Civic Intelligence

Northwoods Community Credit Union

990 • Fiscal year 2010 • EIN 39-1020766

Jan 01, 2010 to Dec 31, 2010 • Filed on Jul 29, 2011

Organization ProfileNORTHWOODSCU.COM

View Organization Page

PO Box 36954552
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.87x

Higher debt load relative to assets than 30% of similar nonprofits.

2010 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets30th percentile

Assets

$65,801,526

No earlier filing loaded for comparison.

Net Assets

$8,494,632

No earlier filing loaded for comparison.

Liabilities

$57,306,894

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$3,076,847

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $65,801,526Liabilities 2010: $57,306,894Net Assets 2010: $8,494,6322010Assets 2011: $69,036,582Liabilities 2011: $60,251,720Net Assets 2011: $8,784,8622011Assets 2012: $77,698,231Liabilities 2012: $68,676,093Net Assets 2012: $9,022,1382012Assets 2014: $78,002,236Liabilities 2014: $69,891,689Net Assets 2014: $8,110,5472014Assets 2015: $74,086,231Liabilities 2015: $66,264,776Net Assets 2015: $7,821,4552015Assets 2016: $71,900,792Liabilities 2016: $64,593,088Net Assets 2016: $7,307,7042016Assets 2017: $70,633,934Liabilities 2017: $62,943,097Net Assets 2017: $7,690,8372017Assets 2018: $70,720,451Liabilities 2018: $62,863,429Net Assets 2018: $7,857,0222018Assets 2020: $87,936,269Liabilities 2020: $79,861,393Net Assets 2020: $8,074,8762020Assets 2021: $95,524,504Liabilities 2021: $87,492,430Net Assets 2021: $8,032,0742021Assets 2022: $94,055,781Liabilities 2022: $85,894,709Net Assets 2022: $8,161,0722022

Highlighted filing

2010

Assets$65,801,526
Liabilities$57,306,894
Net Assets$8,494,632
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,076,8472010Expenses 2011: $3,119,2752011Expenses 2012: $3,079,0302012Revenue 2014: $2,825,547Expenses 2014: $2,973,583Net Income 2014: -$148,0362014Revenue 2015: $2,771,112Expenses 2015: $3,059,172Net Income 2015: -$288,0602015Revenue 2016: $2,630,536Expenses 2016: $3,146,464Net Income 2016: -$515,9282016Revenue 2017: $2,773,569Expenses 2017: $2,396,066Net Income 2017: $377,5032017Revenue 2018: $3,155,250Expenses 2018: $2,985,817Net Income 2018: $169,4332018Revenue 2020: $3,201,489Expenses 2020: $3,188,114Net Income 2020: $13,3752020Revenue 2021: $3,125,916Expenses 2021: $3,119,750Net Income 2021: $6,1662021Revenue 2022: $3,391,900Expenses 2022: $3,030,402Net Income 2022: $361,4982022

Highlighted filing

2010

Revenue-
Expenses$3,076,847
Net Income-
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Jul 29, 2011
Return Version
2010v3.4
Gross Receipts
$3,425,260
Mission and Program Overview

Mission

Providing financial security and outstanding service for our members.

Major Activities

Activity 2
We funded 1196 loans during 2010 As of 123110 we had 557 mortgageshome equity 2696 consumer loans and 21 member business loans We also had at 12312010 1451 credit card accounts with our members
Filing and Contact Details

