Civic Intelligence

St Germain Chamber of Commerce

990 • Fiscal year 2014 • EIN 39-0992103

May 01, 2013 to Apr 30, 2014 • Filed on Oct 31, 2014

PO Box 155Saint Germain, WI 54558

(715) 477-2205

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.09x

Higher debt load relative to assets than 72% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

70th percentile

0.05x

Higher debt load relative to revenue than 70% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

70th percentile

11%

Higher net margin than 70% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

80th percentile

25%

Faster asset growth than 80% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

60th percentile

6.4%

Faster revenue growth than 60% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$135,281

Up $27,066 (+25%) from 2013

Net Assets

Up

$122,937

Up $28,356 (+30%) from 2013

Liabilities

Down

$12,344

Down $1,290 (-9.5%) from 2013

Revenue

Up

$266,358

Up $16,040 (+6.4%) from 2013

Expenses

Down

$238,001

Down $24,012 (-9.2%) from 2013

Net Income

Up

$28,357

Up $40,052 (+342%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2011: $112,324Liabilities 2011: $14,809Net Assets 2011: $97,5152011Assets 2012: $113,334Liabilities 2012: $7,058Net Assets 2012: $106,2762012Assets 2013: $108,215Liabilities 2013: $13,634Net Assets 2013: $94,5812013Assets 2014: $135,281Liabilities 2014: $12,344Net Assets 2014: $122,9372014Assets 2015: $125,957Liabilities 2015: $12,385Net Assets 2015: $113,5722015Assets 2016: $176,676Liabilities 2016: $19,021Net Assets 2016: $157,6552016Assets 2017: $321,045Liabilities 2017: $6,452Net Assets 2017: $314,5932017Assets 2018: $319,877Liabilities 2018: $4,254Net Assets 2018: $315,6232018Assets 2019: $684,025Liabilities 2019: $349,257Net Assets 2019: $334,7682019Assets 2020: $858,179Liabilities 2020: $293,564Net Assets 2020: $564,6152020Assets 2021: $871,504Liabilities 2021: $273,429Net Assets 2021: $598,0752021Assets 2022: $837,161Liabilities 2022: $276,479Net Assets 2022: $560,6822022Assets 2023: $804,000Liabilities 2023: $248,430Net Assets 2023: $555,5702023

Highlighted filing

2014

Assets$135,281
Liabilities$12,344
Net Assets$122,937

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $300,424Expenses 2011: $251,097Net Income 2011: $49,3272011Revenue 2012: $252,140Expenses 2012: $243,379Net Income 2012: $8,7612012Revenue 2013: $250,318Expenses 2013: $262,013Net Income 2013: -$11,6952013Revenue 2014: $266,358Expenses 2014: $238,001Net Income 2014: $28,3572014Revenue 2015: $271,184Expenses 2015: $280,549Net Income 2015: -$9,3652015Revenue 2016: $313,129Expenses 2016: $274,271Net Income 2016: $38,8582016Revenue 2017: $326,017Expenses 2017: $303,272Net Income 2017: $22,7452017Revenue 2018: $331,767Expenses 2018: $323,672Net Income 2018: $8,0952018Revenue 2019: $372,202Expenses 2019: $346,965Net Income 2019: $25,2372019Revenue 2020: $581,204Expenses 2020: $354,322Net Income 2020: $226,8822020Revenue 2021: $511,933Expenses 2021: $551,157Net Income 2021: -$39,2242021Revenue 2022: $608,288Expenses 2022: $607,216Net Income 2022: $1,0722022Revenue 2023: $480,054Expenses 2023: $383,182Net Income 2023: $96,8722023

Highlighted filing

2014

Revenue$266,358
Expenses$238,001
Net Income$28,357
Jump To
Filing Snapshot
Filing Period
May 1, 2013 to Apr 30, 2014
Signed
Oct 31, 2014
Return Version
2013v3.1
Gross Receipts
$403,377
Mission and Program Overview

Mission

Promotion of the business and civic community of the Saint Germain area. To actively pursue orderly recreational and community growth. To sponsor and supervise the operation of the Saint Germain information bureau.

Promotion of the business and civic community of the st. Germain area. To actively pursue orderly recreational and community growth. To sponsor and supervise the operation of the st germain information bureau.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$94,581$122,937▲ $28,356
Savings and Temporary Cash Investments$75,125$100,476▲ $25,351
Prepaid Expenses and Deferred Charges$19,917$14,575▼ $5,342
Cash and Non-Interest-Bearing Accounts$4,174$13,336▲ $9,162
Land, Buildings, and Equipment, Net$8,999$6,894▼ $2,105
Total Assets$108,215$135,281▲ $27,066
Liabilities
Deferred Revenue$7,764$8,615▲ $851
Accounts Payable and Accrued Expenses$5,870$3,729▼ $2,141
Total Liabilities$13,634$12,344▼ $1,290
Net Assets / Fund Balance
Total Net Assets Fund Balance$94,581$122,937▲ $28,356
Total Liabilities and Net Assets / Fund Balance$108,215$135,281▲ $27,066

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$6,894$28,913$35,807
Compensation and Service Providers

