Civic Intelligence

Pcm Credit Union

990 • Fiscal year 2021 • EIN 39-0974444

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 14, 2022

Organization ProfileWWW.PCMCU.ORG

View Organization Page

601 Willard DriveGreen Bay, WI 54324-0500

(920) 499-2831

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.88x

Higher debt load relative to assets than 26% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Liabilities / Revenue

81st percentile

25.09x

Higher debt load relative to revenue than 81% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Net Margin

71st percentile

22%

Higher net margin than 71% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Top Officer Pay

45th percentile

$386,890

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 3.1% of source-year revenue.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2021

Asset Growth

54th percentile

12%

Faster asset growth than 54% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Revenue Growth

37th percentile

1.0%

Faster revenue growth than 37% of similar nonprofits.

2021 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$358,033,017

Up $37,843,380 (+12%) from 2020

Net Assets

Up

$42,355,735

Up $1,449,471 (+3.5%) from 2020

Liabilities

Up

$315,677,282

Up $36,393,909 (+13%) from 2020

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin71st percentile

Revenue

Up

$12,583,727

Up $127,032 (+1.0%) from 2020

Expenses

Down

$9,832,619

Down $419,910 (-4.1%) from 2020

Net Income

Up

$2,751,108

Up $546,942 (+25%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth54th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $136,437,657Liabilities 2010: $118,534,003Net Assets 2010: $17,903,6542010Assets 2011: $146,961,280Liabilities 2011: $127,457,031Net Assets 2011: $19,504,2492011Assets 2012: $159,306,623Liabilities 2012: $138,029,633Net Assets 2012: $21,276,9902012Assets 2013: $163,312,376Liabilities 2013: $140,140,040Net Assets 2013: $23,172,3362013Assets 2014: $167,124,762Liabilities 2014: $141,852,149Net Assets 2014: $25,272,6132014Assets 2015: $194,514,783Liabilities 2015: $165,235,643Net Assets 2015: $29,279,1402015Assets 2016: $215,765,195Liabilities 2016: $184,390,462Net Assets 2016: $31,374,7332016Assets 2017: $243,670,703Liabilities 2017: $209,887,619Net Assets 2017: $33,783,0842017Assets 2018: $258,982,107Liabilities 2018: $223,202,083Net Assets 2018: $35,780,0242018Assets 2019: $269,206,275Liabilities 2019: $230,930,369Net Assets 2019: $38,275,9062019Assets 2020: $320,189,637Liabilities 2020: $279,283,373Net Assets 2020: $40,906,2642020Assets 2021: $358,033,017Liabilities 2021: $315,677,282Net Assets 2021: $42,355,7352021Assets 2022: $393,134,166Liabilities 2022: $352,518,355Net Assets 2022: $40,615,8112022Assets 2023: $450,113,411Liabilities 2023: $407,445,244Net Assets 2023: $42,668,1672023Assets 2024: $468,092,393Liabilities 2024: $423,327,743Net Assets 2024: $44,764,6502024

Highlighted filing

2021

Assets$358,033,017
Liabilities$315,677,282
Net Assets$42,355,735
Open 2021 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,415,8272010Expenses 2011: $5,448,2082011Revenue 2012: $7,367,273Expenses 2012: $5,594,532Net Income 2012: $1,772,7412012Revenue 2013: $7,466,143Expenses 2013: $5,570,797Net Income 2013: $1,895,3462013Revenue 2014: $7,741,726Expenses 2014: $5,641,449Net Income 2014: $2,100,2772014Revenue 2015: $8,398,068Expenses 2015: $6,102,204Net Income 2015: $2,295,8642015Revenue 2016: $8,831,402Expenses 2016: $6,764,614Net Income 2016: $2,066,7882016Revenue 2017: $9,909,976Expenses 2017: $7,396,295Net Income 2017: $2,513,6812017Revenue 2018: $10,832,370Expenses 2018: $8,658,461Net Income 2018: $2,173,9092018Revenue 2019: $12,306,774Expenses 2019: $10,183,911Net Income 2019: $2,122,8632019Revenue 2020: $12,456,695Expenses 2020: $10,252,529Net Income 2020: $2,204,1662020Revenue 2021: $12,583,727Expenses 2021: $9,832,619Net Income 2021: $2,751,1082021Revenue 2022: $13,994,856Expenses 2022: $10,936,812Net Income 2022: $3,058,0442022Revenue 2023: $18,921,575Expenses 2023: $17,920,582Net Income 2023: $1,000,9932023Revenue 2024: $23,271,400Expenses 2024: $21,679,687Net Income 2024: $1,591,7132024