Filer

EIN
39-1020766
Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0191185
IRS990/AccountsPayableAccruedExpenses/EOY0298532
IRS990/ActivitiesConductedPartnership0false
IRS990/Activity2/Description0We funded 1196 loans during 2010 As of 123110 we had 557 mortgageshome equity 2696 consumer loans and 21 member business loans We also had at 12312010 1451 credit card accounts with our members
IRS990/ActivityOrMissionDescription0Providing financial security and outstanding service for our members
IRS990/Advertising/Total030627
IRS990/AllOtherExpenses/Total056407
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0522155
IRS990/CashNonInterestBearing/EOY0608715
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total0299500
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total022554
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DeferredRevenue/BOY0171861
IRS990/DeferredRevenue/EOY032286
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total0117468
IRS990/DescribedIn501C30false
IRS990/Description0We have deposit transaction and investment accounts with 7393 members at 123110 During 2010 we opened 2145 new deposit transaction and investment accounts
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total04129
IRS990/FeesForServicesInvstMgmntFees/Total020117
IRS990/FeesForServicesLegal/Total018967
IRS990/FeesForServicesOther/Total07499
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek740.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek840.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1140.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1240.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/NamePerson0Antohony Burant
IRS990/Form990PartVIISectionA/NamePerson1Dorothy Hilgart
IRS990/Form990PartVIISectionA/NamePerson2Edward Busby
IRS990/Form990PartVIISectionA/NamePerson3Geraldine Schmidt
IRS990/Form990PartVIISectionA/NamePerson4John Schulz
IRS990/Form990PartVIISectionA/NamePerson5MaryAnn Schoch
IRS990/Form990PartVIISectionA/NamePerson6Roger Reas
IRS990/Form990PartVIISectionA/NamePerson7Julie Lupa
IRS990/Form990PartVIISectionA/NamePerson8Paul Rybak
IRS990/Form990PartVIISectionA/NamePerson9Sally J Zoesch
IRS990/Form990PartVIISectionA/NamePerson10Sandy Kennedy
IRS990/Form990PartVIISectionA/NamePerson11Susan J Schmidt
IRS990/Form990PartVIISectionA/NamePerson12Teresa Gehrman
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/Officer6X
IRS990/Form990PartVIISectionA/Officer7X
IRS990/Form990PartVIISectionA/Officer8X
IRS990/Form990PartVIISectionA/Officer9X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation714810
IRS990/Form990PartVIISectionA/OtherCompensation82411
IRS990/Form990PartVIISectionA/OtherCompensation916979
IRS990/Form990PartVIISectionA/OtherCompensation1015356
IRS990/Form990PartVIISectionA/OtherCompensation1117508
IRS990/Form990PartVIISectionA/OtherCompensation122679
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization738000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization845000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization950000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1038000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1178500
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1250000
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/Title0Chairman
IRS990/Form990PartVIISectionA/Title1Secretary
IRS990/Form990PartVIISectionA/Title2Director
IRS990/Form990PartVIISectionA/Title3Director
IRS990/Form990PartVIISectionA/Title4Vice Chair
IRS990/Form990PartVIISectionA/Title5Director
IRS990/Form990PartVIISectionA/Title6Treasurer
IRS990/Form990PartVIISectionA/Title7Ashland Manager
IRS990/Form990PartVIISectionA/Title8DirectorBS
IRS990/Form990PartVIISectionA/Title9VP-DPBookkeeping
IRS990/Form990PartVIISectionA/Title10Compliance Officer
IRS990/Form990PartVIISectionA/Title11CEO
IRS990/Form990PartVIISectionA/Title12VP Lending
IRS990/Form990ProvidedToGoverningBody0true
IRS990/Form990-TFiled0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/GainOrLoss/Other0-21779
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossAmountSalesAssets/Other0367
IRS990/GrossReceipts03425260
IRS990/GrossRents/Real09900
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartV0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InformationTechnology/Total066075
IRS990/Insurance/Total048883
IRS990/Interest/Total017
IRS990/InvestmentIncomeCurrentYear0113743
IRS990/InvestmentIncome/ExclusionAmount0135522
IRS990/InvestmentIncomePriorYear0119905
IRS990/InvestmentIncome/TotalRevenueColumn0135522
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsProgramRelated/BOY0438202
IRS990/InvestmentsProgramRelated/EOY0532085
IRS990/InvestmentsPubTradedSecurities/BOY0178153
IRS990/InvestmentsPubTradedSecurities/EOY0178154
IRS990/LandBldgEquipmentAccumDeprec01254405
IRS990/LandBuildingsEquipmentBasis04442486
IRS990/LandBuildingsEquipmentBasisNet/BOY03215642
IRS990/LandBuildingsEquipmentBasisNet/EOY03188081
IRS990/LessCostOthBasisSalesExpenses/Other022146
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0Providing financial security and outstanding service for our members
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0Susan J Schmidt
