,965▲ $50,967,190
Other Assets Total$8,179,060$9,872,247▲ $1,693,187
Liabilities
Other Liabilities$413,062,173$459,964,242▲ $46,902,069
Accounts Payable and Accrued Expenses$6,348,852$6,085,658▼ $263,194
Escrow Account Liability$571,354$500,072▼ $71,282
Total Liabilities$419,982,379$466,549,972▲ $46,567,593
Net Assets / Fund Balance
Total Net Assets Fund Balance$35,977,396$40,376,993▲ $4,399,597
Total Liabilities and Net Assets / Fund Balance$455,959,775$506,926,965▲ $50,967,190

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,220,856$6,198,881$17,419,737
Equipment$2,845,786$11,082,574$13,928,360
Land$2,998,920-$2,998,920
Leasehold Improvements$808,733$183,100$991,833
Other Land Buildings$199,333-$199,333
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sherri StumpfPresident & CEOFT$315,914$76,351$392,265
Matt WohlersSenior VP & CAOFT$166,552$59,081$225,633
Glen NeelyInvestment AdvisorFT$57,751$164,906$222,657
Lisa PalmaSenior VP & CXOFT$166,501$50,022$216,523
David SchalkSenior VP of LendingFT$141,147$58,151$199,298
Caroline RedmannSenior VP & COOFT$148,927$26,284$175,211
Mary FrederickChairman-$1,500-$1,500
Marge FenrickVice Chariman-$775-$775
Shannon RileySecretary-$725-$725
Tom OsmondTreasurer-$600-$600

Board Members and Trustees

NameTitle
Edmund HalabiDirector
John JenksDirector
Tim SilhaDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
PscuCredit Card Processing, Call Center Back560 CARILLON PKWYST PETERSBURG, St Petersburg, FL 33716$1,177,405
Jack Henry & AssociatesIt ServicesPO BOX 609, Monett, MO 65708$639,997
Integrated Security SolutionsCamera Systems219 S MAIN ST, Cottage Grove, WI 53527$425,627
Paragon Development SystemsIt Consulting ServicesPO BOX 775677, Chicago, IL 60677$235,318
Mkr LLCMaintenance1405 RIVERSIDE ST SUITE 130A, Janesville, WI 53545$210,158
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,594,250
Investment Income
$2,461,018
Other Revenue
$49,649
Change in Net Assets
$1,665,905
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$11,352,285
Other Expenses$9,909,641
Grants and Similar Amounts Paid$177,086
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$7,900,439
Other Employee Benefits---$1,491,692
Office Expenses---$1,337,347
Depreciation Depletion---$1,144,192
Information Technology---$1,119,967
Occupancy---$869,627
Payroll Taxes---$693,696
Advertising---$686,052
Pension Plan Contributions---$644,962
Current Officers, Directors, Trustees, and Key Employees---$621,496
Other Expenses---$508,615
All Other Expenses---$461,728
Fees for Services Other---$295,914
Grants to Domestic Orgs---$161,086
Insurance---$120,997
Travel---$83,985
Fees for Services Legal---$64,322
Conferences and Meetings---$36,982
Grants to Domestic Individuals---$16,000
Fees for Services Accounting---$15,271
Interest---$718
Total Functional Expenses$0$0$0$21,439,012
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Echo IncJanesville, WI501(c)(3)General Support$11,900
Forward JanesvilleJanesville, WI501(c)(6)General Support$11,447
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$459,964,242
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by membership utilizing their one vote per member.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership.”

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 is reviewed by the chief financial officer and approved by the chief executive officer.”

Form 990, Part VI, Section B, Line 12C

“Annually there is a code of conduct form filed by each employee and director. A conflict should be reported to the board. A director will not participate in the deliberation, approval, or processing of any type of loan in which he/she has a direct or indirect interest. A director will also refrain from voting on any issues related to a conflict.”

Form 990, Part VI, Section B, Line 15

“The organization purchases the state and national compensation surveys for all management level positions annually. The surveys and pay ranges are reviewed & updated annually and salaries are adjusted as necessary. If they are consistent with the range, they are adjusted based on merit within the salary increase pool as budgeted.”

