Civic Intelligence

Royal Credit Union

990 • Fiscal year 2012 • EIN 39-6072970

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 13, 2013

PO Box 97054702
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$1,295,129,210

Flat from 2012

Net Assets

Flat

$125,097,553

Flat from 2012

Liabilities

Flat

$1,170,031,657

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$81,587,128

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,247,936,678Liabilities 2010: $1,143,817,748Net Assets 2010: $104,118,9302010Assets 2011: $1,270,785,081Liabilities 2011: $1,162,142,591Net Assets 2011: $108,642,4902011Assets 2012: $1,295,129,210Liabilities 2012: $1,170,031,657Net Assets 2012: $125,097,5532012Assets 2012: $1,295,129,210Liabilities 2012: $1,170,031,657Net Assets 2012: $125,097,5532012Assets 2013: $1,392,362,366Liabilities 2013: $1,236,658,384Net Assets 2013: $155,703,9822013Assets 2014: $1,543,001,886Liabilities 2014: $1,370,487,521Net Assets 2014: $172,514,3652014Assets 2015: $1,711,373,153Liabilities 2015: $1,519,733,740Net Assets 2015: $191,639,4132015Assets 2016: $2,025,441,909Liabilities 2016: $1,813,851,175Net Assets 2016: $211,590,7342016Assets 2017: $2,211,060,527Liabilities 2017: $1,973,852,838Net Assets 2017: $237,207,6892017Assets 2018: $2,390,524,196Liabilities 2018: $2,129,936,823Net Assets 2018: $260,587,3732018Assets 2019: $2,837,926,175Liabilities 2019: $2,551,352,414Net Assets 2019: $286,573,7612019Assets 2020: $3,465,269,366Liabilities 2020: $3,150,189,725Net Assets 2020: $315,079,6412020Assets 2021: $4,046,275,359Liabilities 2021: $3,664,092,598Net Assets 2021: $382,182,7612021Assets 2022: $4,552,578,835Liabilities 2022: $4,134,659,335Net Assets 2022: $417,919,5002022Assets 2023: $5,178,101,427Liabilities 2023: $4,709,331,756Net Assets 2023: $468,769,6712023Assets 2024: $5,329,096,009Liabilities 2024: $4,806,461,248Net Assets 2024: $522,634,7612024

Highlighted filing

2012

Assets$1,295,129,210
Liabilities$1,170,031,657
Net Assets$125,097,553

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Expenses 2010: $81,787,0072010Expenses 2011: $84,422,5912011Expenses 2012: $81,587,1282012Revenue 2012: $98,042,191Expenses 2012: $81,587,128Net Income 2012: $16,455,0632012Revenue 2013: $99,897,310Expenses 2013: $69,290,881Net Income 2013: $30,606,4292013Revenue 2014: $86,490,835Expenses 2014: $70,083,794Net Income 2014: $16,407,0412014Revenue 2015: $91,590,327Expenses 2015: $72,465,279Net Income 2015: $19,125,0482015Revenue 2016: $99,470,902Expenses 2016: $79,519,580Net Income 2016: $19,951,3222016Revenue 2017: $115,794,366Expenses 2017: $90,177,413Net Income 2017: $25,616,9532017Revenue 2018: $131,746,038Expenses 2018: $108,366,353Net Income 2018: $23,379,6852018Revenue 2019: $153,742,463Expenses 2019: $127,756,075Net Income 2019: $25,986,3882019Revenue 2020: $170,100,476Expenses 2020: $141,594,596Net Income 2020: $28,505,8802020Revenue 2021: $185,328,498Expenses 2021: $120,388,667Net Income 2021: $64,939,8312021Revenue 2022: $198,876,123Expenses 2022: $159,344,082Net Income 2022: $39,532,0412022Revenue 2023: $299,976,577Expenses 2023: $258,380,438Net Income 2023: $41,596,1392023Revenue 2024: $373,611,288Expenses 2024: $323,800,255Net Income 2024: $49,811,0332024

Highlighted filing

2012

Revenue-
Expenses$81,587,128
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 13, 2013
Return Version
2012v2.1
Gross Receipts
$98,044,023
Mission and Program Overview

Mission

To create a positive impact in the lives we touch.

Major Activities

Activity 2
We funded 27,430 loans during 2012. As of 12/31/12, we had 22,271 mortgages/home equity, 66,356 consumer loans and 1,455 member business loans. We also had 35,201 credit card accounts with our members at 12/31.
Filing and Contact Details

Filer

EIN
39-6072970
Raw XML AppendixShowing 400 of 571 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/TotalOfBookValueLandBuildings040750965
IRS990ScheduleD/TotalOfBookValueProgramRelated022151418
IRS990ScheduleD/TotalOfBookValueSecurities0701
IRS990ScheduleD/TotalRevenuePerForm990098042191
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt077935543
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt094390607
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/ClubDuesOrFees0X
IRS990ScheduleJ/EquityBasedCompArrangement0false
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0168682
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg1143353
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg2124293
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IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg8353624
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg0600
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg119961
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Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5,329$4,806$523$374$324$49.8
2023Detailed filing. Detailed filing data is available for this year.$5,178$4,709$469$300$258$41.6
2022Detailed filing. Detailed filing data is available for this year.$4,553$4,135$418$199$159$39.5
2021Detailed filing. Detailed filing data is available for this year.$4,046$3,664$382$185$120$64.9
2020Detailed filing. Detailed filing data is available for this year.$3,465$3,150$315$170$142$28.5
2019Detailed filing. Detailed filing data is available for this year.$2,838$2,551$287$154$128$26.0
2018Detailed filing. Detailed filing data is available for this year.$2,391$2,130$261$132$108$23.4
2017Detailed filing. Detailed filing data is available for this year.$2,211$1,974$237$116$90.2$25.6
2016Detailed filing. Detailed filing data is available for this year.$2,025$1,814$212$99.5$79.5$20.0
2015Detailed filing. Detailed filing data is available for this year.$1,711$1,520$192$91.6$72.5$19.1
2014Detailed filing. Detailed filing data is available for this year.$1,543$1,370$173$86.5$70.1$16.4
2013Detailed filing. Detailed filing data is available for this year.$1,392$1,237$156$99.9$69.3$30.6
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,295$1,170$125$81.6
2012Summary only. Only limited summary data is available for this year.$1,295$1,170$125$98.0$81.6$16.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,271$1,162$109$84.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,248$1,144$104$81.8