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers07
IRS990/NbrVotingMembersGoverningBody07
IRS990/NetAssetsOrFundBalancesBOY08176497
IRS990/NetAssetsOrFundBalancesEOY08494632
IRS990/NetGainOrLossInvestments/ExclusionAmount0-21779
IRS990/NetGainOrLossInvestments/TotalRevenueColumn0-21779
IRS990/NetRentalIncomeOrLoss/ExclusionAmount09900
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn09900
IRS990/NetUnrelatedBusinessTxblIncome04479
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109601957
IRS990/NumberIndependentVotingMembers00
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfEmployees033
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0136111
IRS990/OfficeExpenses/Total093298
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0288642
IRS990/OtherAssetsTotal/EOY0301332
IRS990/OtherEmployeeBenefits/Total0213329
IRS990/OtherExpensePriorYear02053033
IRS990/OtherExpensesCurrentYear01963864
IRS990/OtherExpenses/Description0Dividends to Members
IRS990/OtherExpenses/Description1Provision for Loan Loss
IRS990/OtherExpenses/Description2Member AccountCard Costs
IRS990/OtherExpenses/Description3Loan Servicing Exp
IRS990/OtherExpenses/Description4Member InsuranceNCUSIF
IRS990/OtherExpenses/Total0773217
IRS990/OtherExpenses/Total181704
IRS990/OtherExpenses/Total2207782
IRS990/OtherExpenses/Total3138620
IRS990/OtherExpenses/Total4136426
IRS990/OtherLiabilities/BOY052281447
IRS990/OtherLiabilities/EOY056976076
IRS990/OtherNotesLoansReceivableNet/BOY039095911
IRS990/OtherNotesLoansReceivableNet/EOY041269610
IRS990/OtherRevenueCurrentYear017835
IRS990/OtherRevenueMisc/BusinessCode0900099
IRS990/OtherRevenueMisc/Description0Other NonOperating Incm
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome03740
IRS990/OtherRevenueMisc/TotalRevenueColumn03740
IRS990/OtherRevenuePriorYear011832
IRS990/OtherSalariesAndWages/Total0487162
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/Total079411
IRS990/PensionPlanContributions/Total033581
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY0104832
IRS990/PrepaidExpensesDeferredCharges/EOY0145380
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenue/BusinessCode3524298
IRS990/ProgramServiceRevenue/BusinessCode4519100
IRS990/ProgramServiceRevenueCY03271536
IRS990/ProgramServiceRevenue/Description0Interest on Loans
IRS990/ProgramServiceRevenue/Description1AccountCard Svc Fees
IRS990/ProgramServiceRevenue/Description2Other Member Fees
IRS990/ProgramServiceRevenue/Description3Insurance Sales
IRS990/ProgramServiceRevenue/Description4Non-Member ATM
IRS990/ProgramServiceRevenuePriorYear03180725
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome02682218
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1414100
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2128201
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome330809
IRS990/ProgramServiceRevenue/TotalRevenueColumn02682218
IRS990/ProgramServiceRevenue/TotalRevenueColumn1414100
IRS990/ProgramServiceRevenue/TotalRevenueColumn2128201
IRS990/ProgramServiceRevenue/TotalRevenueColumn330809
IRS990/ProgramServiceRevenue/TotalRevenueColumn413468
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue013468
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges0-8132
IRS990/ReconcilationRevenueExpenses0326267
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/RentalIncomeOrLoss/Real09900
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY08176497
IRS990/RetainedEarningsEndowmentEtc/EOY08494632
IRS990/RevenuesLessExpensesCY0326267
IRS990/RevenuesLessExpensesPriorYear0149594
IRS990/RoyaltiesRevenue/ExclusionAmount04195
IRS990/RoyaltiesRevenue/TotalRevenueColumn04195
IRS990/SalariesEtcCurrentYear01112983
IRS990/SalariesEtcPriorYear01109835
IRS990/SavingsAndTempCashInvestments/BOY016977453
IRS990/SavingsAndTempCashInvestments/EOY019578169
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue02335553
IRS990ScheduleD/Buildings/Depreciation0545705
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis02881258
IRS990ScheduleD/Equipment/BookValue0228318
IRS990ScheduleD/Equipment/Depreciation0708700
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0937018
IRS990ScheduleD/InvestmentsProgramRelated/BookValue0531085
IRS990ScheduleD/InvestmentsProgramRelated/BookValue11000
IRS990ScheduleD/InvestmentsProgramRelated/Description0NCUA Capitalization
IRS990ScheduleD/InvestmentsProgramRelated/Description1WISCUB
IRS990ScheduleD/Land/BookValue0624210
IRS990ScheduleD/Land/OtherCostOrOtherBasis0624210
IRS990ScheduleD/OtherLiabilities/Amount056895143
IRS990ScheduleD/OtherLiabilities/Amount180933
IRS990ScheduleD/OtherLiabilities/Description0Shares & Deposits
IRS990ScheduleD/OtherLiabilities/Description1Accrued Dividends
IRS990ScheduleD/TotalOfAmounts056976076
IRS990ScheduleD/TotalOfBookValueLandBuildings03188081
IRS990ScheduleD/TotalOfBookValueProgramRelated0532085
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0The 990-T will be filed by the extended due date by our accountant preparing the 990-T
IRS990ScheduleO/GeneralExplanation/Explanation1The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors
