Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
990 • Fiscal year 2016 • EIN 39-1045228
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
99th percentile
Higher top officer pay than 99% of similar nonprofits.
Top officer pay equals 13.6% of source-year revenue.
Asset Growth
89th percentile
Faster asset growth than 89% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Assets
Up$24,843,555
Up $1,835,679 (+8.0%) from 2015
Net Assets
Up$3,876,377
Up $189,633 (+5.1%) from 2015
Liabilities
Up$20,967,178
Up $1,646,046 (+8.5%) from 2015
Revenue
Up$1,285,929
Up $43,308 (+3.5%) from 2015
Expenses
Up$1,096,295
Up $68,564 (+6.7%) from 2015
Net Income
Down$189,634
Down $25,256 (-12%) from 2015
To serve our members' changing financial needs.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $20,139,422 | $20,952,174 | ▲ $812,752 |
| Rtn Earn Endowment Incm Other Fnds | $3,686,744 | $3,876,377 | ▲ $189,633 |
| Savings and Temporary Cash Investments | $1,354,950 | $2,355,981 | ▲ $1,001,031 |
| Investments Program Related | $163,662 | $172,560 | ▲ $8,898 |
| Land, Buildings, and Equipment, Net | $125,536 | $102,573 | ▼ $22,963 |
| Cash and Non-Interest-Bearing Accounts | $122,014 | $96,779 | ▼ $25,235 |
| Prepaid Expenses and Deferred Charges | $35,089 | $32,329 | ▼ $2,760 |
| Total Assets | $23,007,876 | $24,843,555 | ▲ $1,835,679 |
| Other Assets Total | $1,067,203 | $1,131,159 | ▲ $63,956 |
| Liabilities | |||
| Other Liabilities | $19,142,487 | $20,694,185 | ▲ $1,551,698 |
| Accounts Payable and Accrued Expenses | $167,816 | $266,188 | ▲ $98,372 |
| Escrow Account Liability | $10,829 | $6,805 | ▼ $4,024 |
| Total Liabilities | $19,321,132 | $20,967,178 | ▲ $1,646,046 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,686,744 | $3,876,377 | ▲ $189,633 |
| Total Liabilities and Net Assets / Fund Balance | $23,007,876 | $24,843,555 | ▲ $1,835,679 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $98,552 | $254,559 | $353,111 |
| Leasehold Improvements | $4,021 | $5,362 | $9,383 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Anne Heggelund | President | FT | $149,872 | $25,463 | $175,335 |
| Robert Bruss | Chairman | - | $1,400 | - | $1,400 |
| Jackie Bethel | Secretary | - | $800 | - | $800 |
| Bo Johnson | Vice Chair | - | $600 | - | $600 |
| Katherine Kainz | Director | - | $500 | - | $500 |
| Aaron Ruff | Treasurer | - | $400 | - | $400 |
| Lorraine Beyersdorff | Director | - | $400 | - | $400 |
| Raymond Thums | Director | - | $300 | - | $300 |
| Line Item | Amount |
|---|---|
| Other Expenses | $607,005 |
| Salaries, Compensation, and Employee Benefits | $489,290 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $285,792 |
| Other Salaries and Wages | - | - | - | $238,630 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $154,272 |
| Occupancy | - | - | - | $62,241 |
| Information Technology | - | - | - | $57,589 |
| Other Employee Benefits | - | - | - | $57,313 |
| Fees for Services Other | - | - | - | $35,263 |
| Depreciation Depletion | - | - | - | $30,307 |
| Advertising | - | - | - | $27,122 |
| Payroll Taxes | - | - | - | $25,488 |
| Travel | - | - | - | $20,716 |
| Insurance | - | - | - | $13,725 |
| Pension Plan Contributions | - | - | - | $13,587 |
| Other Expenses | - | - | - | $11,677 |
| Conferences and Meetings | - | - | - | $1,338 |
| Total Functional Expenses | $0 | $0 | $0 | $1,096,295 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $20,139,980 |
| 457 Deferred Comp Plans | $561,010 |
| Less Escrow in Shares | $-6,805 |
“The organization has members. To be a member one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Management provides data to independent preparer who completes the return. Management reviews the return for accuracy, and then authorizes preparer to e-file the approved return. The board reviews the 990 at the next board meeting.”
“Supervisory committee and compliance specialist review insider accounts. Compliance specialist reviews internal policies so she is aware of what type of things to look for.”
“The board of directors determines the president's salary. Board uses hrn compease data to help determine compensation. Approval is noted in the board minutes.”
“Governing documents made available upon request.”
