Civic Intelligence

Douglas County Credit Union

990 • Fiscal year 2013 • EIN 39-1023100

Jan 01, 2013 to Dec 31, 2013 • Filed on Feb 04, 2014

Organization Profile
1225 Tower AvenueSuperior, WI 54880

(715) 392-4524

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.83x

Higher debt load relative to assets than 47% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

69th percentile

21.58x

Higher debt load relative to revenue than 69% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Net Margin

24th percentile

-10%

Higher net margin than 24% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

20th percentile

$0

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2013

Asset Growth

19th percentile

-6.8%

Faster asset growth than 19% of similar nonprofits.

2013 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$3,241,605

Down $236,982 (-6.8%) from 2012

Net Assets

Down

$543,823

Down $12,921 (-2.3%) from 2012

Liabilities

Down

$2,697,782

Down $224,061 (-7.7%) from 2012

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin24th percentile

Revenue

$125,032

No earlier filing loaded for comparison.

Expenses

Up

$137,953

Up $734 (+0.5%) from 2012

Net Income

-$12,921

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,408,985Liabilities 2010: $2,832,325Net Assets 2010: $576,6602010Assets 2011: $3,677,114Liabilities 2011: $3,121,423Net Assets 2011: $555,6912011Assets 2012: $3,478,587Liabilities 2012: $2,921,843Net Assets 2012: $556,7442012Assets 2013: $3,241,605Liabilities 2013: $2,697,782Net Assets 2013: $543,8232013Assets 2014: $3,351,695Liabilities 2014: $2,824,825Net Assets 2014: $526,8702014Assets 2015: $3,584,363Liabilities 2015: $3,056,343Net Assets 2015: $528,0202015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2013

Assets$3,241,605
Liabilities$2,697,782
Net Assets$543,823
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500K-$1.0MExpenses 2010: $173,5592010Expenses 2011: $158,1512011Expenses 2012: $137,2192012Revenue 2013: $125,032Expenses 2013: $137,953Net Income 2013: -$12,9212013Revenue 2014: $129,546Expenses 2014: $146,499Net Income 2014: -$16,9532014Revenue 2015: $133,825Expenses 2015: $132,675Net Income 2015: $1,1502015Revenue 2016: $141,512Expenses 2016: $669,532Net Income 2016: -$528,0202016

Highlighted filing

2013

Revenue$125,032
Expenses$137,953
Net Income-$12,921
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Feb 4, 2014
Return Version
2013v3.1
Gross Receipts
$125,032
Mission and Program Overview

Mission

The douglas county credit union is a service provider to the employees of douglas county, wisconsin. The credit union's mission is to provide support for the financial needs of our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,987,579$1,757,306▼ $230,273
Savings and Temporary Cash Investments$1,393,185$1,387,481▼ $5,704
Rtn Earn Endowment Incm Other Fnds$556,744$543,823▼ $12,921
Investments Program Related$69,782$67,803▼ $1,979
Cash and Non-Interest-Bearing Accounts$11,994$13,761▲ $1,767
Land, Buildings, and Equipment, Net$11,888$10,161▼ $1,727
Prepaid Expenses and Deferred Charges$2,096$1,757▼ $339
Total Assets$3,478,587$3,241,605▼ $236,982
Other Assets Total$2,063$3,336▲ $1,273
Liabilities
Other Liabilities$2,918,120$2,697,474▼ $220,646
Accounts Payable and Accrued Expenses$3,723$308▼ $3,415
Total Liabilities$2,921,843$2,697,782▼ $224,061
Net Assets / Fund Balance
Total Net Assets Fund Balance$556,744$543,823▼ $12,921
Total Liabilities and Net Assets / Fund Balance$3,478,587$3,241,605▼ $236,982

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$26,122--
Other Land Buildings$10,161$2,032-
Other Assets Org$3,336--
Compensation and Service Providers
Top Officer Pay20th percentile

