Civic Intelligence

Air Tech Credit Union

990 • Fiscal year 2018 • EIN 39-6055625

Jan 01, 2018 to Dec 31, 2018 • Filed on Apr 11, 2019

Organization Profile
1919 East Grange AvenueMilwaukee, WI 53207

(414) 744-1325

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.81x

Higher debt load relative to assets than 45% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

84th percentile

23.70x

Higher debt load relative to revenue than 84% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Net Margin

34th percentile

2.6%

Higher net margin than 34% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

50th percentile

$29,202

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 26.3% of source-year revenue.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2018

Asset Growth

47th percentile

-2.0%

Faster asset growth than 47% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

78th percentile

13%

Faster revenue growth than 78% of similar nonprofits.

2018 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets45th percentile

Assets

Down

$3,236,242

Down $65,990 (-2.0%) from 2017

Net Assets

Up

$602,168

Up $500 (+0.1%) from 2017

Liabilities

Down

$2,634,074

Down $66,490 (-2.5%) from 2017

Revenue And Expenses
Liabilities / Revenue84th percentileNet Margin34th percentile

Revenue

Up

$111,133

Up $12,946 (+13%) from 2017

Expenses

Up

$108,212

Up $10,487 (+11%) from 2017

Net Income

Up

$2,921

Up $2,459 (+532%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,787,582Liabilities 2010: $3,178,997Net Assets 2010: $608,5852010Assets 2011: $3,896,889Liabilities 2011: $3,293,946Net Assets 2011: $602,9432011Assets 2012: $3,878,824Liabilities 2012: $3,274,663Net Assets 2012: $604,1612012Assets 2013: $3,721,607Liabilities 2013: $3,113,245Net Assets 2013: $608,3622013Assets 2014: $3,784,951Liabilities 2014: $3,180,178Net Assets 2014: $604,7732014Assets 2015: $3,843,622Liabilities 2015: $3,240,516Net Assets 2015: $603,1062015Assets 2016: $3,350,915Liabilities 2016: $2,749,709Net Assets 2016: $601,2062016Assets 2017: $3,302,232Liabilities 2017: $2,700,564Net Assets 2017: $601,6682017Assets 2018: $3,236,242Liabilities 2018: $2,634,074Net Assets 2018: $602,1682018Assets 2019: $3,339,325Liabilities 2019: $2,717,818Net Assets 2019: $621,5072019Assets 2020: $3,201,529Liabilities 2020: $2,575,880Net Assets 2020: $625,6492020Assets 2021: $3,158,624Liabilities 2021: $2,544,264Net Assets 2021: $614,3602021Assets 2022: $2,992,790Liabilities 2022: $2,403,157Net Assets 2022: $589,6332022Assets 2023: $3,086,871Liabilities 2023: $2,506,761Net Assets 2023: $580,1102023Assets 2024: $2,366,022Liabilities 2024: $1,780,882Net Assets 2024: $585,1402024

Highlighted filing

2018

Assets$3,236,242
Liabilities$2,634,074
Net Assets$602,168
Open 2018 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KExpenses 2010: $165,4402010Expenses 2011: $154,7302011Expenses 2012: $131,2432012Revenue 2013: $125,642Expenses 2013: $120,222Net Income 2013: $5,4202013Revenue 2014: $122,196Expenses 2014: $120,366Net Income 2014: $1,8302014Revenue 2015: $124,351Expenses 2015: $124,188Net Income 2015: $1632015Revenue 2016: $110,580Expenses 2016: $112,480Net Income 2016: -$1,9002016Revenue 2017: $98,187Expenses 2017: $97,725Net Income 2017: $4622017Revenue 2018: $111,133Expenses 2018: $108,212Net Income 2018: $2,9212018Revenue 2019: $121,921Expenses 2019: $102,582Net Income 2019: $19,3392019Revenue 2020: $102,586Expenses 2020: $98,444Net Income 2020: $4,1422020Revenue 2021: $73,618Expenses 2021: $84,907Net Income 2021: -$11,2892021Revenue 2022: $70,965Expenses 2022: $95,691Net Income 2022: -$24,7262022Revenue 2023: $90,934Expenses 2023: $100,457Net Income 2023: -$9,5232023Revenue 2024: $101,815Expenses 2024: $96,785Net Income 2024: $5,0302024

Highlighted filing

2018

Revenue$111,133
Expenses$108,212
Net Income$2,921
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Apr 11, 2019
Return Version
2018v3.1
Gross Receipts
$111,133
Mission and Program Overview