IRS990ScheduleO/GeneralExplanation/Explanation2The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/GeneralExplanation/Explanation3Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions
IRS990ScheduleO/GeneralExplanation/Explanation4Management will review the form
IRS990ScheduleO/GeneralExplanation/Explanation5Annually the policies are reviewed by the BOD and management staff
IRS990ScheduleO/GeneralExplanation/Explanation6We do not have independent persons The BOD reviews and approves the decision for compensation of the CEOPresident The CEOPresident reviews and sets the compensation for the rest of the staff with board approval
IRS990ScheduleO/GeneralExplanation/Explanation7We do not have independent persons The BOD reviews and approves the decision for compensation of the CEOPresident The CEOPresident reviews and sets the compensation for the rest of the staff with board approval
IRS990ScheduleO/GeneralExplanation/Explanation8By request
IRS990ScheduleO/GeneralExplanation/Explanation9Loss on Real Estate owned property
IRS990ScheduleO/GeneralExplanation/Identifier001. Unrelated business income explanation (Part V, line 3b)
IRS990ScheduleO/GeneralExplanation/Identifier102. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier203. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier304. Governing body decisions (Part VI, line 7b)
IRS990ScheduleO/GeneralExplanation/Identifier405. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier506. Conflict of interest policy compliance (Part VI, line 12c)
IRS990ScheduleO/GeneralExplanation/Identifier607. CEO, executive director, top management comp (Part VI, line 15a)
IRS990ScheduleO/GeneralExplanation/Identifier708. Other officer or key employee compensation (Part VI, line 15b
IRS990ScheduleO/GeneralExplanation/Identifier809. Governing documents, etc, available to public (Part VI, line 19)
IRS990ScheduleO/GeneralExplanation/Identifier910. Explanation of other changes in net assets or fund balances (Part XI, line 5)
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0WI
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10PO BOX 369
IRS990/TheBooksAreInCareOf/AddressUS/City0Park Falls
IRS990/TheBooksAreInCareOf/AddressUS/State0WI
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode054552
IRS990/TheBooksAreInCareOf/NamePerson0Susan J Schmidt
IRS990/TheBooksAreInCareOf/TelephoneNumber07157623208
IRS990/TotalAssets/BOY060820990
IRS990/TotalAssetsBOY060820990
IRS990/TotalAssets/EOY065801526
IRS990/TotalAssetsEOY065801526
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear03076847
IRS990/TotalExpensesPriorYear03162868
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total03076847
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI016058
IRS990/TotalLiabilities/BOY052644493
IRS990/TotalLiabilitiesBOY052644493
IRS990/TotalLiabilities/EOY057306894
IRS990/TotalLiabilitiesEOY057306894
IRS990/TotalLiabNetAssetsFundBalances/BOY060820990
IRS990/TotalLiabNetAssetsFundBalances/EOY065801526
IRS990/TotalNbrEmployees033
IRS990/TotalNbrVolunteers06
IRS990/TotalNetAssetsFundBalances/BOY08176497
IRS990/TotalNetAssetsFundBalances/EOY08494632
IRS990/TotalOtherCompensation069743
IRS990/TotalOtherRevenue03740
IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome0150
IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn02740
IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue02590
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue03271536
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0299500
IRS990/TotalRevenueCurrentYear03403114
IRS990/TotalRevenue/ExclusionAmount0127838
IRS990/TotalRevenuePriorYear03312462
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome03259218
IRS990/TotalRevenue/TotalRevenueColumn03403114
IRS990/TotalRevenue/UnrelatedBusinessRevenue016058
IRS990/TransactionRelatedEntity0false
IRS990/Travel/Total03963
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0true
IRS990/UponRequest0X
IRS990/WebSite0www.northwoodscu.com
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01953
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0391020766
ReturnHeader/Filer/Name/BusinessNameLine10Northwoods Community Credit Union
ReturnHeader/Filer/NameControl0NORT

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$65,801,526
Liabilities
$57,306,894
Net assets
$8,494,632
Revenue
-
Expenses
$3,076,847
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.1$85.9$8.16$3.39$3.03$0.36
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.5$87.5$8.03$3.13$3.12$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.9$79.9$8.07$3.20$3.19$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.7$62.9$7.86$3.16$2.99$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$70.6$62.9$7.69$2.77$2.40$0.38
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.9$64.6$7.31$2.63$3.15$0.52
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.1$66.3$7.82$2.77$3.06$0.29
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$78.0$69.9$8.11$2.83$2.97$0.15
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$77.7$68.7$9.02$3.08
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.0$60.3$8.78$3.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$65.8$57.3$8.49$3.08