Board Members and Trustees

NameTitle
Gregory GuenardChairman
Lyn LarsonPresident
Kathleen HansonVice Chair
Audrey LarsonDirector
Jon ScheldroupDirector
Judy MclaughlinDirector
Lisa JohnsonDirector
Michael OstrengaDirector
William GranlundSecretary
Rhoda NielsenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$103,722
Investment Income
$21,310
Other Revenue
$0
Change in Net Assets
$-12,921
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$137,953
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$96,544
All Other Expenses---$7,649
Information Technology---$6,225
Insurance---$4,247
Office Expenses---$2,834
Depreciation Depletion---$1,727
Other Expenses$1,382--$1,382
Conferences and Meetings---$828
Fees for Services Accounting---$350
Total Functional Expenses$0$0$0$137,953
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$2,697,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”

Member election for additional members Part VI line 7A

“The board of directors is elected by the membership utiltizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organziation's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency.”

Form 990 governing body review Part VI line 11

“No review was conducted or will be conducted.”

Conflict of interest policy compliance Part VI line 12C

“Through webinars and ii releases.”

Governing documents etc available to public Part VI line 19

“UPON REQUEST.”

Filing and Contact Details

Filer

EIN
39-1023100

Signing Officer

Name
Lyn Larson
Title
President
Phone
7153924524
Signed
2014-02-04
Discuss with paid preparer
Yes

Organization Details

Formed
1952
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
0
Employees
0

Preparer

Preparer
Scott Wallin
Phone
2183104362
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

“Expenses are an allocation of a service center that runs the credit union.”

