Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Indianhead Credit Union
990 • Fiscal year 2012 • EIN 39-6049800
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$46,680,169
Up $2,447,054 (+5.5%) from 2011
Net Assets
Up$4,063,012
Up $96,205 (+2.4%) from 2011
Liabilities
Up$42,617,157
Up $2,350,849 (+5.8%) from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,829,717
Down $71,046 (-3.7%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Aug 14, 2013
- Return Version
- 2012v2.0
- Gross Receipts
- $1,943,953
Mission and Program Overview
Mission
To make available the best possible financial products to our members, by providing competitive rates, member education, and outstanding service, while maintaining the credit union's long-term financial stability.
Major Activities
- Activity 2
- We have 2 high school and 1 middle school credit union branches to help teach financial education. We also provide seminars on Credit Scores and Identify Theft. We provide budget simulations for high school students in six high schools. The program is called Mad City. We participate in the Money Smart Week events each year. We provide scholarships for teachers to attend a 2 week financial education seminar each year. There is no revenue generated for these activities. The expenses are part of public relations and not broken out. Estimated expenses for 2012 are $6,000.
- Activity 3
- The Credit Union provides staff, space and equipment for a VITA/AARP site at our Spooner office; we did at least 650 tax returns for low and moderate income individuals in our community at no charge to the tax payer. This service does not generate income; the expenses are an estimate since staff is doing this during regular business hours. I estimate the cost to be $10,000.
Filing and Contact Details
Filer
- EIN
- 39-6049800
Raw XML AppendixShowing 400 of 469 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 1 |
| IRS990/AccountantCompileOrReviewBasis/FinancialStatementSeparate | 0 | X |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 105774 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 132839 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | We have 2 high school and 1 middle school credit union branches to help teach financial education. We also provide seminars on Credit Scores and Identify Theft. We provide budget simulations for high school students in six high schools. The program is called Mad City. We participate in the Money Smart Week events each year. We provide scholarships for teachers to attend a 2 week financial education seminar each year. There is no revenue generated for these activities. The expenses are part of public relations and not broken out. Estimated expenses for 2012 are $6,000. |
| IRS990/Activity3/Description | 0 | The Credit Union provides staff, space and equipment for a VITA/AARP site at our Spooner office; we did at least 650 tax returns for low and moderate income individuals in our community at no charge to the tax payer. This service does not generate income; the expenses are an estimate since staff is doing this during regular business hours. I estimate the cost to be $10,000. |
| IRS990/ActivityOrMissionDescription | 0 | Indianhead Credit Union offers many services including savings and loans designed to improve the economic and social well being of all members from all sociaeconomic backgrounds, including low and moderate income members. Our loans include real estate loans and small balance consumer loans, our savings include small balance passbook accounts. |
| IRS990/ActivityOther/Description | 0 | OUR CREDIT UNION IS ALSO A MENTOR FOR LCO FEDERAL CREDIT UNION, THIS CREDIT UNION SERVES NATIVE AMERICANS IN SAWYER COUNTY. this does not generate revenue, the cost is the staff time, the cost of $1600 is an estimate. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 104 E Maple St |
| IRS990/AddressPrincipalOfficerUS/AddressLine2 | 0 | P O Box 100 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Spooner |
| IRS990/AddressPrincipalOfficerUS/State | 0 | WI |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 548010100 |
| IRS990/Advertising/Total | 0 | 25521 |
| IRS990/AllOtherExpenses/Total | 0 | 79288 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 945683 |
| IRS990/CashNonInterestBearing/EOY | 0 | 858692 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 172301 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 1 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | Granted 77 real estate loans, 4 to first time home buyers. We participate in the FHLBC Down Payment Assistance program for low and moderate income home buyers. Many of our real estate loans are for manufactured homes that provide affordable housing for loan and moderate income members. We break our revenues by loan type but not expenses, this is part of our normal activity. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/EscrowAccountLiability/BOY | 0 | 125661 |
| IRS990/EscrowAccountLiability/EOY | 0 | 143576 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 40 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 1 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 2 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 3 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 4 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 5 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 6 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 7 | 0 |
| IRS990/Form990PartVIISectionA/Former | 0 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | GARY SLONIKER |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | CARYL LIGLER |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | LARRY AVERY |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | DANNY RYAN |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | DANIEL MAKOSKY |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | DONALD CHELL |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | MICHAEL SCHROEDER |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | KATHERINE BERNDT |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | LESA DAHLSTROM |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 24778 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 5469 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 91665 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 50389 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | BOARD CHAIR |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD VICE-CHAIR |
| IRS990/Form990PartVIISectionA/Title | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | CEO/President |
| IRS990/Form990PartVIISectionA/Title | 8 | COO/VICE-PRESIDENT ACCOUNTING |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 1 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | -1000 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Other | 0 | 14000 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 0 |
| IRS990/GrossReceipts | 0 | 1943953 |
| IRS990/GrossRents/Personal | 0 | 0 |
| IRS990/GrossRents/Real | 0 | 1100 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/ExclusionAmount | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 113154 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 112629 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 114154 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 114154 |
| IRS990/InvestmentIncome/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 893390 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 1751878 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 610258 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 858488 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 15000 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 0 |
| IRS990/LessRentalExpenses/Personal | 0 | 0 |
| IRS990/LessRentalExpenses/Real | 0 | 3031 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MiscellaneousRevenue/ExclusionAmount | 0 | 0 |
| IRS990/MiscellaneousRevenue/RelatedOrExemptFunctionIncome | 0 | 21255 |
| IRS990/MiscellaneousRevenue/TotalRevenueColumn | 0 | 21255 |
| IRS990/MiscellaneousRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/MissionDescription | 0 | To make available the best possible financial products to our members, by providing competitive rates, member education, and outstanding service, while maintaining the credit union's long-term financial stability. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Katherine Berndt |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 3966807 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 4063012 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | 0 |
| IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome | 0 | -1000 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | -1000 |
