Civic Intelligence

Public Service Credit Union

990 • Fiscal year 2011 • EIN 39-6063480

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 19, 2012

Organization Profile
N4367 State Road 18054143
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.79x

Higher debt load relative to assets than 37% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

92nd percentile

12%

Faster asset growth than 92% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$2,014,206

Up $222,012 (+12%) from 2010

Net Assets

Up

$421,993

Up $2,493 (+0.6%) from 2010

Liabilities

Up

$1,592,213

Up $219,519 (+16%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$59,797

Down $11,091 (-16%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $1,792,194Liabilities 2010: $1,372,694Net Assets 2010: $419,5002010Assets 2011: $2,014,206Liabilities 2011: $1,592,213Net Assets 2011: $421,9932011Assets 2012: $1,844,974Liabilities 2012: $1,469,655Net Assets 2012: $375,3192012Assets 2013: $0Liabilities 2013: $0Net Assets 2013: $02013

Highlighted filing

2011

Assets$2,014,206
Liabilities$1,592,213
Net Assets$421,993
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KExpenses 2010: $70,8882010Expenses 2011: $59,7972011Expenses 2012: $101,5222012Revenue 2013: $24,970Expenses 2013: $139,100Net Income 2013: -$114,1302013

Highlighted filing

2011

Revenue-
Expenses$59,797
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 19, 2012
Return Version
2011v1.2
Gross Receipts
$62,290
Mission and Program Overview

Mission

None

Major Activities

Activity 2
We funded 36 loans during 2011
Filing and Contact Details

Filer

EIN
39-6063480
Raw XML Appendix291 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDescription0Not for Profit Not for Charity But for Service
IRS990/AllOtherExpenses/Total03954
IRS990/BenefitsPaidToMembersCY00
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IRS990/CashNonInterestBearing/BOY0284869
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IRS990/DescribedIn501C30false
IRS990/Description0We have deposit transaction and investment accounts with 279 members at 123111 During 2011 we opened 5 new deposit transaction and investment accounts
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IRS990/Form990PartVIISectionA/NamePerson2Jon Joanis
IRS990/Form990PartVIISectionA/NamePerson3Lee Doepke
IRS990/Form990PartVIISectionA/NamePerson4Lynn Buscher
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IRS990/Form990PartVIISectionA/Title0President
IRS990/Form990PartVIISectionA/Title1Chair
IRS990/Form990PartVIISectionA/Title2Director
IRS990/Form990PartVIISectionA/Title3Director
IRS990/Form990PartVIISectionA/Title4Secretary
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IRS990/GrossReceipts062290
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IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total02123
IRS990/Insurance/Total04670
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IRS990/InvestmentIncome/ExclusionAmount016192
IRS990/InvestmentIncomePriorYear015979
IRS990/InvestmentIncome/TotalRevenueColumn016192
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsProgramRelated/BOY028496
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IRS990/LandBldgEquipmentAccumDeprec02597
IRS990/LandBuildingsEquipmentBasis012275
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IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0Christine Dumke
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IRS990/OtherExpenses/Description1Member InsNCUSIF
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IRS990/OtherExpenses/Total14099
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IRS990/PayrollTaxes/Total01995
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IRS990/ProfessionalFundraising0false
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IRS990/ProgramServiceRevenue/BusinessCode1522100
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IRS990/ProgramServiceRevenue/Description0Interest on Loans
IRS990/ProgramServiceRevenue/Description1Other Member Fee Inc
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IRS990/RetainedEarningsEndowmentEtc/EOY0421993
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IRS990ScheduleD/InvestmentsProgramRelated/BookValue114014
IRS990ScheduleD/InvestmentsProgramRelated/Description0NCUA Capitalization
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IRS990ScheduleD/OtherLandBuildings/Depreciation02420
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis012098
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IRS990ScheduleD/TotalOfBookValueLandBuildings09678
IRS990ScheduleD/TotalOfBookValueProgramRelated027738
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3To be reviewed at a regular monthly board meeting by all present prior to filing
IRS990ScheduleO/GeneralExplanation/Explanation4Upon Request
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier102. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier203. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier304. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier405. Governing documents, etc, available to public (Part VI, line 19)
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IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode054143
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IRS990/TheBooksAreInCareOf/TelephoneNumber07157322880
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0396063480
ReturnHeader/Filer/Name/BusinessNameLine10Public Service Credit Union
ReturnHeader/Filer/NameControl0PUBL
ReturnHeader/Filer/USAddress/AddressLine10N4367 State Road 180
ReturnHeader/Filer/USAddress/City0Marinette
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054143
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02012-04-19
ReturnHeader/Officer/Name0Christine A Dumke
ReturnHeader/Officer/Phone07157322880
ReturnHeader/Officer/Title0PresidentTreas
ReturnHeader/Preparer/DatePrepared02012-04-24
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-04-24T17:06:00-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,014,206
Liabilities
$1,592,213
Net assets
$421,993
Revenue
-
Expenses
$59,797
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.02$0.14$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.84$1.47$0.38$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$1.59$0.42$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.79$1.37$0.42$0.07
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2011 filings • 501(c)14 • $1M-$5M nonprofits