Highlighted filing

2021

Revenue$12,583,727
Expenses$9,832,619
Net Income$2,751,108
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2022
Return Version
2021v4.2
Gross Receipts
$14,822,578
Mission and Program Overview

Mission

PCM Credit Union is a strong financial cooperative that goes above and beyond by providing member-owners benefits and advantages over other financial institutions.

Pcm credit union is a strong financial cooperative that goes above and beyond by providing member-owners beneifts and advantages over other finanical institutions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$232,644,313$260,069,591▲ $27,425,278
Investments in Publicly Traded Securities$18,452,752$44,154,765▲ $25,702,013
Rtn Earn Endowment Incm Other Fnds$35,906,264$37,355,735▲ $1,449,471
Savings and Temporary Cash Investments$47,635,683$31,730,920▼ $15,904,763
Investments Other Securities$9,814,276$10,274,560▲ $460,284
Land, Buildings, and Equipment, Net$6,509,878$6,237,376▼ $272,502
Pd in Cap Srpls Land Bldg Eqp Fund$5,000,000$5,000,000→ $0
Cash and Non-Interest-Bearing Accounts$1,274,088$1,069,421▼ $204,667
Investments Program Related$871,635$867,629▼ $4,006
Prepaid Expenses and Deferred Charges$231,263$224,785▼ $6,478
Accounts Receivable$43,604$98,706▲ $55,102
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$320,189,637$358,033,017▲ $37,843,380
Other Assets Total$2,712,145$3,305,264▲ $593,119
Liabilities
Other Liabilities$270,574,216$309,712,830▲ $39,138,614
Mortgage Notes Payable Secured by Investment Property$7,000,000$3,000,000▼ $4,000,000
Accounts Payable and Accrued Expenses$1,709,157$2,964,452▲ $1,255,295
Total Liabilities$279,283,373$315,677,282▲ $36,393,909
Net Assets / Fund Balance
Total Net Assets Fund Balance$40,906,264$42,355,735▲ $1,449,471
Total Liabilities and Net Assets / Fund Balance$320,189,637$358,033,017▲ $37,843,380

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,138,814$1,243,438$6,382,252
Equipment$231,904$1,210,033$1,441,937
Land$866,658-$866,658
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Danny L WollinPresidentFT$286,570$100,320$386,890
Cathy M BecksExec Vice PresidentFT$223,032$78,691$301,723
Kim RungeVP of Member ServiceFT$103,226$19,367$122,593

Board Members and Trustees

NameTitle
Jim ZittlowChairperson
Marlis KlimekVice Chairperson
Deb BarlamentDirector
Jeff BurichDirector
Jerry KuschelDirector
Robert HatszegiDirector
Joan EickSecretary
Karen SylvesterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,735,035
Investment Income
$843,892
Other Revenue
$4,800
Change in Net Assets
$2,751,108
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,373,829
Salaries, Compensation, and Employee Benefits$4,442,872
Grants and Similar Amounts Paid$15,918
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,840,653
Current Officers, Directors, Trustees, and Key Employees---$721,630
Information Technology---$552,615
Other Employee Benefits---$416,594
Depreciation Depletion---$347,594
Office Expenses---$255,683
Payroll Taxes---$243,649
Occupancy---$229,897
Pension Plan Contributions---$220,346
Advertising---$145,396
Conferences and Meetings---$130,328
Fees for Services Other---$127,528
Other Expenses---$79,829
Insurance---$61,392
Interest---$45,117
Fees for Services Accounting---$25,565
Travel---$19,845
Grants to Domestic Orgs---$15,918
All Other Expenses---$7,500
Total Functional Expenses$0$0$0$9,832,619
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$309,712,830
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization consists of members. To be a memeber, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the membership utilizing their one vote per member.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).”