| IRS990/NetGainOrLossInvestments/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/ExclusionAmount | 0 | 0 |
| IRS990/NetRentalIncomeOrLoss/RelatedOrExemptFunctionIncome | 0 | -1931 |
| IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn | 0 | -1931 |
| IRS990/NetRentalIncomeOrLoss/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1427 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 33 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 72502 |
| IRS990/OfficeExpenses/Total | 0 | 366017 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 718587 |
| IRS990/OtherAssetsTotal/EOY | 0 | 727712 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 39150 |
| IRS990/OtherExpensePriorYear | 0 | 1292671 |
| IRS990/OtherExpensesCurrentYear | 0 | 1195052 |
| IRS990/OtherExpenses/Description | 0 | LOAN SERVICING AND ALLOWANCE FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | DIVIDENDS PAID ON SAVINGS |
| IRS990/OtherExpenses/Description | 2 | PROFESSIONAL AND OUTSIDE SERVICES |
| IRS990/OtherExpenses/Description | 3 | OPERATING FEES AND NCUSIF STABILIZATION |
| IRS990/OtherExpenses/Total | 0 | 124981 |
| IRS990/OtherExpenses/Total | 1 | 349747 |
| IRS990/OtherExpenses/Total | 2 | 112343 |
| IRS990/OtherExpenses/Total | 3 | 48675 |
| IRS990/OtherLiabilities/BOY | 0 | 40034873 |
| IRS990/OtherLiabilities/EOY | 0 | 42340742 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 21965778 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 21044884 |
| IRS990/OtherRevenueCurrentYear | 0 | 277803 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522130 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 522130 |
| IRS990/OtherRevenueMisc/Description | 0 | NSF FEE INCOME AND DEBIT CARD FEE |
| IRS990/OtherRevenueMisc/Description | 1 | SALE OF CREDIT LIFE AND DISABILITY INSURURANCE |
| IRS990/OtherRevenueMisc/ExclusionAmount | 0 | 0 |
| IRS990/OtherRevenueMisc/ExclusionAmount | 1 | 0 |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 257047 |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 1 | 1432 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 257047 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 1432 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue | 1 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 242359 |
| IRS990/OtherSalariesAndWages/Total | 0 | 370439 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 36547 |
| IRS990/PensionPlanContributions/Total | 0 | 16228 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 1534965 |
| IRS990/ProgramServiceRevenue/Description | 0 | interest on loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Originations Fee Servicing Fee |
| IRS990/ProgramServiceRevenue/Description | 2 | Late Fees |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 1 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 2 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1642802 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 1394797 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 131109 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 9059 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1394797 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 131109 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 9059 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 1 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 2 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationDonatedServices | 0 | 0 |
| IRS990/ReconcilationInvestExpenses | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationPriorAdjustment | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 96205 |
| IRS990/ReconciliationUnrealizedInvest | 0 | 0 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | -1931 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 3966807 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 4063012 |
| IRS990/RevenuesLessExpensesCY | 0 | 96205 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 97027 |
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| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 634665 |
| IRS990/SalariesEtcPriorYear | 0 | 608092 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 19992809 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 23190393 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtc | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 310436 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 280479 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 590915 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 312200 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 543720 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 855920 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/ExplanationInPartXIII | 0 | X |
| IRS990ScheduleD/FederalIncomeTaxLiability | 0 | 0 |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | We offer funeral trust accounts to our members and have escrow accounts for members with mortgage loans. We also service the loans we sell to the secondary mortgage market and custodial accounts to pay the invester. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | SchD_P04_S00_L02b |
| IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference | 0 | Schedule D, Part IV, Line 2b |
| IRS990ScheduleD/IncludedOnFS | 0 | 1 |
| IRS990ScheduleD/Land/BookValue | 0 | 213347 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 213347 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 22505 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 69191 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 91696 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 7226015 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 18745164 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 7333740 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 8621066 |
| IRS990ScheduleD/OtherLiabilities/Amount | 4 | 414757 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | SAVINGS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | IRA ACCOUNTS |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilities/Description | 4 | MONEY MARKET |
| IRS990ScheduleD/TotalOfAmounts | 0 | 42340742 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 858488 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 91665 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | KATHERINE BERNDT |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 24778 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 0 | CEO/President |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 116443 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 1 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | we have members |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Any member over age 18, who has been a member for 6 months may vote at the annual meeting for directors. And member in good standing my run for the Board of Directors |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | the membership would need to approve a name change or merger |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | it is sent via secure email to the Board of Directors for their review |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | This is a small organization located in a small town, an officers or directors interest in a business that does business with the credit union would be known. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | The Board sets the salary for the President, they are given salary data for credit unions our size |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | they would need to request them at our main office |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0A_L06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0A_L07a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0A_L07b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0B_L11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P06_S0B_L12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | WI |
| IRS990/StatesWhereCopyOfReturnIsFiled | 0 | WI |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 104 E Maple ST |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Spooner |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | WI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 54801 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Katherine Berndt |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7156358273 |
| IRS990/TotalAssets/BOY | 0 | 44233115 |
| IRS990/TotalAssetsBOY | 0 | 44233115 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $46,680,169
- Liabilities
- $42,617,157
- Net assets
- $4,063,012
- Revenue
- -
- Expenses
- $1,829,717
- Net income
- -