Civic Intelligence

Pluswood Group Credit Union

990 • Fiscal year 2011 • EIN 39-1046451

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 11, 2012

Organization Profilewww.pluswoodcu.com
302 State St54901
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

31st percentile

0.77x

Higher debt load relative to assets than 31% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

12th percentile

-8.2%

Faster asset growth than 12% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets31st percentile

Assets

Down

$1,639,571

Down $145,768 (-8.2%) from 2010

Net Assets

Down

$375,018

Down $3,389 (-0.9%) from 2010

Liabilities

Down

$1,264,553

Down $142,379 (-10%) from 2010

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$103,558

Down $7,076 (-6.4%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,785,339Liabilities 2010: $1,406,932Net Assets 2010: $378,4072010Assets 2011: $1,639,571Liabilities 2011: $1,264,553Net Assets 2011: $375,0182011Assets 2012: $1,651,217Liabilities 2012: $1,279,059Net Assets 2012: $372,1582012Assets 2013: $1,510,340Liabilities 2013: $1,138,156Net Assets 2013: $372,1842013Assets 2014: $1,562,779Liabilities 2014: $1,195,486Net Assets 2014: $367,2932014

Highlighted filing

2011

Assets$1,639,571
Liabilities$1,264,553
Net Assets$375,018
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $110,6342010Expenses 2011: $103,5582011Expenses 2012: $93,6792012Revenue 2013: $86,313Expenses 2013: $86,287Net Income 2013: $262013Revenue 2014: $76,294Expenses 2014: $81,185Net Income 2014: -$4,8912014

Highlighted filing

2011

Revenue-
Expenses$103,558
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 11, 2012
Return Version
2011v1.2
Gross Receipts
$100,169
Mission and Program Overview

Mission

We are committed to provide quality services to our membership while maintaining a safe and reliable financial institution.

Major Activities

Activity 2
We funded 69 loans during 2011 As of 123111 we had 1 mortgageshome equity and 68 consumer loans
Filing and Contact Details

Filer

EIN
39-1046451
Raw XML Appendix325 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionA/Title5President
IRS990/Form990PartVIISectionA/Title6VP Loan Manager
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IRS990ScheduleO/GeneralExplanation/Explanation0Thomas Faust and Lynda Faust are married
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation4Presented at monthly board meeting
IRS990ScheduleO/GeneralExplanation/Explanation5Annually when the oath of office is signed at a board meeting
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IRS990ScheduleO/GeneralExplanation/Identifier506. Conflict of interest policy compliance (Part VI, line 12c)
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0391046451
ReturnHeader/Filer/Name/BusinessNameLine10PlusWood Group Credit Union
ReturnHeader/Filer/NameControl0PLUS
ReturnHeader/Filer/USAddress/AddressLine10302 State St
ReturnHeader/Filer/USAddress/City0Oshkosh
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054901
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ReturnHeader/Officer/DateSigned02012-04-11
ReturnHeader/Officer/Name0Pamela Williams
ReturnHeader/Officer/Phone09202356363
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02012-04-24
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10WCUL Services Corp
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10N25W23131 Paul Rd Suite 500
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Pewaukee
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0WI
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode053072
ReturnHeader/Preparer/Name0Cari Thompson
ReturnHeader/Preparer/Phone02625490200
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-04-24T17:06:00-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,639,571
Liabilities
$1,264,553
Net assets
$375,018
Revenue
-
Expenses
$103,558
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$1.20$0.37$0.08$0.08$0.00
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.51$1.14$0.37$0.09$0.09$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.65$1.28$0.37$0.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.64$1.26$0.38$0.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.79$1.41$0.38$0.11