Civic Intelligence

Midwest Credit Union

990 • Fiscal year 2010 • EIN 39-1104326

Jan 01, 2010 to Dec 31, 2010 • Filed on Jul 21, 2011

Organization Profile
2902 S Business Drive53081
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.77x

Higher debt load relative to assets than 87% of similar nonprofits.

2010 filings • $1M-$5M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets87th percentile

Assets

$3,978,411

No earlier filing loaded for comparison.

Net Assets

$922,736

No earlier filing loaded for comparison.

Liabilities

$3,055,675

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$224,525

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,978,411Liabilities 2010: $3,055,675Net Assets 2010: $922,7362010Assets 2011: $3,697,325Liabilities 2011: $2,878,292Net Assets 2011: $819,0332011Assets 2012: $3,504,517Liabilities 2012: $2,827,452Net Assets 2012: $677,0652012

Highlighted filing

2010

Assets$3,978,411
Liabilities$3,055,675
Net Assets$922,736
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0Expenses 2010: $224,5252010Expenses 2011: $320,0352011Expenses 2012: $488,2612012

Highlighted filing

2010

Revenue-
Expenses$224,525
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Jul 21, 2011
Return Version
2010v3.2
Gross Receipts
$226,157
Mission and Program Overview

Major Activities

Activity 2
We funded 848 loans during 2010 As of 12312010 we had 38 mortgageshome equity lines and 327 consumer loans
Filing and Contact Details

Filer

EIN
39-1104326
Raw XML Appendix331 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0The organization is consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation3Copies given to all Board members and the return is reviewed at a Board meeting
IRS990ScheduleO/GeneralExplanation/Explanation4Board members are required to report any conflicts
IRS990ScheduleO/GeneralExplanation/Explanation5Documents are available upon request
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
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IRS990ScheduleO/GeneralExplanation/Identifier203. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier304. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier405. Conflict of interest policy compliance (Part VI, line 12c)
IRS990ScheduleO/GeneralExplanation/Identifier506. Governing documents, etc, available to public (Part VI, line 19)
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IRS990/YearFormation01967
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0391104326
ReturnHeader/Filer/Name/BusinessNameLine10Midwest Credit Union
ReturnHeader/Filer/NameControl0MIDW
ReturnHeader/Filer/USAddress/AddressLine102902 S Business Drive
ReturnHeader/Filer/USAddress/City0Sheboygan
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode053081
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02011-07-21
ReturnHeader/Officer/Name0Nancy Schulze
ReturnHeader/Officer/Phone09204578898
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02011-07-21
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-07-21T11:28:02-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$3,978,411
Liabilities
$3,055,675
Net assets
$922,736
Revenue
-
Expenses
$224,525
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.50$2.83$0.68$0.49
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.70$2.88$0.82$0.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.98$3.06$0.92$0.22