Form 990, Part VI, Section C, Line 19

“Financial statements are on the ncua website, in the lobby of the branches, and upon request.”

Filing and Contact Details

Filer

Filer Name
Blackhawk Community Credit Union
EIN
39-6086299
Phone
6087556065
Address
2640 W COURT STREET/PO BOX 5366, JANESVILLE, WI 53547-1366

Signing Officer

Name
Sherri Stumpf
Title
President & CEO
Phone
6087556065
Signed
2018-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sherri Stumpf
Formed
1965
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
3
Employees
229
Volunteers
10

Preparer

Firm
Wipfli Llp
Address
PO BOX 8010, WAUSAU, WI 54402-8010
Preparer
Mary a Coates CPA
Phone
7158453111
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in other comprehensive income 961,440. Equity acquired in merger 1,156,516.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union services mortgage loans. Custodial escrow balances are maintained in connection with these loans.”

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IRS990/Form990PartVIISectionAGrp/PersonNm11CAROLINE REDMANN
IRS990/Form990PartVIISectionAGrp/PersonNm12DAVID SCHALK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4775
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5725
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7354889
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8183719
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9180689
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10183496
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11166239
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12158459
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHARIMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8SENIOR VP & CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt9INVESTMENT ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10SENIOR VP & CXO
IRS990/Form990PartVIISectionAGrp/TitleTxt11SENIOR VP & COO
IRS990/Form990PartVIISectionAGrp/TitleTxt12SENIOR VP OF LENDING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01965
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-1467
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt016000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0161086
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0231949
IRS990/GrossReceiptsAmt023338333
IRS990/GrossRentsGrp/RealAmt047098
IRS990/GroupExemptionNum02157
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt03
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01119967
IRS990/InsuranceGrp/TotalAmt0120997
IRS990/InterestGrp/TotalAmt0718
IRS990/InvestmentIncomeGrp/ExclusionAmt02462485
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02462485
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt012095905
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt016700263
IRS990/InvestmentsPubTradedSecGrp/BOYAmt060518979
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0104480363
IRS990/IRPDocumentCnt015391
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt017464555
IRS990/LandBldgEquipBasisNetGrp/BOYAmt013859418
IRS990/LandBldgEquipBasisNetGrp/EOYAmt018073628
IRS990/LandBldgEquipCostOrOtherBssAmt035538183
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0233416
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt02551
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt02551
IRS990/MissionDesc0BLACKHAWK COMMUNITY CREDIT UNION IS A STATE CHARTERED CREDIT UNION IN WISCONSIN ORGANIZED FOR THE PURPOSE OF PROVIDING DEPOSIT ACCOUNTS, LOAN ACCOUNTS, AND TRANSACTION SERVICES TO ITS MEMBERS. OUR MISSION IS TO PROVIDE STRAIGHTFORWARD AND HELPFUL FINANCIAL MANAGEMENT TOOLS THROUGH PERSONALIZED SERVICE THAT PROMOTES AND SUPPORTS OUR MEMBERS' FINANCIAL WELL-BEING.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt035977396
IRS990/NetAssetsOrFundBalancesEOYAmt040376993
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-1467
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-1467
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt047098
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt047098
IRS990/NetUnrelatedBusTxblIncmAmt0-34807
IRS990/NetUnrlzdGainsLossesInvstAmt0615736
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0869627
IRS990/OfficeExpensesGrp/TotalAmt01337347
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08179060
IRS990/OtherAssetsTotalGrp/EOYAmt09872247
IRS990/OtherChangesInNetAssetsAmt02117956
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01491692
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON MEMBER SHA
IRS990/OtherExpensesGrp/Desc1LOAN & CLOSING COSTS
IRS990/OtherExpensesGrp/Desc2CREDIT CARD FEES
IRS990/OtherExpensesGrp/Desc3BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01774609
IRS990/OtherExpensesGrp/TotalAmt1728748
IRS990/OtherExpensesGrp/TotalAmt2660567
IRS990/OtherExpensesGrp/TotalAmt3508615
IRS990/OtherLiabilitiesGrp/BOYAmt0413062173
IRS990/OtherLiabilitiesGrp/EOYAmt0459964242
IRS990/OtherRevenueTotalAmt02551
IRS990/OtherSalariesAndWagesGrp/TotalAmt07900439
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0327780261
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0339579806
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0693696
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0644962
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0869160
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0824852
IRS990/PrincipalOfficerNm0SHERRI STUMPF