Board Members and Trustees

NameTitle
Ted DeruiterPresident
Jeff SievertDirector
Jim AndersonDirector
John BurgerDirector
Ron RhodesDirector
Loren AndersonPst Presiden
Deb HarveySecretary
Bruce WeberTreasurer
Mark HillerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$241,704
Program Service Revenue
$0
Investment Income
$101
Other Revenue
$24,553
All Other Contributions
$2,571
Change in Net Assets
$28,357
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$123,807
Salaries, Compensation, and Employee Benefits$114,194
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$104,572--$104,572
Advertising$76,957--$76,957
Office Expenses$10,039--$10,039
Payroll Taxes$9,622--$9,622
Occupancy$7,085--$7,085
Fees for Services Accounting-$5,006-$5,006
Insurance-$2,333-$2,333
Travel$2,298--$2,298
Depreciation Depletion$2,105--$2,105
Other Expenses$1,091--$1,091
All Other Expenses$855$96-$951
Conferences and Meetings$254--$254
Total Functional Expenses$230,566$7,435$0$238,001
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$133,955
Fundraising Direct Expenses$120,747
Gaming Gross Income$27,617
Gaming Direct Expenses$16,272
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$76,757$76,757$89,260$-12,503
Event 2$23,250$23,250$10,498$12,752
Total Events$117,152$117,152$113,243$3,909
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 15A

Board of directors reviews and approves compensation

Form 990, Page 6, Part VI, Line 15B

Board of directors reviews and approves compensation

Form 990, Page 6, Part VI, Line 19

UPON REQUEST

Filing and Contact Details

Filer

EIN
39-0992103
Phone
7154772205

Signing Officer

Name
Ted Deruiter
Title
President
Phone
7154772205
Signed
2014-10-31

Organization Details

Principal Officer
Ted Deruiter
Formed
1958
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
4

Preparer

Preparer
Elizabeth a Spencer CPA
Phone
7154794300
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

ROUNDING 1

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleG/GamingInformationGrp/OtherDirectExpensesBingoAmt02185
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborBingoInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborOtherGamingInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborPullTabsInd0false
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/IndividualWithBooksNm0TED DERUITER
IRS990ScheduleG/LicensedInd0true
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine10PO 155
IRS990ScheduleG/PersonsWithBooksUSAddress/City0ST GERMAIN
IRS990ScheduleG/PersonsWithBooksUSAddress/State0WI
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCode054558
IRS990ScheduleG/StatesWhereGamingConductedCd0WI
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ROUNDING 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0108215
IRS990/TotalAssetsEOYAmt0135281
IRS990/TotalAssetsGrp/BOYAmt0108215
IRS990/TotalAssetsGrp/EOYAmt0135281
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0241704
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt07435
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0230566
IRS990/TotalFunctionalExpensesGrp/TotalAmt0238001
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt013634
IRS990/TotalLiabilitiesEOYAmt012344
IRS990/TotalLiabilitiesGrp/BOYAmt013634
IRS990/TotalLiabilitiesGrp/EOYAmt012344
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt094581
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0122937
IRS990/TotalProgramServiceExpensesAmt0230566
IRS990/TotalRevenueGrp/ExclusionAmt0101
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt011345
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0266358
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0108215
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0135281
IRS990/TravelGrp/ProgramServicesAmt02298
IRS990/TravelGrp/TotalAmt02298
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 155
IRS990/USAddress/City0SAINT GERMAIN
IRS990/USAddress/State0WI
IRS990/USAddress/ZIPCode054558
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.ST-GERMAIN.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0TED DERUITER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07154772205
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-10-31
ReturnHeader/Filer/BusinessName/BusinessNameLine10ST GERMAIN CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0STGE
ReturnHeader/Filer/EIN0390992103
ReturnHeader/Filer/PhoneNum07154772205
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 155
ReturnHeader/Filer/USAddress/City0SAINT GERMAIN
ReturnHeader/Filer/USAddress/State0WI
ReturnHeader/Filer/USAddress/ZIPCode054558
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391871133
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10REACH & SCHWAIGER LTD CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10320 E PINE ST PO BOX 1717
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0EAGLE RIVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0545211717
ReturnHeader/PreparerPersonGrp/PhoneNum07154794300
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ELIZABETH A SPENCER CPA
ReturnHeader/ReturnTs02014-11-25T11:13:06-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-05-01
ReturnHeader/TaxPeriodEndDt02014-04-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.04$2.48$5.56$4.80$3.83$0.97
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.37$2.76$5.61$6.08$6.07$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.72$2.73$5.98$5.12$5.51$0.39
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.58$2.94$5.65$5.81$3.54$2.27
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.84$3.49$3.35$3.72$3.47$0.25
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.20$0.04$3.16$3.32$3.24$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.21$0.06$3.15$3.26$3.03$0.23
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.19$1.58$3.13$2.74$0.39
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$0.12$1.14$2.71$2.81$0.09
2014Detailed filing. Detailed filing data is available for this year.$1.35$0.12$1.23$2.66$2.38$0.28
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.08$0.14$0.95$2.50$2.62$0.12
2012Summary only. Only limited summary data is available for this year.$1.13$0.07$1.06$2.52$2.43$0.09
2011Summary only. Only limited summary data is available for this year.$1.12$0.15$0.98$3.00$2.51$0.49