Civic Intelligence

County-City Credit Union

EIN 39-6081470 • 501(c)14 • Jefferson, WI

View Organization Page

Profile

As a not for profit financial cooperative, our purpose is to provide responsive, friendly, helpful and effective means to financial security for our members.

106 E John StreetJefferson, WI 53549

www.countycitycreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.89x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

42nd percentile

15.13x

Higher debt load relative to revenue than 42% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

86th percentile

25%

Higher net margin than 86% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

95th percentile

$297,811

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 13.1% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

43rd percentile

-0.0%

Faster asset growth than 43% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

20%

Faster revenue growth than 81% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets67th percentile

Assets

Down

$38,747,929

Down $518 (-0.0%) from 2023

Liabilities

Down

$34,500,887

Down $562,204 (-1.6%) from 2023

Net Assets

Up

$4,247,042

Up $561,686 (+15%) from 2023

Operations
Liabilities / Revenue42nd percentileNet Margin86th percentile

Revenue

Up

$2,280,779

Up $376,531 (+20%) from 2023

Expenses

Up

$1,719,093

Up $388,987 (+29%) from 2023

Net Income

Down

$561,686

Down $12,456 (-2.2%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $21,526,777Liabilities 2010: $19,523,242Net Assets 2010: $2,003,5352010Assets 2011: $22,700,367Liabilities 2011: $20,735,336Net Assets 2011: $1,965,0312011Assets 2012: $23,097,017Liabilities 2012: $21,203,752Net Assets 2012: $1,893,2652012Assets 2013: $24,664,962Liabilities 2013: $22,732,084Net Assets 2013: $1,932,8782013Assets 2014: $23,897,671Liabilities 2014: $21,954,105Net Assets 2014: $1,943,5662014Assets 2015: $24,475,241Liabilities 2015: $22,545,467Net Assets 2015: $1,929,7742015Assets 2016: $24,544,266Liabilities 2016: $22,538,084Net Assets 2016: $2,006,1822016Assets 2017: $26,207,160Liabilities 2017: $23,979,481Net Assets 2017: $2,227,6792017Assets 2018: $26,588,255Liabilities 2018: $24,082,228Net Assets 2018: $2,506,0272018Assets 2019: $26,802,674Liabilities 2019: $24,078,270Net Assets 2019: $2,724,4042019Assets 2020: $33,634,492Liabilities 2020: $30,752,768Net Assets 2020: $2,881,7242020Assets 2021: $37,317,822Liabilities 2021: $34,420,433Net Assets 2021: $2,897,3892021Assets 2022: $39,589,820Liabilities 2022: $36,393,720Net Assets 2022: $3,196,1002022Assets 2023: $38,748,447Liabilities 2023: $35,063,091Net Assets 2023: $3,685,3562023Assets 2024: $38,747,929Liabilities 2024: $34,500,887Net Assets 2024: $4,247,0422024

Highlighted filing

2024

Assets$38,747,929
Liabilities$34,500,887
Net Assets$4,247,042
Open 2024 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,333,4052010Expenses 2011: $1,295,6852011Expenses 2012: $1,322,4042012Revenue 2013: $1,213,144Expenses 2013: $1,173,531Net Income 2013: $39,6132013Revenue 2014: $1,217,161Expenses 2014: $1,206,473Net Income 2014: $10,6882014Revenue 2015: $1,183,160Expenses 2015: $1,196,952Net Income 2015: -$13,7922015Revenue 2016: $1,247,973Expenses 2016: $1,171,565Net Income 2016: $76,4082016Revenue 2017: $1,324,085Expenses 2017: $1,102,588Net Income 2017: $221,4972017Revenue 2018: $1,389,434Expenses 2018: $1,111,086Net Income 2018: $278,3482018Revenue 2019: $1,480,283Expenses 2019: $1,261,906Net Income 2019: $218,3772019Revenue 2020: $1,395,416Expenses 2020: $1,238,096Net Income 2020: $157,3202020Revenue 2021: $1,275,223Expenses 2021: $1,259,558Net Income 2021: $15,6652021Revenue 2022: $1,506,524Expenses 2022: $1,207,813Net Income 2022: $298,7112022Revenue 2023: $1,904,248Expenses 2023: $1,330,106Net Income 2023: $574,1422023Revenue 2024: $2,280,779Expenses 2024: $1,719,093Net Income 2024: $561,6862024