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MORTGAGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3CREDIT & DEBIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc4ATM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014177019
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12491259
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21434751
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31278044
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4530005
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014177019
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12491327
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21434751
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31278044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4564049
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt068
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt134044
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt0148988
IRS990/PYInvestmentIncomeAmt0664969
IRS990/PYOtherExpensesAmt08638518
IRS990/PYOtherRevenueAmt032309
IRS990/PYProgramServiceRevenueAmt020512788
IRS990/PYRevenuesLessExpensesAmt02980018
IRS990/PYSalariesCompEmpBnftPaidAmt09442542
IRS990/PYTotalExpensesAmt018230048
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021210066
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01665905
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt047098
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt035977396
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt040376993
IRS990/SavingsAndTempCashInvstGrp/BOYAmt026703125
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09915969
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011220856
IRS990ScheduleD/BuildingsGrp/DepreciationAmt06198881
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt017419737
IRS990ScheduleD/EquipmentGrp/BookValueAmt02845786
IRS990ScheduleD/EquipmentGrp/DepreciationAmt011082574
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013928360
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt02998920
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02998920
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0808733
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0183100
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0991833
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0199333
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0199333
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0459964242
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION SERVICES MORTGAGE LOANS. CUSTODIAL ESCROW BALANCES ARE MAINTAINED IN CONNECTION WITH THESE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt018073628
IRS990ScheduleD/TotalLiabilityAmt0459964242
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt016000
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt014
IRS990ScheduleI/RecipientTable/CashGrantAmt011900
IRS990ScheduleI/RecipientTable/CashGrantAmt111447
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc1501(C)(6)
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0GENERAL SUPPORT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1GENERAL SUPPORT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0ECHO INC
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1FORWARD JANESVILLE
IRS990ScheduleI/RecipientTable/RecipientEIN0391222279
IRS990ScheduleI/RecipientTable/RecipientEIN1390212060
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt065 S HIGH ST
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt114 S JACKSON ST
IRS990ScheduleI/RecipientTable/USAddress/CityNm0JANESVILLE
IRS990ScheduleI/RecipientTable/USAddress/CityNm1JANESVILLE
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0WI
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1WI
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd053548
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd153548
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0GRANT FUNDS RECEIVED ARE PLACED INTO A SEPARATE ACCOUNT AND OFFSET BY AUTHORIZED EXPENDITURES.

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$506,926,965
Liabilities
$466,549,972
Net assets
$40,376,993
Revenue
$23,104,917
Expenses
$21,439,012
Net income
$1,665,905
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$867$779$88.7$46.3$39.2$7.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$814$735$78.9$44.6$31.4$13.2
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$820$759$60.9$34.8$24.0$10.7
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$850$786$64.0$33.3$24.2$9.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$753$698$55.3$31.7$25.4$6.24
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$620$570$49.6$30.8$28.1$2.71
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$606$563$42.9$27.5$24.6$2.88
2017Detailed filing. Detailed filing data is available for this year.$507$467$40.4$23.1$21.4$1.67
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$456$420$36.0$21.2$18.2$2.98
2015Detailed filing. Detailed filing data is available for this year.$419$386$33.2$20.5$16.2$4.35
2014Detailed filing. Detailed filing data is available for this year.$389$359$30.1$18.7$15.2$3.49
2013Detailed filing. Detailed filing data is available for this year.$373$348$24.7$20.7$20.1$0.69
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$362$336$25.3$21.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$316$24.8$23.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$322$296$26.5$22.0