Civic Intelligence

Cleaver-Brooks Credit Union

990 • Fiscal year 2010 • EIN 39-6048530

Jan 01, 2010 to Dec 31, 2010 • Filed on Apr 21, 2011

Organization Profile
PO Box 42153201
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.72x

Higher debt load relative to assets than 85% of similar nonprofits.

2010 filings • $1M-$5M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets85th percentile

Assets

$1,392,714

No earlier filing loaded for comparison.

Net Assets

$388,594

No earlier filing loaded for comparison.

Liabilities

$1,004,120

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$70,834

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,392,714Liabilities 2010: $1,004,120Net Assets 2010: $388,5942010Assets 2011: $1,415,332Liabilities 2011: $1,043,228Net Assets 2011: $372,1042011Assets 2012: $0Liabilities 2012: $0Net Assets 2012: $02012

Highlighted filing

2010

Assets$1,392,714
Liabilities$1,004,120
Net Assets$388,594
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0Expenses 2010: $70,8342010Expenses 2011: $69,3922011Expenses 2012: $169,1962012

Highlighted filing

2010

Revenue-
Expenses$70,834
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Apr 21, 2011
Return Version
2010v3.2
Gross Receipts
$50,192
Mission and Program Overview

Major Activities

Activity 2
We funded 347612 loans during 2010 As of 123110 we had 46 consumer loans
Filing and Contact Details

Filer

EIN
39-6048530
Raw XML Appendix300 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/Total0525
IRS990/Insurance/Total01968
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IRS990/InvestmentsProgramRelated/BOY08443
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IRS990/OtherExpenses/Description1Member InsNCUSIF
IRS990/OtherExpenses/Description2Loan Servicing Expense
IRS990/OtherExpenses/Description3Association Dues
IRS990/OtherExpenses/Description4OperatingExam Fees
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IRS990ScheduleO/GeneralExplanation/Explanation0The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3Review return before it is filed Filed copy given to each board member
IRS990ScheduleO/GeneralExplanation/Explanation4Upon request
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier102. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier203. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier304. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier405. Governing documents, etc, available to public (Part VI, line 19)
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0396048530
ReturnHeader/Filer/Name/BusinessNameLine10Cleaver-Brooks Credit Union
ReturnHeader/Filer/NameControl0CLEA
ReturnHeader/Filer/USAddress/AddressLine10PO Box 421
ReturnHeader/Filer/USAddress/City0Milwaukee
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode053201
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02011-04-21
ReturnHeader/Officer/Name0Patricia Dietz
ReturnHeader/Officer/Phone04144385444
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-04-21
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-04-21T20:29:30-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,392,714
Liabilities
$1,004,120
Net assets
$388,594
Revenue
-
Expenses
$70,834
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$0.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.42$1.04$0.37$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.39$1.00$0.39$0.07