Highlighted filing

2024

Revenue$2,280,779
Expenses$1,719,093
Net Income$561,686
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,747,929
Liabilities
$34,500,887
Net assets
$4,247,042
Revenue
$2,280,779
Expenses
$1,719,093
Net income
$561,686
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$38.7$34.5$4.25$2.28$1.72$0.56
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.7$35.1$3.69$1.90$1.33$0.57
2022Detailed filing. Detailed filing data is available for this year.$39.6$36.4$3.20$1.51$1.21$0.30
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.3$34.4$2.90$1.28$1.26$0.02
2020Detailed filing. Detailed filing data is available for this year.$33.6$30.8$2.88$1.40$1.24$0.16
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.8$24.1$2.72$1.48$1.26$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.6$24.1$2.51$1.39$1.11$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.2$24.0$2.23$1.32$1.10$0.22
2016Detailed filing. Detailed filing data is available for this year.$24.5$22.5$2.01$1.25$1.17$0.08
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.5$22.5$1.93$1.18$1.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$23.9$22.0$1.94$1.22$1.21$0.01
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$24.7$22.7$1.93$1.21$1.17$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.1$21.2$1.89$1.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.7$20.7$1.97$1.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$19.5$2.00$1.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 14, 2025
Return Version
2024v5.0
Gross Receipts
$2,280,779
Mission and Program Overview

Mission

As a not-for-profit financial cooperative, our purpose is to provide responsive, friendly, helpful, and effective means to financial security for our members.

To help our members meet financial challenges in a responsive, convenient, friendly and caring manner; and to help them find financial security with competitive products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$18,377,941$18,448,181▲ $70,240
Savings and Temporary Cash Investments$8,907,416$9,586,514▲ $679,098
Investments Program Related$10,375,714$9,280,055▼ $1,095,659
Rtn Earn Endowment Incm Other Fnds$3,685,356$4,247,042▲ $561,686
Cash and Non-Interest-Bearing Accounts$245,892$611,878▲ $365,986
Land, Buildings, and Equipment, Net$266,708$240,666▼ $26,042
Prepaid Expenses and Deferred Charges$60,496$51,337▼ $9,159
Total Assets$38,748,447$38,747,929▼ $518
Other Assets Total$514,280$529,298▲ $15,018
Liabilities
Other Liabilities$34,147,611$34,085,591▼ $62,020
Accounts Payable and Accrued Expenses$861,593$362,808▼ $498,785
Escrow Account Liability$53,887$52,488▼ $1,399
Total Liabilities$35,063,091$34,500,887▼ $562,204
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,685,356$4,247,042▲ $561,686
Total Liabilities and Net Assets / Fund Balance$38,748,447$38,747,929▼ $518

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$133,923$535,489$669,412
Equipment$70,927$249,062$319,989
Land$35,816-$35,816
Investment Program Related Org$183,025--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Beth KrahnPresidentFT$84,082$213,729$297,811
Denise WildVice PresideFT$78,475$26,759$105,234

Board Members and Trustees

NameTitle
Dale LutzBoard Chair
Andrew BareVice Chair
Amanda HauserDirector
Keith MeskeDirector
Misael CortesDirector
Diane Weinheimer-webberSecretary
Patty AchilliTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
ShazamCard Processing6700 PIONEER PARKWAY, Johnson, IA 50131$148,484
Revenue and Support

Revenue Composition

Contributions and Grants
$15,000
Program Service Revenue
$1,578,811
Investment Income
$683,517
Other Revenue
$3,451
All Other Contributions
$15,000
Change in Net Assets
$561,686
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$912,300
Salaries, Compensation, and Employee Benefits$802,590
Grants and Similar Amounts Paid$4,203
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$465,350
Office Expenses---$380,865
Current Officers, Directors, Trustees, and Key Employees---$165,595
Information Technology---$82,073
Payroll Taxes---$58,211
Other Employee Benefits---$57,974
Pension Plan Contributions---$55,460
Depreciation Depletion---$46,788
Other Expenses---$30,909
Occupancy---$27,679
Insurance---$21,459
Fees for Services Accounting---$10,994
Advertising---$10,202
Fees for Services Other---$9,585
Grants to Domestic Orgs---$4,203
Conferences and Meetings---$3,834
Travel---$899
Fees for Services Legal---$475
Interest---$8
Total Functional Expenses$0$0$0$1,719,093
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$34,137,882
Allowance Off Bal Sht Credit Expense$197
Escrow Balances to Line 21 Bal Sheet$-52,488
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“President provides data to independent cpa who prepares the return. President reviews the complete return for accuracy, and then authorizes cpa to e-file the approved return.”

Form 990, Page 6, Part VI, Line 12C

“Officers, directors, and employees must read and sign the conflict of interest policy. They must disclose all relationships which may give rise to a conflict. Employees are blocked from performing transactions on accounts with potential conflict, and activity is monitored via daily reports.”

Form 990, Page 6, Part VI, Line 15A

“The personnel committee of the board of directors performs a review of president and determines compensation based on performance and peer data / salary surveys. The outcome is reported to the board and is documented in the president's personnel file by the board chair.”