Mission

None

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,801,386$1,658,732▼ $142,654
Other Notes and Loans Receivable, Net$1,381,952$1,508,056▲ $126,104
Rtn Earn Endowment Incm Other Fnds$601,668$602,168▲ $500
Cash and Non-Interest-Bearing Accounts$94,461$48,588▼ $45,873
Land, Buildings, and Equipment, Net$22,764$17,129▼ $5,635
Prepaid Expenses and Deferred Charges$1,669$3,737▲ $2,068
Total Assets$3,302,232$3,236,242▼ $65,990
Liabilities
Other Liabilities$2,693,966$2,630,422▼ $63,544
Accounts Payable and Accrued Expenses$6,598$3,652▼ $2,946
Total Liabilities$2,700,564$2,634,074▼ $66,490
Net Assets / Fund Balance
Total Net Assets Fund Balance$601,668$602,168▲ $500
Total Liabilities and Net Assets / Fund Balance$3,302,232$3,236,242▼ $65,990

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$17,129$66,870$83,999
Compensation and Service Providers
Top Officer Pay50th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kandace LessardPresidentManagerPT$29,202$29,202

Board Members and Trustees

NameTitle
Thomas HoppeChairman
Michael NuofferVice-Chair
Al KluczykowskiDirector
Dalelynn LombardoDirector
William RebholzDirector
Donna GalikSecretary
Matt KuspaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$76,438
Investment Income
$34,695
Other Revenue
$0
Change in Net Assets
$2,921
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$55,411
Other Expenses$52,801
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$29,202
Other Salaries and Wages---$22,242
Office Expenses---$10,529
Information Technology---$9,912
Depreciation Depletion---$5,635
Payroll Taxes---$3,867
Conferences and Meetings---$2,805
Payments to Affiliates---$2,773
Insurance---$1,948
Other Expenses-$1,821-$1,821
All Other Expenses---$1,625
Fees for Services Accounting---$1,463
Travel---$229
Pension Plan Contributions---$100
Interest---$45
Total Functional Expenses$0$0$0$108,212
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member SharesCertificates$2,630,422
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“Form 990 is presented at the Board of Directors Meeting.”

Conflict of interest policy compliance Part VI line 12C

“Internal Audit Committee monitors compliance.”

CEO executive director top management comp Part VI line 15A

“Documentation is noted in the Board of Directors.”

Governing documents etc available to public Part VI line 19

“Upon Request.”

Filing and Contact Details

Filer

Filer Name
Air Tech Credit Union
EIN
39-6055625
Address
1919 East Grange Avenue, Milwaukee, WI 53207

Signing Officer

Name
Kandace Lessard
Title
President
Phone
4147441325
Signed
2019-04-11
Discuss with paid preparer
No

Organization Details

Principal Officer
Kandace Lessard
Formed
1957
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
2
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
1 E Main Street Suite 101, Madison, WI 53703
Preparer
Cari Thompson
Phone
6086404040
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Other change in equity:$500 of net income was transferred to Undivided Earnings equity account & $2,421 of net income was transferred into Allowance for Loan Loss liability account.”