Form 990, Part VI, Section B, Line 11B

“Reviewed by executive management.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis the officers, directors and employees are required to disclose any family or personal interest indivuduals. These lists are blocked from employee access.”

Form 990, Part VI, Section B, Line 15

“Reviewed by the supervisory examiners and compensation committee.”

Form 990, Part VI, Section C, Line 18

“UPON REQUEST”

Form 990, Part VI, Section C, Line 19

“Financial statements are available to all members at our annual meeting in the annual report booklet, and year end financials are posted in the lobby at both branches. All others would be considered upon request.”

Filing and Contact Details

Filer

Filer Name
Pcm Credit Union
EIN
39-0974444
Phone
9204992831
Address
601 WILLARD DRIVE, GREEN BAY, WI 54324-0500

Signing Officer

Name
Danny L Wollin
Title
President/CEO
Phone
9204992831
Signed
2022-11-14
Discuss with paid preparer
No

Organization Details

Principal Officer
Danny L Wollin
Formed
1958
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
54
Volunteers
0

Preparer

Firm
Hawkins Ash Cpas Llp
Address
520 N BROADWAY SUITE 250, GREEN BAY, WI 54303
Preparer
Jeffrey Danen
Phone
9203369850
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING 7.”

Financial Statement Notes

PART IV, LINE 2B:

“When necessary, escrow accounts for mortgages are held on behalf of members. The balance in these accounts is included on line 25 of part x.”