Form 990, Page 6, Part VI, Line 15B

“The president performs reviews of other officers and key employees and determines compensation based on performance and peer data / salary surveys. Documentation is maintained in their personnel files.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and conflict of interest policy available to members upon request. Financial statements are posted in credit union entryway.”

Filing and Contact Details

Filer

Filer Name
County-city Credit Union
EIN
39-6081470
Phone
9206745542
Address
106 E JOHN STREET, JEFFERSON, WI 53549

Signing Officer

Name
Beth Krahn
Title
President
Phone
9206745542
Signed
2025-04-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Beth Krahn
Formed
1963
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
23
Volunteers
8

Preparer

Firm
Brent Wookey CPA
Address
PO BOX 1512, LA CROSSE, WI 54602-1512
Preparer
Brent Wookey CPA
Phone
6087920843
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The credit union holds funds in escrow accounts for property taxes and homeowners insurance related to mortgage loans.”

Raw XML AppendixShowing 400 of 416 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0861593
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0362808
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO HELP OUR MEMBERS MEET FINANCIAL CHALLENGES IN A RESPONSIVE, CONVENIENT, FRIENDLY AND CARING MANNER; AND TO HELP THEM FIND FINANCIAL SECURITY WITH COMPETITIVE PRODUCTS AND SERVICES.
IRS990/AdvertisingGrp/TotalAmt010202
IRS990/AllOtherContributionsAmt015000
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0BETH KRAHN
IRS990/BooksInCareOfDetail/PhoneNum09206745542
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0106 E JOHN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0JEFFERSON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd053549
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IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/EOYAmt0611878
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0165595
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt03834
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0148484
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt06700 PIONEER PARKWAY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0JOHNSON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd050131
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0SHAZAM
IRS990/ContractorCompensationGrp/ServicesDesc0CARD PROCESSING
IRS990/CreditCounselingInd0true
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt015000
IRS990/CYGrantsAndSimilarPaidAmt04203
IRS990/CYInvestmentIncomeAmt0683517
IRS990/CYOtherExpensesAmt0912300
IRS990/CYOtherRevenueAmt03451
IRS990/CYProgramServiceRevenueAmt01578811
IRS990/CYRevenuesLessExpensesAmt0561686
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IRS990/CYTotalExpensesAmt01719093
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt046788
IRS990/Desc0THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 540 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 3,007 MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt023
IRS990/EmploymentTaxReturnsFiledInd0true
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IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt010994
IRS990/FeesForServicesLegalGrp/TotalAmt0475
IRS990/FeesForServicesOtherGrp/TotalAmt09585
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IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
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IRS990/Form990PartVIISectionAGrp/PersonNm1DENISE WILD
IRS990/Form990PartVIISectionAGrp/PersonNm2DALE LUTZ
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/GrantsToOrganizationsInd0false
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IRS990/InvestmentsProgramRelatedGrp/BOYAmt010375714
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.
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IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0BETH KRAHN 0 200,000 0
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT RECEIVED A FULL DISTRIBUTION FROM HER 457(F)PLAN IN 2024.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE J, PAGE 1, PART I, LINE 4
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE J, PART III
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRESIDENT PROVIDES DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. PRESIDENT REVIEWS THE COMPLETE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICERS, DIRECTORS, AND EMPLOYEES MUST READ AND SIGN THE CONFLICT OF INTEREST POLICY. THEY MUST DISCLOSE ALL RELATIONSHIPS WHICH MAY GIVE RISE TO A CONFLICT. EMPLOYEES ARE BLOCKED FROM PERFORMING TRANSACTIONS ON ACCOUNTS WITH POTENTIAL CONFLICT, AND ACTIVITY IS MONITORED VIA DAILY REPORTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PERSONNEL COMMITTEE OF THE BOARD OF DIRECTORS PERFORMS A REVIEW OF PRESIDENT AND DETERMINES COMPENSATION BASED ON PERFORMANCE AND PEER DATA / SALARY SURVEYS. THE OUTCOME IS REPORTED TO THE BOARD AND IS DOCUMENTED IN THE PRESIDENT'S PERSONNEL FILE BY THE BOARD CHAIR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PRESIDENT PERFORMS REVIEWS OF OTHER OFFICERS AND KEY EMPLOYEES AND DETERMINES COMPENSATION BASED ON PERFORMANCE AND PEER DATA / SALARY SURVEYS. DOCUMENTATION IS MAINTAINED IN THEIR PERSONNEL FILES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO MEMBERS UPON REQUEST. FINANCIAL STATEMENTS ARE POSTED IN CREDIT UNION ENTRYWAY.
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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