Raw XML Appendix358 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03723
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0308
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE DOUGLAS COUNTY CREDIT UNION IS A SERVICE PROVIDER TO THE EMPLOYEES OF DOUGLAS COUNTY, WISCONSIN. THE CREDIT UNION'S MISSION IS TO PROVIDE SUPPORT FOR THE FINANCIAL NEEDS OF OUR MEMBERS.
IRS990/AllOtherExpensesGrp/TotalAmt07649
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0LYN LARSON
IRS990/BooksInCareOfDetail/PhoneNum07153924524
IRS990/BooksInCareOfDetail/USAddress/AddressLine101225 TOWER AVENUE
IRS990/BooksInCareOfDetail/USAddress/City0SUPERIOR
IRS990/BooksInCareOfDetail/USAddress/State0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCode054880
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt011994
IRS990/CashNonInterestBearingGrp/EOYAmt013761
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt0828
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt021310
IRS990/CYOtherExpensesAmt0137953
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0103722
IRS990/CYRevenuesLessExpensesAmt0-12921
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0137953
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0125032
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt01727
IRS990/Desc0WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 857 MEMBERS AT 12/31/2013. DURING 2013, WE OPENED 15 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt0350
IRS990/FeesForServicesOtherGrp/TotalAmt096544
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt920.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0JON SCHELDROUP
IRS990/Form990PartVIISectionAGrp/PersonNm1LISA JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm2WILLIAM GRANLUND
IRS990/Form990PartVIISectionAGrp/PersonNm3AUDREY LARSON
IRS990/Form990PartVIISectionAGrp/PersonNm4JUDY MCLAUGHLIN
IRS990/Form990PartVIISectionAGrp/PersonNm5MICHAEL OSTRENGA
IRS990/Form990PartVIISectionAGrp/PersonNm6RHODA NIELSEN
IRS990/Form990PartVIISectionAGrp/PersonNm7KATHLEEN HANSON
IRS990/Form990PartVIISectionAGrp/PersonNm8GREGORY GUENARD
IRS990/Form990PartVIISectionAGrp/PersonNm9LYN LARSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0125032
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt06225
IRS990/InsuranceGrp/TotalAmt04247
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt021310
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt021310
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt069782
IRS990/InvestmentsProgramRelatedGrp/EOYAmt067803
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02032
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011888
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010161
IRS990/LandBldgEquipCostOrOtherBssAmt012193
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE DOUGLAS COUNTY CREDIT UNION IS A SERVICE PROVIDER TO THE EMPLOYEES OF DOUGLAS COUNTY, WISCONSIN. THE CREDIT UNION'S MISSION IS TO PROVIDE SUPPORT FOR THE FINANCIAL NEEDS OF OUR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0556744
IRS990/NetAssetsOrFundBalancesEOYAmt0543823
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt02834
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02063
IRS990/OtherAssetsTotalGrp/EOYAmt03336
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MEMBER ACCOUNTCARD COSTS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt03954
IRS990/OtherExpensesGrp/ProgramServicesAmt1-2500
IRS990/OtherExpensesGrp/ProgramServicesAmt214713
IRS990/OtherExpensesGrp/ProgramServicesAmt31382
IRS990/OtherExpensesGrp/TotalAmt03954
IRS990/OtherExpensesGrp/TotalAmt1-2500
IRS990/OtherExpensesGrp/TotalAmt214713
IRS990/OtherExpensesGrp/TotalAmt31382
IRS990/OtherLiabilitiesGrp/BOYAmt02918120
IRS990/OtherLiabilitiesGrp/EOYAmt02697474
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01987579
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01757306
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02096
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01757
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER ACCOUNTCARD FEE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt098716
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11201
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23805
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt098716
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11201
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23805
IRS990/ProgSrvcAccomActy2Grp/Desc0WE FUNDED 118 LOANS DURING 2013. AS OF 12/31/2013, WE HAD 4 MORTGAGES/HOME EQUITY AND 306 CONSUMER LOANS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt021305
IRS990/PYOtherExpensesAmt0137219
IRS990/PYProgramServiceRevenueAmt0116967
IRS990/PYRevenuesLessExpensesAmt01053
IRS990/PYTotalExpensesAmt0137219
IRS990/PYTotalRevenueAmt0138272
IRS990/ReconcilationRevenueExpnssAmt0-12921
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0556744
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0543823
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01393185
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01387481
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt029181
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt112500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt226122
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA CAPITALIZATION
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1NCUSSC-SERVICE CENTER
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2OTHER INVESTMENTS
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03336
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0INVESTMENT ACCRUAL
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt010161
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt02032
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt012193
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02697474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010161
IRS990ScheduleD/TotalBookValueOtherAssetsAmt03336
IRS990ScheduleD/TotalBookValueProgramRltdAmt067803
IRS990ScheduleD/TotalLiabilityAmt02697474
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILTIZING THEIR ONE VOTE PER MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANZIATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS CONDUCTED OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THROUGH WEBINARS AND II RELEASES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EXPENSES ARE AN ALLOCATION OF A SERVICE CENTER THAT RUNS THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0WI
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03478587
IRS990/TotalAssetsEOYAmt03241605
IRS990/TotalAssetsGrp/BOYAmt03478587
IRS990/TotalAssetsGrp/EOYAmt03241605
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0137953
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02921843
IRS990/TotalLiabilitiesEOYAmt02697782
IRS990/TotalLiabilitiesGrp/BOYAmt02921843
IRS990/TotalLiabilitiesGrp/EOYAmt02697782
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0556744
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0543823
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0103722
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0125032
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0125032
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03478587
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03241605
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt00
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LYN LARSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07153924524
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-02-04
ReturnHeader/Filer/BusinessName/BusinessNameLine10DOUGLAS COUNTY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0DOUG
ReturnHeader/Filer/EIN0391023100
ReturnHeader/Filer/USAddress/AddressLine101225 TOWER AVENUE
ReturnHeader/Filer/USAddress/City0SUPERIOR
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054880
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0273559905
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10SCOTT WALLIN CPA SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 836
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0SUPERIOR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode054880
ReturnHeader/PreparerPersonGrp/PhoneNum02183104362
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Scott Wallin
ReturnHeader/ReturnTs02014-02-04T01:10:55-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,241,605
Liabilities
$2,697,782
Net assets
$543,823
Revenue
$125,032
Expenses
$137,953
Net income
-$12,921
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.14$0.67$0.53
2015Detailed filing. Detailed filing data is available for this year.$3.58$3.06$0.53$0.13$0.13$0.00
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.35$2.82$0.53$0.13$0.15$0.02
2013Detailed filing. Detailed filing data is available for this year.$3.24$2.70$0.54$0.13$0.14$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.48$2.92$0.56$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.68$3.12$0.56$0.16
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.41$2.83$0.58$0.17