Raw XML AppendixShowing 400 of 457 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt10VP OF MEMBER SERVICE
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IRS990/MissionDesc0PCM CREDIT UNION IS A STRONG FINANCIAL COOPERATIVE THAT GOES ABOVE AND BEYOND BY PROVIDING MEMBER-OWNERS BENEFITS AND ADVANTAGES OVER OTHER FINANCIAL INSTITUTIONS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt07000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03000000
IRS990/NetAssetsOrFundBalancesBOYAmt040906264
IRS990/NetAssetsOrFundBalancesEOYAmt042355735
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt031560
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt01938
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt033498
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt04800
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt04800
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1301644
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0229897
IRS990/OfficeExpensesGrp/TotalAmt0255683
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02712145
IRS990/OtherAssetsTotalGrp/EOYAmt03305264
IRS990/OtherChangesInNetAssetsAmt07
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0416594
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2MEMBER ACCOUNT/CARD FEE
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01916384
IRS990/OtherExpensesGrp/TotalAmt1859535
IRS990/OtherExpensesGrp/TotalAmt2569621
IRS990/OtherExpensesGrp/TotalAmt379829
IRS990/OtherLiabilitiesGrp/BOYAmt0270574216
IRS990/OtherLiabilitiesGrp/EOYAmt0309712830
IRS990/OtherSalariesAndWagesGrp/TotalAmt02840653
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0232644313
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0260069591
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0243649
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt05000000
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt05000000
IRS990/PensionPlanContributionsGrp/TotalAmt0220346
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0231263
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0224785
IRS990/PrincipalOfficerNm0DANNY L WOLLIN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE/WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/Desc3FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09303000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11217772
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2571212
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3420728
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4193123
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09303000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11217772
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2600412
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3420728
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4193123
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt029200
IRS990/ProgSrvcAccomActy2Grp/Desc0WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 13,567 MEMBERS AT 12/31/21. DURING 2021, WE OPENED 2,953 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt021400
IRS990/PYInvestmentIncomeAmt0645940
IRS990/PYOtherExpensesAmt06198030
IRS990/PYOtherRevenueAmt04800
IRS990/PYProgramServiceRevenueAmt011805955
IRS990/PYRevenuesLessExpensesAmt02204166
IRS990/PYSalariesCompEmpBnftPaidAmt04033099
IRS990/PYTotalExpensesAmt010252529
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012456695
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt02751108
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt04800
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt035906264
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt037355735
IRS990/SavingsAndTempCashInvstGrp/BOYAmt047635683
IRS990/SavingsAndTempCashInvstGrp/EOYAmt031730920
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05138814
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01243438
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06382252
IRS990ScheduleD/EquipmentGrp/BookValueAmt0231904
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01210033
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01441937
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0866658
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0866658
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0309712830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0WHEN NECESSARY, ESCROW ACCOUNTS FOR MORTGAGES ARE HELD ON BEHALF OF MEMBERS. THE BALANCE IN THESE ACCOUNTS IS INCLUDED ON LINE 25 OF PART X.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06237376
IRS990ScheduleD/TotalLiabilityAmt0309712830
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0286570
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1223032
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount060492
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount148310
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt021750
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt114019
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt018078
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt116362
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DANNY L WOLLIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1CATHY M BECKS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1EXEC VICE PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0386890
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1301723
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMEBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3REVIEWED BY EXECUTIVE MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS THE OFFICERS, DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY FAMILY OR PERSONAL INTEREST INDIVUDUALS. THESE LISTS ARE BLOCKED FROM EMPLOYEE ACCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5REVIEWED BY THE SUPERVISORY EXAMINERS AND COMPENSATION COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE AVAILABLE TO ALL MEMBERS AT OUR ANNUAL MEETING IN THE ANNUAL REPORT BOOKLET, AND YEAR END FINANCIALS ARE POSTED IN THE LOBBY AT BOTH BRANCHES. ALL OTHERS WOULD BE CONSIDERED UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ROUNDING 7.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0320189637
IRS990/TotalAssetsEOYAmt0358033017
IRS990/TotalAssetsGrp/BOYAmt0320189637
IRS990/TotalAssetsGrp/EOYAmt0358033017
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt054
IRS990/TotalFunctionalExpensesGrp/TotalAmt09832619
IRS990/TotalGrossUBIAmt029200
IRS990/TotalLiabilitiesBOYAmt0279283373
IRS990/TotalLiabilitiesEOYAmt0315677282
IRS990/TotalLiabilitiesGrp/BOYAmt0279283373
IRS990/TotalLiabilitiesGrp/EOYAmt0315677282
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt040906264

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$358,033,017
Liabilities
$315,677,282
Net assets
$42,355,735
Revenue
$12,583,727
Expenses
$9,832,619
Net income
$2,751,108
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$468$423$44.8$23.3$21.7$1.59
2023Detailed filing. Detailed filing data is available for this year.$450$407$42.7$18.9$17.9$1.00
2022Detailed filing. Detailed filing data is available for this year.$393$353$40.6$14.0$10.9$3.06
2021Detailed filing. Detailed filing data is available for this year.$358$316$42.4$12.6$9.83$2.75
2020Detailed filing. Detailed filing data is available for this year.$320$279$40.9$12.5$10.3$2.20
2019Detailed filing. Detailed filing data is available for this year.$269$231$38.3$12.3$10.2$2.12
2018Detailed filing. Detailed filing data is available for this year.$259$223$35.8$10.8$8.66$2.17
2017Detailed filing. Detailed filing data is available for this year.$244$210$33.8$9.91$7.40$2.51
2016Detailed filing. Detailed filing data is available for this year.$216$184$31.4$8.83$6.76$2.07
2015Detailed filing. Detailed filing data is available for this year.$195$165$29.3$8.40$6.10$2.30
2014Detailed filing. Detailed filing data is available for this year.$167$142$25.3$7.74$5.64$2.10
2013Detailed filing. Detailed filing data is available for this year.$163$140$23.2$7.47$5.57$1.90
2012Summary only. Only limited summary data is available for this year.$159$138$21.3$7.37$5.59$1.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$147$127$19.5$5.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$119$17.9$5.42