Civic Intelligence

Utilities Credit Union

990 • Fiscal year 2014 • EIN 39-1017036

Jan 01, 2014 to Dec 31, 2014 • Filed on May 11, 2015

Organization Profilewww.myucu.org
PO Box 8Eau Claire, WI 54702-0008

(715) 737-2467

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.89x

Higher debt load relative to assets than 73% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Liabilities / Revenue

94th percentile

37.40x

Higher debt load relative to revenue than 94% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Net Margin

45th percentile

2.4%

Higher net margin than 45% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Top Officer Pay

20th percentile

$17,624

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 8.7% of source-year revenue.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2014

Asset Growth

19th percentile

-3.4%

Faster asset growth than 19% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2014

Revenue Growth

24th percentile

-7.4%

Faster revenue growth than 24% of similar nonprofits.

2014 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2014

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$8,463,043

Down $608,328 (-6.7%) from 2012

Net Assets

Up

$896,400

Up $16,711 (+1.9%) from 2012

Liabilities

Down

$7,566,643

Down $625,039 (-7.6%) from 2012

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin45th percentile

Revenue

Down

$202,306

Down $33,675 (-14%) from 2012

Expenses

Up

$197,358

Up $4,051 (+2.1%) from 2012

Net Income

Down

$4,948

Down $37,726 (-88%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2011: $9,336,491Liabilities 2011: $8,499,476Net Assets 2011: $837,0152011Assets 2012: $9,071,371Liabilities 2012: $8,191,682Net Assets 2012: $879,6892012Assets 2014: $8,463,043Liabilities 2014: $7,566,643Net Assets 2014: $896,4002014Assets 2015: $8,138,772Liabilities 2015: $7,239,112Net Assets 2015: $899,6602015Assets 2016: $7,769,269Liabilities 2016: $6,866,270Net Assets 2016: $902,9992016Assets 2017: $7,240,142Liabilities 2017: $6,333,010Net Assets 2017: $907,1322017Assets 2018: $6,594,770Liabilities 2018: $5,680,602Net Assets 2018: $914,1682018Assets 2019: $6,898,442Liabilities 2019: $5,969,586Net Assets 2019: $928,8562019Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2014

Assets$8,463,043
Liabilities$7,566,643
Net Assets$896,400
Open 2014 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $221,8362011Revenue 2012: $235,981Expenses 2012: $193,307Net Income 2012: $42,6742012Revenue 2014: $202,306Expenses 2014: $197,358Net Income 2014: $4,9482014Revenue 2015: $191,925Expenses 2015: $188,665Net Income 2015: $3,2602015Revenue 2016: $196,125Expenses 2016: $192,786Net Income 2016: $3,3392016Revenue 2017: $201,762Expenses 2017: $197,629Net Income 2017: $4,1332017Revenue 2018: $226,713Expenses 2018: $219,677Net Income 2018: $7,0362018Revenue 2019: $239,978Expenses 2019: $225,287Net Income 2019: $14,6912019Revenue 2021: $100,000Expenses 2021: $553,653Net Income 2021: -$453,6532021

Highlighted filing

2014

Revenue$202,306
Expenses$197,358
Net Income$4,948
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 11, 2015
Return Version
2014v5.0
Gross Receipts
$202,306
Mission and Program Overview

Mission

Provide competitive share dividends and competitive loan rates to members through secured loans, unsecured loans, home equity lines of credit loans and credit card program.

Provide competitive share dividends and competitive loan rates to members through secured, unsecured, home equity lines of credit loans and credit card program.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,091,598$4,094,336▲ $2,738
Investments Program Related$3,214,823$2,909,737▼ $305,086
Savings and Temporary Cash Investments$957,002$1,007,171▲ $50,169
Rtn Earn Endowment Incm Other Fnds$891,452$896,400▲ $4,948
Receivables From Officers Etc$211,962$200,775▼ $11,187
Cash and Non-Interest-Bearing Accounts$148,110$125,579▼ $22,531
Prepaid Expenses and Deferred Charges$18,663$15,296▼ $3,367
Land, Buildings, and Equipment, Net$11,040$9,208▼ $1,832
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$8,783,178$8,463,043▼ $320,135
Other Assets Total$129,980$100,941▼ $29,039
Liabilities
Other Liabilities$7,888,487$7,561,415▼ $327,072
Accounts Payable and Accrued Expenses$3,239$5,228▲ $1,989
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$7,891,726$7,566,643▼ $325,083
Net Assets / Fund Balance
Total Net Assets Fund Balance$891,452$896,400▲ $4,948
Total Liabilities and Net Assets / Fund Balance$8,783,178$8,463,043▼ $320,135

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$9,208$47,879$57,087
Investment Program Related Org$2,909,737--
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseTotal
David AmansPresident-TreasurerPT$17,624$17,624
John NessSecretary-$630$630

Board Members and Trustees

NameTitle
Scott SeaholmChairman
Kirk HendricksonVice Chairman
Christie BoatmanDirector
Jesse AndersonDirector
Lloyd DallmannDirector
Mary HeimsteadDirector
Paul SeipelDirector
Theresa TheisenDirector
Thomas BachmeierDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$164,826
Investment Income
$37,480
Other Revenue
$0
Change in Net Assets
$4,948
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$108,279
Salaries, Compensation, and Employee Benefits$89,079
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$64,462$0$0$64,462
Current Officers, Directors, Trustees, and Key Employees$17,624$0$0$17,624
Other Expenses$17,000$0$0$17,000
Office Expenses$14,629$0$0$14,629
Information Technology$7,256$0$0$7,256
Payroll Taxes$6,993$0$0$6,993
All Other Expenses$6,487$0$0$6,487
Insurance$5,315$0$0$5,315
Depreciation Depletion$4,545$0$0$4,545
Fees for Services Accounting$2,648$0$0$2,648
Advertising$689$0$0$689
Conferences and Meetings$85$0$0$85
Total Functional Expenses$197,358$0$0$197,358
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$211,962$200,775▼ $11,187
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Union member regular shares & trust accts$7,561,415
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union consists of eligible members within the field of membership as stated in Utilities Credit Union By-Laws.”