“ROUNDING -1”
“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 167816 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 266188 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO SERVE OUR MEMBERS' CHANGING FINANCIAL NEEDS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 27122 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ANNE HEGGELUND |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7152617689 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 400 E THOMAS ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WAUSAU |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54403 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 122014 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 96779 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 154272 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1338 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 9548 |
| IRS990/CYOtherExpensesAmt | 0 | 607005 |
| IRS990/CYOtherRevenueAmt | 0 | 5476 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1270905 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 189634 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 489290 |
| IRS990/CYTotalExpensesAmt | 0 | 1096295 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1285929 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 30307 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 1,486 NEW DEPOSIT ACCOUNTS IN 2016. AS OF 12/31/16 WE HAD 2,582 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 10829 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 6805 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 35263 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 25463 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT BRUSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BO JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JACKIE BETHEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | AARON RUFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LORRAINE BEYERSDORFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KATHERINE KAINZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RAYMOND THUMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ANNE HEGGELUND |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 149872 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1285929 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 57589 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13725 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 9548 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 9548 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 163662 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 172560 |
| IRS990/IRPDocumentCnt | 0 | 630 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 259921 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 125536 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 102573 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 362494 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO SERVE OUR MEMBERS' CHANGING FINANCIAL NEEDS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3686744 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3876377 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 62241 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 285792 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1067203 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1131159 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -1 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 57313 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS PAID TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 61235 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 11677 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 19142487 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 20694185 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 238630 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 20139422 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 20952174 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 25488 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 13587 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 35089 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 32329 |
| IRS990/PrincipalOfficerNm | 0 | ANNE HEGGELUND |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | INTERCHANGE REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | WARRANTY INSUR REVENUE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1013279 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 106737 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 105113 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 44976 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1013279 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 106737 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 105113 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 44976 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 800 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 800 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 1,272 NEW LOANS TO MEMBERS DURING 2016. AS OF 12/31/16 WE HAD 1,858 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 5924 |
| IRS990/PYOtherExpensesAmt | 0 | 564652 |
| IRS990/PYOtherRevenueAmt | 0 | 4678 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1232019 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 214890 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 463079 |
| IRS990/PYTotalExpensesAmt | 0 | 1027731 |
| IRS990/PYTotalRevenueAmt | 0 | 1242621 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 189634 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 5476 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 5476 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3686744 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3876377 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1354950 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2355981 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 98552 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 254559 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 353111 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 4021 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 5362 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 9383 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 20139980 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 561010 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | -6805 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | 457 DEFERRED COMP PLANS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | LESS ESCROW IN SHARES |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 2, PART IV, LINE 2B |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 102573 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 20694185 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 149872 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 21948 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 3515 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ANNE HEGGELUND |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 175335 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | true |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION PAYS THE ANNUAL DUES FOR THE PRESIDENT'S MEMBERSHIPS IN THE OPTIMIST CLUB AND THE YMCA. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | ANNE HEGGELUND 0 18,000 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 1A |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MANAGEMENT PROVIDES DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN. THE BOARD REVIEWS THE 990 AT THE NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SUPERVISORY COMMITTEE AND COMPLIANCE SPECIALIST REVIEW INSIDER ACCOUNTS. COMPLIANCE SPECIALIST REVIEWS INTERNAL POLICIES SO SHE IS AWARE OF WHAT TYPE OF THINGS TO LOOK FOR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS DETERMINES THE PRESIDENT'S SALARY. BOARD USES HRN COMPEASE DATA TO HELP DETERMINE COMPENSATION. APPROVAL IS NOTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ROUNDING -1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 23007876 |
| IRS990/TotalAssetsEOYAmt | 0 | 24843555 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 23007876 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 24843555 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1096295 |
| IRS990/TotalGrossUBIAmt | 0 | 800 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 19321132 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 20967178 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 19321132 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 20967178 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3686744 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3876377 |
| IRS990/TotalOtherCompensationAmt | 0 | 25463 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1270905 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 154272 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 15024 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1270105 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1285929 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 800 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 23007876 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 24843555 |
| IRS990/TravelGrp/TotalAmt | 0 | 20716 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 400 E THOMAS ST |
| IRS990/USAddress/CityNm | 0 | WAUSAU |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54403 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MCECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ANNE HEGGELUND |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7152617689 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-06-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MARATHON COUNTY EMPLOYEES CREDIT UN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MARA |
| ReturnHeader/Filer/EIN | 0 | 391045228 |
| ReturnHeader/Filer/PhoneNum | 0 | 7152617689 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 400 EAST THOMAS STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WAUSAU |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54403 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 4C5A70F7A5FDA4811252E2883A9E531D3168B42F |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 4C5A70F7A5FDA4811252E2883A9E531D3168B42F |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-06-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2017-06-29T11:39:29-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
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