Raw XML Appendix341 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06598
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03652
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0None
IRS990/AllOtherExpensesGrp/TotalAmt01625
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Kandace Lessard
IRS990/BooksInCareOfDetail/PhoneNum04147441325
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01919 E Grange Ave
IRS990/BooksInCareOfDetail/USAddress/CityNm0Milwaukee
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd053207
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt094461
IRS990/CashNonInterestBearingGrp/EOYAmt048588
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt029202
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt02805
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt034695
IRS990/CYOtherExpensesAmt052801
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt076438
IRS990/CYRevenuesLessExpensesAmt02921
IRS990/CYSalariesCompEmpBnftPaidAmt055411
IRS990/CYTotalExpensesAmt0108212
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0111133
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt05635
IRS990/Desc0We funded 180 loans during 2018. As of 12/31/18, we had $1,134,655 in consumer loans.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt01463
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt724.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Thomas Hoppe
IRS990/Form990PartVIISectionAGrp/PersonNm1Michael Nuoffer
IRS990/Form990PartVIISectionAGrp/PersonNm2Dalelynn Lombardo
IRS990/Form990PartVIISectionAGrp/PersonNm3Al Kluczykowski
IRS990/Form990PartVIISectionAGrp/PersonNm4William Rebholz
IRS990/Form990PartVIISectionAGrp/PersonNm5Matt Kuspa
IRS990/Form990PartVIISectionAGrp/PersonNm6Donna Galik
IRS990/Form990PartVIISectionAGrp/PersonNm7Kandace Lessard
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt729202
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice-Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt7PresidentManager
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0111133
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt09912
IRS990/InsuranceGrp/TotalAmt01948
IRS990/InterestGrp/TotalAmt045
IRS990/InvestmentIncomeGrp/ExclusionAmt034695
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt034695
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt049410
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt066870
IRS990/LandBldgEquipBasisNetGrp/BOYAmt022764
IRS990/LandBldgEquipBasisNetGrp/EOYAmt017129
IRS990/LandBldgEquipCostOrOtherBssAmt083999
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0None
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0601668
IRS990/NetAssetsOrFundBalancesEOYAmt0602168
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt010529
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-2421
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1Dividends on Shares
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt010000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt14016
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21821
IRS990/OtherExpensesGrp/TotalAmt010000
IRS990/OtherExpensesGrp/TotalAmt14016
IRS990/OtherExpensesGrp/TotalAmt21821
IRS990/OtherLiabilitiesGrp/BOYAmt02693966
IRS990/OtherLiabilitiesGrp/EOYAmt02630422
IRS990/OtherSalariesAndWagesGrp/TotalAmt022242
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01381952
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01508056
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt02773
IRS990/PayrollTaxesGrp/TotalAmt03867
IRS990/PensionPlanContributionsGrp/TotalAmt0100
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01669
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03737
IRS990/PrincipalOfficerNm0Kandace Lessard
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees & Charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt076280
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1158
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt076280
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1158
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 794 members at 12/31. During 2018, we opened 39 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt021133
IRS990/PYOtherExpensesAmt044298
IRS990/PYProgramServiceRevenueAmt077054
IRS990/PYRevenuesLessExpensesAmt0462
IRS990/PYSalariesCompEmpBnftPaidAmt053427
IRS990/PYTotalExpensesAmt097725
IRS990/PYTotalRevenueAmt098187
IRS990/ReconcilationRevenueExpnssAmt02921
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0601668
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0602168
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01801386
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01658732
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt017129
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt066870
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt083999
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02630422
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member SharesCertificates
IRS990ScheduleD/TotalBookValueLandBuildingsAmt017129
IRS990ScheduleD/TotalLiabilityAmt02630422
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990 is presented at the Board of Directors Meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Internal Audit Committee monitors compliance.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Documentation is noted in the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Upon Request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Other change in equity:$500 of net income was transferred to Undivided Earnings equity account & $2,421 of net income was transferred into Allowance for Loan Loss liability account.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03302232
IRS990/TotalAssetsEOYAmt03236242
IRS990/TotalAssetsGrp/BOYAmt03302232
IRS990/TotalAssetsGrp/EOYAmt03236242
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0108212
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02700564
IRS990/TotalLiabilitiesEOYAmt02634074
IRS990/TotalLiabilitiesGrp/BOYAmt02700564
IRS990/TotalLiabilitiesGrp/EOYAmt02634074
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0601668
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0602168
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt076438
IRS990/TotalReportableCompFromOrgAmt029202
IRS990/TotalRevenueGrp/ExclusionAmt034695
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt076438
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0111133
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03302232
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03236242
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt0229
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Kandace Lessard
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum04147441325
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-04-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Air Tech Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0AIRT
ReturnHeader/Filer/EIN0396055625
ReturnHeader/Filer/USAddress/AddressLine1Txt01919 East Grange Avenue
ReturnHeader/Filer/USAddress/CityNm0Milwaukee
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd053207
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId039223920191154zsh1xl
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02019-04-25
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0128.92.120.210
ReturnHeader/FilingSecurityInformation/IPDt02019-04-25
ReturnHeader/FilingSecurityInformation/IPTm019:33:24
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391127312
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WCUL Services Corp
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01 E Main Street Suite 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Madison
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd053703
ReturnHeader/PreparerPersonGrp/PhoneNum06086404040
ReturnHeader/PreparerPersonGrp/PreparationDt02019-04-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cari Thompson
ReturnHeader/ReturnTs02019-04-25T19:24:52-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,236,242
Liabilities
$2,634,074
Net assets
$602,168
Revenue
$111,133
Expenses
$108,212
Net income
$2,921
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.37$1.78$0.59$0.10$0.10$0.01
2023Detailed filing. Detailed filing data is available for this year.$3.09$2.51$0.58$0.09$0.10$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.99$2.40$0.59$0.07$0.10$0.02
2021Detailed filing. Detailed filing data is available for this year.$3.16$2.54$0.61$0.07$0.08$0.01
2020Detailed filing. Detailed filing data is available for this year.$3.20$2.58$0.63$0.10$0.10$0.00
2019Detailed filing. Detailed filing data is available for this year.$3.34$2.72$0.62$0.12$0.10$0.02
2018Detailed filing. Detailed filing data is available for this year.$3.24$2.63$0.60$0.11$0.11$0.00
2017Detailed filing. Detailed filing data is available for this year.$3.30$2.70$0.60$0.10$0.10$0.00
2016Detailed filing. Detailed filing data is available for this year.$3.35$2.75$0.60$0.11$0.11$0.00
2015Detailed filing. Detailed filing data is available for this year.$3.84$3.24$0.60$0.12$0.12$0.00
2014Detailed filing. Detailed filing data is available for this year.$3.78$3.18$0.60$0.12$0.12$0.00
2013Detailed filing. Detailed filing data is available for this year.$3.72$3.11$0.61$0.13$0.12$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.88$3.27$0.60$0.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.90$3.29$0.60$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.79$3.18$0.61$0.17