Form 990, Part VI, Section A, Line 7A

“Board of Directors are voted upon by the general membership at the annual meeting of the credit union.”

Form 990, Part VI, Section B, Line 11B

“Review is performed by another credit union employee at the time of filing, then reviewed by examining committee during semi-annual audits.”

Form 990, Part VI, Section B, Line 15

“Personnel committee establishes salary range based on salary survey for presidents and recommends yearly salary to Board of Directors for their voting approval. Salary recommendation is determined based on annual performance review.”

Form 990, Part VI, Section C, Line 19

“Documents are provided upon request. Financials are provided to members attending annual meeting.”

Filing and Contact Details

Filer

Filer Name
Utilities Credit Union
EIN
39-1017036
Phone
7157372467
Address
PO Box 8, Eau Claire, WI 54702-0008

Signing Officer

Name
David Amans
Title
President-Treasurer
Phone
7157372467
Signed
2015-05-11

Organization Details

Principal Officer
David Amans
Formed
1932
Legal Domicile
Wi
Voting Board Members
11
Independent Board Members
10
Employees
4
Volunteers
21
Raw XML AppendixShowing 400 of 653 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm5Paul Seipel
IRS990/Form990PartVIISectionAGrp/PersonNm6Christie Boatman
IRS990/Form990PartVIISectionAGrp/PersonNm7Lloyd Dallmann
IRS990/Form990PartVIISectionAGrp/PersonNm8Thomas Bachmeier
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IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
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IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
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IRS990/InsuranceGrp/TotalAmt05315
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt037480
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt037480
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03214823
IRS990/InvestmentsProgramRelatedGrp/EOYAmt02909737
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0291
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt047879
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011040
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09208
IRS990/LandBldgEquipCostOrOtherBssAmt057087
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provide competitive share dividends and competitive loan rates to members through secured loans, unsecured loans, home equity lines of credit loans and credit card program.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0891452
IRS990/NetAssetsOrFundBalancesEOYAmt0896400
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt014629
IRS990/OfficeExpensesGrp/TotalAmt014629
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0129980
IRS990/OtherAssetsTotalGrp/EOYAmt0100941
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Dividends
IRS990/OtherExpensesGrp/Desc1Loan Servicing Expenses
IRS990/OtherExpensesGrp/Desc2WI CR UN League/CUNA/Chapter/Annual
IRS990/OtherExpensesGrp/Desc3Loan Loss Expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt029741
IRS990/OtherExpensesGrp/ProgramServicesAmt112633
IRS990/OtherExpensesGrp/ProgramServicesAmt27251
IRS990/OtherExpensesGrp/ProgramServicesAmt317000
IRS990/OtherExpensesGrp/TotalAmt029741
IRS990/OtherExpensesGrp/TotalAmt112633
IRS990/OtherExpensesGrp/TotalAmt27251
IRS990/OtherExpensesGrp/TotalAmt317000
IRS990/OtherLiabilitiesGrp/BOYAmt07888487
IRS990/OtherLiabilitiesGrp/EOYAmt07561415
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt064462
IRS990/OtherSalariesAndWagesGrp/TotalAmt064462
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04091598
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04094336
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt06993
IRS990/PayrollTaxesGrp/TotalAmt06993
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt018663
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015296
IRS990/PrincipalOfficerNm0David Amans
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Loan Insurance
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0161891
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12280
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0161891
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12280
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2655
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2655
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide home equity lines of credit loans to members. During 2014, 56 advances on lines of credit. 52 loans with a balance of $1,787,335 as of December 31, 2014.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt055727
IRS990/ProgSrvcAccomActy3Grp/Desc0Provide unsecured loans to members. Approved 257 advances to members with unsecured lines of credit in 2014. 94 loans with a balance of $269,695 as of December 31, 2014.
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt020467
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt052872
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0118053
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0165618
IRS990/PYRevenuesLessExpensesAmt011763
IRS990/PYSalariesCompEmpBnftPaidAmt088674

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,463,043
Liabilities
$7,566,643
Net assets
$896,400
Revenue
$202,306
Expenses
$197,358
Net income
$4,948
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.10$0.55$0.45
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.90$5.97$0.93$0.24$0.23$0.01
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.59$5.68$0.91$0.23$0.22$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.24$6.33$0.91$0.20$0.20$0.00
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.77$6.87$0.90$0.20$0.19$0.00
2015Detailed filing. Detailed filing data is available for this year.$8.14$7.24$0.90$0.19$0.19$0.00
2014Detailed filing. Detailed filing data is available for this year.$8.46$7.57$0.90$0.20$0.20$0.00
2012Summary only. Only limited summary data is available for this year.$9.07$8.19$0.88$0.24$0.19$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.34$8.50$0.84$0.22