Civic Intelligence

Water Light Credit Union

990 • Fiscal year 2011 • EIN 39-0978885

Jan 01, 2011 to Dec 31, 2011

Superior, WI
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.85x

Higher debt load relative to assets than 62% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

99th percentile

22.16x

Higher debt load relative to revenue than 99% of similar nonprofits.

2011 filings • $1M-$5M nonprofits • Source year 2011

Net Margin

57th percentile

4.3%

Higher net margin than 57% of similar nonprofits.

2011 filings • $1M-$5M nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

71st percentile

5.5%

Faster asset growth than 71% of similar nonprofits.

2011 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Assets

Up

$1,317,428

Up $69,266 (+5.5%) from 2010

Net Assets

Up

$198,230

Up $2,189 (+1.1%) from 2010

Liabilities

Up

$1,119,198

Up $67,077 (+6.4%) from 2010

Revenue

$50,502

No earlier filing loaded for comparison.

Expenses

Down

$48,313

Down $4,456 (-8.4%) from 2010

Net Income

$2,189

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,248,162Liabilities 2010: $1,052,121Net Assets 2010: $196,0412010Assets 2011: $1,317,428Liabilities 2011: $1,119,198Net Assets 2011: $198,2302011Assets 2012: $1,305,367Liabilities 2012: $1,109,685Net Assets 2012: $195,6822012Assets 2013: $1,319,886Liabilities 2013: $1,125,411Net Assets 2013: $194,4752013Assets 2014: $1,296,080Liabilities 2014: $1,105,066Net Assets 2014: $191,0142014Assets 2015: $1,399,380Liabilities 2015: $1,207,786Net Assets 2015: $191,5942015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2011

Assets$1,317,428
Liabilities$1,119,198
Net Assets$198,230

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KExpenses 2010: $52,7692010Revenue 2011: $50,502Expenses 2011: $48,313Net Income 2011: $2,1892011Expenses 2012: $49,2892012Revenue 2013: $42,903Expenses 2013: $44,110Net Income 2013: -$1,2072013Revenue 2014: $44,188Expenses 2014: $47,649Net Income 2014: -$3,4612014Revenue 2015: $41,661Expenses 2015: $41,081Net Income 2015: $5802015Revenue 2016: $43,239Expenses 2016: $234,833Net Income 2016: -$191,5942016

Highlighted filing

2011

Revenue$50,502
Expenses$48,313
Net Income$2,189
Filing Detail Status

This 2011 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Mission and Program Overview

Mission

The water-light credit union is a service provider to the employees of superior water, light and power. The credit unions mission is to provide support for the financial needs of our members.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings